CCNE

CNB Financial Corporation

62
Fundamentals83/ 100
Valuation40/ 100
Upside potential65/ 100
Risk potential13/ 100

CCNE has a slight edge over HOOD overall, supported by stronger fundamentals and lower modeled downside.

HOOD

Robinhood Markets, Inc.

59
Fundamentals57/ 100
Valuation70/ 100
Upside potential74/ 100
Risk potential29/ 100

HOOD offers stronger valuation, but that advantage does not outweigh its weaker overall profile.

CCNE Fundamentals

MetricStatus
Healthy
Strong
N/A
N/A

CCNE's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like CCNE.

HOOD Fundamentals

MetricStatus
Healthy
Healthy
N/A
N/A

HOOD's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like HOOD.

CCNE PE Valuation

CHEAPFAIREXPENSIVE4.1x8.2x12x16x
CHEAPFAIREXPENSIVE4.1x8.2x12x16x
LevelPEPriceVs current
Cheap6.8x$22.90-36%
Fair9.4x$31.75-11%
Forward9.8x$35.64—
Current11x$35.64—
Expensive12x$41.88+17%

Historical ranges are pointers, not guarantees.

CCNE's PE is in its expensive range at 11x. If earnings grow as analysts expect, today's price would be 9.8x next year's earnings, in its fair range.

HOOD PE Valuation

CHEAPFAIREXPENSIVE43x87x130x174x
CHEAPFAIREXPENSIVE43x87x130x174x
LevelPEPriceVs current
Forward30x$81.35—
Cheap37x$78.84-3.1%
Current38x$81.35—
Fair51x$110+35%
Expensive74x$160+96%

Historical ranges are pointers, not guarantees.

HOOD has the edge over CCNE in the historical PE scenario, which offers more potential upside but is not a forecast.

CCNE Forward outlook

MetricOutlook
Improving
Growth
Growth
Improving
Limited
High

Analysts expect earnings and revenue growth for CCNE, with profitability improving.

HOOD Forward outlook

MetricOutlook
Strongly improving
Strong growth
Strong growth
Strongly improving
Moderate
Low

Analysts expect strong earnings and revenue growth for HOOD, with profitability improving. However, they disagree widely on these estimates.

CCNE Risk to reward

ScenarioChangePrice
Upside+24%$44.27
Downside-13%$30.95

Calculated from the latest close: $35.64 on Nov 12.

CCNE trails HOOD on modeled risk to reward, with less potential upside relative to its potential downside.

HOOD Risk to reward

ScenarioChangePrice
Upside+81%$147.58
Downside-29%$57.66

Calculated from the latest close: $81.35 on Nov 12.

HOOD has a better modeled risk to reward balance than CCNE, with more potential upside relative to its potential downside.

CCNE Earnings Per Share

Q4 2023: $2.55Q1 2024: $2.37Q2 2024: $2.32Q3 2024: $2.33Q4 2024: $2.39Q1 2025: $2.34Q2 2025: $2.39Q3 2025: $2.00Q4 2025: $1.99Q1 2026: $2.37Q2 2026: $2.67Q3 2026: $3.36Forward: $3.64
Q4 2023: $2.55Q1 2024: $2.37Q2 2024: $2.32Q3 2024: $2.33Q4 2024: $2.39Q1 2025: $2.34Q2 2025: $2.39Q3 2025: $2.00Q4 2025: $1.99Q1 2026: $2.37Q2 2026: $2.67Q3 2026: $3.36Forward: $3.64
QuarterTTM EPSYoY
Forward$3.64+8.2%
Q3 2026$3.36+68%
Q2 2026$2.67+12%
Q1 2026$2.37+1.3%
Q4 2025$1.99-17%
Q3 2025$2.00-14%
Q2 2025$2.39+3%
Q1 2025$2.34-1.3%
Q4 2024$2.39-6.3%

CCNE earned $3.36 per share over the past year, up 68% from the year before.

