COIN
Coinbase Global, Inc.
There isn't enough reported data to score COIN yet.
OCFC
OceanFirst Financial Corp.
OCFC's fundamentals are mixed, but it looks expensive: trading at 25x earnings, about twice its usual 12x. Analysts expect strong earnings growth.
COIN Fundamentals
| Metric | Status |
|---|---|
| Weak | |
| Under pressure | |
| N/A | |
| N/A |
COIN's revenue and profitability are currently under pressure. Free cash flow and net leverage aren't meaningful measures for financial services companies like COIN.
OCFC Fundamentals
| Metric | Status |
|---|---|
| Strong | |
| Stable | |
| N/A | |
| N/A |
OCFC's revenue is currently strong, and its profitability is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like OCFC.
COIN PE Valuation
COIN has no meaningful PE right now: it lost money over the past year.
OCFC PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 8.4x | $18.09 | — |
| Cheap | 8.9x | $6.52 | -64% |
| Fair | 11x | $8.38 | -54% |
| Expensive | 16x | $11.65 | -36% |
| Current | 25x | $18.09 | — |
Historical ranges are pointers, not guarantees.
OCFC's PE is in its expensive range at 25x. If earnings grow as analysts expect, today's price would be 8.4x next year's earnings, in its cheap range.
COIN Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Strong growth | |
| Stable | |
| Strongly improving | |
| Moderate | |
| Low |
Analysts expect COIN's earnings to grow and its profitability to improve, with its revenue holding steady. However, they disagree widely on these estimates.
OCFC Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Strong growth | |
| Strong growth | |
| Strongly weakening | |
| Limited | |
| Moderate |
Analysts expect strong earnings and revenue growth for OCFC, but weaker profitability.
COIN Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $1.36 | — |
| Q3 2026 | -$2.77 | -124% |
| Q2 2026 | -$3.78 | -137% |
| Q1 2026 | $2.72 | -49% |
| Q4 2025 | $4.45 | -53% |
| Q3 2025 | $11.54 | +94% |
| Q2 2025 | $10.32 | +82% |
| Q1 2025 | $5.32 | +4.1% |
| Q4 2024 | $9.48 | +2462% |
COIN has swung to a loss: it lost $2.77 per share over the past year, after a profit the year before.
OCFC Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $2.16 | +196% |
| Q3 2026 | $0.73 | -43% |
| Q2 2026 | $0.86 | -39% |
| Q1 2026 | $1.18 | -23% |
| Q4 2025 | $1.17 | -29% |
| Q3 2025 | $1.29 | -26% |
| Q2 2025 | $1.41 | -15% |
| Q1 2025 | $1.53 | -11% |
| Q4 2024 | $1.65 | -2.9% |
OCFC has the edge over COIN on earnings quality, reporting a profit while its opponent remains loss making.
COIN Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $1.2B | -35% |
| Q2 2026 | $1.2B | -19% |
| Q1 2026 | $1.4B | -31% |
| Q4 2025 | $1.8B | -22% |
| Q3 2025 | $1.9B | +55% |
| Q2 2025 | $1.5B | +3.3% |
| Q1 2025 | $2B | +24% |
| Q4 2024 | $2.3B | +138% |
COIN's revenue has slid since its 2021 peak: $1.2B last quarter, down 35% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 5.1% | -21 points |
| Q2 2026 | -9.3% | -7.7 points |
| Q1 2026 | -1.5% | -36 points |
| Q4 2025 | 15% | -30 points |
| Q3 2025 | 26% | +12 points |
| Q2 2025 | -1.6% | -25 points |
| Q1 2025 | 35% | -12 points |
| Q4 2024 | 46% | +33 points |
COIN's operating margin was 5.1% last quarter, down 21 points from the same quarter a year ago.
OCFC Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $185.1M | +80% |
| Q2 2026 | $131.3M | +32% |
| Q1 2026 | $103.2M | +5.4% |
| Q4 2025 | $104.7M | +9.6% |
| Q3 2025 | $103M | +6.3% |
| Q2 2025 | $99.4M | +6.6% |
| Q1 2025 | $97.9M | -0.6% |
| Q4 2024 | $95.6M | -4.1% |
OCFC has the edge over COIN on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 16% | -6 points |
| Q2 2026 | -1.9% | -27 points |
| Q1 2026 | 26% | -2.7 points |
| Q4 2025 | 16% | -12 points |
| Q3 2025 | 22% | -12 points |
| Q2 2025 | 25% | -8.8 points |
| Q1 2025 | 29% | -11 points |
| Q4 2024 | 29% | -7.9 points |
OCFC has the edge over COIN on profitability, with a higher operating margin.
COIN Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $405.5M | +$1.2B |
| Q2 2026 | $197.3M | -40% |
| Q1 2026 | $182.7M | +$365.5M |
| Q4 2025 | $3.1B | +218% |
| Q3 2025 | -$784.5M | -213% |
| Q2 2025 | $328.5M | -32% |
| Q1 2025 | -$182.7M | -144% |
| Q4 2024 | $964.6M | +$969.8M |
COIN's free cash flow was $3.9B over the past year, more than ten times what it generated the year before. Free cash flow isn't a meaningful measure for financial services companies like COIN.
