BUSE
First Busey Corporation
BUSE's fundamentals are strong: revenue grew 24% and its operating margin rose 15 points to 38%. At 11x earnings, it's trading in line with its usual 12x. Analysts expect earnings growth.
BUSE Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Strong | |
| N/A | |
| N/A |
BUSE's profitability is currently strong, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like BUSE.
BUSE PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 10x | $26.46 | -8.4% |
| Current | 11x | $28.88 | — |
| Forward | 11x | $28.88 | — |
| Fair | 12x | $30.48 | +5.5% |
| Expensive | 14x | $37.62 | +30% |
Historical ranges are pointers, not guarantees.
BUSE's PE is in its fair range at 11.0x. On analysts' estimates for next year's earnings, today's price would be 11.0x.
BUSE Forward outlook
| Metric | Outlook |
|---|---|
| Stable | |
| Growth | |
| Stable | |
| Strongly improving | |
| Limited | |
| High |
Analysts expect BUSE's earnings to grow and its profitability to improve, with its revenue holding steady.
BUSE Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $2.64 | +0.3% |
| Q3 2026 | $2.63 | +127% |
| Q2 2026 | $2.60 | +130% |
| Q1 2026 | $2.43 | +125% |
| Q4 2025 | $1.47 | -26% |
| Q3 2025 | $1.16 | -41% |
| Q2 2025 | $1.13 | -42% |
| Q1 2025 | $1.08 | -46% |
| Q4 2024 | $1.98 | -9.2% |
BUSE earned $2.63 per share over the past year, up 127% from the year before.
BUSE Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $193.5M | -1.4% |
| Q2 2026 | $196.7M | -0.7% |
| Q1 2026 | $196.2M | +57% |
| Q4 2025 | $200.2M | +71% |
| Q3 2025 | $196.3M | +66% |
| Q2 2025 | $198M | +140% |
| Q1 2025 | $125M | +65% |
| Q4 2024 | $116.8M | +51% |
BUSE's revenue is growing: $194M last quarter, down 1.4% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 37% | -1.9 points |
| Q2 2026 | 42% | +9.1 points |
| Q1 2026 | 32% | +59 points |
| Q4 2025 | 39% | +6.7 points |
| Q3 2025 | 39% | +3.4 points |
| Q2 2025 | 33% | -14 points |
| Q1 2025 | -26% | -72 points |
| Q4 2024 | 32% | -11 points |
BUSE's operating margin was 37% last quarter, down 1.9 points from the same quarter a year ago.
BUSE Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $69.3M | +27% |
| Q2 2026 | $39.2M | -15% |
| Q1 2026 | $49.1M | +646% |
| Q4 2025 | $65.8M | +31% |
| Q3 2025 | $54.5M | -7.9% |
| Q2 2025 | $46.1M | +75% |
| Q1 2025 | $6.6M | -82% |
| Q4 2024 | $50.4M | +16% |
BUSE's free cash flow was $223M over the past year, up 42% from the year before. Free cash flow isn't a meaningful measure for financial services companies like BUSE.
BUSE Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -1.9% | -1.7M shares |
| 1 year | -7.2% | -6.5M shares |
| 3 years | +49% | +27.4M shares |
| 5 years | +47% | +26.9M shares |
| Available history | +52% | +28.6M shares |
BUSE has 84M diluted shares, down 7.2% from a year ago, with $220M in buybacks over the past year.
| Quarter | Spent |
|---|---|
| Q3 2026 | $60.2M |
| Q2 2026 | $63.8M |
| Q1 2026 | $66.1M |
| Q4 2025 | $29.8M |
| Q3 2025 | $13.5M |
| Q2 2025 | $21.7M |
| Q1 2025 | $4.8M |
| Q4 2024 | — |
BUSE spent $220M buying back its own shares over the past year, about five times what it spent the year before.
BUSE Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -2.5x | Net Cash |
| Q2 2026 | -1.8x | Net Cash |
| Q1 2026 | 0.0x | Very low |
| Q4 2025 | -0.9x | Net Cash |
| Q3 2025 | -1.9x | Net Cash |
| Q2 2025 | -5.3x | Net Cash |
| Q1 2025 | -10.0x | Net Cash |
| Q4 2024 | -2.9x | Net Cash |
BUSE has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like BUSE.
BUSE Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 49.3 | Neutral |
| Stochastic | 9.4 | Oversold |
BUSE's weekly RSI is 49 (neutral) and its Stochastic is 9 (oversold).
BUSE PE vs Financial Services Sector
| Metric | BUSE | Sector median | Relative |
|---|---|---|---|
| PE | 11x | 13x | 16% below |
| PE % | 35 | 63 | 28 pts below |
BUSE is trading at 11x earnings, a 16% discount to the Financial Services sector's median of 13x.
BUSE Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $29.4 | 1.6% below |
| 20 week MA | $29.9 | 3.5% below |
| 50 week MA | $27.5 | 4.9% above |
| 100 week MA | $25.2 | 14% above |
| 200 week MA | $24.0 | 20% above |
BUSE has pulled back, but its long-term trend is still up: it's below its 8- and 20-week averages, but 20% above its 200-week average.
BUSE Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $27.6 | $21.4 | -22% |
| 2021 | $21.4 | $27.0 | +26% |
| 2022 | $27.0 | $25.0 | -7.4% |
| 2023 | $25.0 | $24.8 | -0.7% |
| 2024 | $24.8 | $23.7 | -4.4% |
| 2025 | $23.7 | $24.4 | +2.9% |
| 2026 YTD | $24.4 | $28.9 | +18% |
BUSE has finished lower in four of the last six years. It's up 18% so far in 2026.