CIFR

Cipher Mining Inc.

There isn't enough reported data to score CIFR yet.

SKWD

Skyward Specialty Insurance Group, Inc.

59
Fundamentals59/ 100
Valuation53/ 100
Upside potential57/ 100
Risk potential19/ 100

SKWD's fundamentals are mixed: revenue grew 35%, while its operating margin held steady at 14%. At 15x earnings, it's trading right at its usual valuation. Analysts expect earnings growth.

CIFR Fundamentals

MetricStatus
Weak
Weak
N/A
N/A

CIFR's revenue and profitability are currently weak. Free cash flow and net leverage aren't meaningful measures for financial services companies like CIFR.

SKWD Fundamentals

MetricStatus
Strong
Healthy
N/A
N/A

SKWD's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like SKWD.

CIFR PE Valuation

CIFR has no meaningful PE right now: it lost money over the past year.

SKWD PE Valuation

CHEAPFAIREXPENSIVE6.4x13x19x26x
CHEAPFAIREXPENSIVE6.4x13x19x26x
LevelPEPriceVs current
Forward12x$62.67—
Cheap13x$56.39-10%
Fair15x$63.66+1.6%
Current15x$62.67—
Expensive18x$78.45+25%

Historical ranges are pointers, not guarantees.

SKWD's PE is in its fair range at 15x. If earnings grow as analysts expect, today's price would be 12x next year's earnings, in its cheap range.

CIFR Forward outlook

MetricOutlook
--
Losses shrinking
Strong growth
Strongly improving
Limited
Low

CIFR has the edge over SKWD on the outlook, with more favorable profitability expectations.

SKWD Forward outlook

MetricOutlook
Improving
Growth
Growth
Stable
Limited
Moderate

Analysts expect earnings and revenue growth for SKWD, with profitability holding steady.

CIFR Risk to reward

ScenarioChangePrice
UpsideUnknown—
DownsideUnknown—

Calculated from the latest close: $7.15 on Nov 12.

There is not enough scenario data to compare CIFR and SKWD's risk to reward.

SKWD Risk to reward

ScenarioChangePrice
Upside+25%$78.49
Downside-19%$50.63

Calculated from the latest close: $62.67 on Nov 12.

There is not enough scenario data to compare CIFR and SKWD's risk to reward.

CIFR Earnings Per Share

Q4 2023: $-0.10Q1 2024: $0.06Q2 2024: $0.06Q3 2024: $-0.13Q4 2024: $-0.14Q1 2025: $-0.38Q2 2025: $-0.45Q3 2025: $-0.20Q4 2025: $-2.15Q1 2026: $-2.32Q2 2026: $-2.85Q3 2026: $-3.06
Q4 2023: $-0.10Q1 2024: $0.06Q2 2024: $0.06Q3 2024: $-0.13Q4 2024: $-0.14Q1 2025: $-0.38Q2 2025: $-0.45Q3 2025: $-0.20Q4 2025: $-2.15Q1 2026: $-2.32Q2 2026: $-2.85Q3 2026: $-3.06
QuarterTTM EPSYoY
Q3 2026-$3.06-$2.86
Q2 2026-$2.85-$2.40
Q1 2026-$2.32-$1.94
Q4 2025-$2.15-$2.01
Q3 2025-$0.20-$0.07
Q2 2025-$0.45-850%
Q1 2025-$0.38-733%
Q4 2024-$0.14-$0.04

CIFR lost $3.06 per share over the past year, and its loss has widened in each of the last four quarters.

SKWD Earnings Per Share

Q4 2023: $2.24Q1 2024: $2.72Q2 2024: $2.96Q3 2024: $3.28Q4 2024: $2.87Q1 2025: $2.98Q2 2025: $3.16Q3 2025: $3.37Q4 2025: $4.07Q1 2026: $4.15Q2 2026: $4.29Q3 2026: $4.28Forward: $5.32
Q4 2023: $2.24Q1 2024: $2.72Q2 2024: $2.96Q3 2024: $3.28Q4 2024: $2.87Q1 2025: $2.98Q2 2025: $3.16Q3 2025: $3.37Q4 2025: $4.07Q1 2026: $4.15Q2 2026: $4.29Q3 2026: $4.28Forward: $5.32
QuarterTTM EPSYoY
Forward$5.32+24%
Q3 2026$4.28+27%
Q2 2026$4.29+36%
Q1 2026$4.15+39%
Q4 2025$4.07+42%
Q3 2025$3.37+2.7%
Q2 2025$3.16+6.8%
Q1 2025$2.98+9.6%
Q4 2024$2.87+28%

SKWD has the edge over CIFR on earnings quality, reporting a profit while its opponent remains loss making.

