CINF
Cincinnati Financial Corporation
CINF's fundamentals are strong, but it looks expensive: trading at 11x earnings, in line with its usual 10x, but 21x next year's expected earnings. Analysts disagree widely on these estimates.
IREN
IREN Limited
There isn't enough reported data to score IREN yet.
CINF Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Strong | |
| N/A | |
| N/A |
CINF's profitability is currently strong, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like CINF.
IREN Fundamentals
| Metric | Status |
|---|---|
| Under pressure | |
| Weak | |
| N/A | |
| N/A |
IREN's revenue and profitability are currently under pressure. Free cash flow and net leverage aren't meaningful measures for financial services companies like IREN.
CINF PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 7.5x | $128 | -33% |
| Fair | 10x | $174 | -8.6% |
| Current | 11x | $190 | — |
| Expensive | 19x | $327 | +72% |
| Forward | 21x | $190 | — |
Historical ranges are pointers, not guarantees.
CINF's PE is in its fair range at 11x. On analysts' estimates for next year's earnings, today's price would be 21x, in its expensive range.
IREN PE Valuation
IREN has no meaningful PE right now: it lost money over the past year.
CINF Forward outlook
| Metric | Outlook |
|---|---|
| Strongly deteriorating | |
| Stable | |
| Stable | |
| Stable | |
| Limited | |
| Low |
Analysts expect CINF's earnings, revenue and profitability to hold roughly steady. However, they disagree widely on these estimates.
IREN Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Losses growing | |
| Strong growth | |
| Strongly improving | |
| Limited | |
| Low |
Analysts expect IREN's losses to grow, with revenue growing. However, they disagree widely on these estimates.
CINF Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $8.94 | -48% |
| Q3 2026 | $17.05 | +27% |
| Q2 2026 | $21.20 | +84% |
| Q1 2026 | $17.49 | +91% |
| Q4 2025 | $15.17 | +4.4% |
| Q3 2025 | $13.45 | -31% |
| Q2 2025 | $11.54 | -15% |
| Q1 2025 | $9.18 | -39% |
| Q4 2024 | $14.53 | +25% |
CINF has the edge over IREN on earnings quality, reporting a profit while its opponent remains loss making.
IREN Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q3 2026 | -$3.96 | -347% |
| Q2 2026 | -$2.22 | -988% |
| Q1 2026 | $0.51 | +$1.10 |
| Q4 2025 | $1.18 | +$1.62 |
| Q3 2025 | $1.60 | +$1.99 |
| Q2 2025 | $0.25 | +$0.45 |
| Q1 2025 | -$0.59 | -$0.43 |
| Q4 2024 | -$0.44 | -$0.15 |
IREN has swung to a loss: it lost $3.96 per share over the past year, after a profit the year before.
CINF Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $3B | -18% |
| Q2 2026 | $4.3B | +32% |
| Q1 2026 | $2.9B | +12% |
| Q4 2025 | $3.1B | +22% |
| Q3 2025 | $3.7B | +12% |
| Q2 2025 | $3.2B | +28% |
| Q1 2025 | $2.6B | -13% |
| Q4 2024 | $2.5B | -24% |
CINF's revenue is growing: $3B last quarter, down 18% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 18% | -20 points |
| Q2 2026 | 37% | +11 points |
| Q1 2026 | 11% | +16 points |
| Q4 2025 | 27% | +8.3 points |
| Q3 2025 | 38% | +6.6 points |
| Q2 2025 | 26% | +11 points |
| Q1 2025 | -5% | -38 points |
| Q4 2024 | 19% | -26 points |
CINF has the edge over IREN on profitability, with a higher operating margin.
IREN Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $228M | -5.1% |
| Q2 2026 | $137.2M | -27% |
| Q1 2026 | $144.8M | 0% |
| Q4 2025 | $184.7M | +59% |
| Q3 2025 | $240.3M | +355% |
| Q2 2025 | $187.3M | +230% |
| Q1 2025 | $144.8M | +168% |
| Q4 2024 | $116.1M | +176% |
IREN has the edge over CINF on sales, with stronger typical year-over-year growth.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | -82% | -50 points |
| Q2 2026 | -452% | -461 points |
| Q1 2026 | -161% | -180 points |
| Q4 2025 | -63% | -79 points |
| Q3 2025 | -32% | +57 points |
| Q2 2025 | 9% | +49 points |
| Q1 2025 | 19% | +8 points |
| Q4 2024 | 15% | +21 points |
IREN's operating margin was −82% last quarter, down 50 points from the same quarter a year ago.
CINF Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $787M | -29% |
| Q2 2026 | $698M | -5.3% |
| Q1 2026 | $654M | +113% |
| Q4 2025 | $939M | +47% |
| Q3 2025 | $1.1B | +22% |
| Q2 2025 | $737M | 0% |
| Q1 2025 | $307M | -11% |
| Q4 2024 | $638M | +12% |
CINF has the edge over IREN on cash generation, producing positive trailing cash flow while its opponent burns cash.