HOOD Earnings Per Share

Q4 2023: $-0.61Q1 2024: $0.14Q2 2024: $0.32Q3 2024: $0.58Q4 2024: $1.56Q1 2025: $1.75Q2 2025: $1.96Q3 2025: $2.40Q4 2025: $2.05Q1 2026: $2.06Q2 2026: $2.26Q3 2026: $2.16Forward: $2.72
Q4 2023: $-0.61Q1 2024: $0.14Q2 2024: $0.32Q3 2024: $0.58Q4 2024: $1.56Q1 2025: $1.75Q2 2025: $1.96Q3 2025: $2.40Q4 2025: $2.05Q1 2026: $2.06Q2 2026: $2.26Q3 2026: $2.16Forward: $2.72
QuarterTTM EPSYoY
Forward$2.72+26%
Q3 2026$2.16-10%
Q2 2026$2.26+15%
Q1 2026$2.06+18%
Q4 2025$2.05+31%
Q3 2025$2.40+314%
Q2 2025$1.96+513%
Q1 2025$1.75+1150%
Q4 2024$1.56+$2.17

HOOD has the edge over CCNE on earnings, with more consistent year-over-year improvement.

CCNE Quarterly Revenue

Q4 2023: $57MQ1 2024: $54MQ2 2024: $55MQ3 2024: $58MQ4 2024: $59MQ1 2025: $57MQ2 2025: $61MQ3 2025: $78MQ4 2025: $86MQ1 2026: $83MQ2 2026: $88MQ3 2026: $88M
Q4 2023: $57MQ1 2024: $54MQ2 2024: $55MQ3 2024: $58MQ4 2024: $59MQ1 2025: $57MQ2 2025: $61MQ3 2025: $78MQ4 2025: $86MQ1 2026: $83MQ2 2026: $88MQ3 2026: $88M
QuarterRevenueYoY
Q3 2026$87.8M+13%
Q2 2026$87.6M+43%
Q1 2026$83.3M+46%
Q4 2025$86.4M+45%
Q3 2025$77.7M+33%
Q2 2025$61.2M+12%
Q1 2025$56.9M+5.1%
Q4 2024$59.4M+4.5%

CCNE's revenue has grown year over year for nine quarters in a row: $88M last quarter, up 13% from the same quarter a year ago.

HOOD Quarterly Revenue

Q4 2023: $471MQ1 2024: $618MQ2 2024: $682MQ3 2024: $637MQ4 2024: $1BQ1 2025: $927MQ2 2025: $989MQ3 2025: $1.3BQ4 2025: $1.3BQ1 2026: $1.1BQ2 2026: $1.3BQ3 2026: $1.4B
Q4 2023: $471MQ1 2024: $618MQ2 2024: $682MQ3 2024: $637MQ4 2024: $1BQ1 2025: $927MQ2 2025: $989MQ3 2025: $1.3BQ4 2025: $1.3BQ1 2026: $1.1BQ2 2026: $1.3BQ3 2026: $1.4B
QuarterRevenueYoY
Q3 2026$1.4B+12%
Q2 2026$1.3B+32%
Q1 2026$1.1B+15%
Q4 2025$1.3B+27%
Q3 2025$1.3B+100%
Q2 2025$989M+45%
Q1 2025$927M+50%
Q4 2024$1B+115%

HOOD has the edge over CCNE on sales, with stronger typical year-over-year growth.

CCNE Free Cash Flow

Q4 2023: $16MQ1 2024: $10MQ2 2024: $4MQ3 2024: $22MQ4 2024: $19MQ1 2025: $10MQ2 2025: $18MQ3 2025: $5MQ4 2025: $26MQ1 2026: $19MQ2 2026: $36MQ3 2026: $4M
Q4 2023: $16MQ1 2024: $10MQ2 2024: $4MQ3 2024: $22MQ4 2024: $19MQ1 2025: $10MQ2 2025: $18MQ3 2025: $5MQ4 2025: $26MQ1 2026: $19MQ2 2026: $36MQ3 2026: $4M
QuarterFree cash flowYoY
Q3 2026$3.6M-26%
Q2 2026$36M+101%
Q1 2026$18.8M+91%
Q4 2025$26M+38%
Q3 2025$4.9M-78%
Q2 2025$17.9M+332%
Q1 2025$9.9M-1.4%
Q4 2024$18.8M+19%

CCNE's free cash flow was $84M over the past year, up 64% from the year before. Free cash flow isn't a meaningful measure for financial services companies like CCNE.

