CIFR
Cipher Mining Inc.
There isn't enough reported data to score CIFR yet.
SIGI
Selective Insurance Group, Inc.
SIGI's fundamentals are mixed, but it looks cheap: trading at 12x earnings, below its usual 17x. Analysts expect strong earnings growth.
CIFR Fundamentals
| Metric | Status |
|---|---|
| Weak | |
| Weak | |
| N/A | |
| N/A |
CIFR's revenue and profitability are currently weak. Free cash flow and net leverage aren't meaningful measures for financial services companies like CIFR.
SIGI Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Healthy | |
| N/A | |
| N/A |
SIGI's profitability is currently healthy, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like SIGI.
CIFR PE Valuation
CIFR has no meaningful PE right now: it lost money over the past year.
SIGI PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 12x | $98.60 | -4.6% |
| Current | 12x | $103 | — |
| Forward | 12x | $103 | — |
| Fair | 17x | $140 | +36% |
| Expensive | 24x | $202 | +95% |
Historical ranges are pointers, not guarantees.
SIGI's PE is in its cheap range at 12.4x. If earnings grow as analysts expect, today's price would be 11.5x next year's earnings.
CIFR Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Losses shrinking | |
| Strong growth | |
| Strongly improving | |
| Limited | |
| Low |
CIFR has the edge over SIGI on the outlook, with more favorable revenue expectations.
SIGI Forward outlook
| Metric | Outlook |
|---|---|
| Improving | |
| Strong growth | |
| Decline | |
| Strongly improving | |
| Limited | |
| Moderate |
Analysts expect SIGI's earnings to grow and its profitability to improve, but its revenue to decline.
CIFR Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q3 2026 | -$3.06 | -$2.86 |
| Q2 2026 | -$2.85 | -$2.40 |
| Q1 2026 | -$2.32 | -$1.94 |
| Q4 2025 | -$2.15 | -$2.01 |
| Q3 2025 | -$0.20 | -$0.07 |
| Q2 2025 | -$0.45 | -850% |
| Q1 2025 | -$0.38 | -733% |
| Q4 2024 | -$0.14 | -$0.04 |
CIFR lost $3.06 per share over the past year, and its loss has widened in each of the last four quarters.
SIGI Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $8.96 | +7.7% |
| Q3 2026 | $8.32 | +28% |
| Q2 2026 | $8.06 | +32% |
| Q1 2026 | $7.31 | +99% |
| Q4 2025 | $7.49 | +132% |
| Q3 2025 | $6.50 | +75% |
| Q2 2025 | $6.12 | +67% |
| Q1 2025 | $3.68 | -35% |
| Q4 2024 | $3.23 | -45% |
SIGI has the edge over CIFR on earnings quality, reporting a profit while its opponent remains loss making.
CIFR Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $26.7M | -63% |
| Q2 2026 | $24.8M | -43% |
| Q1 2026 | $34.8M | -29% |
| Q4 2025 | $59.7M | +41% |
| Q3 2025 | $71.7M | +198% |
| Q2 2025 | $43.6M | +18% |
| Q1 2025 | $49M | +1.7% |
| Q4 2024 | $42.2M | -2.8% |
CIFR's revenue has slid since its 2025 peak: $27M last quarter, down 63% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | -269% | -217 points |
| Q2 2026 | -316% | -212 points |
| Q1 2026 | -329% | -251 points |
| Q4 2025 | -503% | -544 points |
| Q3 2025 | -52% | +327 points |
| Q2 2025 | -104% | -60 points |
| Q1 2025 | -78% | -175 points |
| Q4 2024 | 40% | +4 points |
CIFR's operating margin was −269% last quarter, down 217 points from the same quarter a year ago.
SIGI Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $1.3B | -2.5% |
| Q2 2026 | $1.4B | +4.5% |
| Q1 2026 | $1.4B | +5.7% |
| Q4 2025 | $1.4B | +8.6% |
| Q3 2025 | $1.4B | +9.3% |
| Q2 2025 | $1.3B | +11% |
| Q1 2025 | $1.3B | +10% |
| Q4 2024 | $1.3B | +13% |
SIGI has the edge over CIFR on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 12% | +1.5 points |
| Q2 2026 | 12% | +3.5 points |
| Q1 2026 | 9.1% | -1.7 points |
| Q4 2025 | 14% | +4.9 points |
| Q3 2025 | 11% | +1.4 points |
| Q2 2025 | 8.2% | +15 points |
| Q1 2025 | 11% | +2 points |
| Q4 2024 | 9.5% | -4.7 points |
SIGI has the edge over CIFR on profitability, with a higher operating margin.
CIFR Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | -$1.7B | -$1.4B |
| Q2 2026 | -$653.8M | -$566.3M |
| Q1 2026 | -$462.5M | -$390.7M |
| Q4 2025 | -$280.3M | -$204.2M |
| Q3 2025 | -$256.2M | -$173.1M |
| Q2 2025 | -$87.5M | -$54.3M |
| Q1 2025 | -$71.8M | -$37.3M |
| Q4 2024 | -$76.1M | +$38M |
CIFR's free cash flow was −$3.1B over the past year, against −$492M the year before. Free cash flow isn't a meaningful measure for financial services companies like CIFR.