CIFR Quarterly Revenue

Q4 2023: $43MQ1 2024: $48MQ2 2024: $37MQ3 2024: $24MQ4 2024: $42MQ1 2025: $49MQ2 2025: $44MQ3 2025: $72MQ4 2025: $60MQ1 2026: $35MQ2 2026: $25MQ3 2026: $27M
Q4 2023: $43MQ1 2024: $48MQ2 2024: $37MQ3 2024: $24MQ4 2024: $42MQ1 2025: $49MQ2 2025: $44MQ3 2025: $72MQ4 2025: $60MQ1 2026: $35MQ2 2026: $25MQ3 2026: $27M
QuarterRevenueYoY
Q3 2026$26.7M-63%
Q2 2026$24.8M-43%
Q1 2026$34.8M-29%
Q4 2025$59.7M+41%
Q3 2025$71.7M+198%
Q2 2025$43.6M+18%
Q1 2025$49M+1.7%
Q4 2024$42.2M-2.8%

CIFR's revenue has slid since its 2025 peak: $27M last quarter, down 63% from the same quarter a year ago.

SKWD Quarterly Revenue

Q4 2023: $246MQ1 2024: $265MQ2 2024: $280MQ3 2024: $301MQ4 2024: $304MQ1 2025: $329MQ2 2025: $320MQ3 2025: $383MQ4 2025: $386MQ1 2026: $476MQ2 2026: $490MQ3 2026: $455M
Q4 2023: $246MQ1 2024: $265MQ2 2024: $280MQ3 2024: $301MQ4 2024: $304MQ1 2025: $329MQ2 2025: $320MQ3 2025: $383MQ4 2025: $386MQ1 2026: $476MQ2 2026: $490MQ3 2026: $455M
QuarterRevenueYoY
Q3 2026$455.3M+19%
Q2 2026$489.5M+53%
Q1 2026$475.9M+45%
Q4 2025$385.6M+27%
Q3 2025$382.5M+27%
Q2 2025$319.9M+14%
Q1 2025$328.5M+24%
Q4 2024$304.4M+24%

SKWD has the edge over CIFR on sales, with more consistent year-over-year improvement.

CIFR Free Cash Flow

Q4 2023: −$114MQ1 2024: −$35MQ2 2024: −$33MQ3 2024: −$83MQ4 2024: −$76MQ1 2025: −$72MQ2 2025: −$88MQ3 2025: −$256MQ4 2025: −$280MQ1 2026: −$462MQ2 2026: −$654MQ3 2026: −$1.7B
Q4 2023: −$114MQ1 2024: −$35MQ2 2024: −$33MQ3 2024: −$83MQ4 2024: −$76MQ1 2025: −$72MQ2 2025: −$88MQ3 2025: −$256MQ4 2025: −$280MQ1 2026: −$462MQ2 2026: −$654MQ3 2026: −$1.7B
QuarterFree cash flowYoY
Q3 2026-$1.7B-$1.4B
Q2 2026-$653.8M-$566.3M
Q1 2026-$462.5M-$390.7M
Q4 2025-$280.3M-$204.2M
Q3 2025-$256.2M-$173.1M
Q2 2025-$87.5M-$54.3M
Q1 2025-$71.8M-$37.3M
Q4 2024-$76.1M+$38M

SKWD has the stronger cash trend. Its trailing FCF is up 76% versus its history, compared with CIFR at down 974%.

SKWD Free Cash Flow

Q4 2023: --Q1 2024: $94MQ2 2024: $18MQ3 2024: $168MQ4 2024: $21MQ1 2025: $97MQ2 2025: $87MQ3 2025: $169MQ4 2025: $50MQ1 2026: --Q2 2026: --Q3 2026: --
Q4 2023: --Q1 2024: $94MQ2 2024: $18MQ3 2024: $168MQ4 2024: $21MQ1 2025: $97MQ2 2025: $87MQ3 2025: $169MQ4 2025: $50MQ1 2026: --Q2 2026: --Q3 2026: --
QuarterFree cash flowYoY
Q4 2025$50.1M+140%
Q3 2025$168.9M+0.8%
Q2 2025$87.1M+372%
Q1 2025$96.6M+2.7%
Q3 2024$167.6M+52%
Q2 2024$18.4M+2589%
Q1 2024$94M-12%
Q3 2023$110.1M+82%

SKWD's free cash flow was $403M over the past year, up 34% from the year before. Free cash flow isn't a meaningful measure for financial services companies like SKWD.

