CCB
Coastal Financial Corporation
CCB's outlook is improving, though it still trails on the overall score.
HOOD
Robinhood Markets, Inc.
HOOD has the edge over CCB overall, supported by stronger valuation and stronger fundamentals.
CCB Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Under pressure | |
| N/A | |
| N/A |
CCB's revenue is currently healthy, but its profitability is under pressure. Free cash flow and net leverage aren't meaningful measures for financial services companies like CCB.
HOOD Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Healthy | |
| N/A | |
| N/A |
HOOD's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like HOOD.
CCB PE Valuation
CCB has no meaningful PE right now: it lost money over the past year.
HOOD PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 30x | $81.35 | — |
| Cheap | 37x | $78.84 | -3.1% |
| Current | 38x | $81.35 | — |
| Fair | 51x | $110 | +35% |
| Expensive | 74x | $160 | +96% |
Historical ranges are pointers, not guarantees.
HOOD's PE is in its cheap range at 38x. If earnings grow as analysts expect, today's price would be 30x next year's earnings.
CCB Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Growth | |
| Growth | |
| Improving | |
| Limited | |
| Moderate |
Analysts expect earnings and revenue growth for CCB, with profitability improving.
HOOD Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Strong growth | |
| Strong growth | |
| Strongly improving | |
| Moderate | |
| Low |
Analysts expect strong earnings and revenue growth for HOOD, with profitability improving. However, they disagree widely on these estimates.
CCB Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $4.69 | — |
| Q3 2026 | -$0.25 | -108% |
| Q2 2026 | -$0.26 | -108% |
| Q1 2026 | $3.21 | -5.3% |
| Q4 2025 | $3.06 | -6.1% |
| Q3 2025 | $3.17 | +6.7% |
| Q2 2025 | $3.26 | +19% |
| Q1 2025 | $3.39 | +19% |
| Q4 2024 | $3.26 | -0.3% |
CCB has swung to a loss: it lost $0.25 per share over the past year, after a profit the year before.
HOOD Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $2.72 | +26% |
| Q3 2026 | $2.16 | -10% |
| Q2 2026 | $2.26 | +15% |
| Q1 2026 | $2.06 | +18% |
| Q4 2025 | $2.05 | +31% |
| Q3 2025 | $2.40 | +314% |
| Q2 2025 | $1.96 | +513% |
| Q1 2025 | $1.75 | +1150% |
| Q4 2024 | $1.56 | +$2.17 |
HOOD has the edge over CCB on earnings quality, reporting a profit while its opponent remains loss making.
CCB Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $149.3M | +3.2% |
| Q2 2026 | $178.1M | +49% |
| Q1 2026 | $149.4M | +7.1% |
| Q4 2025 | $138M | -5.8% |
| Q3 2025 | $144.7M | -5% |
| Q2 2025 | $119.4M | -12% |
| Q1 2025 | $139.5M | -5.6% |
| Q4 2024 | $146.5M | +18% |
CCB's revenue is growing: $149M last quarter, up 3.2% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 12% | 0 points |
| Q2 2026 | -31% | -43 points |
| Q1 2026 | 9.8% | +1.3 points |
| Q4 2025 | 12% | +0.7 points |
| Q3 2025 | 12% | +1.6 points |
| Q2 2025 | 12% | +1 points |
| Q1 2025 | 8.4% | +2.5 points |
| Q4 2024 | 12% | +2.2 points |
CCB's operating margin was 12% last quarter, about level with the same quarter a year ago.
HOOD Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $1.4B | +12% |
| Q2 2026 | $1.3B | +32% |
| Q1 2026 | $1.1B | +15% |
| Q4 2025 | $1.3B | +27% |
| Q3 2025 | $1.3B | +100% |
| Q2 2025 | $989M | +45% |
| Q1 2025 | $927M | +50% |
| Q4 2024 | $1B | +115% |
HOOD has the edge over CCB on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 44% | -5.9 points |
| Q2 2026 | 54% | +9.5 points |
| Q1 2026 | 39% | -1.5 points |
| Q4 2025 | 52% | -3.5 points |
| Q3 2025 | 50% | +26 points |
| Q2 2025 | 45% | +17 points |
| Q1 2025 | 40% | +14 points |
| Q4 2024 | 55% | +49 points |
HOOD has the edge over CCB on profitability, with a higher operating margin.
CCB Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $39.6M | -31% |
| Q2 2026 | $74.6M | +17% |
| Q1 2026 | $74.1M | +7.6% |
| Q4 2025 | $55.9M | -14% |
| Q3 2025 | $57.4M | -5.8% |
| Q2 2025 | $64M | -8.5% |
| Q1 2025 | $68.9M | +15% |
| Q4 2024 | $65.3M | +36% |
CCB's free cash flow was $244M over the past year, down 4.4% from the year before. Free cash flow isn't a meaningful measure for financial services companies like CCB.
