CIFR

Cipher Mining Inc.

There isn't enough reported data to score CIFR yet.

OCFC

OceanFirst Financial Corp.

45
Fundamentals43/ 100
Valuation14/ 100
Upside potential42/ 100
Risk potential22/ 100

OCFC's fundamentals are mixed, but it looks expensive: trading at 25x earnings, about twice its usual 12x. Analysts expect strong earnings growth.

CIFR Fundamentals

MetricStatus
Weak
Weak
N/A
N/A

CIFR's revenue and profitability are currently weak. Free cash flow and net leverage aren't meaningful measures for financial services companies like CIFR.

OCFC Fundamentals

MetricStatus
Strong
Stable
N/A
N/A

OCFC's revenue is currently strong, and its profitability is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like OCFC.

CIFR PE Valuation

CIFR has no meaningful PE right now: it lost money over the past year.

OCFC PE Valuation

CHEAPFAIREXPENSIVE6.5x13x19x26x
CHEAPFAIREXPENSIVE6.5x13x19x26x
LevelPEPriceVs current
Forward8.4x$18.09—
Cheap8.9x$6.52-64%
Fair11x$8.38-54%
Expensive16x$11.65-36%
Current25x$18.09—

Historical ranges are pointers, not guarantees.

OCFC's PE is in its expensive range at 25x. If earnings grow as analysts expect, today's price would be 8.4x next year's earnings, in its cheap range.

CIFR Forward outlook

MetricOutlook
--
Losses shrinking
Strong growth
Strongly improving
Limited
Low

CIFR has the edge over OCFC on the outlook, with more favorable profitability expectations.

OCFC Forward outlook

MetricOutlook
Strongly improving
Strong growth
Strong growth
Strongly weakening
Limited
Moderate

Analysts expect strong earnings and revenue growth for OCFC, but weaker profitability.

CIFR Risk to reward

ScenarioChangePrice
UpsideUnknown—
DownsideUnknown—

Calculated from the latest close: $7.15 on Nov 12.

There is not enough scenario data to compare CIFR and OCFC's risk to reward.

OCFC Risk to reward

ScenarioChangePrice
Upside+16%$20.97
Downside-22%$14.07

Calculated from the latest close: $18.09 on Nov 12.

There is not enough scenario data to compare CIFR and OCFC's risk to reward.

CIFR Earnings Per Share

Q4 2023: $-0.10Q1 2024: $0.06Q2 2024: $0.06Q3 2024: $-0.13Q4 2024: $-0.14Q1 2025: $-0.38Q2 2025: $-0.45Q3 2025: $-0.20Q4 2025: $-2.15Q1 2026: $-2.32Q2 2026: $-2.85Q3 2026: $-3.06
Q4 2023: $-0.10Q1 2024: $0.06Q2 2024: $0.06Q3 2024: $-0.13Q4 2024: $-0.14Q1 2025: $-0.38Q2 2025: $-0.45Q3 2025: $-0.20Q4 2025: $-2.15Q1 2026: $-2.32Q2 2026: $-2.85Q3 2026: $-3.06
QuarterTTM EPSYoY
Q3 2026-$3.06-$2.86
Q2 2026-$2.85-$2.40
Q1 2026-$2.32-$1.94
Q4 2025-$2.15-$2.01
Q3 2025-$0.20-$0.07
Q2 2025-$0.45-850%
Q1 2025-$0.38-733%
Q4 2024-$0.14-$0.04

CIFR lost $3.06 per share over the past year, and its loss has widened in each of the last four quarters.

OCFC Earnings Per Share

Q4 2023: $1.70Q1 2024: $1.71Q2 2024: $1.66Q3 2024: $1.75Q4 2024: $1.65Q1 2025: $1.53Q2 2025: $1.41Q3 2025: $1.29Q4 2025: $1.17Q1 2026: $1.18Q2 2026: $0.86Q3 2026: $0.73Forward: $2.16
Q4 2023: $1.70Q1 2024: $1.71Q2 2024: $1.66Q3 2024: $1.75Q4 2024: $1.65Q1 2025: $1.53Q2 2025: $1.41Q3 2025: $1.29Q4 2025: $1.17Q1 2026: $1.18Q2 2026: $0.86Q3 2026: $0.73Forward: $2.16
QuarterTTM EPSYoY
Forward$2.16+196%
Q3 2026$0.73-43%
Q2 2026$0.86-39%
Q1 2026$1.18-23%
Q4 2025$1.17-29%
Q3 2025$1.29-26%
Q2 2025$1.41-15%
Q1 2025$1.53-11%
Q4 2024$1.65-2.9%

OCFC has the edge over CIFR on earnings quality, reporting a profit while its opponent remains loss making.

