BUSE

First Busey Corporation

64
Fundamentals81/ 100
Valuation51/ 100
Upside potential61/ 100
Risk potential13/ 100

BUSE's fundamentals are strong: revenue grew 24% and its operating margin rose 15 points to 38%. At 11x earnings, it's trading in line with its usual 12x. Analysts expect earnings growth.

COIN

Coinbase Global, Inc.

There isn't enough reported data to score COIN yet.

BUSE Fundamentals

MetricStatus
Stable
Strong
N/A
N/A

BUSE's profitability is currently strong, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like BUSE.

COIN Fundamentals

MetricStatus
Weak
Under pressure
N/A
N/A

COIN's revenue and profitability are currently under pressure. Free cash flow and net leverage aren't meaningful measures for financial services companies like COIN.

BUSE PE Valuation

CHEAPFAIREXPENSIVE5.9x12x18x23x
CHEAPFAIREXPENSIVE5.9x12x18x23x
LevelPEPriceVs current
Cheap10x$26.46-8.4%
Current11x$28.88โ€”
Forward11x$28.88โ€”
Fair12x$30.48+5.5%
Expensive14x$37.62+30%

Historical ranges are pointers, not guarantees.

BUSE's PE is in its fair range at 11.0x. On analysts' estimates for next year's earnings, today's price would be 11.0x.

COIN PE Valuation

COIN has no meaningful PE right now: it lost money over the past year.

BUSE Forward outlook

MetricOutlook
Stable
Growth
Stable
Strongly improving
Limited
High

Analysts expect BUSE's earnings to grow and its profitability to improve, with its revenue holding steady.

COIN Forward outlook

MetricOutlook
--
Strong growth
Stable
Strongly improving
Moderate
Low

Analysts expect COIN's earnings to grow and its profitability to improve, with its revenue holding steady. However, they disagree widely on these estimates.

BUSE Risk to reward

ScenarioChangePrice
Upside+20%$34.59
Downside-13%$25.16

Calculated from the latest close: $28.88 on Nov 12.

There is not enough scenario data to compare BUSE and COIN's risk to reward.

COIN Risk to reward

ScenarioChangePrice
UpsideUnknownโ€”
DownsideUnknownโ€”

Calculated from the latest close: $130.67 on Nov 12.

There is not enough scenario data to compare BUSE and COIN's risk to reward.

BUSE Earnings Per Share

Q4 2023: $2.18Q1 2024: $1.99Q2 2024: $1.94Q3 2024: $1.95Q4 2024: $1.98Q1 2025: $1.08Q2 2025: $1.13Q3 2025: $1.16Q4 2025: $1.47Q1 2026: $2.43Q2 2026: $2.60Q3 2026: $2.63Forward: $2.64
Q4 2023: $2.18Q1 2024: $1.99Q2 2024: $1.94Q3 2024: $1.95Q4 2024: $1.98Q1 2025: $1.08Q2 2025: $1.13Q3 2025: $1.16Q4 2025: $1.47Q1 2026: $2.43Q2 2026: $2.60Q3 2026: $2.63Forward: $2.64
QuarterTTM EPSYoY
Forward$2.64+0.3%
Q3 2026$2.63+127%
Q2 2026$2.60+130%
Q1 2026$2.43+125%
Q4 2025$1.47-26%
Q3 2025$1.16-41%
Q2 2025$1.13-42%
Q1 2025$1.08-46%
Q4 2024$1.98-9.2%

BUSE has the edge over COIN on earnings quality, reporting a profit while its opponent remains loss making.

