BUSE
First Busey Corporation
BUSE has the edge over JPM overall, supported by stronger fundamentals and stronger valuation.
JPM
JPMorgan Chase & Co.
JPM has slightly lower modeled downside risk, despite its lower overall score.
BUSE Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Strong | |
| N/A | |
| N/A |
BUSE's profitability is currently strong, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like BUSE.
JPM Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
JPM's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like JPM.
BUSE PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 10x | $26.46 | -8.4% |
| Current | 11x | $28.88 | — |
| Forward | 11x | $28.88 | — |
| Fair | 12x | $30.48 | +5.5% |
| Expensive | 14x | $37.62 | +30% |
Historical ranges are pointers, not guarantees.
BUSE has the edge over JPM in the historical PE scenario, which offers more potential upside but is not a forecast.
JPM PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 9.7x | $231 | -33% |
| Fair | 12x | $287 | -16% |
| Current | 14x | $343 | — |
| Forward | 14x | $343 | — |
| Expensive | 15x | $361 | +5.2% |
Historical ranges are pointers, not guarantees.
JPM's PE is in its expensive range at 14.4x. If earnings grow as analysts expect, today's price would be 13.7x next year's earnings.
BUSE Forward outlook
| Metric | Outlook |
|---|---|
| Stable | |
| Growth | |
| Stable | |
| Strongly improving | |
| Limited | |
| High |
Analysts expect BUSE's earnings to grow and its profitability to improve, with its revenue holding steady.
JPM Forward outlook
| Metric | Outlook |
|---|---|
| Stable | |
| Growth | |
| Growth | |
| Improving | |
| Limited | |
| Moderate |
JPM has the edge over BUSE on the outlook, with more favorable revenue expectations.
BUSE Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $2.64 | +0.3% |
| Q3 2026 | $2.63 | +127% |
| Q2 2026 | $2.60 | +130% |
| Q1 2026 | $2.43 | +125% |
| Q4 2025 | $1.47 | -26% |
| Q3 2025 | $1.16 | -41% |
| Q2 2025 | $1.13 | -42% |
| Q1 2025 | $1.08 | -46% |
| Q4 2024 | $1.98 | -9.2% |
BUSE earned $2.63 per share over the past year, up 127% from the year before.
JPM Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $24.99 | +4.8% |
| Q3 2026 | $23.85 | +18% |
| Q2 2026 | $23.35 | +20% |
| Q1 2026 | $20.89 | +2.5% |
| Q4 2025 | $20.02 | +1.4% |
| Q3 2025 | $20.20 | +12% |
| Q2 2025 | $19.50 | +8.7% |
| Q1 2025 | $20.38 | +23% |
| Q4 2024 | $19.75 | +22% |
JPM has the edge over BUSE on earnings, with more consistent year-over-year improvement.
BUSE Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $193.5M | -1.4% |
| Q2 2026 | $196.7M | -0.7% |
| Q1 2026 | $196.2M | +57% |
| Q4 2025 | $200.2M | +71% |
| Q3 2025 | $196.3M | +66% |
| Q2 2025 | $198M | +140% |
| Q1 2025 | $125M | +65% |
| Q4 2024 | $116.8M | +51% |
BUSE's revenue is growing: $194M last quarter, down 1.4% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 37% | -1.9 points |
| Q2 2026 | 42% | +9.1 points |
| Q1 2026 | 32% | +59 points |
| Q4 2025 | 39% | +6.7 points |
| Q3 2025 | 39% | +3.4 points |
| Q2 2025 | 33% | -14 points |
| Q1 2025 | -26% | -72 points |
| Q4 2024 | 32% | -11 points |
BUSE's operating margin was 37% last quarter, down 1.9 points from the same quarter a year ago.
JPM Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $50.2B | +8.1% |
| Q2 2026 | $57.3B | +28% |
| Q1 2026 | $49.8B | +10% |
| Q4 2025 | $45.8B | +7.1% |
| Q3 2025 | $46.4B | +8.8% |
| Q2 2025 | $44.9B | -11% |
| Q1 2025 | $45.3B | +8.1% |
| Q4 2024 | $42.8B | +11% |
JPM's revenue has grown year over year for five quarters in a row: $50.2B last quarter, up 8.1% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 40% | -0.2 points |
| Q2 2026 | 48% | +7.3 points |
| Q1 2026 | 41% | +0.5 points |
| Q4 2025 | 37% | -3.2 points |
| Q3 2025 | 40% | +0.6 points |
| Q2 2025 | 41% | -6 points |
| Q1 2025 | 41% | -0.6 points |
| Q4 2024 | 41% | +11 points |
JPM has the edge over BUSE on profitability, with a higher operating margin.
BUSE Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $69.3M | +27% |
| Q2 2026 | $39.2M | -15% |
| Q1 2026 | $49.1M | +646% |
| Q4 2025 | $65.8M | +31% |
| Q3 2025 | $54.5M | -7.9% |
| Q2 2025 | $46.1M | +75% |
| Q1 2025 | $6.6M | -82% |
| Q4 2024 | $50.4M | +16% |
BUSE has the edge over JPM on cash generation, producing positive trailing cash flow while its opponent burns cash.
