CIFR
Cipher Mining Inc.
There isn't enough reported data to score CIFR yet.
ECPG
Encore Capital Group, Inc.
ECPG's fundamentals are strong: revenue grew 27% and its operating margin rose 19 points to 39%. At 7.1x earnings, it's trading above its usual 6.2x. Analysts expect that strong growth to continue, though they disagree widely on how much.
CIFR Fundamentals
| Metric | Status |
|---|---|
| Weak | |
| Weak | |
| N/A | |
| N/A |
CIFR's revenue and profitability are currently weak. Free cash flow and net leverage aren't meaningful measures for financial services companies like CIFR.
ECPG Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
ECPG's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like ECPG.
CIFR PE Valuation
CIFR has no meaningful PE right now: it lost money over the past year.
ECPG PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 4.4x | $68.62 | -38% |
| Fair | 6.2x | $96.38 | -12% |
| Forward | 6.8x | $110 | — |
| Current | 7.1x | $110 | — |
| Expensive | 11x | $164 | +49% |
Historical ranges are pointers, not guarantees.
ECPG's PE is in its expensive range at 7.1x. If earnings grow as analysts expect, today's price would be 6.8x next year's earnings, in its fair range.
CIFR Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Losses shrinking | |
| Strong growth | |
| Strongly improving | |
| Limited | |
| Low |
Analysts expect CIFR's losses to shrink, with revenue growing. However, they disagree widely on these estimates.
ECPG Forward outlook
| Metric | Outlook |
|---|---|
| Stable | |
| Strong growth | |
| Growth | |
| Strongly improving | |
| Limited | |
| Low |
Analysts expect earnings and revenue growth for ECPG, with profitability improving. However, they disagree widely on these estimates.
CIFR Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q3 2026 | -$3.06 | -$2.86 |
| Q2 2026 | -$2.85 | -$2.40 |
| Q1 2026 | -$2.32 | -$1.94 |
| Q4 2025 | -$2.15 | -$2.01 |
| Q3 2025 | -$0.20 | -$0.07 |
| Q2 2025 | -$0.45 | -850% |
| Q1 2025 | -$0.38 | -733% |
| Q4 2024 | -$0.14 | -$0.04 |
CIFR lost $3.06 per share over the past year, and its loss has widened in each of the last four quarters.
ECPG Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $16.12 | +3.6% |
| Q3 2026 | $15.56 | +$17.35 |
| Q2 2026 | $13.16 | +$16.86 |
| Q1 2026 | $12.84 | +$17.69 |
| Q4 2025 | $10.91 | +$16.74 |
| Q3 2025 | -$1.79 | +$6.00 |
| Q2 2025 | -$3.70 | +$4.56 |
| Q1 2025 | -$4.85 | +$3.67 |
| Q4 2024 | -$5.83 | +$2.89 |
ECPG has the edge over CIFR on earnings quality, reporting a profit while its opponent remains loss making.
CIFR Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $26.7M | -63% |
| Q2 2026 | $24.8M | -43% |
| Q1 2026 | $34.8M | -29% |
| Q4 2025 | $59.7M | +41% |
| Q3 2025 | $71.7M | +198% |
| Q2 2025 | $43.6M | +18% |
| Q1 2025 | $49M | +1.7% |
| Q4 2024 | $42.2M | -2.8% |
CIFR's revenue has slid since its 2025 peak: $27M last quarter, down 63% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | -269% | -217 points |
| Q2 2026 | -316% | -212 points |
| Q1 2026 | -329% | -251 points |
| Q4 2025 | -503% | -544 points |
| Q3 2025 | -52% | +327 points |
| Q2 2025 | -104% | -60 points |
| Q1 2025 | -78% | -175 points |
| Q4 2024 | 40% | +4 points |
CIFR's operating margin was −269% last quarter, down 217 points from the same quarter a year ago.
ECPG Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $544.5M | +18% |
| Q2 2026 | $491.9M | +11% |
| Q1 2026 | $475.4M | +21% |
| Q4 2025 | $473.6M | +78% |
| Q3 2025 | $460.4M | +25% |
| Q2 2025 | $442.1M | +24% |
| Q1 2025 | $392.8M | +20% |
| Q4 2024 | $265.6M | -4.2% |
ECPG has the edge over CIFR on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 42% | +4.7 points |
| Q2 2026 | 38% | +3.9 points |
| Q1 2026 | 39% | +5.8 points |
| Q4 2025 | 37% | +87 points |
| Q3 2025 | 38% | +8.7 points |
| Q2 2025 | 34% | +5.4 points |
| Q1 2025 | 33% | +7.5 points |
| Q4 2024 | -51% | +28 points |
ECPG has the edge over CIFR on profitability, with a higher operating margin.
CIFR Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | -$1.7B | -$1.4B |
| Q2 2026 | -$653.8M | -$566.3M |
| Q1 2026 | -$462.5M | -$390.7M |
| Q4 2025 | -$280.3M | -$204.2M |
| Q3 2025 | -$256.2M | -$173.1M |
| Q2 2025 | -$87.5M | -$54.3M |
| Q1 2025 | -$71.8M | -$37.3M |
| Q4 2024 | -$76.1M | +$38M |
CIFR's free cash flow was −$3.1B over the past year, against −$492M the year before. Free cash flow isn't a meaningful measure for financial services companies like CIFR.
