CIFR
Cipher Mining Inc.
There isn't enough reported data to score CIFR yet.
SFNC
Simmons First National Corporation
SFNC's fundamentals are mixed, but it looks expensive: trading at 15x earnings, above its usual 12x. Analysts expect earnings growth.
CIFR Fundamentals
| Metric | Status |
|---|---|
| Weak | |
| Weak | |
| N/A | |
| N/A |
CIFR's revenue and profitability are currently weak. Free cash flow and net leverage aren't meaningful measures for financial services companies like CIFR.
SFNC Fundamentals
| Metric | Status |
|---|---|
| Unavailable | |
| Healthy | |
| N/A | |
| N/A |
SFNC's profitability is currently healthy. There isn't enough data to rate its revenue. Free cash flow and net leverage aren't meaningful measures for financial services companies like SFNC.
CIFR PE Valuation
CIFR has no meaningful PE right now: it lost money over the past year.
SFNC PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 8.4x | $13.58 | -42% |
| Forward | 10x | $23.39 | — |
| Fair | 12x | $18.91 | -19% |
| Current | 15x | $23.39 | — |
| Expensive | 16x | $25.35 | +8.4% |
Historical ranges are pointers, not guarantees.
SFNC's PE is in its expensive range at 15x. If earnings grow as analysts expect, today's price would be 10x next year's earnings, in its fair range.
CIFR Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Losses shrinking | |
| Strong growth | |
| Strongly improving | |
| Limited | |
| Low |
CIFR has the edge over SFNC on the outlook, with more favorable revenue expectations.
SFNC Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Growth | |
| Stable | |
| Strongly improving | |
| Limited | |
| High |
Analysts expect SFNC's earnings to grow and its profitability to improve, with its revenue holding steady.
CIFR Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q3 2026 | -$3.06 | -$2.86 |
| Q2 2026 | -$2.85 | -$2.40 |
| Q1 2026 | -$2.32 | -$1.94 |
| Q4 2025 | -$2.15 | -$2.01 |
| Q3 2025 | -$0.20 | -$0.07 |
| Q2 2025 | -$0.45 | -850% |
| Q1 2025 | -$0.38 | -733% |
| Q4 2024 | -$0.14 | -$0.04 |
SFNC has the stronger earnings trend. Trailing diluted EPS is down 1,630% for CIFR versus SFNC up 58%.
SFNC Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $2.27 | +41% |
| Q2 2025 | $1.27 | +6.7% |
| Q1 2025 | $1.16 | -13% |
| Q4 2024 | $1.21 | -12% |
| Q3 2024 | $1.02 | -44% |
| Q2 2024 | $1.19 | -43% |
| Q1 2024 | $1.33 | -28% |
| Q4 2023 | $1.38 | -33% |
| Q3 2023 | $1.83 | 0% |
SFNC's earnings per share have fallen from their peak: $1.61 over the past year, against $2.58 in early 2020.
CIFR Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $26.7M | -63% |
| Q2 2026 | $24.8M | -43% |
| Q1 2026 | $34.8M | -29% |
| Q4 2025 | $59.7M | +41% |
| Q3 2025 | $71.7M | +198% |
| Q2 2025 | $43.6M | +18% |
| Q1 2025 | $49M | +1.7% |
| Q4 2024 | $42.2M | -2.8% |
SFNC has the stronger quarterly revenue trend. Revenue is down 63% for CIFR versus up 17% for SFNC.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | -269% | -217 points |
| Q2 2026 | -316% | -212 points |
| Q1 2026 | -329% | -251 points |
| Q4 2025 | -503% | -544 points |
| Q3 2025 | -52% | +327 points |
| Q2 2025 | -104% | -60 points |
| Q1 2025 | -78% | -175 points |
| Q4 2024 | 40% | +4 points |
CIFR's operating margin was −269% last quarter, down 217 points from the same quarter a year ago.
SFNC Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q2 2026 | $248.6M | +16% |
| Q1 2026 | $241.4M | +15% |
| Q4 2025 | $249M | +19% |
| Q2 2025 | $214.2M | +8.6% |
| Q1 2025 | $209.6M | +7.4% |
| Q4 2024 | $208.5M | +17% |
| Q3 2024 | $174.8M | -11% |
| Q2 2024 | $197.2M | -5.3% |
SFNC's revenue has grown year over year for seven quarters in a row: $251M last quarter, up 17% from the same quarter a year ago.