HOOD Free Cash Flow

Q4 2023: $960MQ1 2024: −$623MQ2 2024: $54MQ3 2024: $1.8BQ4 2024: −$1.4BQ1 2025: $642MQ2 2025: $3.5BQ3 2025: −$1.6BQ4 2025: −$937MQ1 2026: $2BQ2 2026: $720MQ3 2026: $1.2B
Q4 2023: $960MQ1 2024: −$623MQ2 2024: $54MQ3 2024: $1.8BQ4 2024: −$1.4BQ1 2025: $642MQ2 2025: $3.5BQ3 2025: −$1.6BQ4 2025: −$937MQ1 2026: $2BQ2 2026: $720MQ3 2026: $1.2B
QuarterFree cash flowYoY
Q3 2026$1.2B+$2.8B
Q2 2026$720M-79%
Q1 2026$2B+217%
Q4 2025-$937M+$463M
Q3 2025-$1.6B-187%
Q2 2025$3.5B+6398%
Q1 2025$642M+$1.3B
Q4 2024-$1.4B-246%

HOOD's free cash flow was $3B over the past year, up 159% from the year before. Free cash flow isn't a meaningful measure for financial services companies like HOOD.

CCNE Total Shares

Q4 2023: 21MQ1 2024: 21MQ2 2024: 21MQ3 2024: 21MQ4 2024: 21MQ1 2025: 21MQ2 2025: 21MQ3 2025: 27MQ4 2025: 25MQ1 2026: 29MQ2 2026: 29MQ3 2026: 30M
Q4 2023: 21MQ1 2024: 21MQ2 2024: 21MQ3 2024: 21MQ4 2024: 21MQ1 2025: 21MQ2 2025: 21MQ3 2025: 27MQ4 2025: 25MQ1 2026: 29MQ2 2026: 29MQ3 2026: 30M
PeriodChange %Net change
Quarterly+0.1%+41K shares
1 year+8.3%+2.3M shares
3 years+41%+8.6M shares
5 years+75%+12.7M shares
Available history+95%+14.4M shares

CCNE has 30M diluted shares, up 8.3% from a year ago.

HOOD Total Shares

Q4 2023: 891MQ1 2024: 896MQ2 2024: 904MQ3 2024: 906MQ4 2024: 906MQ1 2025: 909MQ2 2025: 909MQ3 2025: 918MQ4 2025: 919MQ1 2026: 915MQ2 2026: 912MQ3 2026: 911M
Q4 2023: 891MQ1 2024: 896MQ2 2024: 904MQ3 2024: 906MQ4 2024: 906MQ1 2025: 909MQ2 2025: 909MQ3 2025: 918MQ4 2025: 919MQ1 2026: 915MQ2 2026: 912MQ3 2026: 911M
PeriodChange %Net change
Quarterly-0.1%-1M shares
1 year-0.8%-6.9M shares
3 years+1.8%+15.9M shares
5 years+292%+679M shares
Available history+7.2%+60.8M shares

HOOD has the edge over CCNE on shareholder dilution, with a more favorable share count trend.

