BLK
BlackRock, Inc.
BLK trails on the overall score without a compensating advantage in the available component scores.
PFS
Provident Financial Services, Inc.
PFS has the edge over BLK overall, supported by stronger valuation and stronger modeled upside.
BLK Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
BLK's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like BLK.
PFS Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Strong | |
| N/A | |
| N/A |
PFS's profitability is currently strong, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like PFS.
BLK PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 19x | $848 | -30% |
| Fair | 22x | $973 | -20% |
| Expensive | 26x | $1,149 | -5.5% |
| Current | 28x | $1,217 | — |
Historical ranges are pointers, not guarantees.
BLK's PE is in its expensive range at 28x.
PFS PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 8.7x | $20.68 | -9.8% |
| Forward | 9.1x | $22.94 | — |
| Current | 9.6x | $22.94 | — |
| Fair | 10x | $24.58 | +7.1% |
| Expensive | 15x | $35.05 | +53% |
Historical ranges are pointers, not guarantees.
PFS has the edge over BLK in the historical PE scenario, which offers more potential upside but is not a forecast.
BLK Forward outlook
There aren't enough analyst estimates for BLK to show an outlook.
PFS Forward outlook
| Metric | Outlook |
|---|---|
| Improving | |
| Growth | |
| Growth | |
| Improving | |
| Limited | |
| High |
Analysts expect earnings and revenue growth for PFS, with profitability improving.
BLK Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q3 2026 | $43.87 | +11% |
| Q2 2026 | $41.73 | -0.4% |
| Q1 2026 | $39.73 | -4.7% |
| Q4 2025 | $35.31 | -17% |
| Q3 2025 | $39.42 | -2.7% |
| Q2 2025 | $41.89 | +4% |
| Q1 2025 | $41.69 | +5.9% |
| Q4 2024 | $42.53 | +16% |
BLK earned $43.87 per share over the past year, up 11% from the year before.
PFS Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $2.53 | +6.1% |
| Q3 2026 | $2.38 | +21% |
| Q2 2026 | $2.40 | +36% |
| Q1 2026 | $2.35 | +112% |
| Q4 2025 | $2.23 | +112% |
| Q3 2025 | $1.96 | +88% |
| Q2 2025 | $1.77 | +67% |
| Q1 2025 | $1.11 | -31% |
| Q4 2024 | $1.05 | -39% |
PFS has the edge over BLK on earnings, with more consistent year-over-year improvement.
BLK Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $7.8B | +19% |
| Q2 2026 | $7.1B | +31% |
| Q1 2026 | $6.7B | +27% |
| Q4 2025 | $7B | +23% |
| Q3 2025 | $6.5B | +25% |
| Q2 2025 | $5.4B | +13% |
| Q1 2025 | $5.3B | +12% |
| Q4 2024 | $5.7B | +23% |
BLK has the edge over PFS on sales, with stronger typical year-over-year growth.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 30% | 0 points |
| Q2 2026 | 35% | +2.8 points |
| Q1 2026 | 42% | +9.8 points |
| Q4 2025 | 24% | -13 points |
| Q3 2025 | 30% | -8.6 points |
| Q2 2025 | 32% | -5.5 points |
| Q1 2025 | 32% | -3.6 points |
| Q4 2024 | 37% | +2.3 points |
BLK's operating margin was 30% last quarter, about level with the same quarter a year ago, near the bottom of its range since 2019.
PFS Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $238.5M | +7.6% |
| Q2 2026 | $234.7M | +9.6% |
| Q1 2026 | $225.2M | +7.9% |
| Q4 2025 | $225.7M | +9.6% |
| Q3 2025 | $221.8M | +5.3% |
| Q2 2025 | $214.2M | +31% |
| Q1 2025 | $208.8M | +82% |
| Q4 2024 | $205.9M | +79% |
PFS's revenue has grown year over year for 10 quarters in a row: $239M last quarter, up 7.6% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 39% | -7 points |
| Q2 2026 | 45% | -2.6 points |
| Q1 2026 | 49% | +4.9 points |
| Q4 2025 | 50% | +19 points |
| Q3 2025 | 46% | +15 points |
| Q2 2025 | 48% | +61 points |
| Q1 2025 | 44% | +6.5 points |
| Q4 2024 | 30% | -4.2 points |
PFS has the edge over BLK on profitability, with a higher operating margin.
BLK Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $2.6B | +95% |
| Q2 2026 | $1.1B | -12% |
| Q1 2026 | -$1.1B | +$120M |
| Q4 2025 | $2.1B | -15% |
| Q2 2025 | $1.3B | -6.1% |
| Q1 2025 | -$1.2B | -$734M |
| Q4 2024 | $2.5B | +35% |
| Q2 2024 | $1.4B | +47% |
BLK has the edge over PFS on cash flow, with more consistent year-over-year improvement.