CIFR Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | -$1.7B | -$1.4B |
| Q2 2026 | -$653.8M | -$566.3M |
| Q1 2026 | -$462.5M | -$390.7M |
| Q4 2025 | -$280.3M | -$204.2M |
| Q3 2025 | -$256.2M | -$173.1M |
| Q2 2025 | -$87.5M | -$54.3M |
| Q1 2025 | -$71.8M | -$37.3M |
| Q4 2024 | -$76.1M | +$38M |
SFNC has the stronger cash trend. Its trailing FCF is up 4.5% versus its history, compared with CIFR at down 974%.
SFNC Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q2 2026 | $125.5M | +89% |
| Q1 2026 | $34M | +50% |
| Q4 2025 | $105.7M | +46% |
| Q2 2025 | $66.3M | -8.8% |
| Q1 2025 | $22.6M | -53% |
| Q4 2024 | $72.3M | -83% |
| Q3 2024 | $187.7M | +$234M |
| Q2 2024 | $72.7M | +40% |
SFNC's free cash flow was $324M over the past year, down 7.2% from the year before. Free cash flow isn't a meaningful measure for financial services companies like SFNC.
CIFR Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2025 | -2.3x | Net Cash |
| Q1 2025 | 125.4x | High |
| Q4 2024 | 0.5x | Very low |
| Q3 2024 | -0.7x | Net Cash |
| Q2 2024 | -1.2x | Net Cash |
| Q1 2024 | -0.9x | Net Cash |
| Q4 2023 | -2.2x | Net Cash |
| Q2 2023 | -0.1x | Net Cash |
CIFR has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like CIFR.
SFNC Net Leverage
CIFR Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 34.4 | Neutral |
| Stochastic | 7.8 | Oversold |
CIFR's weekly RSI is 34 (neutral) and its Stochastic is 8 (oversold).
SFNC Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 57.4 | Neutral |
| Stochastic | 57.2 | Neutral |
SFNC's weekly RSI is 57 (neutral) and its Stochastic is 57 (neutral).
CIFR PE vs Financial Services Sector
| Metric | CIFR | Sector median | Relative |
|---|---|---|---|
| PE | N/A | 13x | — |
CIFR has no meaningful PE right now: it lost money over the past year.
SFNC PE vs Financial Services Sector
| Metric | SFNC | Sector median | Relative |
|---|---|---|---|
| PE | 15x | 13x | 12% above |
| PE % | 79 | 63 | 16 pts above |
SFNC is trading at 15x earnings, a 12% premium to the Financial Services sector's median of 13x.
CIFR Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $10.6 | 33% below |
| 20 week MA | $15.5 | 54% below |
| 50 week MA | $17.0 | 58% below |
| 100 week MA | $12.2 | 41% below |
| 200 week MA | $7.86 | 9% below |
CIFR is in a downtrend: it's below all five of its weekly moving averages, and 9% below its 200-week average.
SFNC Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $23.0 | 1.9% above |
| 20 week MA | $23.1 | 1.3% above |
| 50 week MA | $21.5 | 8.8% above |
| 100 week MA | $20.7 | 13% above |
| 200 week MA | $19.9 | 18% above |
SFNC has the edge over CIFR on trend strength, trading above more of its moving averages.
CIFR Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $9.92 | $9.95 | +0.3% |
| 2021 | $9.95 | $5.21 | -48% |
| 2022 | $5.21 | $0.54 | -90% |
| 2023 | $0.54 | $4.13 | +665% |
| 2024 | $4.13 | $4.86 | +18% |
| 2025 | $4.86 | $15.2 | +213% |
| 2026 YTD | $15.2 | $7.15 | -53% |
CIFR's yearly returns have swung widely, from +665% in 2023 to −90% in 2022. It's down 53% so far in 2026.
SFNC Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $26.8 | $21.1 | -21% |
| 2021 | $21.1 | $29.3 | +39% |
| 2022 | $29.3 | $21.5 | -27% |
| 2023 | $21.5 | $19.8 | -7.7% |
| 2024 | $19.8 | $22.4 | +13% |
| 2025 | $22.4 | $19.2 | -14% |
| 2026 YTD | $19.2 | $23.4 | +22% |
SFNC has the edge over CIFR on returns for 2026, with the stronger performance.