CCNE Net Leverage

Q4 2023: -1.7xQ1 2024: -2.9xQ2 2024: -3.4xQ3 2024: -3.8xQ4 2024: -4.7xQ1 2025: -5.8xQ2 2025: -4.5xQ3 2025: -2.5xQ4 2025: -3.0xQ1 2026: -3.1xQ2 2026: -1.9xQ3 2026: -0.8x
Q4 2023: -1.7xQ1 2024: -2.9xQ2 2024: -3.4xQ3 2024: -3.8xQ4 2024: -4.7xQ1 2025: -5.8xQ2 2025: -4.5xQ3 2025: -2.5xQ4 2025: -3.0xQ1 2026: -3.1xQ2 2026: -1.9xQ3 2026: -0.8x
QuarterNet LeverageStatus
Q3 2026-0.8xNet Cash
Q2 2026-1.9xNet Cash
Q1 2026-3.1xNet Cash
Q4 2025-3.0xNet Cash
Q3 2025-2.5xNet Cash
Q2 2025-4.5xNet Cash
Q1 2025-5.8xNet Cash
Q4 2024-4.7xNet Cash

CCNE has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like CCNE.

HOOD Net Leverage

Q1 2024: -22.9xQ2 2024: -12.0xQ3 2024: -7.6xQ4 2024: -3.8xQ1 2025: -3.3xQ2 2025: -2.6xQ3 2025: -2.1xQ4 2025: -1.9xQ1 2026: -2.2xQ2 2026: -2.1xQ3 2026: -1.3x
Q1 2024: -22.9xQ2 2024: -12.0xQ3 2024: -7.6xQ4 2024: -3.8xQ1 2025: -3.3xQ2 2025: -2.6xQ3 2025: -2.1xQ4 2025: -1.9xQ1 2026: -2.2xQ2 2026: -2.1xQ3 2026: -1.3x
QuarterNet LeverageStatus
Q3 2026-1.3xNet Cash
Q2 2026-2.1xNet Cash
Q1 2026-2.2xNet Cash
Q4 2025-1.9xNet Cash
Q3 2025-2.1xNet Cash
Q2 2025-2.6xNet Cash
Q1 2025-3.3xNet Cash
Q4 2024-3.8xNet Cash

HOOD has the edge over CCNE on leverage, with a lower net debt burden relative to earnings.

CCNE Weekly Momentum

MetricValueStatus
RSI64.7Neutral
Stochastic66.7Neutral

CCNE's weekly RSI is 65 (neutral) and its Stochastic is 67 (neutral).

HOOD Weekly Momentum

MetricValueStatus
RSI40.8Neutral
Stochastic9.5Oversold

HOOD's weekly RSI is 41 (neutral) and its Stochastic is 10 (oversold).

CCNE PE vs Financial Services Sector

MetricCCNESector medianRelative
PE11x13x19% below
PE %71638 pts above

CCNE has the edge over HOOD on valuation relative to its sector.

HOOD PE vs Financial Services Sector

MetricHOODSector medianRelative
PE38x13x189% above
PE %226644 pts below

HOOD is trading at 38x earnings, a 189% premium to the Financial Services sector's median of 13x.

CCNE Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$34.72.6% above
20 week MA$34.53.3% above
50 week MA$31.314% above
100 week MA$27.629% above
200 week MA$24.347% above

CCNE has the edge over HOOD on trend strength, trading above more of its moving averages.

HOOD Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$97.817% below
20 week MA$102.220% below
50 week MA$95.415% below
100 week MA$88.58.1% below
200 week MA$52.156% above

HOOD has fallen below most of its moving averages, though it's still 56% above its 200-week average.

CCNE Yearly ROI

YearStart priceEnd priceROI
2020$32.8$20.9-36%
2021$20.9$26.7+28%
2022$26.7$24.1-9.7%
2023$24.1$22.6-6.3%
2024$22.6$24.9+10%
2025$24.9$26.8+7.7%
2026 YTD$26.8$35.6+33%

CCNE has the edge over HOOD on returns for 2026, with the stronger performance.

HOOD Yearly ROI

YearStart priceEnd priceROI
2021$35.2$18.9-46%
2022$18.9$7.95-58%
2023$7.95$12.7+60%
2024$12.7$39.0+206%
2025$39.0$118.1+203%
2026 YTD$118.1$81.4-31%

HOOD's yearly returns have swung widely, from +206% in 2024 to −58% in 2022. It's down 31% so far in 2026.

Give your agent the market.

Get API key