COIN
Coinbase Global, Inc.
There isn't enough reported data to score COIN yet.
TRV
The Travelers Companies, Inc.
TRV's fundamentals are strong: its operating margin rose 6 points to 21% and earnings per share grew 50%. At 11x earnings, it's trading below its usual 13x. Analysts expect earnings growth.
COIN Fundamentals
| Metric | Status |
|---|---|
| Weak | |
| Under pressure | |
| N/A | |
| N/A |
COIN's revenue and profitability are currently under pressure. Free cash flow and net leverage aren't meaningful measures for financial services companies like COIN.
TRV Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Strong | |
| N/A | |
| N/A |
TRV's profitability is currently strong, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like TRV.
COIN PE Valuation
COIN has no meaningful PE right now: it lost money over the past year.
TRV PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 11x | $407 | +0.9% |
| Current | 11x | $403 | — |
| Fair | 13x | $505 | +25% |
| Forward | 13x | $403 | — |
| Expensive | 16x | $603 | +50% |
Historical ranges are pointers, not guarantees.
TRV's PE is in its cheap range at 11x. On analysts' estimates for next year's earnings, today's price would be 13x, in its fair range.
COIN Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Strong growth | |
| Stable | |
| Strongly improving | |
| Moderate | |
| Low |
Analysts expect COIN's earnings to grow and its profitability to improve, with its revenue holding steady. However, they disagree widely on these estimates.
TRV Forward outlook
| Metric | Outlook |
|---|---|
| Strongly deteriorating | |
| Growth | |
| Stable | |
| Improving | |
| Moderate | |
| Moderate |
Analysts expect TRV's earnings to grow and its profitability to improve, with its revenue holding steady.
COIN Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $1.36 | — |
| Q3 2026 | -$2.77 | -124% |
| Q2 2026 | -$3.78 | -137% |
| Q1 2026 | $2.72 | -49% |
| Q4 2025 | $4.45 | -53% |
| Q3 2025 | $11.54 | +94% |
| Q2 2025 | $10.32 | +82% |
| Q1 2025 | $5.32 | +4.1% |
| Q4 2024 | $9.48 | +2462% |
COIN has swung to a loss: it lost $2.77 per share over the past year, after a profit the year before.
TRV Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $30.64 | -19% |
| Q3 2026 | $38.04 | +50% |
| Q2 2026 | $37.24 | +65% |
| Q1 2026 | $33.51 | +82% |
| Q4 2025 | $27.43 | +28% |
| Q3 2025 | $25.43 | +30% |
| Q2 2025 | $22.61 | +43% |
| Q1 2025 | $18.37 | +36% |
| Q4 2024 | $21.47 | +68% |
TRV has the edge over COIN on earnings quality, reporting a profit while its opponent remains loss making.
COIN Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $1.2B | -35% |
| Q2 2026 | $1.2B | -19% |
| Q1 2026 | $1.4B | -31% |
| Q4 2025 | $1.8B | -22% |
| Q3 2025 | $1.9B | +55% |
| Q2 2025 | $1.5B | +3.3% |
| Q1 2025 | $2B | +24% |
| Q4 2024 | $2.3B | +138% |
COIN's revenue has slid since its 2021 peak: $1.2B last quarter, down 35% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 5.1% | -21 points |
| Q2 2026 | -9.3% | -7.7 points |
| Q1 2026 | -1.5% | -36 points |
| Q4 2025 | 15% | -30 points |
| Q3 2025 | 26% | +12 points |
| Q2 2025 | -1.6% | -25 points |
| Q1 2025 | 35% | -12 points |
| Q4 2024 | 46% | +33 points |
COIN's operating margin was 5.1% last quarter, down 21 points from the same quarter a year ago.
TRV Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $12.4B | -0.5% |
| Q2 2026 | $12.2B | +0.3% |
| Q1 2026 | $11.9B | +1% |
| Q4 2025 | $12.4B | +3.5% |
| Q3 2025 | $12.5B | +4.8% |
| Q2 2025 | $12.1B | +7.4% |
| Q1 2025 | $11.8B | +5.2% |
| Q4 2024 | $12B | +9.9% |
TRV has the edge over COIN on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 19% | +0.3 points |
| Q2 2026 | 23% | +7.3 points |
| Q1 2026 | 18% | +14 points |
| Q4 2025 | 25% | +3.4 points |
| Q3 2025 | 19% | +5.7 points |
| Q2 2025 | 16% | +9.7 points |
| Q1 2025 | 4% | -8.2 points |
| Q4 2024 | 22% | +3.1 points |
TRV has the edge over COIN on profitability, with a higher operating margin.
COIN Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $405.5M | +$1.2B |
| Q2 2026 | $197.3M | -40% |
| Q1 2026 | $182.7M | +$365.5M |
| Q4 2025 | $3.1B | +218% |
| Q3 2025 | -$784.5M | -213% |
| Q2 2025 | $328.5M | -32% |
| Q1 2025 | -$182.7M | -144% |
| Q4 2024 | $964.6M | +$969.8M |
COIN's free cash flow was $3.9B over the past year, more than ten times what it generated the year before. Free cash flow isn't a meaningful measure for financial services companies like COIN.
