CCNE

CNB Financial Corporation

62
Fundamentals83/ 100
Valuation40/ 100
Upside potential65/ 100
Risk potential13/ 100

CCNE's fundamentals are strong, but it looks expensive: trading at 11x earnings, above its usual 9.5x. Analysts expect earnings growth.

IREN

IREN Limited

There isn't enough reported data to score IREN yet.

CCNE Fundamentals

MetricStatus
Healthy
Strong
N/A
N/A

CCNE's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like CCNE.

IREN Fundamentals

MetricStatus
Under pressure
Weak
N/A
N/A

IREN's revenue and profitability are currently under pressure. Free cash flow and net leverage aren't meaningful measures for financial services companies like IREN.

CCNE PE Valuation

CHEAPFAIREXPENSIVE4.1x8.2x12x16x
CHEAPFAIREXPENSIVE4.1x8.2x12x16x
LevelPEPriceVs current
Cheap6.8x$22.90-36%
Fair9.4x$31.75-11%
Forward9.8x$35.64โ€”
Current11x$35.64โ€”
Expensive12x$41.88+17%

Historical ranges are pointers, not guarantees.

CCNE's PE is in its expensive range at 11x. If earnings grow as analysts expect, today's price would be 9.8x next year's earnings, in its fair range.

IREN PE Valuation

IREN has no meaningful PE right now: it lost money over the past year.

CCNE Forward outlook

MetricOutlook
Improving
Growth
Growth
Improving
Limited
High

CCNE has the edge over IREN on the outlook, with more favorable earnings expectations.

IREN Forward outlook

MetricOutlook
--
Losses growing
Strong growth
Strongly improving
Limited
Low

Analysts expect IREN's losses to grow, with revenue growing. However, they disagree widely on these estimates.

CCNE Risk to reward

ScenarioChangePrice
Upside+24%$44.27
Downside-13%$30.95

Calculated from the latest close: $35.64 on Nov 12.

There is not enough scenario data to compare CCNE and IREN's risk to reward.

IREN Risk to reward

ScenarioChangePrice
UpsideUnknownโ€”
DownsideUnknownโ€”

Calculated from the latest close: $19.48 on Nov 12.

There is not enough scenario data to compare CCNE and IREN's risk to reward.

CCNE Earnings Per Share

Q4 2023: $2.55Q1 2024: $2.37Q2 2024: $2.32Q3 2024: $2.33Q4 2024: $2.39Q1 2025: $2.34Q2 2025: $2.39Q3 2025: $2.00Q4 2025: $1.99Q1 2026: $2.37Q2 2026: $2.67Q3 2026: $3.36Forward: $3.64
Q4 2023: $2.55Q1 2024: $2.37Q2 2024: $2.32Q3 2024: $2.33Q4 2024: $2.39Q1 2025: $2.34Q2 2025: $2.39Q3 2025: $2.00Q4 2025: $1.99Q1 2026: $2.37Q2 2026: $2.67Q3 2026: $3.36Forward: $3.64
QuarterTTM EPSYoY
Forward$3.64+8.2%
Q3 2026$3.36+68%
Q2 2026$2.67+12%
Q1 2026$2.37+1.3%
Q4 2025$1.99-17%
Q3 2025$2.00-14%
Q2 2025$2.39+3%
Q1 2025$2.34-1.3%
Q4 2024$2.39-6.3%

CCNE has the edge over IREN on earnings quality, reporting a profit while its opponent remains loss making.

