CIFR

Cipher Mining Inc.

There isn't enough reported data to score CIFR yet.

SMBC

Southern Missouri Bancorp, Inc.

59
Fundamentals68/ 100
Valuation47/ 100
Upside potential61/ 100
Risk potential14/ 100

SMBC's fundamentals are strong: its operating margin rose 3 points to 45% and earnings per share grew 24%. At 10x earnings, it's trading right at its usual valuation. Analysts expect earnings growth.

CIFR Fundamentals

MetricStatus
Weak
Weak
N/A
N/A

CIFR's revenue and profitability are currently weak. Free cash flow and net leverage aren't meaningful measures for financial services companies like CIFR.

SMBC Fundamentals

MetricStatus
Stable
Strong
N/A
N/A

SMBC's profitability is currently strong, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like SMBC.

CIFR PE Valuation

CIFR has no meaningful PE right now: it lost money over the past year.

SMBC PE Valuation

CHEAPFAIREXPENSIVE4.0x7.9x12x16x
CHEAPFAIREXPENSIVE4.0x7.9x12x16x
LevelPEPriceVs current
Cheap9.1x$61.53-13%
Current10x$70.94—
Fair11x$71.38+0.6%
Forward11x$70.94—
Expensive12x$81.29+15%

Historical ranges are pointers, not guarantees.

SMBC's PE is in its fair range at 10x. On analysts' estimates for next year's earnings, today's price would be 11x.

CIFR Forward outlook

MetricOutlook
--
Losses shrinking
Strong growth
Strongly improving
Limited
Low

CIFR has the edge over SMBC on the outlook, with more favorable revenue expectations.

SMBC Forward outlook

MetricOutlook
Stable
Growth
Stable
Improving
Limited
High

Analysts expect SMBC's earnings to grow and its profitability to improve, with its revenue holding steady.

CIFR Risk to reward

ScenarioChangePrice
UpsideUnknown—
DownsideUnknown—

Calculated from the latest close: $7.15 on Nov 12.

There is not enough scenario data to compare CIFR and SMBC's risk to reward.

SMBC Risk to reward

ScenarioChangePrice
Upside+22%$86.50
Downside-14%$60.98

Calculated from the latest close: $70.94 on Nov 12.

There is not enough scenario data to compare CIFR and SMBC's risk to reward.

CIFR Earnings Per Share

Q4 2023: $-0.10Q1 2024: $0.06Q2 2024: $0.06Q3 2024: $-0.13Q4 2024: $-0.14Q1 2025: $-0.38Q2 2025: $-0.45Q3 2025: $-0.20Q4 2025: $-2.15Q1 2026: $-2.32Q2 2026: $-2.85Q3 2026: $-3.06
Q4 2023: $-0.10Q1 2024: $0.06Q2 2024: $0.06Q3 2024: $-0.13Q4 2024: $-0.14Q1 2025: $-0.38Q2 2025: $-0.45Q3 2025: $-0.20Q4 2025: $-2.15Q1 2026: $-2.32Q2 2026: $-2.85Q3 2026: $-3.06
QuarterTTM EPSYoY
Q3 2026-$3.06-$2.86
Q2 2026-$2.85-$2.40
Q1 2026-$2.32-$1.94
Q4 2025-$2.15-$2.01
Q3 2025-$0.20-$0.07
Q2 2025-$0.45-850%
Q1 2025-$0.38-733%
Q4 2024-$0.14-$0.04

CIFR lost $3.06 per share over the past year, and its loss has widened in each of the last four quarters.

SMBC Earnings Per Share

Q4 2023: $3.82Q1 2024: $4.59Q2 2024: $4.41Q3 2024: $4.35Q4 2024: $4.58Q1 2025: $4.98Q2 2025: $5.18Q3 2025: $5.46Q4 2025: $5.78Q1 2026: $5.99Q2 2026: $6.43Q3 2026: $6.78Forward: $6.69
Q4 2023: $3.82Q1 2024: $4.59Q2 2024: $4.41Q3 2024: $4.35Q4 2024: $4.58Q1 2025: $4.98Q2 2025: $5.18Q3 2025: $5.46Q4 2025: $5.78Q1 2026: $5.99Q2 2026: $6.43Q3 2026: $6.78Forward: $6.69
QuarterTTM EPSYoY
Forward$6.69-1.3%
Q3 2026$6.78+24%
Q2 2026$6.43+24%
Q1 2026$5.99+20%
Q4 2025$5.78+26%
Q3 2025$5.46+26%
Q2 2025$5.18+17%
Q1 2025$4.98+8.5%
Q4 2024$4.58+20%

SMBC has the edge over CIFR on earnings quality, reporting a profit while its opponent remains loss making.