SIGI Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $347M | -13% |
| Q2 2026 | $214.9M | +35% |
| Q1 2026 | $210.5M | -22% |
| Q4 2025 | $366.3M | +13% |
| Q3 2025 | $397.3M | +5.1% |
| Q2 2025 | $159.7M | -38% |
| Q1 2025 | $271M | +151% |
| Q4 2024 | $324.7M | +42% |
SIGI has the edge over CIFR on cash generation, producing positive trailing cash flow while its opponent burns cash.
CIFR Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +7.4% | +30.3M shares |
| 1 year | +12% | +46.5M shares |
| 3 years | +75% | +188M shares |
| 5 years | +102% | +222M shares |
CIFR has 440M diluted shares, up 12% from a year ago, despite $151M in buybacks over the past year.
| Quarter | Spent |
|---|---|
| Q3 2026 | $19.7M |
| Q2 2026 | $45.2M |
| Q1 2026 | $3.8M |
| Q4 2025 | $82.3M |
| Q3 2025 | $3M |
| Q2 2025 | $3.2M |
| Q1 2025 | $1.1M |
| Q4 2024 | $16.9M |
CIFR spent $151M buying back its own shares over the past year, about six times what it spent the year before.
SIGI Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.5% | -329K shares |
| 1 year | -1.9% | -1.2M shares |
| 3 years | -1.9% | -1.2M shares |
| 5 years | -0.4% | -271K shares |
| Available history | -0.3% | -151K shares |
SIGI has the edge over CIFR on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $55.6M |
| Q2 2026 | $32.4M |
| Q1 2026 | $35M |
| Q4 2025 | $30.5M |
| Q3 2025 | $36.6M |
| Q2 2025 | $258,000 |
| Q1 2025 | $25.2M |
| Q4 2024 | $81,000 |
SIGI spent $153M buying back its own shares over the past year, up 147% from the year before.
CIFR Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2025 | -2.3x | Net Cash |
| Q1 2025 | 125.4x | High |
| Q4 2024 | 0.5x | Very low |
| Q3 2024 | -0.7x | Net Cash |
| Q2 2024 | -1.2x | Net Cash |
| Q1 2024 | -0.9x | Net Cash |
| Q4 2023 | -2.2x | Net Cash |
| Q2 2023 | -0.1x | Net Cash |
CIFR has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like CIFR.
SIGI Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -0.0x | Very low |
| Q2 2026 | -0.0x | Very low |
| Q1 2026 | -0.0x | Very low |
| Q4 2025 | -0.0x | Very low |
| Q3 2025 | -0.0x | Very low |
| Q2 2025 | -0.0x | Very low |
| Q1 2025 | -0.0x | Very low |
| Q4 2024 | 1.7x | Healthy |
SIGI has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like SIGI.
CIFR Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 34.4 | Neutral |
| Stochastic | 7.8 | Oversold |
CIFR's weekly RSI is 34 (neutral) and its Stochastic is 8 (oversold).
SIGI Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 68.3 | Neutral |
| Stochastic | 83.0 | Overbought |
SIGI's weekly RSI is 68 (neutral) and its Stochastic is 83 (overbought).
CIFR PE vs Financial Services Sector
| Metric | CIFR | Sector median | Relative |
|---|---|---|---|
| PE | N/A | 13x | — |
CIFR has no meaningful PE right now: it lost money over the past year.
SIGI PE vs Financial Services Sector
| Metric | SIGI | Sector median | Relative |
|---|---|---|---|
| PE | 12x | 13x | 4.6% below |
| PE % | 23 | 63 | 40 pts below |
SIGI is trading at 12x earnings, in line with the Financial Services sector's median of 13x.
CIFR Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $10.6 | 33% below |
| 20 week MA | $15.5 | 54% below |
| 50 week MA | $17.0 | 58% below |
| 100 week MA | $12.2 | 41% below |
| 200 week MA | $7.86 | 9% below |
CIFR is in a downtrend: it's below all five of its weekly moving averages, and 9% below its 200-week average.
SIGI Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $92.9 | 11% above |
| 20 week MA | $93.5 | 10% above |
| 50 week MA | $87.8 | 18% above |
| 100 week MA | $86.1 | 20% above |
| 200 week MA | $92.1 | 12% above |
SIGI has the edge over CIFR on trend strength, trading above more of its moving averages.
CIFR Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $9.92 | $9.95 | +0.3% |
| 2021 | $9.95 | $5.21 | -48% |
| 2022 | $5.21 | $0.54 | -90% |
| 2023 | $0.54 | $4.13 | +665% |
| 2024 | $4.13 | $4.86 | +18% |
| 2025 | $4.86 | $15.2 | +213% |
| 2026 YTD | $15.2 | $7.15 | -53% |
CIFR's yearly returns have swung widely, from +665% in 2023 to −90% in 2022. It's down 53% so far in 2026.
SIGI Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $64.8 | $66.9 | +3.2% |
| 2021 | $66.9 | $79.6 | +19% |
| 2022 | $79.6 | $90.9 | +14% |
| 2023 | $90.9 | $99.5 | +9.5% |
| 2024 | $99.5 | $93.8 | -5.7% |
| 2025 | $93.8 | $84.0 | -10% |
| 2026 YTD | $84.0 | $103.4 | +23% |
SIGI has the edge over CIFR on returns for 2026, with the stronger performance.