TRV Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $3.9B | -8.3% |
| Q2 2026 | $1.9B | -18% |
| Q1 2026 | $2.2B | +62% |
| Q4 2025 | $2.7B | +30% |
| Q3 2025 | $4.2B | +9.1% |
| Q2 2025 | $2.3B | +39% |
| Q1 2025 | $1.4B | -6.7% |
| Q4 2024 | $2.1B | -1.9% |
TRV's free cash flow was $10.7B over the past year, up 6.9% from the year before. Free cash flow isn't a meaningful measure for financial services companies like TRV.
COIN Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +9.3% | +24.6M shares |
| 1 year | -1.4% | -4M shares |
| 3 years | +21% | +50.7M shares |
| 5 years | +15% | +37.4M shares |
| Available history | +330% | +221M shares |
COIN has 288M diluted shares, down 1.4% from a year ago.
| Quarter | Spent |
|---|---|
| Q3 2026 | $5.3M |
| Q2 2026 | $181.3M |
| Q1 2026 | $1.1B |
| Q4 2020 | — |
| Q3 2020 | — |
| Q2 2020 | — |
| Q1 2020 | — |
| Q4 2019 | $10.5M |
TRV Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -1.4% | -3M shares |
| 1 year | -7.4% | -16.9M shares |
| 3 years | -8.9% | -20.5M shares |
| 5 years | -16% | -39.5M shares |
| Available history | -20% | -51.7M shares |
TRV has the edge over COIN on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $1.5B |
| Q2 2026 | $1.3B |
| Q1 2026 | $1.8B |
| Q4 2025 | $1.6B |
| Q3 2025 | $619M |
| Q2 2025 | $500M |
| Q1 2025 | $250M |
| Q4 2024 | $256M |
TRV spent $6.2B buying back its own shares over the past year, about four times what it spent the year before.
COIN Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -4.4x | Net Cash |
| Q2 2026 | -2.5x | Net Cash |
| Q1 2026 | -2.8x | Net Cash |
| Q4 2025 | -2.3x | Net Cash |
| Q3 2025 | -0.6x | Net Cash |
| Q2 2025 | -1.6x | Net Cash |
| Q1 2025 | -1.6x | Net Cash |
| Q4 2024 | -1.8x | Net Cash |
COIN has the edge over TRV on leverage, with a lower net debt burden relative to earnings.
TRV Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -0.1x | Net Cash |
| Q2 2026 | -0.1x | Net Cash |
| Q1 2026 | -0.1x | Net Cash |
| Q4 2025 | -0.1x | Net Cash |
| Q3 2025 | -0.1x | Net Cash |
| Q2 2025 | -0.1x | Net Cash |
| Q1 2025 | -0.1x | Net Cash |
| Q4 2024 | -0.1x | Net Cash |
TRV has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like TRV.
COIN Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 35.3 | Neutral |
| Stochastic | 5.0 | Oversold |
COIN's weekly RSI is 35 (neutral) and its Stochastic is 5 (oversold).
TRV Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 70.5 | Overbought |
| Stochastic | 73.3 | Neutral |
TRV's weekly RSI is 70 (overbought) and its Stochastic is 73 (neutral).
COIN PE vs Financial Services Sector
| Metric | COIN | Sector median | Relative |
|---|---|---|---|
| PE | N/A | 13x | — |
COIN has no meaningful PE right now: it lost money over the past year.
TRV PE vs Financial Services Sector
| Metric | TRV | Sector median | Relative |
|---|---|---|---|
| PE | 11x | 13x | 19% below |
| PE % | 15 | 63 | 48 pts below |
TRV is trading at 11x earnings, a 19% discount to the Financial Services sector's median of 13x.
COIN Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $163.0 | 20% below |
| 20 week MA | $165.6 | 21% below |
| 50 week MA | $184.4 | 29% below |
| 100 week MA | $232.8 | 44% below |
| 200 week MA | $190.3 | 31% below |
COIN is in a downtrend: it's below all five of its weekly moving averages, and 31% below its 200-week average.
TRV Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $384.3 | 4.9% above |
| 20 week MA | $374.7 | 7.6% above |
| 50 week MA | $327.7 | 23% above |
| 100 week MA | $295.1 | 37% above |
| 200 week MA | $247.2 | 63% above |
TRV has the edge over COIN on trend strength, trading above more of its moving averages.
COIN Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2021 | $342.0 | $268.2 | -22% |
| 2022 | $268.2 | $35.5 | -87% |
| 2023 | $35.5 | $173.9 | +390% |
| 2024 | $173.9 | $265.7 | +53% |
| 2025 | $265.7 | $236.9 | -11% |
| 2026 YTD | $236.9 | $130.7 | -45% |
COIN's yearly returns have swung widely, from +390% in 2023 to −87% in 2022. It's down 45% so far in 2026.
TRV Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $136.8 | $138.5 | +1.2% |
| 2021 | $138.5 | $154.7 | +12% |
| 2022 | $154.7 | $189.5 | +23% |
| 2023 | $189.5 | $190.5 | +0.5% |
| 2024 | $190.5 | $241.4 | +27% |
| 2025 | $241.4 | $292.1 | +21% |
| 2026 YTD | $292.1 | $403.2 | +38% |
TRV has the edge over COIN on returns for 2026, with the stronger performance.