JPM Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $33.2B | +$78.4B |
| Q2 2026 | -$25.3B | -186% |
| Q1 2026 | -$211.8B | +$40.1B |
| Q4 2025 | $119.7B | -19% |
| Q3 2025 | -$45.2B | +$28.9B |
| Q2 2025 | $29.5B | -23% |
| Q1 2025 | -$251.8B | -$97.7B |
| Q4 2024 | $147.8B | +145% |
JPM's free cash flow was −$84.2B over the past year, against −$120B the year before. Free cash flow isn't a meaningful measure for financial services companies like JPM.
BUSE Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -1.9% | -1.7M shares |
| 1 year | -7.2% | -6.5M shares |
| 3 years | +49% | +27.4M shares |
| 5 years | +47% | +26.9M shares |
| Available history | +52% | +28.6M shares |
BUSE has the edge over JPM on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $60.2M |
| Q2 2026 | $63.8M |
| Q1 2026 | $66.1M |
| Q4 2025 | $29.8M |
| Q3 2025 | $13.5M |
| Q2 2025 | $21.7M |
| Q1 2025 | $4.8M |
| Q4 2024 | — |
BUSE spent $220M buying back its own shares over the past year, about five times what it spent the year before.
JPM Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.4% | -11.2M shares |
| 1 year | -3.1% | -84.6M shares |
| 3 years | -8.5% | -249M shares |
| 5 years | -11% | -322M shares |
| Available history | -17% | -547M shares |
JPM has 2.7B diluted shares, down 3.1% from a year ago, with $24.5B in buybacks over the past year.
| Quarter | Spent |
|---|---|
| Q3 2026 | $1.1B |
| Q2 2026 | $6.8B |
| Q1 2026 | $8.3B |
| Q4 2025 | $8.3B |
| Q3 2025 | $8.3B |
| Q2 2025 | $7.5B |
| Q1 2025 | $7.5B |
| Q4 2024 | $4.3B |
JPM spent $24.5B buying back its own shares over the past year, down 11% from the year before.
BUSE Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -2.5x | Net Cash |
| Q2 2026 | -1.8x | Net Cash |
| Q1 2026 | 0.0x | Very low |
| Q4 2025 | -0.9x | Net Cash |
| Q3 2025 | -1.9x | Net Cash |
| Q2 2025 | -5.3x | Net Cash |
| Q1 2025 | -10.0x | Net Cash |
| Q4 2024 | -2.9x | Net Cash |
BUSE has the edge over JPM on leverage, with a lower net debt burden relative to earnings.
JPM Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 0.5x | Very low |
| Q2 2026 | 0.5x | Very low |
| Q1 2026 | 0.6x | Very low |
| Q4 2025 | 0.5x | Very low |
| Q3 2025 | 0.6x | Very low |
| Q2 2025 | 0.5x | Very low |
| Q1 2025 | 0.5x | Very low |
| Q4 2024 | 0.4x | Very low |
JPM's net debt is less than a year of its operating earnings (EBITDA). Net leverage isn't a meaningful measure for financial services companies like JPM.
BUSE Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 49.3 | Neutral |
| Stochastic | 9.4 | Oversold |
BUSE's weekly RSI is 49 (neutral) and its Stochastic is 9 (oversold).
JPM Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 54.8 | Neutral |
| Stochastic | 31.5 | Neutral |
JPM's weekly RSI is 55 (neutral) and its Stochastic is 31 (neutral).
BUSE PE vs Financial Services Sector
| Metric | BUSE | Sector median | Relative |
|---|---|---|---|
| PE | 11x | 13x | 16% below |
| PE % | 35 | 63 | 28 pts below |
BUSE has the edge over JPM on valuation relative to its sector.
JPM PE vs Financial Services Sector
| Metric | JPM | Sector median | Relative |
|---|---|---|---|
| PE | 14x | 13x | 10% above |
| PE % | 76 | 63 | 13 pts above |
JPM is trading at 14x earnings, a 10% premium to the Financial Services sector's median of 13x.
BUSE Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $29.4 | 1.6% below |
| 20 week MA | $29.9 | 3.5% below |
| 50 week MA | $27.5 | 4.9% above |
| 100 week MA | $25.2 | 14% above |
| 200 week MA | $24.0 | 20% above |
BUSE has pulled back, but its long-term trend is still up: it's below its 8- and 20-week averages, but 20% above its 200-week average.
JPM Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $336.8 | 1.8% above |
| 20 week MA | $345.3 | 0.7% below |
| 50 week MA | $323.2 | 6.1% above |
| 100 week MA | $298.9 | 15% above |
| 200 week MA | $236.6 | 45% above |
JPM has the edge over BUSE on trend strength, trading above more of its moving averages.
BUSE Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $27.6 | $21.4 | -22% |
| 2021 | $21.4 | $27.0 | +26% |
| 2022 | $27.0 | $25.0 | -7.4% |
| 2023 | $25.0 | $24.8 | -0.7% |
| 2024 | $24.8 | $23.7 | -4.4% |
| 2025 | $23.7 | $24.4 | +2.9% |
| 2026 YTD | $24.4 | $28.9 | +18% |
BUSE has the edge over JPM on returns for 2026, with the stronger performance.
JPM Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $139.1 | $124.5 | -11% |
| 2021 | $124.5 | $157.3 | +26% |
| 2022 | $157.3 | $131.3 | -17% |
| 2023 | $131.3 | $170.1 | +30% |
| 2024 | $170.1 | $241.2 | +42% |
| 2025 | $241.2 | $327.9 | +36% |
| 2026 YTD | $327.9 | $342.8 | +4.5% |
JPM has finished higher in four of the last six years. It's up 4.5% so far in 2026.