CCNE
CNB Financial Corporation
CCNE's fundamentals are strong, but it looks expensive: trading at 11x earnings, above its usual 9.5x. Analysts expect earnings growth.
CCNE Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
CCNE's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like CCNE.
CCNE PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 6.8x | $22.90 | -36% |
| Fair | 9.4x | $31.75 | -11% |
| Forward | 9.8x | $35.64 | — |
| Current | 11x | $35.64 | — |
| Expensive | 12x | $41.88 | +17% |
Historical ranges are pointers, not guarantees.
CCNE's PE is in its expensive range at 11x. If earnings grow as analysts expect, today's price would be 9.8x next year's earnings, in its fair range.
CCNE Forward outlook
| Metric | Outlook |
|---|---|
| Improving | |
| Growth | |
| Growth | |
| Improving | |
| Limited | |
| High |
Analysts expect earnings and revenue growth for CCNE, with profitability improving.
CCNE Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $3.64 | +8.2% |
| Q3 2026 | $3.36 | +68% |
| Q2 2026 | $2.67 | +12% |
| Q1 2026 | $2.37 | +1.3% |
| Q4 2025 | $1.99 | -17% |
| Q3 2025 | $2.00 | -14% |
| Q2 2025 | $2.39 | +3% |
| Q1 2025 | $2.34 | -1.3% |
| Q4 2024 | $2.39 | -6.3% |
CCNE earned $3.36 per share over the past year, up 68% from the year before.
CCNE Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $87.8M | +13% |
| Q2 2026 | $87.6M | +43% |
| Q1 2026 | $83.3M | +46% |
| Q4 2025 | $86.4M | +45% |
| Q3 2025 | $77.7M | +33% |
| Q2 2025 | $61.2M | +12% |
| Q1 2025 | $56.9M | +5.1% |
| Q4 2024 | $59.4M | +4.5% |
CCNE's revenue has grown year over year for nine quarters in a row: $88M last quarter, up 13% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 38% | +26 points |
| Q2 2026 | 40% | +12 points |
| Q1 2026 | 40% | +15 points |
| Q4 2025 | 48% | +17 points |
| Q3 2025 | 12% | -18 points |
| Q2 2025 | 28% | -1.1 points |
| Q1 2025 | 25% | -3.3 points |
| Q4 2024 | 31% | +1.2 points |
CCNE's operating margin was 38% last quarter, up 26 points from the same quarter a year ago.
CCNE Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $3.6M | -26% |
| Q2 2026 | $36M | +101% |
| Q1 2026 | $18.8M | +91% |
| Q4 2025 | $26M | +38% |
| Q3 2025 | $4.9M | -78% |
| Q2 2025 | $17.9M | +332% |
| Q1 2025 | $9.9M | -1.4% |
| Q4 2024 | $18.8M | +19% |
CCNE's free cash flow was $84M over the past year, up 64% from the year before. Free cash flow isn't a meaningful measure for financial services companies like CCNE.
CCNE Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +0.1% | +41K shares |
| 1 year | +8.3% | +2.3M shares |
| 3 years | +41% | +8.6M shares |
| 5 years | +75% | +12.7M shares |
| Available history | +95% | +14.4M shares |
CCNE has 30M diluted shares, up 8.3% from a year ago.
CCNE Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -0.8x | Net Cash |
| Q2 2026 | -1.9x | Net Cash |
| Q1 2026 | -3.1x | Net Cash |
| Q4 2025 | -3.0x | Net Cash |
| Q3 2025 | -2.5x | Net Cash |
| Q2 2025 | -4.5x | Net Cash |
| Q1 2025 | -5.8x | Net Cash |
| Q4 2024 | -4.7x | Net Cash |
CCNE has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like CCNE.
CCNE Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 64.7 | Neutral |
| Stochastic | 66.7 | Neutral |
CCNE's weekly RSI is 65 (neutral) and its Stochastic is 67 (neutral).
CCNE PE vs Financial Services Sector
| Metric | CCNE | Sector median | Relative |
|---|---|---|---|
| PE | 11x | 13x | 19% below |
| PE % | 71 | 63 | 8 pts above |
CCNE is trading at 11x earnings, a 19% discount to the Financial Services sector's median of 13x.
CCNE Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $34.7 | 2.6% above |
| 20 week MA | $34.5 | 3.3% above |
| 50 week MA | $31.3 | 14% above |
| 100 week MA | $27.6 | 29% above |
| 200 week MA | $24.3 | 47% above |
CCNE is in an uptrend: it's above all five of its weekly moving averages, and 47% above its 200-week average.
CCNE Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $32.8 | $20.9 | -36% |
| 2021 | $20.9 | $26.7 | +28% |
| 2022 | $26.7 | $24.1 | -9.7% |
| 2023 | $24.1 | $22.6 | -6.3% |
| 2024 | $22.6 | $24.9 | +10% |
| 2025 | $24.9 | $26.8 | +7.7% |
| 2026 YTD | $26.8 | $35.6 | +33% |
CCNE is up 33% so far in 2026, after finishing lower in three of the previous six years.