CIFR

Cipher Mining Inc.

There isn't enough reported data to score CIFR yet.

TMP

Tompkins Financial Corporation

73
Fundamentals83/ 100
Valuation78/ 100
Upside potential64/ 100
Risk potential15/ 100

TMP's fundamentals are strong and it looks cheap: trading at 8.0x earnings, below its usual 13x. Analysts expect earnings growth.

CIFR Fundamentals

MetricStatus
Weak
Weak
N/A
N/A

CIFR's revenue and profitability are currently weak. Free cash flow and net leverage aren't meaningful measures for financial services companies like CIFR.

TMP Fundamentals

MetricStatus
Healthy
Strong
N/A
N/A

TMP's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like TMP.

CIFR PE Valuation

CIFR has no meaningful PE right now: it lost money over the past year.

TMP PE Valuation

CHEAPFAIREXPENSIVE31x61x92x123x
CHEAPFAIREXPENSIVE31x61x92x123x
LevelPEPriceVs current
Current8x$100—
Cheap11x$133+33%
Forward12x$100—
Fair13x$161+61%
Expensive17x$210+109%

Historical ranges are pointers, not guarantees.

TMP's PE is in its cheap range at 8.0x. On analysts' estimates for next year's earnings, today's price would be 12x.

CIFR Forward outlook

MetricOutlook
--
Losses shrinking
Strong growth
Strongly improving
Limited
Low

CIFR has the edge over TMP on the outlook, with more favorable revenue expectations.

TMP Forward outlook

MetricOutlook
Strongly deteriorating
Growth
Decline
Strongly improving
Limited
High

Analysts expect TMP's earnings to grow and its profitability to improve, but its revenue to decline.

CIFR Risk to reward

ScenarioChangePrice
UpsideUnknown—
DownsideUnknown—

Calculated from the latest close: $7.15 on Nov 12.

There is not enough scenario data to compare CIFR and TMP's risk to reward.

TMP Risk to reward

ScenarioChangePrice
Upside+26%$126.46
Downside-15%$85.05

Calculated from the latest close: $100.14 on Nov 12.

There is not enough scenario data to compare CIFR and TMP's risk to reward.

CIFR Earnings Per Share

Q4 2023: $-0.10Q1 2024: $0.06Q2 2024: $0.06Q3 2024: $-0.13Q4 2024: $-0.14Q1 2025: $-0.38Q2 2025: $-0.45Q3 2025: $-0.20Q4 2025: $-2.15Q1 2026: $-2.32Q2 2026: $-2.85Q3 2026: $-3.06
Q4 2023: $-0.10Q1 2024: $0.06Q2 2024: $0.06Q3 2024: $-0.13Q4 2024: $-0.14Q1 2025: $-0.38Q2 2025: $-0.45Q3 2025: $-0.20Q4 2025: $-2.15Q1 2026: $-2.32Q2 2026: $-2.85Q3 2026: $-3.06
QuarterTTM EPSYoY
Q3 2026-$3.06-$2.86
Q2 2026-$2.85-$2.40
Q1 2026-$2.32-$1.94
Q4 2025-$2.15-$2.01
Q3 2025-$0.20-$0.07
Q2 2025-$0.45-850%
Q1 2025-$0.38-733%
Q4 2024-$0.14-$0.04

CIFR lost $3.06 per share over the past year, and its loss has widened in each of the last four quarters.

TMP Earnings Per Share

Q4 2023: $0.66Q1 2024: $0.49Q2 2024: $1.00Q3 2024: $4.65Q4 2024: $4.97Q1 2025: $5.16Q2 2025: $5.56Q3 2025: $5.91Q4 2025: $11.24Q1 2026: $11.69Q2 2026: $12.23Q3 2026: $12.58Forward: $8.23
Q4 2023: $0.66Q1 2024: $0.49Q2 2024: $1.00Q3 2024: $4.65Q4 2024: $4.97Q1 2025: $5.16Q2 2025: $5.56Q3 2025: $5.91Q4 2025: $11.24Q1 2026: $11.69Q2 2026: $12.23Q3 2026: $12.58Forward: $8.23
QuarterTTM EPSYoY
Forward$8.23-35%
Q3 2026$12.58+113%
Q2 2026$12.23+120%
Q1 2026$11.69+127%
Q4 2025$11.24+126%
Q3 2025$5.91+27%
Q2 2025$5.56+456%
Q1 2025$5.16+953%
Q4 2024$4.97+653%

TMP has the edge over CIFR on earnings quality, reporting a profit while its opponent remains loss making.

