CIFR
Cipher Mining Inc.
There isn't enough reported data to score CIFR yet.
ESNT
Essent Group Ltd.
ESNT's fundamentals are mixed: revenue grew 9.6%, but its operating margin fell 7 points to 59%. At 8.8x earnings, it's trading in line with its usual 8.4x. Analysts expect earnings growth.
CIFR Fundamentals
| Metric | Status |
|---|---|
| Weak | |
| Weak | |
| N/A | |
| N/A |
CIFR's revenue and profitability are currently weak. Free cash flow and net leverage aren't meaningful measures for financial services companies like CIFR.
ESNT Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Healthy | |
| N/A | |
| N/A |
ESNT's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like ESNT.
CIFR PE Valuation
CIFR has no meaningful PE right now: it lost money over the past year.
ESNT PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 5.7x | $41.50 | -36% |
| Fair | 8.4x | $61.43 | -5.3% |
| Forward | 8.6x | $64.89 | — |
| Current | 8.9x | $64.89 | — |
| Expensive | 9.5x | $69.56 | +7.2% |
Historical ranges are pointers, not guarantees.
ESNT's PE is in its fair range at 8.8x. If earnings grow as analysts expect, today's price would be 8.6x next year's earnings.
CIFR Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Losses shrinking | |
| Strong growth | |
| Strongly improving | |
| Limited | |
| Low |
CIFR has the edge over ESNT on the outlook, with more favorable profitability expectations.
ESNT Forward outlook
| Metric | Outlook |
|---|---|
| Stable | |
| Growth | |
| Growth | |
| Weakening | |
| Limited | |
| High |
Analysts expect earnings and revenue growth for ESNT, but weaker profitability.
CIFR Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q3 2026 | -$3.06 | -$2.86 |
| Q2 2026 | -$2.85 | -$2.40 |
| Q1 2026 | -$2.32 | -$1.94 |
| Q4 2025 | -$2.15 | -$2.01 |
| Q3 2025 | -$0.20 | -$0.07 |
| Q2 2025 | -$0.45 | -850% |
| Q1 2025 | -$0.38 | -733% |
| Q4 2024 | -$0.14 | -$0.04 |
CIFR lost $3.06 per share over the past year, and its loss has widened in each of the last four quarters.
ESNT Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $7.56 | +3.1% |
| Q3 2026 | $7.33 | +6.5% |
| Q2 2026 | $7.18 | +4.7% |
| Q1 2026 | $7.03 | +2.8% |
| Q4 2025 | $6.90 | +0.7% |
| Q3 2025 | $6.88 | -0.3% |
| Q2 2025 | $6.86 | -0.7% |
| Q1 2025 | $6.84 | +3.5% |
| Q4 2024 | $6.85 | +5.4% |
ESNT has the edge over CIFR on earnings quality, reporting a profit while its opponent remains loss making.
CIFR Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $26.7M | -63% |
| Q2 2026 | $24.8M | -43% |
| Q1 2026 | $34.8M | -29% |
| Q4 2025 | $59.7M | +41% |
| Q3 2025 | $71.7M | +198% |
| Q2 2025 | $43.6M | +18% |
| Q1 2025 | $49M | +1.7% |
| Q4 2024 | $42.2M | -2.8% |
CIFR's revenue has slid since its 2025 peak: $27M last quarter, down 63% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | -269% | -217 points |
| Q2 2026 | -316% | -212 points |
| Q1 2026 | -329% | -251 points |
| Q4 2025 | -503% | -544 points |
| Q3 2025 | -52% | +327 points |
| Q2 2025 | -104% | -60 points |
| Q1 2025 | -78% | -175 points |
| Q4 2024 | 40% | +4 points |
CIFR's operating margin was −269% last quarter, down 217 points from the same quarter a year ago.
ESNT Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $374.2M | +20% |
| Q2 2026 | $362.7M | +14% |
| Q1 2026 | $336.1M | +5.8% |
| Q4 2025 | $312.4M | -0.8% |
| Q3 2025 | $311.8M | -1.5% |
| Q2 2025 | $319.1M | +2% |
| Q1 2025 | $317.6M | +6.4% |
| Q4 2024 | $315M | +6% |
ESNT has the edge over CIFR on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 53% | -11 points |
| Q2 2026 | 64% | -8.9 points |
| Q1 2026 | 62% | -3.7 points |
| Q4 2025 | 59% | -2.8 points |
| Q3 2025 | 64% | -1.7 points |
| Q2 2025 | 72% | -4 points |
| Q1 2025 | 65% | -6.5 points |
| Q4 2024 | 62% | -6.4 points |
ESNT has the edge over CIFR on profitability, with a higher operating margin.
CIFR Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | -$1.7B | -$1.4B |
| Q2 2026 | -$653.8M | -$566.3M |
| Q1 2026 | -$462.5M | -$390.7M |
| Q4 2025 | -$280.3M | -$204.2M |
| Q3 2025 | -$256.2M | -$173.1M |
| Q2 2025 | -$87.5M | -$54.3M |
| Q1 2025 | -$71.8M | -$37.3M |
| Q4 2024 | -$76.1M | +$38M |
CIFR's free cash flow was −$3.1B over the past year, against −$492M the year before. Free cash flow isn't a meaningful measure for financial services companies like CIFR.