HOOD Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $1.2B | +$2.8B |
| Q2 2026 | $720M | -79% |
| Q1 2026 | $2B | +217% |
| Q4 2025 | -$937M | +$463M |
| Q3 2025 | -$1.6B | -187% |
| Q2 2025 | $3.5B | +6398% |
| Q1 2025 | $642M | +$1.3B |
| Q4 2024 | -$1.4B | -246% |
HOOD has the edge over CCB on cash flow, with more consistent year-over-year improvement.
CCB Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +1.1% | +174K shares |
| 1 year | -0.2% | -26.8K shares |
| 3 years | +13% | +1.7M shares |
| 5 years | +24% | +3M shares |
| Available history | +26% | +3.2M shares |
CCB has 15M diluted shares, about the same as a year ago.
HOOD Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.1% | -1M shares |
| 1 year | -0.8% | -6.9M shares |
| 3 years | +1.8% | +15.9M shares |
| 5 years | +292% | +679M shares |
| Available history | +7.2% | +60.8M shares |
HOOD has the edge over CCB on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $25M |
| Q2 2026 | $414M |
| Q1 2026 | $250M |
| Q4 2025 | $100M |
| Q3 2025 | $107M |
| Q2 2025 | $124M |
| Q1 2025 | $322M |
| Q4 2024 | $160M |
HOOD spent $789M buying back its own shares over the past year, up 11% from the year before.
CCB Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 7.8x | High |
| Q2 2026 | 7.6x | High |
| Q1 2026 | 0.6x | Very low |
| Q4 2025 | 0.9x | Very low |
| Q3 2025 | 0.9x | Very low |
| Q2 2025 | 1.0x | Very low |
| Q1 2025 | 0.7x | Very low |
| Q4 2024 | 0.9x | Very low |
CCB's net debt is about 7.8 years of its operating earnings (EBITDA), up from less than a year a year ago. Net leverage isn't a meaningful measure for financial services companies like CCB.
HOOD Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -1.3x | Net Cash |
| Q2 2026 | -2.1x | Net Cash |
| Q1 2026 | -2.2x | Net Cash |
| Q4 2025 | -1.9x | Net Cash |
| Q3 2025 | -2.1x | Net Cash |
| Q2 2025 | -2.6x | Net Cash |
| Q1 2025 | -3.3x | Net Cash |
| Q4 2024 | -3.8x | Net Cash |
HOOD has the edge over CCB on leverage, with a lower net debt burden relative to earnings.
CCB Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 35.3 | Neutral |
| Stochastic | 35.0 | Neutral |
CCB's weekly RSI is 35 (neutral) and its Stochastic is 35 (neutral).
HOOD Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 40.8 | Neutral |
| Stochastic | 9.5 | Oversold |
HOOD's weekly RSI is 41 (neutral) and its Stochastic is 10 (oversold).
CCB PE vs Financial Services Sector
| Metric | CCB | Sector median | Relative |
|---|---|---|---|
| PE | N/A | 13x | — |
CCB has no meaningful PE right now: it lost money over the past year.
HOOD PE vs Financial Services Sector
| Metric | HOOD | Sector median | Relative |
|---|---|---|---|
| PE | 38x | 13x | 189% above |
| PE % | 22 | 66 | 44 pts below |
HOOD is trading at 38x earnings, a 189% premium to the Financial Services sector's median of 13x.
CCB Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $42.8 | 1.1% above |
| 20 week MA | $51.4 | 16% below |
| 50 week MA | $73.0 | 41% below |
| 100 week MA | $84.0 | 48% below |
| 200 week MA | $64.5 | 33% below |
CCB has bounced recently, but its long-term trend is still down: it's above its 8-week average, but 33% below its 200-week average.
HOOD Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $97.8 | 17% below |
| 20 week MA | $102.2 | 20% below |
| 50 week MA | $95.4 | 15% below |
| 100 week MA | $88.5 | 8.1% below |
| 200 week MA | $52.1 | 56% above |
HOOD has fallen below most of its moving averages, though it's still 56% above its 200-week average.
CCB Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $16.7 | $21.4 | +28% |
| 2021 | $21.4 | $52.0 | +144% |
| 2022 | $52.0 | $47.6 | -8.5% |
| 2023 | $47.6 | $44.4 | -6.7% |
| 2024 | $44.4 | $83.7 | +89% |
| 2025 | $83.7 | $116.9 | +40% |
| 2026 YTD | $116.9 | $43.2 | -63% |
CCB is down 63% so far in 2026, after finishing higher in four of the previous six years.
HOOD Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2021 | $35.2 | $18.9 | -46% |
| 2022 | $18.9 | $7.95 | -58% |
| 2023 | $7.95 | $12.7 | +60% |
| 2024 | $12.7 | $39.0 | +206% |
| 2025 | $39.0 | $118.1 | +203% |
| 2026 YTD | $118.1 | $81.4 | -31% |
HOOD has the edge over CCB on returns for 2026, with the stronger performance.