CIFR Quarterly Revenue

Q4 2023: $43MQ1 2024: $48MQ2 2024: $37MQ3 2024: $24MQ4 2024: $42MQ1 2025: $49MQ2 2025: $44MQ3 2025: $72MQ4 2025: $60MQ1 2026: $35MQ2 2026: $25MQ3 2026: $27M
Q4 2023: $43MQ1 2024: $48MQ2 2024: $37MQ3 2024: $24MQ4 2024: $42MQ1 2025: $49MQ2 2025: $44MQ3 2025: $72MQ4 2025: $60MQ1 2026: $35MQ2 2026: $25MQ3 2026: $27M
QuarterRevenueYoY
Q3 2026$26.7M-63%
Q2 2026$24.8M-43%
Q1 2026$34.8M-29%
Q4 2025$59.7M+41%
Q3 2025$71.7M+198%
Q2 2025$43.6M+18%
Q1 2025$49M+1.7%
Q4 2024$42.2M-2.8%

CIFR's revenue has slid since its 2025 peak: $27M last quarter, down 63% from the same quarter a year ago.

TMP Quarterly Revenue

Q4 2023: $71MQ1 2024: $73MQ2 2024: $73MQ3 2024: $77MQ4 2024: $77MQ1 2025: $82MQ2 2025: $83MQ3 2025: $87MQ4 2025: $195MQ1 2026: $84MQ2 2026: $87MQ3 2026: $90M
Q4 2023: $71MQ1 2024: $73MQ2 2024: $73MQ3 2024: $77MQ4 2024: $77MQ1 2025: $82MQ2 2025: $83MQ3 2025: $87MQ4 2025: $195MQ1 2026: $84MQ2 2026: $87MQ3 2026: $90M
QuarterRevenueYoY
Q3 2026$89.9M+2.8%
Q2 2026$87.1M+5.4%
Q1 2026$83.7M+2.4%
Q4 2025$194.8M+153%
Q3 2025$87.4M+14%
Q2 2025$82.6M+14%
Q1 2025$81.7M+12%
Q4 2024$77.1M+8.3%

TMP has the edge over CIFR on sales, with more consistent year-over-year improvement.

CIFR Free Cash Flow

Q4 2023: −$114MQ1 2024: −$35MQ2 2024: −$33MQ3 2024: −$83MQ4 2024: −$76MQ1 2025: −$72MQ2 2025: −$88MQ3 2025: −$256MQ4 2025: −$280MQ1 2026: −$462MQ2 2026: −$654MQ3 2026: −$1.7B
Q4 2023: −$114MQ1 2024: −$35MQ2 2024: −$33MQ3 2024: −$83MQ4 2024: −$76MQ1 2025: −$72MQ2 2025: −$88MQ3 2025: −$256MQ4 2025: −$280MQ1 2026: −$462MQ2 2026: −$654MQ3 2026: −$1.7B
QuarterFree cash flowYoY
Q3 2026-$1.7B-$1.4B
Q2 2026-$653.8M-$566.3M
Q1 2026-$462.5M-$390.7M
Q4 2025-$280.3M-$204.2M
Q3 2025-$256.2M-$173.1M
Q2 2025-$87.5M-$54.3M
Q1 2025-$71.8M-$37.3M
Q4 2024-$76.1M+$38M

CIFR's free cash flow was −$3.1B over the past year, against −$492M the year before. Free cash flow isn't a meaningful measure for financial services companies like CIFR.

TMP Free Cash Flow

Q4 2023: $17MQ1 2024: $22MQ2 2024: $26MQ3 2024: $19MQ4 2024: $22MQ1 2025: $21MQ2 2025: $18MQ3 2025: $34MQ4 2025: −$41MQ1 2026: $71MQ2 2026: −$17MQ3 2026: $37M
Q4 2023: $17MQ1 2024: $22MQ2 2024: $26MQ3 2024: $19MQ4 2024: $22MQ1 2025: $21MQ2 2025: $18MQ3 2025: $34MQ4 2025: −$41MQ1 2026: $71MQ2 2026: −$17MQ3 2026: $37M
QuarterFree cash flowYoY
Q3 2026$36.9M+8.8%
Q2 2026-$17.1M-194%
Q1 2026$71.1M+241%
Q4 2025-$41.1M-290%
Q3 2025$33.9M+79%
Q2 2025$18.3M-31%
Q1 2025$20.9M-4.5%
Q4 2024$21.7M+24%

TMP has the edge over CIFR on cash generation, producing positive trailing cash flow while its opponent burns cash.

