CCNE
CNB Financial Corporation
CCNE has slightly lower modeled downside risk, despite its lower overall score.
GS
The Goldman Sachs Group, Inc.
GS has a slight edge over CCNE overall, supported by stronger valuation.
CCNE Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
CCNE's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like CCNE.
GS Fundamentals
| Metric | Status |
|---|---|
| Strong | |
| Strong | |
| N/A | |
| N/A |
GS's revenue and profitability are currently strong. Free cash flow and net leverage aren't meaningful measures for financial services companies like GS.
CCNE PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 6.8x | $22.90 | -36% |
| Fair | 9.4x | $31.75 | -11% |
| Forward | 9.8x | $35.64 | — |
| Current | 11x | $35.64 | — |
| Expensive | 12x | $41.88 | +17% |
Historical ranges are pointers, not guarantees.
CCNE has the edge over GS in the historical PE scenario, which offers more potential upside but is not a forecast.
GS PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 7.6x | $528 | -42% |
| Current | 13x | $914 | — |
| Forward | 13x | $914 | — |
| Fair | 14x | $940 | +2.9% |
| Expensive | 17x | $1,214 | +33% |
Historical ranges are pointers, not guarantees.
GS's PE is 13x, but its earnings don't support one, so it isn't a reliable read right now.
CCNE Forward outlook
| Metric | Outlook |
|---|---|
| Improving | |
| Growth | |
| Growth | |
| Improving | |
| Limited | |
| High |
CCNE has the edge over GS on the outlook, with more favorable valuation expectations.
GS Forward outlook
| Metric | Outlook |
|---|---|
| Stable | |
| Strong growth | |
| Growth | |
| Strongly improving | |
| Limited | |
| Low |
Analysts expect earnings and revenue growth for GS, with profitability improving. However, they disagree widely on these estimates.
CCNE Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $3.64 | +8.2% |
| Q3 2026 | $3.36 | +68% |
| Q2 2026 | $2.67 | +12% |
| Q1 2026 | $2.37 | +1.3% |
| Q4 2025 | $1.99 | -17% |
| Q3 2025 | $2.00 | -14% |
| Q2 2025 | $2.39 | +3% |
| Q1 2025 | $2.34 | -1.3% |
| Q4 2024 | $2.39 | -6.3% |
CCNE earned $3.36 per share over the past year, up 68% from the year before.
GS Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $72.35 | +4% |
| Q3 2026 | $69.58 | +41% |
| Q2 2026 | $64.82 | +43% |
| Q1 2026 | $54.75 | +27% |
| Q4 2025 | $51.32 | +27% |
| Q3 2025 | $49.22 | +44% |
| Q2 2025 | $45.37 | +45% |
| Q1 2025 | $43.08 | +68% |
| Q4 2024 | $40.54 | +77% |
GS has the edge over CCNE on earnings, with more consistent year-over-year improvement.
CCNE Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $87.8M | +13% |
| Q2 2026 | $87.6M | +43% |
| Q1 2026 | $83.3M | +46% |
| Q4 2025 | $86.4M | +45% |
| Q3 2025 | $77.7M | +33% |
| Q2 2025 | $61.2M | +12% |
| Q1 2025 | $56.9M | +5.1% |
| Q4 2024 | $59.4M | +4.5% |
CCNE has the edge over GS on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 38% | +26 points |
| Q2 2026 | 40% | +12 points |
| Q1 2026 | 40% | +15 points |
| Q4 2025 | 48% | +17 points |
| Q3 2025 | 12% | -18 points |
| Q2 2025 | 28% | -1.1 points |
| Q1 2025 | 25% | -3.3 points |
| Q4 2024 | 31% | +1.2 points |
CCNE has the edge over GS on profitability, with a higher operating margin.
GS Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $18.7B | +23% |
| Q2 2026 | $20.3B | +39% |
| Q1 2026 | $17.2B | +14% |
| Q4 2025 | $13.5B | -3% |
| Q3 2025 | $15.2B | +20% |
| Q2 2025 | $14.6B | +15% |
| Q1 2025 | $15.1B | +6% |
| Q4 2024 | $13.9B | +23% |
GS's revenue is growing: $18.7B last quarter, up 23% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 37% | +2 points |
| Q2 2026 | 42% | +8.1 points |
| Q1 2026 | 38% | +0.2 points |
| Q4 2025 | 44% | +5.6 points |
| Q3 2025 | 36% | +4.1 points |
| Q2 2025 | 34% | +3.2 points |
| Q1 2025 | 37% | +0.6 points |
| Q4 2024 | 38% | +18 points |
GS's operating margin was 37% last quarter, up 2 points from the same quarter a year ago.
CCNE Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $3.6M | -26% |
| Q2 2026 | $36M | +101% |
| Q1 2026 | $18.8M | +91% |
| Q4 2025 | $26M | +38% |
| Q3 2025 | $4.9M | -78% |
| Q2 2025 | $17.9M | +332% |
| Q1 2025 | $9.9M | -1.4% |
| Q4 2024 | $18.8M | +19% |
CCNE has the edge over GS on cash generation, producing positive trailing cash flow while its opponent burns cash.