OCFC Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $128M | +461% |
| Q2 2026 | $33.5M | +23% |
| Q1 2026 | $23.3M | +$26.9M |
| Q4 2025 | $33.1M | -23% |
| Q3 2025 | $22.8M | +$46.3M |
| Q2 2025 | $27.2M | +39% |
| Q1 2025 | -$3.6M | -108% |
| Q4 2024 | $43.2M | +$71.7M |
OCFC has the edge over COIN on cash flow, with more consistent year-over-year improvement.
COIN Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +9.3% | +24.6M shares |
| 1 year | -1.4% | -4M shares |
| 3 years | +21% | +50.7M shares |
| 5 years | +15% | +37.4M shares |
| Available history | +330% | +221M shares |
COIN has the edge over OCFC on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $5.3M |
| Q2 2026 | $181.3M |
| Q1 2026 | $1.1B |
| Q4 2020 | — |
| Q3 2020 | — |
| Q2 2020 | — |
| Q1 2020 | — |
| Q4 2019 | $10.5M |
OCFC Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +40% | +27.9M shares |
| 1 year | +72% | +41.1M shares |
| 3 years | +66% | +39M shares |
| 5 years | +65% | +38.6M shares |
| Available history | +93% | +47.4M shares |
OCFC has 98M diluted shares, up 72% from a year ago.
| Quarter | Spent |
|---|---|
| Q3 2026 | $755,000 |
| Q2 2026 | $3.6M |
| Q1 2026 | $3.4M |
| Q4 2025 | $558,000 |
| Q3 2025 | $42,000 |
| Q2 2025 | $17.4M |
| Q1 2025 | $6.9M |
| Q4 2024 | $5,000 |
OCFC spent $8M buying back its own shares over the past year, down 66% from the year before.
COIN Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -4.4x | Net Cash |
| Q2 2026 | -2.5x | Net Cash |
| Q1 2026 | -2.8x | Net Cash |
| Q4 2025 | -2.3x | Net Cash |
| Q3 2025 | -0.6x | Net Cash |
| Q2 2025 | -1.6x | Net Cash |
| Q1 2025 | -1.6x | Net Cash |
| Q4 2024 | -1.8x | Net Cash |
COIN has the edge over OCFC on leverage, with a lower net debt burden relative to earnings.
OCFC Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 24.1x | High |
| Q2 2026 | 26.1x | High |
| Q1 2026 | 12.8x | High |
| Q4 2025 | 1.2x | Healthy |
| Q3 2025 | 14.4x | High |
| Q2 2025 | 7.8x | High |
| Q1 2025 | 7.1x | High |
| Q4 2024 | 0.5x | Very low |
OCFC's net debt is more than 20 years of its operating earnings (EBITDA), up from 14 years a year ago. Net leverage isn't a meaningful measure for financial services companies like OCFC.
COIN Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 35.3 | Neutral |
| Stochastic | 5.0 | Oversold |
COIN's weekly RSI is 35 (neutral) and its Stochastic is 5 (oversold).
OCFC Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 49.8 | Neutral |
| Stochastic | 55.4 | Neutral |
OCFC's weekly RSI is 50 (neutral) and its Stochastic is 55 (neutral).
COIN PE vs Financial Services Sector
| Metric | COIN | Sector median | Relative |
|---|---|---|---|
| PE | N/A | 13x | — |
COIN has no meaningful PE right now: it lost money over the past year.
OCFC PE vs Financial Services Sector
| Metric | OCFC | Sector median | Relative |
|---|---|---|---|
| PE | 25x | 13x | 90% above |
| PE % | 100 | 63 | 37 pts above |
OCFC is trading at 25x earnings, a 90% premium to the Financial Services sector's median of 13x.
COIN Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $163.0 | 20% below |
| 20 week MA | $165.6 | 21% below |
| 50 week MA | $184.4 | 29% below |
| 100 week MA | $232.8 | 44% below |
| 200 week MA | $190.3 | 31% below |
COIN is in a downtrend: it's below all five of its weekly moving averages, and 31% below its 200-week average.
OCFC Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $17.1 | 5.9% above |
| 20 week MA | $18.3 | 1.4% below |
| 50 week MA | $18.6 | 2.5% below |
| 100 week MA | $18.1 | 0.2% above |
| 200 week MA | $17.5 | 3.1% above |
OCFC has the edge over COIN on trend strength, trading above more of its moving averages.
COIN Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2021 | $342.0 | $268.2 | -22% |
| 2022 | $268.2 | $35.5 | -87% |
| 2023 | $35.5 | $173.9 | +390% |
| 2024 | $173.9 | $265.7 | +53% |
| 2025 | $265.7 | $236.9 | -11% |
| 2026 YTD | $236.9 | $130.7 | -45% |
COIN's yearly returns have swung widely, from +390% in 2023 to −87% in 2022. It's down 45% so far in 2026.
OCFC Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $25.3 | $18.7 | -26% |
| 2021 | $18.7 | $22.0 | +18% |
| 2022 | $22.0 | $21.5 | -2.4% |
| 2023 | $21.5 | $17.4 | -19% |
| 2024 | $17.4 | $17.7 | +1.8% |
| 2025 | $17.7 | $19.8 | +12% |
| 2026 YTD | $19.8 | $18.1 | -8.5% |
OCFC has the edge over COIN on returns for 2026, with the stronger performance.