CIFR

Cipher Mining Inc.

There isn't enough reported data to score CIFR yet.

FBNC

First Bancorp

58
Fundamentals81/ 100
Valuation32/ 100
Upside potential64/ 100
Risk potential13/ 100

FBNC's fundamentals are strong, but it looks expensive: trading at 16x earnings, above its usual 13x. Analysts expect earnings growth.

CIFR Fundamentals

MetricStatus
Weak
Weak
N/A
N/A

CIFR's revenue and profitability are currently weak. Free cash flow and net leverage aren't meaningful measures for financial services companies like CIFR.

FBNC Fundamentals

MetricStatus
Strong
Strong
N/A
N/A

FBNC's revenue and profitability are currently strong. Free cash flow and net leverage aren't meaningful measures for financial services companies like FBNC.

CIFR PE Valuation

CIFR has no meaningful PE right now: it lost money over the past year.

FBNC PE Valuation

CHEAPFAIREXPENSIVE6.3x13x19x25x
CHEAPFAIREXPENSIVE6.3x13x19x25x
LevelPEPriceVs current
Cheap9.4x$37.47-42%
Fair13x$51.23-21%
Forward13x$64.80—
Current16x$64.80—
Expensive20x$79.73+23%

Historical ranges are pointers, not guarantees.

FBNC's PE is in its expensive range at 16x. If earnings grow as analysts expect, today's price would be 13x next year's earnings, in its fair range.

CIFR Forward outlook

MetricOutlook
--
Losses shrinking
Strong growth
Strongly improving
Limited
Low

CIFR has the edge over FBNC on the outlook, with more favorable profitability expectations.

FBNC Forward outlook

MetricOutlook
Improving
Growth
Growth
Weakening
Limited
Moderate

Analysts expect earnings and revenue growth for FBNC, but weaker profitability.

CIFR Risk to reward

ScenarioChangePrice
UpsideUnknown—
DownsideUnknown—

Calculated from the latest close: $7.15 on Nov 12.

There is not enough scenario data to compare CIFR and FBNC's risk to reward.

FBNC Risk to reward

ScenarioChangePrice
Upside+24%$80.04
Downside-13%$56.26

Calculated from the latest close: $64.80 on Nov 12.

There is not enough scenario data to compare CIFR and FBNC's risk to reward.

CIFR Earnings Per Share

Q4 2023: $-0.10Q1 2024: $0.06Q2 2024: $0.06Q3 2024: $-0.13Q4 2024: $-0.14Q1 2025: $-0.38Q2 2025: $-0.45Q3 2025: $-0.20Q4 2025: $-2.15Q1 2026: $-2.32Q2 2026: $-2.85Q3 2026: $-3.06
Q4 2023: $-0.10Q1 2024: $0.06Q2 2024: $0.06Q3 2024: $-0.13Q4 2024: $-0.14Q1 2025: $-0.38Q2 2025: $-0.45Q3 2025: $-0.20Q4 2025: $-2.15Q1 2026: $-2.32Q2 2026: $-2.85Q3 2026: $-3.06
QuarterTTM EPSYoY
Q3 2026-$3.06-$2.86
Q2 2026-$2.85-$2.40
Q1 2026-$2.32-$1.94
Q4 2025-$2.15-$2.01
Q3 2025-$0.20-$0.07
Q2 2025-$0.45-850%
Q1 2025-$0.38-733%
Q4 2024-$0.14-$0.04

CIFR lost $3.06 per share over the past year, and its loss has widened in each of the last four quarters.

FBNC Earnings Per Share

Q4 2023: $2.53Q1 2024: $2.77Q2 2024: $2.76Q3 2024: $2.48Q4 2024: $1.84Q1 2025: $2.11Q2 2025: $2.34Q3 2025: $2.38Q4 2025: $2.68Q1 2026: $2.93Q2 2026: $3.22Q3 2026: $3.97Forward: $4.82
Q4 2023: $2.53Q1 2024: $2.77Q2 2024: $2.76Q3 2024: $2.48Q4 2024: $1.84Q1 2025: $2.11Q2 2025: $2.34Q3 2025: $2.38Q4 2025: $2.68Q1 2026: $2.93Q2 2026: $3.22Q3 2026: $3.97Forward: $4.82
QuarterTTM EPSYoY
Forward$4.82+21%
Q3 2026$3.97+67%
Q2 2026$3.22+38%
Q1 2026$2.93+39%
Q4 2025$2.68+46%
Q3 2025$2.38-4%
Q2 2025$2.34-15%
Q1 2025$2.11-24%
Q4 2024$1.84-27%

FBNC has the edge over CIFR on earnings quality, reporting a profit while its opponent remains loss making.