IREN Earnings Per Share

Q4 2023: $-0.29Q1 2024: $-0.16Q2 2024: $-0.20Q3 2024: $-0.39Q4 2024: $-0.44Q1 2025: $-0.59Q2 2025: $0.25Q3 2025: $1.60Q4 2025: $1.18Q1 2026: $0.51Q2 2026: $-2.22Q3 2026: $-3.96
Q4 2023: $-0.29Q1 2024: $-0.16Q2 2024: $-0.20Q3 2024: $-0.39Q4 2024: $-0.44Q1 2025: $-0.59Q2 2025: $0.25Q3 2025: $1.60Q4 2025: $1.18Q1 2026: $0.51Q2 2026: $-2.22Q3 2026: $-3.96
QuarterTTM EPSYoY
Q3 2026-$3.96-347%
Q2 2026-$2.22-988%
Q1 2026$0.51+$1.10
Q4 2025$1.18+$1.62
Q3 2025$1.60+$1.99
Q2 2025$0.25+$0.45
Q1 2025-$0.59-$0.43
Q4 2024-$0.44-$0.15

IREN has swung to a loss: it lost $3.96 per share over the past year, after a profit the year before.

CCNE Quarterly Revenue

Q4 2023: $57MQ1 2024: $54MQ2 2024: $55MQ3 2024: $58MQ4 2024: $59MQ1 2025: $57MQ2 2025: $61MQ3 2025: $78MQ4 2025: $86MQ1 2026: $83MQ2 2026: $88MQ3 2026: $88M
Q4 2023: $57MQ1 2024: $54MQ2 2024: $55MQ3 2024: $58MQ4 2024: $59MQ1 2025: $57MQ2 2025: $61MQ3 2025: $78MQ4 2025: $86MQ1 2026: $83MQ2 2026: $88MQ3 2026: $88M
QuarterRevenueYoY
Q3 2026$87.8M+13%
Q2 2026$87.6M+43%
Q1 2026$83.3M+46%
Q4 2025$86.4M+45%
Q3 2025$77.7M+33%
Q2 2025$61.2M+12%
Q1 2025$56.9M+5.1%
Q4 2024$59.4M+4.5%

CCNE's revenue has grown year over year for nine quarters in a row: $88M last quarter, up 13% from the same quarter a year ago.

IREN Quarterly Revenue

Q4 2023: $42MQ1 2024: $54MQ2 2024: $57MQ3 2024: $53MQ4 2024: $116MQ1 2025: $145MQ2 2025: $187MQ3 2025: $240MQ4 2025: $185MQ1 2026: $145MQ2 2026: $137MQ3 2026: $228M
Q4 2023: $42MQ1 2024: $54MQ2 2024: $57MQ3 2024: $53MQ4 2024: $116MQ1 2025: $145MQ2 2025: $187MQ3 2025: $240MQ4 2025: $185MQ1 2026: $145MQ2 2026: $137MQ3 2026: $228M
QuarterRevenueYoY
Q3 2026$228M-5.1%
Q2 2026$137.2M-27%
Q1 2026$144.8M0%
Q4 2025$184.7M+59%
Q3 2025$240.3M+355%
Q2 2025$187.3M+230%
Q1 2025$144.8M+168%
Q4 2024$116.1M+176%

IREN's revenue has held roughly level: $228M last quarter, down 5.1% from the same quarter a year ago.

CCNE Free Cash Flow

Q4 2023: $16MQ1 2024: $10MQ2 2024: $4MQ3 2024: $22MQ4 2024: $19MQ1 2025: $10MQ2 2025: $18MQ3 2025: $5MQ4 2025: $26MQ1 2026: $19MQ2 2026: $36MQ3 2026: $4M
Q4 2023: $16MQ1 2024: $10MQ2 2024: $4MQ3 2024: $22MQ4 2024: $19MQ1 2025: $10MQ2 2025: $18MQ3 2025: $5MQ4 2025: $26MQ1 2026: $19MQ2 2026: $36MQ3 2026: $4M
QuarterFree cash flowYoY
Q3 2026$3.6M-26%
Q2 2026$36M+101%
Q1 2026$18.8M+91%
Q4 2025$26M+38%
Q3 2025$4.9M-78%
Q2 2025$17.9M+332%
Q1 2025$9.9M-1.4%
Q4 2024$18.8M+19%

CCNE has the edge over IREN on cash generation, producing positive trailing cash flow while its opponent burns cash.

