CIFR

Cipher Mining Inc.

There isn't enough reported data to score CIFR yet.

TFIN

Triumph Financial, Inc.

60
Fundamentals70/ 100
Valuation43/ 100
Upside potential86/ 100
Risk potential13/ 100

TFIN's fundamentals are strong: its operating margin rose 10 points to 14% and earnings per share more than doubled. At 30x earnings, it's trading above its usual 25x. Analysts expect strong earnings growth, though they disagree widely on how much.

CIFR Fundamentals

MetricStatus
Weak
Weak
N/A
N/A

CIFR's revenue and profitability are currently weak. Free cash flow and net leverage aren't meaningful measures for financial services companies like CIFR.

TFIN Fundamentals

MetricStatus
Healthy
Healthy
N/A
N/A

TFIN's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like TFIN.

CIFR PE Valuation

CIFR has no meaningful PE right now: it lost money over the past year.

TFIN PE Valuation

CHEAPFAIREXPENSIVE35x70x106x141x
CHEAPFAIREXPENSIVE35x70x106x141x
LevelPEPriceVs current
Cheap15x$30.11-49%
Forward18x$59.05—
Fair24x$47.63-19%
Current30x$59.05—
Expensive57x$112+89%

Historical ranges are pointers, not guarantees.

TFIN's PE is in its fair range at 30x. If earnings grow as analysts expect, today's price would be 18x next year's earnings.

CIFR Forward outlook

MetricOutlook
--
Losses shrinking
Strong growth
Strongly improving
Limited
Low

Analysts expect CIFR's losses to shrink, with revenue growing. However, they disagree widely on these estimates.

TFIN Forward outlook

MetricOutlook
Strongly improving
Strong growth
Growth
Strongly improving
Limited
Low

Analysts expect earnings and revenue growth for TFIN, with profitability improving. However, they disagree widely on these estimates.

CIFR Risk to reward

ScenarioChangePrice
UpsideUnknown—
DownsideUnknown—

Calculated from the latest close: $7.15 on Nov 12.

There is not enough scenario data to compare CIFR and TFIN's risk to reward.

TFIN Risk to reward

ScenarioChangePrice
Upside+80%$106.54
Downside-13%$51.36

Calculated from the latest close: $59.05 on Nov 12.

There is not enough scenario data to compare CIFR and TFIN's risk to reward.

CIFR Earnings Per Share

Q4 2023: $-0.10Q1 2024: $0.06Q2 2024: $0.06Q3 2024: $-0.13Q4 2024: $-0.14Q1 2025: $-0.38Q2 2025: $-0.45Q3 2025: $-0.20Q4 2025: $-2.15Q1 2026: $-2.32Q2 2026: $-2.85Q3 2026: $-3.06
Q4 2023: $-0.10Q1 2024: $0.06Q2 2024: $0.06Q3 2024: $-0.13Q4 2024: $-0.14Q1 2025: $-0.38Q2 2025: $-0.45Q3 2025: $-0.20Q4 2025: $-2.15Q1 2026: $-2.32Q2 2026: $-2.85Q3 2026: $-3.06
QuarterTTM EPSYoY
Q3 2026-$3.06-$2.86
Q2 2026-$2.85-$2.40
Q1 2026-$2.32-$1.94
Q4 2025-$2.15-$2.01
Q3 2025-$0.20-$0.07
Q2 2025-$0.45-850%
Q1 2025-$0.38-733%
Q4 2024-$0.14-$0.04

TFIN has the stronger earnings trend. Trailing diluted EPS is down 1,630% for CIFR versus TFIN up 148%.

TFIN Earnings Per Share

Q4 2023: $1.61Q1 2024: $1.32Q2 2024: $1.11Q3 2024: $0.79Q4 2024: $0.54Q1 2026: $1.19Q2 2026: $1.48Q3 2026: $1.96Forward: $3.22
Q4 2023: $1.61Q1 2024: $1.32Q2 2024: $1.11Q3 2024: $0.79Q4 2024: $0.54Q1 2026: $1.19Q2 2026: $1.48Q3 2026: $1.96Forward: $3.22
QuarterTTM EPSYoY
Forward$3.22+64%
Q4 2024$0.54-66%
Q3 2024$0.79-58%
Q2 2024$1.11-45%
Q1 2024$1.32-62%
Q4 2023$1.61-59%
Q3 2023$1.90-56%
Q2 2023$2.01-56%
Q1 2023$3.46-13%

TFIN's earnings per share have fallen from their peak: $1.96 over the past year, against $4.62 in mid-2022.