CIFR Quarterly Revenue

Q4 2023: $43MQ1 2024: $48MQ2 2024: $37MQ3 2024: $24MQ4 2024: $42MQ1 2025: $49MQ2 2025: $44MQ3 2025: $72MQ4 2025: $60MQ1 2026: $35MQ2 2026: $25MQ3 2026: $27M
Q4 2023: $43MQ1 2024: $48MQ2 2024: $37MQ3 2024: $24MQ4 2024: $42MQ1 2025: $49MQ2 2025: $44MQ3 2025: $72MQ4 2025: $60MQ1 2026: $35MQ2 2026: $25MQ3 2026: $27M
QuarterRevenueYoY
Q3 2026$26.7M-63%
Q2 2026$24.8M-43%
Q1 2026$34.8M-29%
Q4 2025$59.7M+41%
Q3 2025$71.7M+198%
Q2 2025$43.6M+18%
Q1 2025$49M+1.7%
Q4 2024$42.2M-2.8%

CIFR's revenue has slid since its 2025 peak: $27M last quarter, down 63% from the same quarter a year ago.

FBNC Quarterly Revenue

Q4 2023: $97MQ1 2024: $92MQ2 2024: $96MQ3 2024: $97MQ4 2024: $66MQ1 2025: $106MQ2 2025: $111MQ3 2025: $90MQ4 2025: $84MQ1 2026: $122MQ2 2026: $127MQ3 2026: $130M
Q4 2023: $97MQ1 2024: $92MQ2 2024: $96MQ3 2024: $97MQ4 2024: $66MQ1 2025: $106MQ2 2025: $111MQ3 2025: $90MQ4 2025: $84MQ1 2026: $122MQ2 2026: $127MQ3 2026: $130M
QuarterRevenueYoY
Q3 2026$129.9M+45%
Q2 2026$127.3M+15%
Q1 2026$122.3M+16%
Q4 2025$83.9M+28%
Q3 2025$89.6M-7.3%
Q2 2025$111M+16%
Q1 2025$105.8M+15%
Q4 2024$65.7M-32%

FBNC has the edge over CIFR on sales, with more consistent year-over-year improvement.

CIFR Free Cash Flow

Q4 2023: −$114MQ1 2024: −$35MQ2 2024: −$33MQ3 2024: −$83MQ4 2024: −$76MQ1 2025: −$72MQ2 2025: −$88MQ3 2025: −$256MQ4 2025: −$280MQ1 2026: −$462MQ2 2026: −$654MQ3 2026: −$1.7B
Q4 2023: −$114MQ1 2024: −$35MQ2 2024: −$33MQ3 2024: −$83MQ4 2024: −$76MQ1 2025: −$72MQ2 2025: −$88MQ3 2025: −$256MQ4 2025: −$280MQ1 2026: −$462MQ2 2026: −$654MQ3 2026: −$1.7B
QuarterFree cash flowYoY
Q3 2026-$1.7B-$1.4B
Q2 2026-$653.8M-$566.3M
Q1 2026-$462.5M-$390.7M
Q4 2025-$280.3M-$204.2M
Q3 2025-$256.2M-$173.1M
Q2 2025-$87.5M-$54.3M
Q1 2025-$71.8M-$37.3M
Q4 2024-$76.1M+$38M

CIFR's free cash flow was −$3.1B over the past year, against −$492M the year before. Free cash flow isn't a meaningful measure for financial services companies like CIFR.

FBNC Free Cash Flow

Q4 2023: $44MQ1 2024: −$22MQ2 2024: $88MQ3 2024: $38MQ4 2024: $68MQ1 2025: $52MQ2 2025: $44MQ3 2025: $48MQ4 2025: $54MQ1 2026: $59MQ2 2026: $65MQ3 2026: $98M
Q4 2023: $44MQ1 2024: −$22MQ2 2024: $88MQ3 2024: $38MQ4 2024: $68MQ1 2025: $52MQ2 2025: $44MQ3 2025: $48MQ4 2025: $54MQ1 2026: $59MQ2 2026: $65MQ3 2026: $98M
QuarterFree cash flowYoY
Q3 2026$98M+103%
Q2 2026$65.5M+48%
Q1 2026$59.3M+13%
Q4 2025$54M-21%
Q3 2025$48.2M+27%
Q2 2025$44.3M-49%
Q1 2025$52.4M+$74.1M
Q4 2024$68.2M+54%

FBNC has the edge over CIFR on cash generation, producing positive trailing cash flow while its opponent burns cash.

CIFR Total Shares

Q4 2023: 252MQ1 2024: 304MQ2 2024: 314MQ3 2024: 333MQ4 2024: 323MQ1 2025: 361MQ2 2025: 375MQ3 2025: 393MQ4 2025: 382MQ1 2026: 405MQ2 2026: 409MQ3 2026: 440M
Q4 2023: 252MQ1 2024: 304MQ2 2024: 314MQ3 2024: 333MQ4 2024: 323MQ1 2025: 361MQ2 2025: 375MQ3 2025: 393MQ4 2025: 382MQ1 2026: 405MQ2 2026: 409MQ3 2026: 440M
PeriodChange %Net change
Quarterly+7.4%+30.3M shares
1 year+12%+46.5M shares
3 years+75%+188M shares
5 years+102%+222M shares

CIFR has 440M diluted shares, up 12% from a year ago, despite $151M in buybacks over the past year.

