CCB
Coastal Financial Corporation
CCB lost money over the past year, so it has no meaningful PE right now. Analysts expect earnings to recover and profitability to improve.
CCB Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Under pressure | |
| N/A | |
| N/A |
CCB's revenue is currently healthy, but its profitability is under pressure. Free cash flow and net leverage aren't meaningful measures for financial services companies like CCB.
CCB PE Valuation
CCB has no meaningful PE right now: it lost money over the past year.
CCB Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Growth | |
| Growth | |
| Improving | |
| Limited | |
| Moderate |
Analysts expect earnings and revenue growth for CCB, with profitability improving.
CCB Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $4.69 | — |
| Q3 2026 | -$0.25 | -108% |
| Q2 2026 | -$0.26 | -108% |
| Q1 2026 | $3.21 | -5.3% |
| Q4 2025 | $3.06 | -6.1% |
| Q3 2025 | $3.17 | +6.7% |
| Q2 2025 | $3.26 | +19% |
| Q1 2025 | $3.39 | +19% |
| Q4 2024 | $3.26 | -0.3% |
CCB has swung to a loss: it lost $0.25 per share over the past year, after a profit the year before.
CCB Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $149.3M | +3.2% |
| Q2 2026 | $178.1M | +49% |
| Q1 2026 | $149.4M | +7.1% |
| Q4 2025 | $138M | -5.8% |
| Q3 2025 | $144.7M | -5% |
| Q2 2025 | $119.4M | -12% |
| Q1 2025 | $139.5M | -5.6% |
| Q4 2024 | $146.5M | +18% |
CCB's revenue is growing: $149M last quarter, up 3.2% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 12% | 0 points |
| Q2 2026 | -31% | -43 points |
| Q1 2026 | 9.8% | +1.3 points |
| Q4 2025 | 12% | +0.7 points |
| Q3 2025 | 12% | +1.6 points |
| Q2 2025 | 12% | +1 points |
| Q1 2025 | 8.4% | +2.5 points |
| Q4 2024 | 12% | +2.2 points |
CCB's operating margin was 12% last quarter, about level with the same quarter a year ago.
CCB Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $39.6M | -31% |
| Q2 2026 | $74.6M | +17% |
| Q1 2026 | $74.1M | +7.6% |
| Q4 2025 | $55.9M | -14% |
| Q3 2025 | $57.4M | -5.8% |
| Q2 2025 | $64M | -8.5% |
| Q1 2025 | $68.9M | +15% |
| Q4 2024 | $65.3M | +36% |
CCB's free cash flow was $244M over the past year, down 4.4% from the year before. Free cash flow isn't a meaningful measure for financial services companies like CCB.
CCB Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +1.1% | +174K shares |
| 1 year | -0.2% | -26.8K shares |
| 3 years | +13% | +1.7M shares |
| 5 years | +24% | +3M shares |
| Available history | +26% | +3.2M shares |
CCB has 15M diluted shares, about the same as a year ago.
CCB Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 7.8x | High |
| Q2 2026 | 7.6x | High |
| Q1 2026 | 0.6x | Very low |
| Q4 2025 | 0.9x | Very low |
| Q3 2025 | 0.9x | Very low |
| Q2 2025 | 1.0x | Very low |
| Q1 2025 | 0.7x | Very low |
| Q4 2024 | 0.9x | Very low |
CCB's net debt is about 7.8 years of its operating earnings (EBITDA), up from less than a year a year ago. Net leverage isn't a meaningful measure for financial services companies like CCB.
CCB Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 35.3 | Neutral |
| Stochastic | 35.0 | Neutral |
CCB's weekly RSI is 35 (neutral) and its Stochastic is 35 (neutral).
CCB PE vs Financial Services Sector
| Metric | CCB | Sector median | Relative |
|---|---|---|---|
| PE | N/A | 13x | — |
CCB has no meaningful PE right now: it lost money over the past year.
CCB Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $42.8 | 1.1% above |
| 20 week MA | $51.4 | 16% below |
| 50 week MA | $73.0 | 41% below |
| 100 week MA | $84.0 | 48% below |
| 200 week MA | $64.5 | 33% below |
CCB has bounced recently, but its long-term trend is still down: it's above its 8-week average, but 33% below its 200-week average.
CCB Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $16.7 | $21.4 | +28% |
| 2021 | $21.4 | $52.0 | +144% |
| 2022 | $52.0 | $47.6 | -8.5% |
| 2023 | $47.6 | $44.4 | -6.7% |
| 2024 | $44.4 | $83.7 | +89% |
| 2025 | $83.7 | $116.9 | +40% |
| 2026 YTD | $116.9 | $43.2 | -63% |
CCB is down 63% so far in 2026, after finishing higher in four of the previous six years.