CIFR Quarterly Revenue

Q4 2023: $43MQ1 2024: $48MQ2 2024: $37MQ3 2024: $24MQ4 2024: $42MQ1 2025: $49MQ2 2025: $44MQ3 2025: $72MQ4 2025: $60MQ1 2026: $35MQ2 2026: $25MQ3 2026: $27M
Q4 2023: $43MQ1 2024: $48MQ2 2024: $37MQ3 2024: $24MQ4 2024: $42MQ1 2025: $49MQ2 2025: $44MQ3 2025: $72MQ4 2025: $60MQ1 2026: $35MQ2 2026: $25MQ3 2026: $27M
QuarterRevenueYoY
Q3 2026$26.7M-63%
Q2 2026$24.8M-43%
Q1 2026$34.8M-29%
Q4 2025$59.7M+41%
Q3 2025$71.7M+198%
Q2 2025$43.6M+18%
Q1 2025$49M+1.7%
Q4 2024$42.2M-2.8%

CIFR's revenue has slid since its 2025 peak: $27M last quarter, down 63% from the same quarter a year ago.

TFIN Quarterly Revenue

Q4 2023: $106MQ1 2024: $101MQ2 2024: $105MQ3 2024: $106MQ4 2024: $104MQ1 2025: $102MQ2 2025: $108MQ3 2025: $109MQ4 2025: $120MQ1 2026: $106MQ2 2026: $120MQ3 2026: $126M
Q4 2023: $106MQ1 2024: $101MQ2 2024: $105MQ3 2024: $106MQ4 2024: $104MQ1 2025: $102MQ2 2025: $108MQ3 2025: $109MQ4 2025: $120MQ1 2026: $106MQ2 2026: $120MQ3 2026: $126M
QuarterRevenueYoY
Q3 2026$125.7M+15%
Q2 2026$120.2M+11%
Q1 2026$105.8M+4.2%
Q4 2025$120.1M+16%
Q3 2025$109.3M+2.9%
Q2 2025$108.1M+2.8%
Q1 2025$101.6M+0.5%
Q4 2024$103.6M-2.4%

TFIN has the edge over CIFR on sales, with more consistent year-over-year improvement.

CIFR Free Cash Flow

Q4 2023: −$114MQ1 2024: −$35MQ2 2024: −$33MQ3 2024: −$83MQ4 2024: −$76MQ1 2025: −$72MQ2 2025: −$88MQ3 2025: −$256MQ4 2025: −$280MQ1 2026: −$462MQ2 2026: −$654MQ3 2026: −$1.7B
Q4 2023: −$114MQ1 2024: −$35MQ2 2024: −$33MQ3 2024: −$83MQ4 2024: −$76MQ1 2025: −$72MQ2 2025: −$88MQ3 2025: −$256MQ4 2025: −$280MQ1 2026: −$462MQ2 2026: −$654MQ3 2026: −$1.7B
QuarterFree cash flowYoY
Q3 2026-$1.7B-$1.4B
Q2 2026-$653.8M-$566.3M
Q1 2026-$462.5M-$390.7M
Q4 2025-$280.3M-$204.2M
Q3 2025-$256.2M-$173.1M
Q2 2025-$87.5M-$54.3M
Q1 2025-$71.8M-$37.3M
Q4 2024-$76.1M+$38M

CIFR's free cash flow was −$3.1B over the past year, against −$492M the year before. Free cash flow isn't a meaningful measure for financial services companies like CIFR.

TFIN Free Cash Flow

Q4 2023: $25MQ1 2024: −$16MQ2 2024: $16MQ3 2024: $21MQ4 2024: $37MQ1 2025: −$3MQ2 2025: --Q3 2025: $22MQ4 2025: $36MQ1 2026: $3MQ2 2026: $43MQ3 2026: $21M
Q4 2023: $25MQ1 2024: −$16MQ2 2024: $16MQ3 2024: $21MQ4 2024: $37MQ1 2025: −$3MQ2 2025: --Q3 2025: $22MQ4 2025: $36MQ1 2026: $3MQ2 2026: $43MQ3 2026: $21M
QuarterFree cash flowYoY
Q3 2026$21.3M-5.3%
Q1 2026$3.3M+$6.3M
Q4 2025$36.5M-1.3%
Q3 2025$22.4M+5.8%
Q1 2025-$3M+$13M
Q4 2024$37M+46%
Q3 2024$21.2M+136%
Q2 2024$16.3M+106%

TFIN has the edge over CIFR on cash generation, producing positive trailing cash flow while its opponent burns cash.

CIFR Total Shares

Q4 2023: 252MQ1 2024: 304MQ2 2024: 314MQ3 2024: 333MQ4 2024: 323MQ1 2025: 361MQ2 2025: 375MQ3 2025: 393MQ4 2025: 382MQ1 2026: 405MQ2 2026: 409MQ3 2026: 440M
Q4 2023: 252MQ1 2024: 304MQ2 2024: 314MQ3 2024: 333MQ4 2024: 323MQ1 2025: 361MQ2 2025: 375MQ3 2025: 393MQ4 2025: 382MQ1 2026: 405MQ2 2026: 409MQ3 2026: 440M
PeriodChange %Net change
Quarterly+7.4%+30.3M shares
1 year+12%+46.5M shares
3 years+75%+188M shares
5 years+102%+222M shares

CIFR has 440M diluted shares, up 12% from a year ago, despite $151M in buybacks over the past year.