COIN Earnings Per Share

Q4 2023: $0.37Q1 2024: $5.11Q2 2024: $5.67Q3 2024: $5.96Q4 2024: $9.48Q1 2025: $5.32Q2 2025: $10.32Q3 2025: $11.54Q4 2025: $4.45Q1 2026: $2.72Q2 2026: $-3.78Q3 2026: $-2.77Forward: $1.36
Q4 2023: $0.37Q1 2024: $5.11Q2 2024: $5.67Q3 2024: $5.96Q4 2024: $9.48Q1 2025: $5.32Q2 2025: $10.32Q3 2025: $11.54Q4 2025: $4.45Q1 2026: $2.72Q2 2026: $-3.78Q3 2026: $-2.77Forward: $1.36
QuarterTTM EPSYoY
Forward$1.36โ€”
Q3 2026-$2.77-124%
Q2 2026-$3.78-137%
Q1 2026$2.72-49%
Q4 2025$4.45-53%
Q3 2025$11.54+94%
Q2 2025$10.32+82%
Q1 2025$5.32+4.1%
Q4 2024$9.48+2462%

COIN has swung to a loss: it lost $2.77 per share over the past year, after a profit the year before.

BUSE Quarterly Revenue

Q4 2023: $77MQ1 2024: $76MQ2 2024: $82MQ3 2024: $118MQ4 2024: $117MQ1 2025: $125MQ2 2025: $198MQ3 2025: $196MQ4 2025: $200MQ1 2026: $196MQ2 2026: $197MQ3 2026: $194M
Q4 2023: $77MQ1 2024: $76MQ2 2024: $82MQ3 2024: $118MQ4 2024: $117MQ1 2025: $125MQ2 2025: $198MQ3 2025: $196MQ4 2025: $200MQ1 2026: $196MQ2 2026: $197MQ3 2026: $194M
QuarterRevenueYoY
Q3 2026$193.5M-1.4%
Q2 2026$196.7M-0.7%
Q1 2026$196.2M+57%
Q4 2025$200.2M+71%
Q3 2025$196.3M+66%
Q2 2025$198M+140%
Q1 2025$125M+65%
Q4 2024$116.8M+51%

BUSE has the edge over COIN on sales, with more consistent year-over-year improvement.

COIN Quarterly Revenue

Q4 2023: $954MQ1 2024: $1.6BQ2 2024: $1.4BQ3 2024: $1.2BQ4 2024: $2.3BQ1 2025: $2BQ2 2025: $1.5BQ3 2025: $1.9BQ4 2025: $1.8BQ1 2026: $1.4BQ2 2026: $1.2BQ3 2026: $1.2B
Q4 2023: $954MQ1 2024: $1.6BQ2 2024: $1.4BQ3 2024: $1.2BQ4 2024: $2.3BQ1 2025: $2BQ2 2025: $1.5BQ3 2025: $1.9BQ4 2025: $1.8BQ1 2026: $1.4BQ2 2026: $1.2BQ3 2026: $1.2B
QuarterRevenueYoY
Q3 2026$1.2B-35%
Q2 2026$1.2B-19%
Q1 2026$1.4B-31%
Q4 2025$1.8B-22%
Q3 2025$1.9B+55%
Q2 2025$1.5B+3.3%
Q1 2025$2B+24%
Q4 2024$2.3B+138%

COIN's revenue has slid since its 2021 peak: $1.2B last quarter, down 35% from the same quarter a year ago.

BUSE Free Cash Flow

Q4 2023: $43MQ1 2024: $36MQ2 2024: $26MQ3 2024: $59MQ4 2024: $50MQ1 2025: $7MQ2 2025: $46MQ3 2025: $54MQ4 2025: $66MQ1 2026: $49MQ2 2026: $39MQ3 2026: $69M
Q4 2023: $43MQ1 2024: $36MQ2 2024: $26MQ3 2024: $59MQ4 2024: $50MQ1 2025: $7MQ2 2025: $46MQ3 2025: $54MQ4 2025: $66MQ1 2026: $49MQ2 2026: $39MQ3 2026: $69M
QuarterFree cash flowYoY
Q3 2026$69.3M+27%
Q2 2026$39.2M-15%
Q1 2026$49.1M+646%
Q4 2025$65.8M+31%
Q3 2025$54.5M-7.9%
Q2 2025$46.1M+75%
Q1 2025$6.6M-82%
Q4 2024$50.4M+16%

BUSE has the edge over COIN on cash flow, with more consistent year-over-year improvement.