CIFR Quarterly Revenue

Q4 2023: $43MQ1 2024: $48MQ2 2024: $37MQ3 2024: $24MQ4 2024: $42MQ1 2025: $49MQ2 2025: $44MQ3 2025: $72MQ4 2025: $60MQ1 2026: $35MQ2 2026: $25MQ3 2026: $27M
Q4 2023: $43MQ1 2024: $48MQ2 2024: $37MQ3 2024: $24MQ4 2024: $42MQ1 2025: $49MQ2 2025: $44MQ3 2025: $72MQ4 2025: $60MQ1 2026: $35MQ2 2026: $25MQ3 2026: $27M
QuarterRevenueYoY
Q3 2026$26.7M-63%
Q2 2026$24.8M-43%
Q1 2026$34.8M-29%
Q4 2025$59.7M+41%
Q3 2025$71.7M+198%
Q2 2025$43.6M+18%
Q1 2025$49M+1.7%
Q4 2024$42.2M-2.8%

CIFR's revenue has slid since its 2025 peak: $27M last quarter, down 63% from the same quarter a year ago.

SMBC Quarterly Revenue

Q4 2023: $40MQ1 2024: $40MQ2 2024: $43MQ3 2024: $44MQ4 2024: $45MQ1 2025: $46MQ2 2025: $48MQ3 2025: $49MQ4 2025: $50MQ1 2026: $50MQ2 2026: $52MQ3 2026: $53M
Q4 2023: $40MQ1 2024: $40MQ2 2024: $43MQ3 2024: $44MQ4 2024: $45MQ1 2025: $46MQ2 2025: $48MQ3 2025: $49MQ4 2025: $50MQ1 2026: $50MQ2 2026: $52MQ3 2026: $53M
QuarterRevenueYoY
Q3 2026$53.1M+8.4%
Q2 2026$51.8M+8.7%
Q1 2026$50.2M+8.9%
Q4 2025$49.6M+10%
Q3 2025$49M+12%
Q2 2025$47.6M+11%
Q1 2025$46.1M+15%
Q4 2024$45M+12%

SMBC has the edge over CIFR on sales, with more consistent year-over-year improvement.

CIFR Free Cash Flow

Q4 2023: −$114MQ1 2024: −$35MQ2 2024: −$33MQ3 2024: −$83MQ4 2024: −$76MQ1 2025: −$72MQ2 2025: −$88MQ3 2025: −$256MQ4 2025: −$280MQ1 2026: −$462MQ2 2026: −$654MQ3 2026: −$1.7B
Q4 2023: −$114MQ1 2024: −$35MQ2 2024: −$33MQ3 2024: −$83MQ4 2024: −$76MQ1 2025: −$72MQ2 2025: −$88MQ3 2025: −$256MQ4 2025: −$280MQ1 2026: −$462MQ2 2026: −$654MQ3 2026: −$1.7B
QuarterFree cash flowYoY
Q3 2026-$1.7B-$1.4B
Q2 2026-$653.8M-$566.3M
Q1 2026-$462.5M-$390.7M
Q4 2025-$280.3M-$204.2M
Q3 2025-$256.2M-$173.1M
Q2 2025-$87.5M-$54.3M
Q1 2025-$71.8M-$37.3M
Q4 2024-$76.1M+$38M

CIFR's free cash flow was −$3.1B over the past year, against −$492M the year before. Free cash flow isn't a meaningful measure for financial services companies like CIFR.

SMBC Free Cash Flow

Q4 2023: $16MQ1 2024: $20MQ2 2024: $13MQ3 2024: $9MQ4 2024: $18MQ1 2025: $23MQ2 2025: $26MQ3 2025: $15MQ4 2025: $20MQ1 2026: $29MQ2 2026: $12MQ3 2026: $20M
Q4 2023: $16MQ1 2024: $20MQ2 2024: $13MQ3 2024: $9MQ4 2024: $18MQ1 2025: $23MQ2 2025: $26MQ3 2025: $15MQ4 2025: $20MQ1 2026: $29MQ2 2026: $12MQ3 2026: $20M
QuarterFree cash flowYoY
Q3 2026$19.6M+27%
Q2 2026$12.5M-52%
Q1 2026$28.5M+26%
Q4 2025$20.2M+11%
Q3 2025$15.4M+80%
Q2 2025$25.8M+94%
Q1 2025$22.7M+16%
Q4 2024$18.2M+17%

SMBC has the edge over CIFR on cash generation, producing positive trailing cash flow while its opponent burns cash.

CIFR Total Shares

Q4 2023: 252MQ1 2024: 304MQ2 2024: 314MQ3 2024: 333MQ4 2024: 323MQ1 2025: 361MQ2 2025: 375MQ3 2025: 393MQ4 2025: 382MQ1 2026: 405MQ2 2026: 409MQ3 2026: 440M
Q4 2023: 252MQ1 2024: 304MQ2 2024: 314MQ3 2024: 333MQ4 2024: 323MQ1 2025: 361MQ2 2025: 375MQ3 2025: 393MQ4 2025: 382MQ1 2026: 405MQ2 2026: 409MQ3 2026: 440M
PeriodChange %Net change
Quarterly+7.4%+30.3M shares
1 year+12%+46.5M shares
3 years+75%+188M shares
5 years+102%+222M shares

CIFR has 440M diluted shares, up 12% from a year ago, despite $151M in buybacks over the past year.

