CBSH
Commerce Bancshares, Inc.
CBSH has lower modeled downside risk, despite its lower overall score.
HOOD
Robinhood Markets, Inc.
HOOD has a slight edge over CBSH overall, supported by stronger valuation and stronger modeled upside.
CBSH Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Healthy | |
| N/A | |
| N/A |
CBSH's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like CBSH.
HOOD Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Healthy | |
| N/A | |
| N/A |
HOOD's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like HOOD.
CBSH PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 13x | $53.32 | -4% |
| Forward | 13x | $55.57 | — |
| Current | 14x | $55.57 | — |
| Fair | 16x | $62.21 | +12% |
| Expensive | 19x | $75.69 | +36% |
Historical ranges are pointers, not guarantees.
CBSH has the edge over HOOD in the historical PE scenario, which offers more potential upside but is not a forecast.
HOOD PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 30x | $81.35 | — |
| Cheap | 37x | $78.84 | -3.1% |
| Current | 38x | $81.35 | — |
| Fair | 51x | $110 | +35% |
| Expensive | 74x | $160 | +96% |
Historical ranges are pointers, not guarantees.
HOOD's PE is in its cheap range at 38x. If earnings grow as analysts expect, today's price would be 30x next year's earnings.
CBSH Forward outlook
| Metric | Outlook |
|---|---|
| Improving | |
| Growth | |
| Growth | |
| Strongly improving | |
| Limited | |
| Moderate |
Analysts expect earnings and revenue growth for CBSH, with profitability improving.
HOOD Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Strong growth | |
| Strong growth | |
| Strongly improving | |
| Moderate | |
| Low |
Analysts expect strong earnings and revenue growth for HOOD, with profitability improving. However, they disagree widely on these estimates.
CBSH Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $4.43 | +11% |
| Q3 2026 | $4.00 | -1.2% |
| Q2 2026 | $3.98 | -0.7% |
| Q1 2026 | $4.02 | +3.3% |
| Q4 2025 | $4.04 | +8.3% |
| Q3 2025 | $4.05 | +15% |
| Q2 2025 | $4.01 | +18% |
| Q1 2025 | $3.89 | +18% |
| Q4 2024 | $3.73 | +12% |
CBSH earned $4.00 per share over the past year, down 1.2% from the year before.
HOOD Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $2.72 | +26% |
| Q3 2026 | $2.16 | -10% |
| Q2 2026 | $2.26 | +15% |
| Q1 2026 | $2.06 | +18% |
| Q4 2025 | $2.05 | +31% |
| Q3 2025 | $2.40 | +314% |
| Q2 2025 | $1.96 | +513% |
| Q1 2025 | $1.75 | +1150% |
| Q4 2024 | $1.56 | +$2.17 |
HOOD has the edge over CBSH on earnings, with more consistent year-over-year improvement.
CBSH Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $494.3M | +12% |
| Q2 2026 | $498.9M | +12% |
| Q1 2026 | $475.7M | +11% |
| Q4 2025 | $449.4M | +6.5% |
| Q3 2025 | $441M | +4.6% |
| Q2 2025 | $445.8M | +7.5% |
| Q1 2025 | $428.1M | +7.6% |
| Q4 2024 | $422.1M | +7.3% |
CBSH's revenue has grown year over year for 18 quarters in a row: $494M last quarter, up 12% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 41% | -0.9 points |
| Q2 2026 | 41% | -2.7 points |
| Q1 2026 | 39% | -0.2 points |
| Q4 2025 | 41% | -0.4 points |
| Q3 2025 | 42% | -0.5 points |
| Q2 2025 | 44% | +0.6 points |
| Q1 2025 | 39% | +2.2 points |
| Q4 2024 | 41% | +4.6 points |
CBSH's operating margin was 41% last quarter, down 0.9 points from the same quarter a year ago.
HOOD Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $1.4B | +12% |
| Q2 2026 | $1.3B | +32% |
| Q1 2026 | $1.1B | +15% |
| Q4 2025 | $1.3B | +27% |
| Q3 2025 | $1.3B | +100% |
| Q2 2025 | $989M | +45% |
| Q1 2025 | $927M | +50% |
| Q4 2024 | $1B | +115% |
HOOD has the edge over CBSH on sales, with stronger typical year-over-year growth.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 44% | -5.9 points |
| Q2 2026 | 54% | +9.5 points |
| Q1 2026 | 39% | -1.5 points |
| Q4 2025 | 52% | -3.5 points |
| Q3 2025 | 50% | +26 points |
| Q2 2025 | 45% | +17 points |
| Q1 2025 | 40% | +14 points |
| Q4 2024 | 55% | +49 points |
HOOD has the edge over CBSH on profitability, with a higher operating margin.
CBSH Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $181M | +60% |
| Q2 2026 | $169.1M | +68% |
| Q1 2026 | $678.4M | +438% |
| Q4 2025 | $252.6M | +$403.3M |
| Q3 2025 | $113.3M | -73% |
| Q2 2025 | $100.5M | -28% |
| Q1 2025 | $126M | +1.2% |
| Q4 2024 | -$150.7M | -243% |
CBSH's free cash flow was $1.3B over the past year, about seven times what it generated the year before. Free cash flow isn't a meaningful measure for financial services companies like CBSH.