CIFR Quarterly Revenue

Q4 2023: $43MQ1 2024: $48MQ2 2024: $37MQ3 2024: $24MQ4 2024: $42MQ1 2025: $49MQ2 2025: $44MQ3 2025: $72MQ4 2025: $60MQ1 2026: $35MQ2 2026: $25MQ3 2026: $27M
Q4 2023: $43MQ1 2024: $48MQ2 2024: $37MQ3 2024: $24MQ4 2024: $42MQ1 2025: $49MQ2 2025: $44MQ3 2025: $72MQ4 2025: $60MQ1 2026: $35MQ2 2026: $25MQ3 2026: $27M
QuarterRevenueYoY
Q3 2026$26.7M-63%
Q2 2026$24.8M-43%
Q1 2026$34.8M-29%
Q4 2025$59.7M+41%
Q3 2025$71.7M+198%
Q2 2025$43.6M+18%
Q1 2025$49M+1.7%
Q4 2024$42.2M-2.8%

CIFR's revenue has slid since its 2025 peak: $27M last quarter, down 63% from the same quarter a year ago.

OCFC Quarterly Revenue

Q4 2023: $100MQ1 2024: $99MQ2 2024: $93MQ3 2024: $97MQ4 2024: $96MQ1 2025: $98MQ2 2025: $99MQ3 2025: $103MQ4 2025: $105MQ1 2026: $103MQ2 2026: $131MQ3 2026: $185M
Q4 2023: $100MQ1 2024: $99MQ2 2024: $93MQ3 2024: $97MQ4 2024: $96MQ1 2025: $98MQ2 2025: $99MQ3 2025: $103MQ4 2025: $105MQ1 2026: $103MQ2 2026: $131MQ3 2026: $185M
QuarterRevenueYoY
Q3 2026$185.1M+80%
Q2 2026$131.3M+32%
Q1 2026$103.2M+5.4%
Q4 2025$104.7M+9.6%
Q3 2025$103M+6.3%
Q2 2025$99.4M+6.6%
Q1 2025$97.9M-0.6%
Q4 2024$95.6M-4.1%

OCFC has the edge over CIFR on sales, with more consistent year-over-year improvement.

CIFR Free Cash Flow

Q4 2023: −$114MQ1 2024: −$35MQ2 2024: −$33MQ3 2024: −$83MQ4 2024: −$76MQ1 2025: −$72MQ2 2025: −$88MQ3 2025: −$256MQ4 2025: −$280MQ1 2026: −$462MQ2 2026: −$654MQ3 2026: −$1.7B
Q4 2023: −$114MQ1 2024: −$35MQ2 2024: −$33MQ3 2024: −$83MQ4 2024: −$76MQ1 2025: −$72MQ2 2025: −$88MQ3 2025: −$256MQ4 2025: −$280MQ1 2026: −$462MQ2 2026: −$654MQ3 2026: −$1.7B
QuarterFree cash flowYoY
Q3 2026-$1.7B-$1.4B
Q2 2026-$653.8M-$566.3M
Q1 2026-$462.5M-$390.7M
Q4 2025-$280.3M-$204.2M
Q3 2025-$256.2M-$173.1M
Q2 2025-$87.5M-$54.3M
Q1 2025-$71.8M-$37.3M
Q4 2024-$76.1M+$38M

CIFR's free cash flow was −$3.1B over the past year, against −$492M the year before. Free cash flow isn't a meaningful measure for financial services companies like CIFR.

OCFC Free Cash Flow

Q4 2023: −$28MQ1 2024: $45MQ2 2024: $20MQ3 2024: −$23MQ4 2024: $43MQ1 2025: −$4MQ2 2025: $27MQ3 2025: $23MQ4 2025: $33MQ1 2026: $23MQ2 2026: $33MQ3 2026: $128M
Q4 2023: −$28MQ1 2024: $45MQ2 2024: $20MQ3 2024: −$23MQ4 2024: $43MQ1 2025: −$4MQ2 2025: $27MQ3 2025: $23MQ4 2025: $33MQ1 2026: $23MQ2 2026: $33MQ3 2026: $128M
QuarterFree cash flowYoY
Q3 2026$128M+461%
Q2 2026$33.5M+23%
Q1 2026$23.3M+$26.9M
Q4 2025$33.1M-23%
Q3 2025$22.8M+$46.3M
Q2 2025$27.2M+39%
Q1 2025-$3.6M-108%
Q4 2024$43.2M+$71.7M

OCFC has the edge over CIFR on cash generation, producing positive trailing cash flow while its opponent burns cash.

CIFR Total Shares

Q4 2023: 252MQ1 2024: 304MQ2 2024: 314MQ3 2024: 333MQ4 2024: 323MQ1 2025: 361MQ2 2025: 375MQ3 2025: 393MQ4 2025: 382MQ1 2026: 405MQ2 2026: 409MQ3 2026: 440M
Q4 2023: 252MQ1 2024: 304MQ2 2024: 314MQ3 2024: 333MQ4 2024: 323MQ1 2025: 361MQ2 2025: 375MQ3 2025: 393MQ4 2025: 382MQ1 2026: 405MQ2 2026: 409MQ3 2026: 440M
PeriodChange %Net change
Quarterly+7.4%+30.3M shares
1 year+12%+46.5M shares
3 years+75%+188M shares
5 years+102%+222M shares

CIFR has the edge over OCFC on shareholder dilution, with a more favorable share count trend.