COIN Free Cash Flow

Q4 2023: โˆ’$5MQ1 2024: $411MQ2 2024: $484MQ3 2024: $697MQ4 2024: $965MQ1 2025: โˆ’$183MQ2 2025: $328MQ3 2025: โˆ’$785MQ4 2025: $3.1BQ1 2026: $183MQ2 2026: $197MQ3 2026: $405M
Q4 2023: โˆ’$5MQ1 2024: $411MQ2 2024: $484MQ3 2024: $697MQ4 2024: $965MQ1 2025: โˆ’$183MQ2 2025: $328MQ3 2025: โˆ’$785MQ4 2025: $3.1BQ1 2026: $183MQ2 2026: $197MQ3 2026: $405M
QuarterFree cash flowYoY
Q3 2026$405.5M+$1.2B
Q2 2026$197.3M-40%
Q1 2026$182.7M+$365.5M
Q4 2025$3.1B+218%
Q3 2025-$784.5M-213%
Q2 2025$328.5M-32%
Q1 2025-$182.7M-144%
Q4 2024$964.6M+$969.8M

COIN's free cash flow was $3.9B over the past year, more than ten times what it generated the year before. Free cash flow isn't a meaningful measure for financial services companies like COIN.

BUSE Total Shares

Q4 2023: 56MQ1 2024: 56MQ2 2024: 58MQ3 2024: 58MQ4 2024: 58MQ1 2025: 69MQ2 2025: 91MQ3 2025: 90MQ4 2025: 85MQ1 2026: 88MQ2 2026: 85MQ3 2026: 84M
Q4 2023: 56MQ1 2024: 56MQ2 2024: 58MQ3 2024: 58MQ4 2024: 58MQ1 2025: 69MQ2 2025: 91MQ3 2025: 90MQ4 2025: 85MQ1 2026: 88MQ2 2026: 85MQ3 2026: 84M
PeriodChange %Net change
Quarterly-1.9%-1.7M shares
1 year-7.2%-6.5M shares
3 years+49%+27.4M shares
5 years+47%+26.9M shares
Available history+52%+28.6M shares

BUSE has the edge over COIN on shareholder dilution, with a more favorable share count trend.

COIN Total Shares

Q4 2023: 254MQ1 2024: 268MQ2 2024: 267MQ3 2024: 267MQ4 2024: 273MQ1 2025: 271MQ2 2025: 279MQ3 2025: 292MQ4 2025: 287MQ1 2026: 265MQ2 2026: 263MQ3 2026: 288M
Q4 2023: 254MQ1 2024: 268MQ2 2024: 267MQ3 2024: 267MQ4 2024: 273MQ1 2025: 271MQ2 2025: 279MQ3 2025: 292MQ4 2025: 287MQ1 2026: 265MQ2 2026: 263MQ3 2026: 288M
PeriodChange %Net change
Quarterly+9.3%+24.6M shares
1 year-1.4%-4M shares
3 years+21%+50.7M shares
5 years+15%+37.4M shares
Available history+330%+221M shares

COIN has 288M diluted shares, down 1.4% from a year ago.