HOOD Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $1.2B | +$2.8B |
| Q2 2026 | $720M | -79% |
| Q1 2026 | $2B | +217% |
| Q4 2025 | -$937M | +$463M |
| Q3 2025 | -$1.6B | -187% |
| Q2 2025 | $3.5B | +6398% |
| Q1 2025 | $642M | +$1.3B |
| Q4 2024 | -$1.4B | -246% |
HOOD's free cash flow was $3B over the past year, up 159% from the year before. Free cash flow isn't a meaningful measure for financial services companies like HOOD.
CBSH Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -1.3% | -1.9M shares |
| 1 year | +6.9% | +9.1M shares |
| 3 years | +3.3% | +4.5M shares |
| 5 years | +0.2% | +350K shares |
| Available history | -1% | -1.5M shares |
CBSH has 142M diluted shares, up 6.9% from a year ago, despite $422M in buybacks over the past year.
| Quarter | Spent |
|---|---|
| Q3 2026 | $110.7M |
| Q2 2026 | $112.1M |
| Q1 2026 | $84.3M |
| Q4 2025 | $115.3M |
| Q3 2025 | $25.2M |
| Q2 2025 | $11.9M |
| Q1 2025 | $55.2M |
| Q4 2024 | $46.9M |
CBSH spent $422M buying back its own shares over the past year, about three times what it spent the year before.
HOOD Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.1% | -1M shares |
| 1 year | -0.8% | -6.9M shares |
| 3 years | +1.8% | +15.9M shares |
| 5 years | +292% | +679M shares |
| Available history | +7.2% | +60.8M shares |
HOOD has the edge over CBSH on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $25M |
| Q2 2026 | $414M |
| Q1 2026 | $250M |
| Q4 2025 | $100M |
| Q3 2025 | $107M |
| Q2 2025 | $124M |
| Q1 2025 | $322M |
| Q4 2024 | $160M |
HOOD spent $789M buying back its own shares over the past year, up 11% from the year before.
CBSH Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -0.7x | Net Cash |
| Q2 2026 | -0.8x | Net Cash |
| Q1 2026 | -0.7x | Net Cash |
| Q4 2025 | -1.0x | Net Cash |
| Q3 2025 | -0.6x | Net Cash |
| Q2 2025 | -0.7x | Net Cash |
| Q1 2025 | -0.7x | Net Cash |
| Q4 2024 | -1.0x | Net Cash |
CBSH has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like CBSH.
HOOD Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -1.3x | Net Cash |
| Q2 2026 | -2.1x | Net Cash |
| Q1 2026 | -2.2x | Net Cash |
| Q4 2025 | -1.9x | Net Cash |
| Q3 2025 | -2.1x | Net Cash |
| Q2 2025 | -2.6x | Net Cash |
| Q1 2025 | -3.3x | Net Cash |
| Q4 2024 | -3.8x | Net Cash |
HOOD has the edge over CBSH on leverage, with a lower net debt burden relative to earnings.
CBSH Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 48.6 | Neutral |
| Stochastic | 24.3 | Neutral |
CBSH's weekly RSI is 49 (neutral) and its Stochastic is 24 (neutral).
HOOD Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 40.8 | Neutral |
| Stochastic | 9.5 | Oversold |
HOOD's weekly RSI is 41 (neutral) and its Stochastic is 10 (oversold).
CBSH PE vs Financial Services Sector
| Metric | CBSH | Sector median | Relative |
|---|---|---|---|
| PE | 14x | 13x | 6.7% above |
| PE % | 22 | 63 | 41 pts below |
CBSH has the edge over HOOD on valuation relative to its sector.
HOOD PE vs Financial Services Sector
| Metric | HOOD | Sector median | Relative |
|---|---|---|---|
| PE | 38x | 13x | 189% above |
| PE % | 22 | 66 | 44 pts below |
HOOD is trading at 38x earnings, a 189% premium to the Financial Services sector's median of 13x.
CBSH Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $55.4 | 0.2% above |
| 20 week MA | $57.4 | 3.1% below |
| 50 week MA | $54.3 | 2.3% above |
| 100 week MA | $56.2 | 1.1% below |
| 200 week MA | $52.9 | 5.1% above |
CBSH has the edge over HOOD on trend strength, trading above more of its moving averages.
HOOD Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $97.8 | 17% below |
| 20 week MA | $102.2 | 20% below |
| 50 week MA | $95.4 | 15% below |
| 100 week MA | $88.5 | 8.1% below |
| 200 week MA | $52.1 | 56% above |
HOOD has fallen below most of its moving averages, though it's still 56% above its 200-week average.
CBSH Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $50.9 | $52.0 | +2.2% |
| 2021 | $52.0 | $56.0 | +7.7% |
| 2022 | $56.0 | $57.7 | +3% |
| 2023 | $57.7 | $48.4 | -16% |
| 2024 | $48.4 | $59.8 | +24% |
| 2025 | $59.8 | $53.0 | -11% |
| 2026 YTD | $53.0 | $55.6 | +4.9% |
CBSH has the edge over HOOD on returns for 2026, with the stronger performance.
HOOD Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2021 | $35.2 | $18.9 | -46% |
| 2022 | $18.9 | $7.95 | -58% |
| 2023 | $7.95 | $12.7 | +60% |
| 2024 | $12.7 | $39.0 | +206% |
| 2025 | $39.0 | $118.1 | +203% |
| 2026 YTD | $118.1 | $81.4 | -31% |
HOOD's yearly returns have swung widely, from +206% in 2024 to −58% in 2022. It's down 31% so far in 2026.