OCFC Total Shares

Q4 2023: 59MQ1 2024: 59MQ2 2024: 58MQ3 2024: 58MQ4 2024: 58MQ1 2025: 58MQ2 2025: 58MQ3 2025: 57MQ4 2025: 57MQ1 2026: 57MQ2 2026: 70MQ3 2026: 98M
Q4 2023: 59MQ1 2024: 59MQ2 2024: 58MQ3 2024: 58MQ4 2024: 58MQ1 2025: 58MQ2 2025: 58MQ3 2025: 57MQ4 2025: 57MQ1 2026: 57MQ2 2026: 70MQ3 2026: 98M
PeriodChange %Net change
Quarterly+40%+27.9M shares
1 year+72%+41.1M shares
3 years+66%+39M shares
5 years+65%+38.6M shares
Available history+93%+47.4M shares

OCFC has 98M diluted shares, up 72% from a year ago.

CIFR Net Leverage

Q4 2023: -2.2xQ1 2024: -0.9xQ2 2024: -1.2xQ3 2024: -0.7xQ4 2024: 0.5xQ1 2025: 125.4xQ3 2025: -2.3x
Q4 2023: -2.2xQ1 2024: -0.9xQ2 2024: -1.2xQ3 2024: -0.7xQ4 2024: 0.5xQ1 2025: 125.4xQ3 2025: -2.3x
QuarterNet LeverageStatus
Q3 2025-2.3xNet Cash
Q1 2025125.4xHigh
Q4 20240.5xVery low
Q3 2024-0.7xNet Cash
Q2 2024-1.2xNet Cash
Q1 2024-0.9xNet Cash
Q4 2023-2.2xNet Cash
Q2 2023-0.1xNet Cash

CIFR has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like CIFR.

OCFC Net Leverage

Q4 2023: 0.3xQ1 2024: 6.3xQ2 2024: 7.1xQ3 2024: 7.3xQ4 2024: 0.5xQ1 2025: 7.1xQ2 2025: 7.8xQ3 2025: 14.4xQ4 2025: 1.2xQ1 2026: 12.8xQ2 2026: 26.1xQ3 2026: 24.1x
Q4 2023: 0.3xQ1 2024: 6.3xQ2 2024: 7.1xQ3 2024: 7.3xQ4 2024: 0.5xQ1 2025: 7.1xQ2 2025: 7.8xQ3 2025: 14.4xQ4 2025: 1.2xQ1 2026: 12.8xQ2 2026: 26.1xQ3 2026: 24.1x
QuarterNet LeverageStatus
Q3 202624.1xHigh
Q2 202626.1xHigh
Q1 202612.8xHigh
Q4 20251.2xHealthy
Q3 202514.4xHigh
Q2 20257.8xHigh
Q1 20257.1xHigh
Q4 20240.5xVery low

OCFC's net debt is more than 20 years of its operating earnings (EBITDA), up from 14 years a year ago. Net leverage isn't a meaningful measure for financial services companies like OCFC.

CIFR Weekly Momentum

MetricValueStatus
RSI34.4Neutral
Stochastic7.8Oversold

CIFR's weekly RSI is 34 (neutral) and its Stochastic is 8 (oversold).

OCFC Weekly Momentum

MetricValueStatus
RSI49.8Neutral
Stochastic55.4Neutral

OCFC's weekly RSI is 50 (neutral) and its Stochastic is 55 (neutral).

CIFR PE vs Financial Services Sector

MetricCIFRSector medianRelative
PEN/A13x—

CIFR has no meaningful PE right now: it lost money over the past year.

OCFC PE vs Financial Services Sector

MetricOCFCSector medianRelative
PE25x13x90% above
PE %1006337 pts above

OCFC is trading at 25x earnings, a 90% premium to the Financial Services sector's median of 13x.

CIFR Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$10.633% below
20 week MA$15.554% below
50 week MA$17.058% below
100 week MA$12.241% below
200 week MA$7.869% below

CIFR is in a downtrend: it's below all five of its weekly moving averages, and 9% below its 200-week average.

OCFC Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$17.15.9% above
20 week MA$18.31.4% below
50 week MA$18.62.5% below
100 week MA$18.10.2% above
200 week MA$17.53.1% above

OCFC has the edge over CIFR on trend strength, trading above more of its moving averages.

CIFR Yearly ROI

YearStart priceEnd priceROI
2020$9.92$9.95+0.3%
2021$9.95$5.21-48%
2022$5.21$0.54-90%
2023$0.54$4.13+665%
2024$4.13$4.86+18%
2025$4.86$15.2+213%
2026 YTD$15.2$7.15-53%

CIFR's yearly returns have swung widely, from +665% in 2023 to −90% in 2022. It's down 53% so far in 2026.

OCFC Yearly ROI

YearStart priceEnd priceROI
2020$25.3$18.7-26%
2021$18.7$22.0+18%
2022$22.0$21.5-2.4%
2023$21.5$17.4-19%
2024$17.4$17.7+1.8%
2025$17.7$19.8+12%
2026 YTD$19.8$18.1-8.5%

OCFC has the edge over CIFR on returns for 2026, with the stronger performance.

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