ESNT Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $237.9M | +13% |
| Q2 2026 | $196.1M | +3.9% |
| Q1 2026 | $191.2M | -14% |
| Q4 2025 | $228M | +0.9% |
| Q3 2025 | $210.6M | -7.9% |
| Q2 2025 | $188.8M | +0.6% |
| Q1 2025 | $221.3M | +4.2% |
| Q4 2024 | $226M | +5.9% |
ESNT has the edge over CIFR on cash generation, producing positive trailing cash flow while its opponent burns cash.
CIFR Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +7.4% | +30.3M shares |
| 1 year | +12% | +46.5M shares |
| 3 years | +75% | +188M shares |
| 5 years | +102% | +222M shares |
CIFR has 440M diluted shares, up 12% from a year ago, despite $151M in buybacks over the past year.
| Quarter | Spent |
|---|---|
| Q3 2026 | $19.7M |
| Q2 2026 | $45.2M |
| Q1 2026 | $3.8M |
| Q4 2025 | $82.3M |
| Q3 2025 | $3M |
| Q2 2025 | $3.2M |
| Q1 2025 | $1.1M |
| Q4 2024 | $16.9M |
CIFR spent $151M buying back its own shares over the past year, about six times what it spent the year before.
ESNT Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -1.8% | -1.6M shares |
| 1 year | -8.9% | -8.7M shares |
| 3 years | -16% | -17.3M shares |
| 5 years | -19% | -21.6M shares |
| Available history | -8.7% | -8.6M shares |
ESNT has the edge over CIFR on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $74.5M |
| Q2 2026 | $191.8M |
| Q1 2026 | $170.9M |
| Q4 2025 | $126.2M |
| Q3 2025 | $122.1M |
| Q2 2025 | $170.5M |
| Q1 2025 | $168.9M |
| Q4 2024 | $66.3M |
ESNT spent $563M buying back its own shares over the past year, up 6.7% from the year before.
CIFR Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2025 | -2.3x | Net Cash |
| Q1 2025 | 125.4x | High |
| Q4 2024 | 0.5x | Very low |
| Q3 2024 | -0.7x | Net Cash |
| Q2 2024 | -1.2x | Net Cash |
| Q1 2024 | -0.9x | Net Cash |
| Q4 2023 | -2.2x | Net Cash |
| Q2 2023 | -0.1x | Net Cash |
CIFR has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like CIFR.
ESNT Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 0.4x | Very low |
| Q2 2026 | 0.5x | Very low |
| Q1 2026 | 0.4x | Very low |
| Q4 2025 | 0.5x | Very low |
| Q3 2025 | 0.5x | Very low |
| Q2 2025 | 0.5x | Very low |
| Q1 2025 | 0.3x | Very low |
| Q4 2024 | 0.4x | Very low |
ESNT's net debt is less than a year of its operating earnings (EBITDA). Net leverage isn't a meaningful measure for financial services companies like ESNT.
CIFR Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 34.4 | Neutral |
| Stochastic | 7.8 | Oversold |
CIFR's weekly RSI is 34 (neutral) and its Stochastic is 8 (oversold).
ESNT Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 50.8 | Neutral |
| Stochastic | 55.2 | Neutral |
ESNT's weekly RSI is 51 (neutral) and its Stochastic is 55 (neutral).
CIFR PE vs Financial Services Sector
| Metric | CIFR | Sector median | Relative |
|---|---|---|---|
| PE | N/A | 13x | — |
CIFR has no meaningful PE right now: it lost money over the past year.
ESNT PE vs Financial Services Sector
| Metric | ESNT | Sector median | Relative |
|---|---|---|---|
| PE | 8.9x | 13x | 32% below |
| PE % | 64 | 63 | 1 pt above |
ESNT is trading at 8.8x earnings, a 32% discount to the Financial Services sector's median of 13x.
CIFR Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $10.6 | 33% below |
| 20 week MA | $15.5 | 54% below |
| 50 week MA | $17.0 | 58% below |
| 100 week MA | $12.2 | 41% below |
| 200 week MA | $7.86 | 9% below |
CIFR is in a downtrend: it's below all five of its weekly moving averages, and 9% below its 200-week average.
ESNT Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $64.2 | 1.1% above |
| 20 week MA | $66.0 | 1.7% below |
| 50 week MA | $63.2 | 2.7% above |
| 100 week MA | $60.9 | 6.5% above |
| 200 week MA | $56.4 | 15% above |
ESNT has the edge over CIFR on trend strength, trading above more of its moving averages.
CIFR Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $9.92 | $9.95 | +0.3% |
| 2021 | $9.95 | $5.21 | -48% |
| 2022 | $5.21 | $0.54 | -90% |
| 2023 | $0.54 | $4.13 | +665% |
| 2024 | $4.13 | $4.86 | +18% |
| 2025 | $4.86 | $15.2 | +213% |
| 2026 YTD | $15.2 | $7.15 | -53% |
CIFR's yearly returns have swung widely, from +665% in 2023 to −90% in 2022. It's down 53% so far in 2026.
ESNT Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $52.3 | $43.9 | -16% |
| 2021 | $43.9 | $44.5 | +1.3% |
| 2022 | $44.5 | $39.0 | -12% |
| 2023 | $39.0 | $52.7 | +35% |
| 2024 | $52.7 | $54.1 | +2.5% |
| 2025 | $54.1 | $65.9 | +22% |
| 2026 YTD | $65.9 | $64.9 | -1.5% |
ESNT has the edge over CIFR on returns for 2026, with the stronger performance.