CIFR Total Shares

Q4 2023: 252MQ1 2024: 304MQ2 2024: 314MQ3 2024: 333MQ4 2024: 323MQ1 2025: 361MQ2 2025: 375MQ3 2025: 393MQ4 2025: 382MQ1 2026: 405MQ2 2026: 409MQ3 2026: 440M
Q4 2023: 252MQ1 2024: 304MQ2 2024: 314MQ3 2024: 333MQ4 2024: 323MQ1 2025: 361MQ2 2025: 375MQ3 2025: 393MQ4 2025: 382MQ1 2026: 405MQ2 2026: 409MQ3 2026: 440M
PeriodChange %Net change
Quarterly+7.4%+30.3M shares
1 year+12%+46.5M shares
3 years+75%+188M shares
5 years+102%+222M shares

CIFR has 440M diluted shares, up 12% from a year ago, despite $151M in buybacks over the past year.

SKWD Total Shares

Q4 2023: 38MQ1 2024: 41MQ2 2024: 41MQ3 2024: 41MQ4 2024: 41MQ1 2025: 42MQ2 2025: 42MQ3 2025: 42MQ4 2025: 42MQ1 2026: 45MQ2 2026: 46MQ3 2026: 46M
Q4 2023: 38MQ1 2024: 41MQ2 2024: 41MQ3 2024: 41MQ4 2024: 41MQ1 2025: 42MQ2 2025: 42MQ3 2025: 42MQ4 2025: 42MQ1 2026: 45MQ2 2026: 46MQ3 2026: 46M
PeriodChange %Net change
Quarterly+0.2%+107K shares
1 year+9.4%+3.9M shares
3 years+19%+7.4M shares
5 years+26%+9.5M shares
Available history+22%+8.2M shares

SKWD has the edge over CIFR on shareholder dilution, with a more favorable share count trend.

CIFR Net Leverage

Q4 2023: -2.2xQ1 2024: -0.9xQ2 2024: -1.2xQ3 2024: -0.7xQ4 2024: 0.5xQ1 2025: 125.4xQ3 2025: -2.3x
Q4 2023: -2.2xQ1 2024: -0.9xQ2 2024: -1.2xQ3 2024: -0.7xQ4 2024: 0.5xQ1 2025: 125.4xQ3 2025: -2.3x
QuarterNet LeverageStatus
Q3 2025-2.3xNet Cash
Q1 2025125.4xHigh
Q4 20240.5xVery low
Q3 2024-0.7xNet Cash
Q2 2024-1.2xNet Cash
Q1 2024-0.9xNet Cash
Q4 2023-2.2xNet Cash
Q2 2023-0.1xNet Cash

CIFR has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like CIFR.

SKWD Net Leverage

QuarterNet LeverageStatus
Q4 20221.4xHealthy
Q3 20223.0xElevated
Q2 20220.7xVery low
Q1 20220.6xVery low
Q4 20211.6xHealthy
Q3 20210.7xVery low

SKWD's net debt is about 1.4 years of its operating earnings (EBITDA), down from 1.6 years a year ago. Net leverage isn't a meaningful measure for financial services companies like SKWD.

CIFR Weekly Momentum

MetricValueStatus
RSI34.4Neutral
Stochastic7.8Oversold

CIFR's weekly RSI is 34 (neutral) and its Stochastic is 8 (oversold).

SKWD Weekly Momentum

MetricValueStatus
RSI63.2Neutral
Stochastic64.5Neutral

SKWD's weekly RSI is 63 (neutral) and its Stochastic is 64 (neutral).

CIFR PE vs Financial Services Sector

MetricCIFRSector medianRelative
PEN/A13x—

CIFR has no meaningful PE right now: it lost money over the past year.

SKWD PE vs Financial Services Sector

MetricSKWDSector medianRelative
PE15x13x12% above
PE %435310 pts below

SKWD is trading at 15x earnings, a 12% premium to the Financial Services sector's median of 13x.

CIFR Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$10.633% below
20 week MA$15.554% below
50 week MA$17.058% below
100 week MA$12.241% below
200 week MA$7.869% below

CIFR is in a downtrend: it's below all five of its weekly moving averages, and 9% below its 200-week average.

SKWD Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$59.06.3% above
20 week MA$59.16.1% above
50 week MA$51.821% above
100 week MA$51.422% above
200 week MA$41.750% above

SKWD has the edge over CIFR on trend strength, trading above more of its moving averages.

CIFR Yearly ROI

YearStart priceEnd priceROI
2020$9.92$9.95+0.3%
2021$9.95$5.21-48%
2022$5.21$0.54-90%
2023$0.54$4.13+665%
2024$4.13$4.86+18%
2025$4.86$15.2+213%
2026 YTD$15.2$7.15-53%

CIFR's yearly returns have swung widely, from +665% in 2023 to −90% in 2022. It's down 53% so far in 2026.

SKWD Yearly ROI

YearStart priceEnd priceROI
2023$19.1$33.9+77%
2024$33.9$50.8+50%
2025$50.8$51.9+2.1%
2026 YTD$51.9$62.7+21%

SKWD has the edge over CIFR on returns for 2026, with the stronger performance.

Give your agent the market.

Get API key