IREN Free Cash Flow

Q4 2023: โˆ’$29MQ1 2024: โˆ’$222MQ2 2024: โˆ’$163MQ3 2024: โˆ’$387MQ4 2024: โˆ’$134MQ1 2025: โˆ’$351MQ2 2025: $16MQ3 2025: โˆ’$38MQ4 2025: โˆ’$468MQ1 2026: โˆ’$874MQ2 2026: $482MQ3 2026: โˆ’$1.6B
Q4 2023: โˆ’$29MQ1 2024: โˆ’$222MQ2 2024: โˆ’$163MQ3 2024: โˆ’$387MQ4 2024: โˆ’$134MQ1 2025: โˆ’$351MQ2 2025: $16MQ3 2025: โˆ’$38MQ4 2025: โˆ’$468MQ1 2026: โˆ’$874MQ2 2026: $482MQ3 2026: โˆ’$1.6B
QuarterFree cash flowYoY
Q3 2026-$1.6B-$1.6B
Q2 2026$482.2M+2895%
Q1 2026-$873.8M-$523.1M
Q4 2025-$468M-$334M
Q3 2025-$38M+$349.4M
Q2 2025$16.1M+$179M
Q1 2025-$350.7M-$128.7M
Q4 2024-$134M-$105.2M

IREN's free cash flow was โˆ’$2.5B over the past year, against โˆ’$507M the year before. Free cash flow isn't a meaningful measure for financial services companies like IREN.

CCNE Total Shares

Q4 2023: 21MQ1 2024: 21MQ2 2024: 21MQ3 2024: 21MQ4 2024: 21MQ1 2025: 21MQ2 2025: 21MQ3 2025: 27MQ4 2025: 25MQ1 2026: 29MQ2 2026: 29MQ3 2026: 30M
Q4 2023: 21MQ1 2024: 21MQ2 2024: 21MQ3 2024: 21MQ4 2024: 21MQ1 2025: 21MQ2 2025: 21MQ3 2025: 27MQ4 2025: 25MQ1 2026: 29MQ2 2026: 29MQ3 2026: 30M
PeriodChange %Net change
Quarterly+0.1%+41K shares
1 year+8.3%+2.3M shares
3 years+41%+8.6M shares
5 years+75%+12.7M shares
Available history+95%+14.4M shares

CCNE has the edge over IREN on shareholder dilution, with a more favorable share count trend.

IREN Total Shares

Q4 2023: 73MQ1 2024: 112MQ2 2024: 186MQ3 2024: 189MQ4 2024: 210MQ1 2025: 219MQ2 2025: 257MQ3 2025: 362MQ4 2025: 298MQ1 2026: 334MQ2 2026: 316MQ3 2026: 399M
Q4 2023: 73MQ1 2024: 112MQ2 2024: 186MQ3 2024: 189MQ4 2024: 210MQ1 2025: 219MQ2 2025: 257MQ3 2025: 362MQ4 2025: 298MQ1 2026: 334MQ2 2026: 316MQ3 2026: 399M
PeriodChange %Net change
Quarterly+26%+82.4M shares
1 year+10%+36.9M shares
3 years+511%+333M shares
5 years+624%+344M shares
Available history+2346%+382M shares

IREN has 399M diluted shares, up 10% from a year ago.