FBNC Total Shares

Q4 2023: 41MQ1 2024: 41MQ2 2024: 41MQ3 2024: 41MQ4 2024: 41MQ1 2025: 41MQ2 2025: 41MQ3 2025: 41MQ4 2025: 41MQ1 2026: 41MQ2 2026: 41MQ3 2026: 41M
Q4 2023: 41MQ1 2024: 41MQ2 2024: 41MQ3 2024: 41MQ4 2024: 41MQ1 2025: 41MQ2 2025: 41MQ3 2025: 41MQ4 2025: 41MQ1 2026: 41MQ2 2026: 41MQ3 2026: 41M
PeriodChange %Net change
Quarterly0%+18.4K shares
1 year-0.2%-87.8K shares
3 years+0.5%+195K shares
5 years+45%+12.9M shares
Available history+39%+11.7M shares

FBNC has the edge over CIFR on shareholder dilution, with a more favorable share count trend.

CIFR Net Leverage

Q4 2023: -2.2xQ1 2024: -0.9xQ2 2024: -1.2xQ3 2024: -0.7xQ4 2024: 0.5xQ1 2025: 125.4xQ3 2025: -2.3x
Q4 2023: -2.2xQ1 2024: -0.9xQ2 2024: -1.2xQ3 2024: -0.7xQ4 2024: 0.5xQ1 2025: 125.4xQ3 2025: -2.3x
QuarterNet LeverageStatus
Q3 2025-2.3xNet Cash
Q1 2025125.4xHigh
Q4 20240.5xVery low
Q3 2024-0.7xNet Cash
Q2 2024-1.2xNet Cash
Q1 2024-0.9xNet Cash
Q4 2023-2.2xNet Cash
Q2 2023-0.1xNet Cash

CIFR has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like CIFR.

FBNC Net Leverage

Q4 2023: 7.2xQ1 2024: 1.5xQ2 2024: 0.0xQ3 2024: 0.1xQ4 2024: 0.1xQ1 2025: -0.5xQ2 2025: -0.3xQ3 2025: -0.3xQ4 2025: -0.5xQ1 2026: -0.4xQ2 2026: -0.3xQ3 2026: -0.3x
Q4 2023: 7.2xQ1 2024: 1.5xQ2 2024: 0.0xQ3 2024: 0.1xQ4 2024: 0.1xQ1 2025: -0.5xQ2 2025: -0.3xQ3 2025: -0.3xQ4 2025: -0.5xQ1 2026: -0.4xQ2 2026: -0.3xQ3 2026: -0.3x
QuarterNet LeverageStatus
Q3 2026-0.3xNet Cash
Q2 2026-0.3xNet Cash
Q1 2026-0.4xNet Cash
Q4 2025-0.5xNet Cash
Q3 2025-0.3xNet Cash
Q2 2025-0.3xNet Cash
Q1 2025-0.5xNet Cash
Q4 20240.1xVery low

FBNC has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like FBNC.

CIFR Weekly Momentum

MetricValueStatus
RSI34.4Neutral
Stochastic7.8Oversold

CIFR's weekly RSI is 34 (neutral) and its Stochastic is 8 (oversold).

FBNC Weekly Momentum

MetricValueStatus
RSI57.8Neutral
Stochastic65.3Neutral

FBNC's weekly RSI is 58 (neutral) and its Stochastic is 65 (neutral).

CIFR PE vs Financial Services Sector

MetricCIFRSector medianRelative
PEN/A13x—

CIFR has no meaningful PE right now: it lost money over the past year.

FBNC PE vs Financial Services Sector

MetricFBNCSector medianRelative
PE16x13x25% above
PE %71638 pts above

FBNC is trading at 16x earnings, a 25% premium to the Financial Services sector's median of 13x.

CIFR Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$10.633% below
20 week MA$15.554% below
50 week MA$17.058% below
100 week MA$12.241% below
200 week MA$7.869% below

CIFR is in a downtrend: it's below all five of its weekly moving averages, and 9% below its 200-week average.

FBNC Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$62.93.1% above
20 week MA$63.61.8% above
50 week MA$59.88.4% above
100 week MA$52.723% above
200 week MA$44.047% above

FBNC has the edge over CIFR on trend strength, trading above more of its moving averages.

CIFR Yearly ROI

YearStart priceEnd priceROI
2020$9.92$9.95+0.3%
2021$9.95$5.21-48%
2022$5.21$0.54-90%
2023$0.54$4.13+665%
2024$4.13$4.86+18%
2025$4.86$15.2+213%
2026 YTD$15.2$7.15-53%

CIFR's yearly returns have swung widely, from +665% in 2023 to −90% in 2022. It's down 53% so far in 2026.

FBNC Yearly ROI

YearStart priceEnd priceROI
2020$40.1$33.5-16%
2021$33.5$45.1+35%
2022$45.1$43.4-3.9%
2023$43.4$37.0-15%
2024$37.0$44.4+20%
2025$44.4$52.1+17%
2026 YTD$52.1$64.8+24%

FBNC has the edge over CIFR on returns for 2026, with the stronger performance.

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