BUSE Net Leverage

Q4 2023: -2.9xQ1 2024: -2.4xQ2 2024: -0.4xQ3 2024: -2.1xQ4 2024: -2.9xQ1 2025: -10.0xQ2 2025: -5.3xQ3 2025: -1.9xQ4 2025: -0.9xQ1 2026: 0.0xQ2 2026: -1.8xQ3 2026: -2.5x
Q4 2023: -2.9xQ1 2024: -2.4xQ2 2024: -0.4xQ3 2024: -2.1xQ4 2024: -2.9xQ1 2025: -10.0xQ2 2025: -5.3xQ3 2025: -1.9xQ4 2025: -0.9xQ1 2026: 0.0xQ2 2026: -1.8xQ3 2026: -2.5x
QuarterNet LeverageStatus
Q3 2026-2.5xNet Cash
Q2 2026-1.8xNet Cash
Q1 20260.0xVery low
Q4 2025-0.9xNet Cash
Q3 2025-1.9xNet Cash
Q2 2025-5.3xNet Cash
Q1 2025-10.0xNet Cash
Q4 2024-2.9xNet Cash

BUSE has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like BUSE.

COIN Net Leverage

Q1 2024: -2.9xQ2 2024: -2.4xQ3 2024: -2.3xQ4 2024: -1.8xQ1 2025: -1.6xQ2 2025: -1.6xQ3 2025: -0.6xQ4 2025: -2.3xQ1 2026: -2.8xQ2 2026: -2.5xQ3 2026: -4.4x
Q1 2024: -2.9xQ2 2024: -2.4xQ3 2024: -2.3xQ4 2024: -1.8xQ1 2025: -1.6xQ2 2025: -1.6xQ3 2025: -0.6xQ4 2025: -2.3xQ1 2026: -2.8xQ2 2026: -2.5xQ3 2026: -4.4x
QuarterNet LeverageStatus
Q3 2026-4.4xNet Cash
Q2 2026-2.5xNet Cash
Q1 2026-2.8xNet Cash
Q4 2025-2.3xNet Cash
Q3 2025-0.6xNet Cash
Q2 2025-1.6xNet Cash
Q1 2025-1.6xNet Cash
Q4 2024-1.8xNet Cash

COIN has the edge over BUSE on leverage, with a lower net debt burden relative to earnings.

BUSE Weekly Momentum

MetricValueStatus
RSI49.3Neutral
Stochastic9.4Oversold

BUSE's weekly RSI is 49 (neutral) and its Stochastic is 9 (oversold).

COIN Weekly Momentum

MetricValueStatus
RSI35.3Neutral
Stochastic5.0Oversold

COIN's weekly RSI is 35 (neutral) and its Stochastic is 5 (oversold).

BUSE PE vs Financial Services Sector

MetricBUSESector medianRelative
PE11x13x16% below
PE %356328 pts below

BUSE is trading at 11x earnings, a 16% discount to the Financial Services sector's median of 13x.

COIN PE vs Financial Services Sector

MetricCOINSector medianRelative
PEN/A13xโ€”

COIN has no meaningful PE right now: it lost money over the past year.

BUSE Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$29.41.6% below
20 week MA$29.93.5% below
50 week MA$27.54.9% above
100 week MA$25.214% above
200 week MA$24.020% above

BUSE has the edge over COIN on trend strength, trading above more of its moving averages.

COIN Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$163.020% below
20 week MA$165.621% below
50 week MA$184.429% below
100 week MA$232.844% below
200 week MA$190.331% below

COIN is in a downtrend: it's below all five of its weekly moving averages, and 31% below its 200-week average.

BUSE Yearly ROI

YearStart priceEnd priceROI
2020$27.6$21.4-22%
2021$21.4$27.0+26%
2022$27.0$25.0-7.4%
2023$25.0$24.8-0.7%
2024$24.8$23.7-4.4%
2025$23.7$24.4+2.9%
2026 YTD$24.4$28.9+18%

BUSE has the edge over COIN on returns for 2026, with the stronger performance.

COIN Yearly ROI

YearStart priceEnd priceROI
2021$342.0$268.2-22%
2022$268.2$35.5-87%
2023$35.5$173.9+390%
2024$173.9$265.7+53%
2025$265.7$236.9-11%
2026 YTD$236.9$130.7-45%

COIN's yearly returns have swung widely, from +390% in 2023 to โˆ’87% in 2022. It's down 45% so far in 2026.

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