BLK
BlackRock, Inc.
BLK has lower modeled downside risk, despite its lower overall score.
RLI
RLI Corp.
RLI has a slight edge over BLK overall, supported by stronger valuation.
BLK Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
BLK's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like BLK.
RLI Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Strong | |
| N/A | |
| N/A |
RLI's profitability is currently strong, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like RLI.
BLK PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 19x | $848 | -30% |
| Fair | 22x | $973 | -20% |
| Expensive | 26x | $1,149 | -5.5% |
| Current | 28x | $1,217 | — |
Historical ranges are pointers, not guarantees.
BLK's PE is in its expensive range at 28x.
RLI PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 12x | $51.93 | -25% |
| Current | 16x | $69.12 | — |
| Fair | 19x | $81.55 | +18% |
| Forward | 25x | $69.12 | — |
| Expensive | 31x | $134 | +94% |
Historical ranges are pointers, not guarantees.
RLI has the edge over BLK in the historical PE scenario, which offers more potential upside but is not a forecast.
BLK Forward outlook
There aren't enough analyst estimates for BLK to show an outlook.
RLI Forward outlook
| Metric | Outlook |
|---|---|
| Strongly deteriorating | |
| Stable | |
| Stable | |
| Weakening | |
| Limited | |
| Moderate |
Analysts expect RLI's profitability to weaken, with its earnings and revenue holding steady.
BLK Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q3 2026 | $43.87 | +11% |
| Q2 2026 | $41.73 | -0.4% |
| Q1 2026 | $39.73 | -4.7% |
| Q4 2025 | $35.31 | -17% |
| Q3 2025 | $39.42 | -2.7% |
| Q2 2025 | $41.89 | +4% |
| Q1 2025 | $41.69 | +5.9% |
| Q4 2024 | $42.53 | +16% |
BLK earned $43.87 per share over the past year, up 11% from the year before.
RLI Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $2.73 | -36% |
| Q3 2026 | $4.30 | +13% |
| Q2 2026 | $4.77 | +37% |
| Q1 2026 | $4.29 | +41% |
| Q4 2025 | $4.37 | +17% |
| Q3 2025 | $3.81 | -16% |
| Q2 2025 | $3.49 | -4.6% |
| Q1 2025 | $3.04 | -16% |
| Q4 2024 | $3.74 | +13% |
RLI has the edge over BLK on earnings, with more consistent year-over-year improvement.
BLK Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $7.8B | +19% |
| Q2 2026 | $7.1B | +31% |
| Q1 2026 | $6.7B | +27% |
| Q4 2025 | $7B | +23% |
| Q3 2025 | $6.5B | +25% |
| Q2 2025 | $5.4B | +13% |
| Q1 2025 | $5.3B | +12% |
| Q4 2024 | $5.7B | +23% |
BLK has the edge over RLI on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 30% | 0 points |
| Q2 2026 | 35% | +2.8 points |
| Q1 2026 | 42% | +9.8 points |
| Q4 2025 | 24% | -13 points |
| Q3 2025 | 30% | -8.6 points |
| Q2 2025 | 32% | -5.5 points |
| Q1 2025 | 32% | -3.6 points |
| Q4 2024 | 37% | +2.3 points |
BLK has the edge over RLI on profitability, with a higher operating margin.
RLI Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $477M | -6.3% |
| Q2 2026 | $575.6M | +15% |
| Q1 2026 | $423.9M | +4% |
| Q4 2025 | $465.7M | +6.1% |
| Q3 2025 | $509.3M | +8.4% |
| Q2 2025 | $499.8M | +20% |
| Q1 2025 | $407.7M | -8.4% |
| Q4 2024 | $439.1M | +1.3% |
RLI's revenue is growing: $477M last quarter, down 6.3% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 21% | -9.9 points |
| Q2 2026 | 37% | +5.3 points |
| Q1 2026 | 16% | -3.4 points |
| Q4 2025 | 24% | +14 points |
| Q3 2025 | 31% | +6 points |
| Q2 2025 | 31% | +6.5 points |
| Q1 2025 | 19% | -17 points |
| Q4 2024 | 11% | -22 points |
RLI's operating margin was 21% last quarter, down 9.9 points from the same quarter a year ago.
BLK Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $2.6B | +95% |
| Q2 2026 | $1.1B | -12% |
| Q1 2026 | -$1.1B | +$120M |
| Q4 2025 | $2.1B | -15% |
| Q2 2025 | $1.3B | -6.1% |
| Q1 2025 | -$1.2B | -$734M |
| Q4 2024 | $2.5B | +35% |
| Q2 2024 | $1.4B | +47% |
BLK's free cash flow was $4.8B over the past year, up 22% from the year before. Free cash flow isn't a meaningful measure for financial services companies like BLK.