GS Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $3.7B | +72% |
| Q2 2026 | $5.6B | +7.8% |
| Q1 2026 | -$32.4B | +$5.3B |
| Q4 2025 | -$16.8B | -136% |
| Q3 2025 | $2.1B | +$40.6B |
| Q2 2025 | $5.2B | -6.8% |
| Q1 2025 | -$37.7B | -$9.2B |
| Q4 2024 | $46.2B | +$75.1B |
GS's free cash flow was −$40B over the past year, against $15.8B the year before. Free cash flow isn't a meaningful measure for financial services companies like GS.
CCNE Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +0.1% | +41K shares |
| 1 year | +8.3% | +2.3M shares |
| 3 years | +41% | +8.6M shares |
| 5 years | +75% | +12.7M shares |
| Available history | +95% | +14.4M shares |
CCNE has 30M diluted shares, up 8.3% from a year ago.
GS Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -1.2% | -3.8M shares |
| 1 year | -4.4% | -13.9M shares |
| 3 years | -12% | -42.8M shares |
| 5 years | -15% | -52.8M shares |
| Available history | -20% | -74.4M shares |
GS has the edge over CCNE on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $3B |
| Q2 2026 | $4B |
| Q1 2026 | $5B |
| Q4 2025 | $3B |
| Q3 2025 | $2B |
| Q2 2025 | $3B |
| Q1 2025 | $4.4B |
| Q4 2024 | $2B |
GS spent $15B buying back its own shares over the past year, up 32% from the year before.
CCNE Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -0.8x | Net Cash |
| Q2 2026 | -1.9x | Net Cash |
| Q1 2026 | -3.1x | Net Cash |
| Q4 2025 | -3.0x | Net Cash |
| Q3 2025 | -2.5x | Net Cash |
| Q2 2025 | -4.5x | Net Cash |
| Q1 2025 | -5.8x | Net Cash |
| Q4 2024 | -4.7x | Net Cash |
CCNE has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like CCNE.
GS Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -5.4x | Net Cash |
| Q2 2026 | -6.1x | Net Cash |
| Q1 2026 | -6.7x | Net Cash |
| Q4 2025 | -6.4x | Net Cash |
| Q3 2025 | -3.5x | Net Cash |
| Q2 2025 | -3.1x | Net Cash |
| Q1 2025 | -3.9x | Net Cash |
| Q4 2024 | -4.7x | Net Cash |
GS has the edge over CCNE on leverage, with a lower net debt burden relative to earnings.
CCNE Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 64.7 | Neutral |
| Stochastic | 66.7 | Neutral |
CCNE's weekly RSI is 65 (neutral) and its Stochastic is 67 (neutral).
GS Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 44.5 | Neutral |
| Stochastic | 16.3 | Oversold |
GS's weekly RSI is 45 (neutral) and its Stochastic is 16 (oversold).
CCNE PE vs Financial Services Sector
| Metric | CCNE | Sector median | Relative |
|---|---|---|---|
| PE | 11x | 13x | 19% below |
| PE % | 71 | 63 | 8 pts above |
CCNE has the edge over GS on valuation relative to its sector.
GS PE vs Financial Services Sector
| Metric | GS | Sector median | Relative |
|---|---|---|---|
| PE | 13x | 13x | 0.8% above |
| PE % | 46 | 63 | 17 pts below |
GS is trading at 13x earnings, in line with the Financial Services sector's median of 13x, though its earnings don't support one.
CCNE Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $34.7 | 2.6% above |
| 20 week MA | $34.5 | 3.3% above |
| 50 week MA | $31.3 | 14% above |
| 100 week MA | $27.6 | 29% above |
| 200 week MA | $24.3 | 47% above |
CCNE has the edge over GS on trend strength, trading above more of its moving averages.
GS Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $895.5 | 2% above |
| 20 week MA | $977.4 | 6.5% below |
| 50 week MA | $945.4 | 3.4% below |
| 100 week MA | $804.5 | 14% above |
| 200 week MA | $602.7 | 52% above |
GS's trend is mixed: it's above three of its five weekly moving averages, and 52% above its 200-week average.
CCNE Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $32.8 | $20.9 | -36% |
| 2021 | $20.9 | $26.7 | +28% |
| 2022 | $26.7 | $24.1 | -9.7% |
| 2023 | $24.1 | $22.6 | -6.3% |
| 2024 | $22.6 | $24.9 | +10% |
| 2025 | $24.9 | $26.8 | +7.7% |
| 2026 YTD | $26.8 | $35.6 | +33% |
CCNE has the edge over GS on returns for 2026, with the stronger performance.
GS Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $230.7 | $256.2 | +11% |
| 2021 | $256.2 | $385.0 | +50% |
| 2022 | $385.0 | $345.5 | -10% |
| 2023 | $345.5 | $385.8 | +12% |
| 2024 | $385.8 | $576.2 | +49% |
| 2025 | $576.2 | $907.0 | +57% |
| 2026 YTD | $907.0 | $913.6 | +0.7% |
GS has finished higher in five of the last six years, two of them by more than 50%. It's up 0.7% so far in 2026.