CIFR Total Shares

Q4 2023: 252MQ1 2024: 304MQ2 2024: 314MQ3 2024: 333MQ4 2024: 323MQ1 2025: 361MQ2 2025: 375MQ3 2025: 393MQ4 2025: 382MQ1 2026: 405MQ2 2026: 409MQ3 2026: 440M
Q4 2023: 252MQ1 2024: 304MQ2 2024: 314MQ3 2024: 333MQ4 2024: 323MQ1 2025: 361MQ2 2025: 375MQ3 2025: 393MQ4 2025: 382MQ1 2026: 405MQ2 2026: 409MQ3 2026: 440M
PeriodChange %Net change
Quarterly+7.4%+30.3M shares
1 year+12%+46.5M shares
3 years+75%+188M shares
5 years+102%+222M shares

CIFR has 440M diluted shares, up 12% from a year ago, despite $151M in buybacks over the past year.

TMP Total Shares

Q4 2023: 14MQ1 2024: 14MQ2 2024: 14MQ3 2024: 14MQ4 2024: 14MQ1 2025: 14MQ2 2025: 14MQ3 2025: 14MQ4 2025: 14MQ1 2026: 14MQ2 2026: 14MQ3 2026: 14M
Q4 2023: 14MQ1 2024: 14MQ2 2024: 14MQ3 2024: 14MQ4 2024: 14MQ1 2025: 14MQ2 2025: 14MQ3 2025: 14MQ4 2025: 14MQ1 2026: 14MQ2 2026: 14MQ3 2026: 14M
PeriodChange %Net change
Quarterly+0.1%+12.5K shares
1 year0%+631 shares
3 years+0.9%+121K shares
5 years-1.5%-222K shares
Available history-4.2%-628K shares

TMP has the edge over CIFR on shareholder dilution, with a more favorable share count trend.

CIFR Net Leverage

Q4 2023: -2.2xQ1 2024: -0.9xQ2 2024: -1.2xQ3 2024: -0.7xQ4 2024: 0.5xQ1 2025: 125.4xQ3 2025: -2.3x
Q4 2023: -2.2xQ1 2024: -0.9xQ2 2024: -1.2xQ3 2024: -0.7xQ4 2024: 0.5xQ1 2025: 125.4xQ3 2025: -2.3x
QuarterNet LeverageStatus
Q3 2025-2.3xNet Cash
Q1 2025125.4xHigh
Q4 20240.5xVery low
Q3 2024-0.7xNet Cash
Q2 2024-1.2xNet Cash
Q1 2024-0.9xNet Cash
Q4 2023-2.2xNet Cash
Q2 2023-0.1xNet Cash

CIFR has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like CIFR.

TMP Net Leverage

CIFR Weekly Momentum

MetricValueStatus
RSI34.4Neutral
Stochastic7.8Oversold

CIFR's weekly RSI is 34 (neutral) and its Stochastic is 8 (oversold).

TMP Weekly Momentum

MetricValueStatus
RSI60.9Neutral
Stochastic51.4Neutral

TMP's weekly RSI is 61 (neutral) and its Stochastic is 51 (neutral).

CIFR PE vs Financial Services Sector

MetricCIFRSector medianRelative
PEN/A13x—

CIFR has no meaningful PE right now: it lost money over the past year.

TMP PE vs Financial Services Sector

MetricTMPSector medianRelative
PE8x13x39% below
PE %76356 pts below

TMP is trading at 8.0x earnings, a 39% discount to the Financial Services sector's median of 13x.

CIFR Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$10.633% below
20 week MA$15.554% below
50 week MA$17.058% below
100 week MA$12.241% below
200 week MA$7.869% below

CIFR is in a downtrend: it's below all five of its weekly moving averages, and 9% below its 200-week average.

TMP Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$99.01.1% above
20 week MA$98.31.9% above
50 week MA$87.714% above
100 week MA$76.431% above
200 week MA$66.950% above

TMP has the edge over CIFR on trend strength, trading above more of its moving averages.

CIFR Yearly ROI

YearStart priceEnd priceROI
2020$9.92$9.95+0.3%
2021$9.95$5.21-48%
2022$5.21$0.54-90%
2023$0.54$4.13+665%
2024$4.13$4.86+18%
2025$4.86$15.2+213%
2026 YTD$15.2$7.15-53%

CIFR's yearly returns have swung widely, from +665% in 2023 to −90% in 2022. It's down 53% so far in 2026.

TMP Yearly ROI

YearStart priceEnd priceROI
2020$90.3$70.0-22%
2021$70.0$82.4+18%
2022$82.4$77.4-6.1%
2023$77.4$60.2-22%
2024$60.2$68.0+13%
2025$68.0$74.1+9%
2026 YTD$74.1$100.1+35%

TMP has the edge over CIFR on returns for 2026, with the stronger performance.

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