CCNE Net Leverage

Q4 2023: -1.7xQ1 2024: -2.9xQ2 2024: -3.4xQ3 2024: -3.8xQ4 2024: -4.7xQ1 2025: -5.8xQ2 2025: -4.5xQ3 2025: -2.5xQ4 2025: -3.0xQ1 2026: -3.1xQ2 2026: -1.9xQ3 2026: -0.8x
Q4 2023: -1.7xQ1 2024: -2.9xQ2 2024: -3.4xQ3 2024: -3.8xQ4 2024: -4.7xQ1 2025: -5.8xQ2 2025: -4.5xQ3 2025: -2.5xQ4 2025: -3.0xQ1 2026: -3.1xQ2 2026: -1.9xQ3 2026: -0.8x
QuarterNet LeverageStatus
Q3 2026-0.8xNet Cash
Q2 2026-1.9xNet Cash
Q1 2026-3.1xNet Cash
Q4 2025-3.0xNet Cash
Q3 2025-2.5xNet Cash
Q2 2025-4.5xNet Cash
Q1 2025-5.8xNet Cash
Q4 2024-4.7xNet Cash

CCNE has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like CCNE.

IREN Net Leverage

Q4 2023: -11.0xQ1 2024: -10.6xQ2 2024: -15.9xQ3 2024: -16.7xQ4 2024: -4.6xQ1 2025: 3.3xQ2 2025: 2.0xQ3 2025: 4.1xQ4 2025: 22.2xQ1 2026: 157.6x
Q4 2023: -11.0xQ1 2024: -10.6xQ2 2024: -15.9xQ3 2024: -16.7xQ4 2024: -4.6xQ1 2025: 3.3xQ2 2025: 2.0xQ3 2025: 4.1xQ4 2025: 22.2xQ1 2026: 157.6x
QuarterNet LeverageStatus
Q1 2026157.6xHigh
Q4 202522.2xHigh
Q3 20254.1xHigh
Q2 20252.0xModerate
Q1 20253.3xElevated
Q4 2024-4.6xNet Cash
Q3 2024-16.7xNet Cash
Q2 2024-15.9xNet Cash

IREN's net debt is more than 20 years of its operating earnings (EBITDA), up from 3.3 years a year ago. Net leverage isn't a meaningful measure for financial services companies like IREN.

CCNE Weekly Momentum

MetricValueStatus
RSI64.7Neutral
Stochastic66.7Neutral

CCNE's weekly RSI is 65 (neutral) and its Stochastic is 67 (neutral).

IREN Weekly Momentum

MetricValueStatus
RSI33.3Neutral
Stochastic8.2Oversold

IREN's weekly RSI is 33 (neutral) and its Stochastic is 8 (oversold).

CCNE PE vs Financial Services Sector

MetricCCNESector medianRelative
PE11x13x19% below
PE %71638 pts above

CCNE is trading at 11x earnings, a 19% discount to the Financial Services sector's median of 13x.

IREN PE vs Financial Services Sector

MetricIRENSector medianRelative
PEN/A13xโ€”

IREN has no meaningful PE right now: it lost money over the past year.

CCNE Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$34.72.6% above
20 week MA$34.53.3% above
50 week MA$31.314% above
100 week MA$27.629% above
200 week MA$24.347% above

CCNE has the edge over IREN on trend strength, trading above more of its moving averages.

IREN Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$29.835% below
20 week MA$36.246% below
50 week MA$42.854% below
100 week MA$32.039% below
200 week MA$19.12.1% above

IREN has fallen below most of its moving averages, though it's still 2.1% above its 200-week average.

CCNE Yearly ROI

YearStart priceEnd priceROI
2020$32.8$20.9-36%
2021$20.9$26.7+28%
2022$26.7$24.1-9.7%
2023$24.1$22.6-6.3%
2024$22.6$24.9+10%
2025$24.9$26.8+7.7%
2026 YTD$26.8$35.6+33%

CCNE has the edge over IREN on returns for 2026, with the stronger performance.

IREN Yearly ROI

YearStart priceEnd priceROI
2021$24.8$17.2-31%
2022$17.2$1.19-93%
2023$1.19$7.15+501%
2024$7.15$10.7+50%
2025$10.7$40.3+276%
2026 YTD$40.3$19.5-52%

IREN's yearly returns have swung widely, from +501% in 2023 to โˆ’93% in 2022. It's down 52% so far in 2026.

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