RLI Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $192.4M | +8.2% |
| Q2 2026 | $142.4M | -18% |
| Q1 2026 | $41.8M | -59% |
| Q4 2025 | $155M | +21% |
| Q3 2025 | $177.8M | -19% |
| Q2 2025 | $173.4M | +25% |
| Q1 2025 | $102.5M | +47% |
| Q4 2024 | $127.6M | +4.9% |
RLI's free cash flow was $532M over the past year, down 8.6% from the year before. Free cash flow isn't a meaningful measure for financial services companies like RLI.
BLK Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.1% | -148K shares |
| 1 year | -0.4% | -677K shares |
| 3 years | +9.3% | +14M shares |
| 5 years | +6.2% | +9.6M shares |
| Available history | +4.4% | +7M shares |
BLK has the edge over RLI on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q2 2025 | $396M |
| Q1 2025 | $657M |
| Q4 2024 | $386M |
| Q2 2024 | $519M |
| Q1 2024 | $634M |
| Q4 2023 | $384M |
| Q3 2023 | $396M |
| Q2 2023 | $383M |
RLI Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +0.1% | +91K shares |
| 1 year | -0.1% | -59K shares |
| 3 years | +0.1% | +121K shares |
| 5 years | +1% | +873K shares |
| Available history | +1.9% | +1.7M shares |
RLI has 92M diluted shares, about the same as a year ago.
| Quarter | Spent |
|---|---|
| Q3 2026 | $6.3M |
BLK Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -0.0x | Net Cash |
| Q2 2026 | 0.2x | Very low |
| Q1 2026 | 0.3x | Very low |
| Q4 2025 | 0.2x | Very low |
| Q3 2025 | 0.3x | Very low |
| Q2 2024 | 0.2x | Very low |
| Q1 2024 | 0.3x | Very low |
| Q4 2023 | 0.1x | Very low |
BLK has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like BLK.
RLI Net Leverage
BLK Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 64.5 | Neutral |
| Stochastic | 79.0 | Neutral |
BLK's weekly RSI is 64 (neutral) and its Stochastic is 79 (neutral).
RLI Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 65.5 | Neutral |
| Stochastic | 82.5 | Overbought |
RLI's weekly RSI is 65 (neutral) and its Stochastic is 83 (overbought).
BLK PE vs Financial Services Sector
| Metric | BLK | Sector median | Relative |
|---|---|---|---|
| PE | 28x | 13x | 113% above |
| PE % | 97 | 63 | 34 pts above |
BLK is trading at 28x earnings, a 113% premium to the Financial Services sector's median of 13x.
RLI PE vs Financial Services Sector
| Metric | RLI | Sector median | Relative |
|---|---|---|---|
| PE | 16x | 13x | 23% above |
| PE % | 27 | 63 | 36 pts below |
RLI has the edge over BLK on valuation relative to its sector.
BLK Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $1,128.0 | 7.9% above |
| 20 week MA | $1,108.9 | 9.7% above |
| 50 week MA | $1,071.6 | 14% above |
| 100 week MA | $1,051.1 | 16% above |
| 200 week MA | $914.1 | 33% above |
BLK is in an uptrend: it's above all five of its weekly moving averages, and 33% above its 200-week average.
RLI Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $62.0 | 12% above |
| 20 week MA | $62.2 | 11% above |
| 50 week MA | $59.6 | 16% above |
| 100 week MA | $65.5 | 5.5% above |
| 200 week MA | $68.1 | 1.5% above |
RLI has climbed back above all five of its weekly moving averages, and it's now 1.5% above its 200-week average.
BLK Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $503.0 | $707.2 | +41% |
| 2021 | $707.2 | $913.9 | +29% |
| 2022 | $913.9 | $703.9 | -23% |
| 2023 | $703.9 | $811.8 | +15% |
| 2024 | $811.8 | $1,044.2 | +29% |
| 2025 | $1,044.2 | $1,088.1 | +4.2% |
| 2026 YTD | $1,088.1 | $1,216.6 | +12% |
BLK has the edge over RLI on returns for 2026, with the stronger performance.
RLI Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $44.9 | $51.9 | +16% |
| 2021 | $51.9 | $54.7 | +5.4% |
| 2022 | $54.7 | $66.9 | +22% |
| 2023 | $66.9 | $66.6 | -0.4% |
| 2024 | $66.6 | $83.0 | +25% |
| 2025 | $83.0 | $64.7 | -22% |
| 2026 YTD | $64.7 | $69.1 | +6.8% |
RLI has finished higher in four of the last six years. It's up 6.8% so far in 2026.