IREN Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | -$1.6B | -$1.6B |
| Q2 2026 | $482.2M | +2895% |
| Q1 2026 | -$873.8M | -$523.1M |
| Q4 2025 | -$468M | -$334M |
| Q3 2025 | -$38M | +$349.4M |
| Q2 2025 | $16.1M | +$179M |
| Q1 2025 | -$350.7M | -$128.7M |
| Q4 2024 | -$134M | -$105.2M |
IREN's free cash flow was −$2.5B over the past year, against −$507M the year before. Free cash flow isn't a meaningful measure for financial services companies like IREN.
CINF Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.4% | -600K shares |
| 1 year | -1.7% | -2.7M shares |
| 3 years | -1.1% | -1.8M shares |
| 5 years | -4.8% | -7.8M shares |
| Available history | -6.1% | -10M shares |
CINF has the edge over IREN on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $1M |
| Q2 2026 | $216M |
| Q1 2026 | $179M |
| Q4 2025 | $103M |
| Q3 2025 | $60M |
| Q2 2025 | — |
| Q1 2025 | $42M |
| Q4 2024 | $5M |
CINF spent $499M buying back its own shares over the past year, about five times what it spent the year before.
IREN Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +26% | +82.4M shares |
| 1 year | +10% | +36.9M shares |
| 3 years | +511% | +333M shares |
| 5 years | +624% | +344M shares |
| Available history | +2346% | +382M shares |
IREN has 399M diluted shares, up 10% from a year ago.
| Quarter | Spent |
|---|---|
| Q2 2025 | — |
| Q1 2025 | — |
| Q4 2024 | — |
| Q3 2024 | — |
| Q2 2024 | — |
| Q1 2024 | — |
| Q4 2023 | — |
| Q3 2023 | — |
CINF Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q2 2022 | -0.4x | Net Cash |
| Q1 2022 | -0.1x | Net Cash |
| Q4 2021 | -0.1x | Net Cash |
| Q3 2021 | -0.1x | Net Cash |
| Q2 2021 | -0.0x | Net Cash |
| Q1 2021 | -0.0x | Net Cash |
| Q4 2020 | -0.0x | Net Cash |
| Q3 2020 | -0.1x | Net Cash |
CINF has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like CINF.
IREN Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q1 2026 | 157.6x | High |
| Q4 2025 | 22.2x | High |
| Q3 2025 | 4.1x | High |
| Q2 2025 | 2.0x | Moderate |
| Q1 2025 | 3.3x | Elevated |
| Q4 2024 | -4.6x | Net Cash |
| Q3 2024 | -16.7x | Net Cash |
| Q2 2024 | -15.9x | Net Cash |
IREN's net debt is more than 20 years of its operating earnings (EBITDA), up from 3.3 years a year ago. Net leverage isn't a meaningful measure for financial services companies like IREN.
CINF Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 66.3 | Neutral |
| Stochastic | 79.4 | Neutral |
CINF's weekly RSI is 66 (neutral) and its Stochastic is 79 (neutral).
IREN Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 33.3 | Neutral |
| Stochastic | 8.2 | Oversold |
IREN's weekly RSI is 33 (neutral) and its Stochastic is 8 (oversold).
CINF PE vs Financial Services Sector
| Metric | CINF | Sector median | Relative |
|---|---|---|---|
| PE | 11x | 13x | 14% below |
| PE % | 58 | 63 | 5 pts below |
CINF is trading at 11x earnings, a 14% discount to the Financial Services sector's median of 13x.
IREN PE vs Financial Services Sector
| Metric | IREN | Sector median | Relative |
|---|---|---|---|
| PE | N/A | 13x | — |
IREN has no meaningful PE right now: it lost money over the past year.
CINF Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $174.1 | 9.3% above |
| 20 week MA | $175.3 | 8.6% above |
| 50 week MA | $168.6 | 13% above |
| 100 week MA | $158.2 | 20% above |
| 200 week MA | $137.0 | 39% above |
CINF has the edge over IREN on trend strength, trading above more of its moving averages.
IREN Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $29.8 | 35% below |
| 20 week MA | $36.2 | 46% below |
| 50 week MA | $42.8 | 54% below |
| 100 week MA | $32.0 | 39% below |
| 200 week MA | $19.1 | 2.1% above |
IREN has fallen below most of its moving averages, though it's still 2.1% above its 200-week average.
CINF Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $103.9 | $85.2 | -18% |
| 2021 | $85.2 | $112.3 | +32% |
| 2022 | $112.3 | $104.5 | -7% |
| 2023 | $104.5 | $103.5 | -1% |
| 2024 | $103.5 | $144.1 | +39% |
| 2025 | $144.1 | $164.8 | +14% |
| 2026 YTD | $164.8 | $190.3 | +15% |
CINF has the edge over IREN on returns for 2026, with the stronger performance.
IREN Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2021 | $24.8 | $17.2 | -31% |
| 2022 | $17.2 | $1.19 | -93% |
| 2023 | $1.19 | $7.15 | +501% |
| 2024 | $7.15 | $10.7 | +50% |
| 2025 | $10.7 | $40.3 | +276% |
| 2026 YTD | $40.3 | $19.5 | -52% |
IREN's yearly returns have swung widely, from +501% in 2023 to −93% in 2022. It's down 52% so far in 2026.