SMBC Total Shares

Q4 2023: 11MQ1 2024: 11MQ2 2024: 11MQ3 2024: 11MQ4 2024: 11MQ1 2025: 11MQ2 2025: 11MQ3 2025: 11MQ4 2025: 11MQ1 2026: 11MQ2 2026: 11MQ3 2026: 11M
Q4 2023: 11MQ1 2024: 11MQ2 2024: 11MQ3 2024: 11MQ4 2024: 11MQ1 2025: 11MQ2 2025: 11MQ3 2025: 11MQ4 2025: 11MQ1 2026: 11MQ2 2026: 11MQ3 2026: 11M
PeriodChange %Net change
Quarterly-1.1%-119K shares
1 year-2.3%-260K shares
3 years-2.5%-286K shares
5 years+24%+2.1M shares
Available history+20%+1.8M shares

SMBC has the edge over CIFR on shareholder dilution, with a more favorable share count trend.

CIFR Net Leverage

Q4 2023: -2.2xQ1 2024: -0.9xQ2 2024: -1.2xQ3 2024: -0.7xQ4 2024: 0.5xQ1 2025: 125.4xQ3 2025: -2.3x
Q4 2023: -2.2xQ1 2024: -0.9xQ2 2024: -1.2xQ3 2024: -0.7xQ4 2024: 0.5xQ1 2025: 125.4xQ3 2025: -2.3x
QuarterNet LeverageStatus
Q3 2025-2.3xNet Cash
Q1 2025125.4xHigh
Q4 20240.5xVery low
Q3 2024-0.7xNet Cash
Q2 2024-1.2xNet Cash
Q1 2024-0.9xNet Cash
Q4 2023-2.2xNet Cash
Q2 2023-0.1xNet Cash

CIFR has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like CIFR.

SMBC Net Leverage

Q4 2023: -1.3xQ1 2024: -0.6xQ2 2024: 11.0xQ3 2024: 0.8xQ4 2024: -0.2xQ1 2025: -1.2xQ2 2025: 8.2xQ3 2025: 0.0xQ4 2025: -0.1xQ1 2026: 0.4xQ2 2026: 10.1xQ3 2026: 0.4x
Q4 2023: -1.3xQ1 2024: -0.6xQ2 2024: 11.0xQ3 2024: 0.8xQ4 2024: -0.2xQ1 2025: -1.2xQ2 2025: 8.2xQ3 2025: 0.0xQ4 2025: -0.1xQ1 2026: 0.4xQ2 2026: 10.1xQ3 2026: 0.4x
QuarterNet LeverageStatus
Q3 20260.4xVery low
Q2 202610.1xHigh
Q1 20260.4xVery low
Q4 2025-0.1xNet Cash
Q3 20250.0xVery low
Q2 20258.2xHigh
Q1 2025-1.2xNet Cash
Q4 2024-0.2xNet Cash

SMBC's net debt is less than a year of its operating earnings (EBITDA). Net leverage isn't a meaningful measure for financial services companies like SMBC.

CIFR Weekly Momentum

MetricValueStatus
RSI34.4Neutral
Stochastic7.8Oversold

CIFR's weekly RSI is 34 (neutral) and its Stochastic is 8 (oversold).

SMBC Weekly Momentum

MetricValueStatus
RSI48.9Neutral
Stochastic21.8Neutral

SMBC's weekly RSI is 49 (neutral) and its Stochastic is 22 (neutral).

CIFR PE vs Financial Services Sector

MetricCIFRSector medianRelative
PEN/A13x—

CIFR has no meaningful PE right now: it lost money over the past year.

SMBC PE vs Financial Services Sector

MetricSMBCSector medianRelative
PE10x13x20% below
PE %476316 pts below

SMBC is trading at 10x earnings, a 20% discount to the Financial Services sector's median of 13x.

CIFR Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$10.633% below
20 week MA$15.554% below
50 week MA$17.058% below
100 week MA$12.241% below
200 week MA$7.869% below

CIFR is in a downtrend: it's below all five of its weekly moving averages, and 9% below its 200-week average.

SMBC Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$71.10.3% below
20 week MA$73.73.7% below
50 week MA$68.53.6% above
100 week MA$61.515% above
200 week MA$53.832% above

SMBC has the edge over CIFR on trend strength, trading above more of its moving averages.

CIFR Yearly ROI

YearStart priceEnd priceROI
2020$9.92$9.95+0.3%
2021$9.95$5.21-48%
2022$5.21$0.54-90%
2023$0.54$4.13+665%
2024$4.13$4.86+18%
2025$4.86$15.2+213%
2026 YTD$15.2$7.15-53%

CIFR's yearly returns have swung widely, from +665% in 2023 to −90% in 2022. It's down 53% so far in 2026.

SMBC Yearly ROI

YearStart priceEnd priceROI
2020$38.2$31.3-18%
2021$31.3$50.4+61%
2022$50.4$46.0-8.8%
2023$46.0$53.4+16%
2024$53.4$57.8+8.3%
2025$57.8$60.4+4.4%
2026 YTD$60.4$70.9+18%

SMBC has the edge over CIFR on returns for 2026, with the stronger performance.

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