TFIN Total Shares

Q4 2023: 24MQ1 2024: 24MQ2 2024: 24MQ3 2024: 24MQ4 2024: 24MQ1 2025: 23MQ2 2025: 24MQ3 2025: 24MQ4 2025: 24MQ1 2026: 24MQ2 2026: 24MQ3 2026: 24M
Q4 2023: 24MQ1 2024: 24MQ2 2024: 24MQ3 2024: 24MQ4 2024: 24MQ1 2025: 23MQ2 2025: 24MQ3 2025: 24MQ4 2025: 24MQ1 2026: 24MQ2 2026: 24MQ3 2026: 24M
PeriodChange %Net change
Quarterly0%-3.1K shares
1 year+0.9%+221K shares
3 years+2.9%+686K shares
5 years-4.3%-1.1M shares
Available history-7.3%-1.9M shares

TFIN has the edge over CIFR on shareholder dilution, with a more favorable share count trend.

CIFR Net Leverage

Q4 2023: -2.2xQ1 2024: -0.9xQ2 2024: -1.2xQ3 2024: -0.7xQ4 2024: 0.5xQ1 2025: 125.4xQ3 2025: -2.3x
Q4 2023: -2.2xQ1 2024: -0.9xQ2 2024: -1.2xQ3 2024: -0.7xQ4 2024: 0.5xQ1 2025: 125.4xQ3 2025: -2.3x
QuarterNet LeverageStatus
Q3 2025-2.3xNet Cash
Q1 2025125.4xHigh
Q4 20240.5xVery low
Q3 2024-0.7xNet Cash
Q2 2024-1.2xNet Cash
Q1 2024-0.9xNet Cash
Q4 2023-2.2xNet Cash
Q2 2023-0.1xNet Cash

CIFR has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like CIFR.

TFIN Net Leverage

Q4 2023: 1.0xQ1 2024: -3.9xQ2 2024: -1.7xQ3 2024: -6.4xQ4 2024: -4.8xQ1 2025: -5.3xQ2 2025: -0.7xQ3 2025: 4.8xQ4 2025: 1.7xQ1 2026: -7.2xQ2 2026: -11.4xQ3 2026: -10.9x
Q4 2023: 1.0xQ1 2024: -3.9xQ2 2024: -1.7xQ3 2024: -6.4xQ4 2024: -4.8xQ1 2025: -5.3xQ2 2025: -0.7xQ3 2025: 4.8xQ4 2025: 1.7xQ1 2026: -7.2xQ2 2026: -11.4xQ3 2026: -10.9x
QuarterNet LeverageStatus
Q3 2026-10.9xNet Cash
Q2 2026-11.4xNet Cash
Q1 2026-7.2xNet Cash
Q4 20251.7xHealthy
Q3 20254.8xHigh
Q2 2025-0.7xNet Cash
Q1 2025-5.3xNet Cash
Q4 2024-4.8xNet Cash

TFIN has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like TFIN.

CIFR Weekly Momentum

MetricValueStatus
RSI34.4Neutral
Stochastic7.8Oversold

CIFR's weekly RSI is 34 (neutral) and its Stochastic is 8 (oversold).

TFIN Weekly Momentum

MetricValueStatus
RSI36.6Neutral
Stochastic8.4Oversold

TFIN's weekly RSI is 37 (neutral) and its Stochastic is 8 (oversold).

CIFR PE vs Financial Services Sector

MetricCIFRSector medianRelative
PEN/A13x—

CIFR has no meaningful PE right now: it lost money over the past year.

TFIN PE vs Financial Services Sector

MetricTFINSector medianRelative
PE30x13x131% above
PE %58635 pts below

TFIN is trading at 30x earnings, a 131% premium to the Financial Services sector's median of 13x.

CIFR Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$10.633% below
20 week MA$15.554% below
50 week MA$17.058% below
100 week MA$12.241% below
200 week MA$7.869% below

CIFR is in a downtrend: it's below all five of its weekly moving averages, and 9% below its 200-week average.

TFIN Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$61.74.3% below
20 week MA$69.115% below
50 week MA$66.511% below
100 week MA$64.28% below
200 week MA$68.013% below

TFIN is in a downtrend: it's below all five of its weekly moving averages, and 13% below its 200-week average.

CIFR Yearly ROI

YearStart priceEnd priceROI
2020$9.92$9.95+0.3%
2021$9.95$5.21-48%
2022$5.21$0.54-90%
2023$0.54$4.13+665%
2024$4.13$4.86+18%
2025$4.86$15.2+213%
2026 YTD$15.2$7.15-53%

CIFR's yearly returns have swung widely, from +665% in 2023 to −90% in 2022. It's down 53% so far in 2026.

TFIN Yearly ROI

YearStart priceEnd priceROI
2020$38.4$48.3+26%
2021$48.3$113.1+134%
2022$113.1$49.4-56%
2023$49.4$80.2+62%
2024$80.2$90.9+13%
2025$90.9$64.0-30%
2026 YTD$64.0$59.1-7.8%

TFIN has the edge over CIFR on returns for 2026, with the stronger performance.

Give your agent the market.

Get API key