PFS Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $47.9M | -50% |
| Q2 2026 | $108.6M | -41% |
| Q1 2026 | $81M | -7.3% |
| Q4 2025 | $64.1M | -73% |
| Q3 2025 | $96.7M | +42% |
| Q2 2025 | $182.6M | +142% |
| Q1 2025 | $87.4M | +114% |
| Q4 2024 | $240.8M | +438% |
PFS's free cash flow was $302M over the past year, down 50% from the year before. Free cash flow isn't a meaningful measure for financial services companies like PFS.
BLK Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.1% | -148K shares |
| 1 year | -0.4% | -677K shares |
| 3 years | +9.3% | +14M shares |
| 5 years | +6.2% | +9.6M shares |
| Available history | +4.4% | +7M shares |
BLK has the edge over PFS on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q2 2025 | $396M |
| Q1 2025 | $657M |
| Q4 2024 | $386M |
| Q2 2024 | $519M |
| Q1 2024 | $634M |
| Q4 2023 | $384M |
| Q3 2023 | $396M |
| Q2 2023 | $383M |
PFS Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | 0% | +29.4K shares |
| 1 year | -0.1% | -136K shares |
| 3 years | +74% | +55.5M shares |
| 5 years | +70% | +53.7M shares |
| Available history | +101% | +65.7M shares |
PFS has 130M diluted shares, about the same as a year ago.
| Quarter | Spent |
|---|---|
| Q3 2026 | — |
| Q2 2026 | — |
| Q1 2026 | $10.3M |
| Q4 2023 | — |
| Q3 2023 | — |
| Q2 2023 | — |
| Q1 2023 | — |
| Q4 2022 | $1,000 |
BLK Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -0.0x | Net Cash |
| Q2 2026 | 0.2x | Very low |
| Q1 2026 | 0.3x | Very low |
| Q4 2025 | 0.2x | Very low |
| Q3 2025 | 0.3x | Very low |
| Q2 2024 | 0.2x | Very low |
| Q1 2024 | 0.3x | Very low |
| Q4 2023 | 0.1x | Very low |
BLK has the edge over PFS on leverage, with a lower net debt burden relative to earnings.
PFS Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 14.7x | High |
| Q2 2026 | 12.8x | High |
| Q1 2026 | 14.1x | High |
| Q4 2025 | 12.2x | High |
| Q3 2025 | 13.1x | High |
| Q2 2025 | 16.4x | High |
| Q1 2025 | 24.0x | High |
| Q4 2024 | 27.4x | High |
PFS's net debt is about 15 years of its operating earnings (EBITDA), up from 13 years a year ago. Net leverage isn't a meaningful measure for financial services companies like PFS.
BLK Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 64.5 | Neutral |
| Stochastic | 79.0 | Neutral |
BLK's weekly RSI is 64 (neutral) and its Stochastic is 79 (neutral).
PFS Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 50.8 | Neutral |
| Stochastic | 34.6 | Neutral |
PFS's weekly RSI is 51 (neutral) and its Stochastic is 35 (neutral).
BLK PE vs Financial Services Sector
| Metric | BLK | Sector median | Relative |
|---|---|---|---|
| PE | 28x | 13x | 113% above |
| PE % | 97 | 63 | 34 pts above |
BLK is trading at 28x earnings, a 113% premium to the Financial Services sector's median of 13x.
PFS PE vs Financial Services Sector
| Metric | PFS | Sector median | Relative |
|---|---|---|---|
| PE | 9.6x | 13x | 26% below |
| PE % | 31 | 63 | 32 pts below |
PFS has the edge over BLK on valuation relative to its sector.
BLK Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $1,128.0 | 7.9% above |
| 20 week MA | $1,108.9 | 9.7% above |
| 50 week MA | $1,071.6 | 14% above |
| 100 week MA | $1,051.1 | 16% above |
| 200 week MA | $914.1 | 33% above |
BLK has the edge over PFS on trend strength, trading above more of its moving averages.
PFS Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $22.7 | 0.9% above |
| 20 week MA | $23.4 | 2% below |
| 50 week MA | $22.4 | 2.6% above |
| 100 week MA | $20.2 | 13% above |
| 200 week MA | $18.8 | 22% above |
PFS's trend is mixed: it's above four of its five weekly moving averages, and 22% above its 200-week average.
BLK Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $503.0 | $707.2 | +41% |
| 2021 | $707.2 | $913.9 | +29% |
| 2022 | $913.9 | $703.9 | -23% |
| 2023 | $703.9 | $811.8 | +15% |
| 2024 | $811.8 | $1,044.2 | +29% |
| 2025 | $1,044.2 | $1,088.1 | +4.2% |
| 2026 YTD | $1,088.1 | $1,216.6 | +12% |
BLK has finished higher in five of the last six years. It's up 12% so far in 2026.
PFS Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $24.6 | $17.9 | -28% |
| 2021 | $17.9 | $24.3 | +36% |
| 2022 | $24.3 | $21.4 | -12% |
| 2023 | $21.4 | $18.0 | -16% |
| 2024 | $18.0 | $18.9 | +4.7% |
| 2025 | $18.9 | $20.4 | +7.9% |
| 2026 YTD | $20.4 | $22.9 | +13% |
PFS has the edge over BLK on returns for 2026, with the stronger performance.