ECPG Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $101.9M | +35% |
| Q2 2026 | -$37.8M | -1283% |
| Q1 2026 | $77.5M | +102% |
| Q4 2025 | $9.9M | -34% |
| Q3 2025 | $75.6M | +90% |
| Q2 2025 | $3.2M | -89% |
| Q1 2025 | $38.3M | -13% |
| Q4 2024 | $15M | -48% |
ECPG has the edge over CIFR on cash generation, producing positive trailing cash flow while its opponent burns cash.
CIFR Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +7.4% | +30.3M shares |
| 1 year | +12% | +46.5M shares |
| 3 years | +75% | +188M shares |
| 5 years | +102% | +222M shares |
CIFR has 440M diluted shares, up 12% from a year ago, despite $151M in buybacks over the past year.
| Quarter | Spent |
|---|---|
| Q3 2026 | $19.7M |
| Q2 2026 | $45.2M |
| Q1 2026 | $3.8M |
| Q4 2025 | $82.3M |
| Q3 2025 | $3M |
| Q2 2025 | $3.2M |
| Q1 2025 | $1.1M |
| Q4 2024 | $16.9M |
CIFR spent $151M buying back its own shares over the past year, about six times what it spent the year before.
ECPG Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -2.4% | -536K shares |
| 1 year | -5.4% | -1.3M shares |
| 3 years | -8.7% | -2.1M shares |
| 5 years | -29% | -9.2M shares |
| Available history | -29% | -9.2M shares |
ECPG has the edge over CIFR on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q1 2023 | $25.6M |
| Q4 2022 | $10.4M |
| Q3 2022 | $25.9M |
| Q2 2022 | $25.1M |
| Q1 2022 | $25.7M |
| Q4 2021 | $302.5M |
| Q3 2021 | $40.7M |
| Q2 2021 | $27M |
CIFR Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2025 | -2.3x | Net Cash |
| Q1 2025 | 125.4x | High |
| Q4 2024 | 0.5x | Very low |
| Q3 2024 | -0.7x | Net Cash |
| Q2 2024 | -1.2x | Net Cash |
| Q1 2024 | -0.9x | Net Cash |
| Q4 2023 | -2.2x | Net Cash |
| Q2 2023 | -0.1x | Net Cash |
CIFR has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like CIFR.
ECPG Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -0.2x | Net Cash |
| Q2 2026 | -0.3x | Net Cash |
| Q1 2026 | -0.3x | Net Cash |
| Q4 2025 | 5.9x | High |
| Q3 2025 | -0.5x | Net Cash |
| Q2 2025 | -0.6x | Net Cash |
| Q1 2025 | -0.8x | Net Cash |
| Q4 2024 | 18.5x | High |
ECPG has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like ECPG.
CIFR Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 34.4 | Neutral |
| Stochastic | 7.8 | Oversold |
CIFR's weekly RSI is 34 (neutral) and its Stochastic is 8 (oversold).
ECPG Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 68.4 | Neutral |
| Stochastic | 58.7 | Neutral |
ECPG's weekly RSI is 68 (neutral) and its Stochastic is 59 (neutral).
CIFR PE vs Financial Services Sector
| Metric | CIFR | Sector median | Relative |
|---|---|---|---|
| PE | N/A | 13x | — |
CIFR has no meaningful PE right now: it lost money over the past year.
ECPG PE vs Financial Services Sector
| Metric | ECPG | Sector median | Relative |
|---|---|---|---|
| PE | 7.1x | 13x | 46% below |
| PE % | 67 | 63 | 4 pts above |
ECPG is trading at 7.1x earnings, a 46% discount to the Financial Services sector's median of 13x.
CIFR Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $10.6 | 33% below |
| 20 week MA | $15.5 | 54% below |
| 50 week MA | $17.0 | 58% below |
| 100 week MA | $12.2 | 41% below |
| 200 week MA | $7.86 | 9% below |
CIFR is in a downtrend: it's below all five of its weekly moving averages, and 9% below its 200-week average.
ECPG Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $102.2 | 7.5% above |
| 20 week MA | $98.8 | 11% above |
| 50 week MA | $80.9 | 36% above |
| 100 week MA | $61.2 | 79% above |
| 200 week MA | $54.5 | 101% above |
ECPG has the edge over CIFR on trend strength, trading above more of its moving averages.
CIFR Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $9.92 | $9.95 | +0.3% |
| 2021 | $9.95 | $5.21 | -48% |
| 2022 | $5.21 | $0.54 | -90% |
| 2023 | $0.54 | $4.13 | +665% |
| 2024 | $4.13 | $4.86 | +18% |
| 2025 | $4.86 | $15.2 | +213% |
| 2026 YTD | $15.2 | $7.15 | -53% |
CIFR's yearly returns have swung widely, from +665% in 2023 to −90% in 2022. It's down 53% so far in 2026.
ECPG Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $36.0 | $37.8 | +5.1% |
| 2021 | $37.8 | $60.2 | +59% |
| 2022 | $60.2 | $47.2 | -22% |
| 2023 | $47.2 | $50.8 | +7.6% |
| 2024 | $50.8 | $47.5 | -6.4% |
| 2025 | $47.5 | $55.5 | +17% |
| 2026 YTD | $55.5 | $109.9 | +98% |
ECPG has the edge over CIFR on returns for 2026, with the stronger performance.