BLK
BlackRock, Inc.
BLK has the edge over OVLY overall, supported by stronger fundamentals and stronger valuation.
OVLY
Oak Valley Bancorp
OVLY trails on the overall score without a compensating advantage in the available component scores.
BLK Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
BLK's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like BLK.
OVLY Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Healthy | |
| N/A | |
| N/A |
OVLY's profitability is currently healthy, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like OVLY.
BLK PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 19x | $848 | -30% |
| Fair | 22x | $973 | -20% |
| Expensive | 26x | $1,149 | -5.5% |
| Current | 28x | $1,217 | — |
Historical ranges are pointers, not guarantees.
BLK's PE is in its expensive range at 28x.
OVLY PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 7.7x | $21.46 | -38% |
| Fair | 9.3x | $25.93 | -25% |
| Expensive | 12x | $32.28 | -6.6% |
| Current | 12x | $34.57 | — |
Historical ranges are pointers, not guarantees.
OVLY has the edge over BLK in the historical PE scenario, which offers more potential upside but is not a forecast.
BLK Forward outlook
There aren't enough analyst estimates for BLK to show an outlook.
OVLY Forward outlook
There aren't enough analyst estimates for OVLY to show an outlook.
BLK Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q3 2026 | $43.87 | +11% |
| Q2 2026 | $41.73 | -0.4% |
| Q1 2026 | $39.73 | -4.7% |
| Q4 2025 | $35.31 | -17% |
| Q3 2025 | $39.42 | -2.7% |
| Q2 2025 | $41.89 | +4% |
| Q1 2025 | $41.69 | +5.9% |
| Q4 2024 | $42.53 | +16% |
BLK has the edge over OVLY on earnings, with more consistent year-over-year improvement.
OVLY Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q3 2026 | $2.78 | -2.5% |
| Q2 2026 | $2.82 | -3.8% |
| Q1 2026 | $2.88 | -3% |
| Q4 2025 | $2.88 | -4.6% |
| Q3 2025 | $2.85 | -5.3% |
| Q2 2025 | $2.93 | -2.7% |
| Q1 2025 | $2.97 | -11% |
| Q4 2024 | $3.02 | -19% |
OVLY's earnings per share have fallen from their peak: $2.78 over the past year, against $4.18 in late 2023.
BLK Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $7.8B | +19% |
| Q2 2026 | $7.1B | +31% |
| Q1 2026 | $6.7B | +27% |
| Q4 2025 | $7B | +23% |
| Q3 2025 | $6.5B | +25% |
| Q2 2025 | $5.4B | +13% |
| Q1 2025 | $5.3B | +12% |
| Q4 2024 | $5.7B | +23% |
BLK has the edge over OVLY on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 30% | 0 points |
| Q2 2026 | 35% | +2.8 points |
| Q1 2026 | 42% | +9.8 points |
| Q4 2025 | 24% | -13 points |
| Q3 2025 | 30% | -8.6 points |
| Q2 2025 | 32% | -5.5 points |
| Q1 2025 | 32% | -3.6 points |
| Q4 2024 | 37% | +2.3 points |
BLK's operating margin was 30% last quarter, about level with the same quarter a year ago, near the bottom of its range since 2019.
OVLY Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $21.7M | +2.3% |
| Q2 2026 | $20.6M | +3.8% |
| Q1 2026 | $20.8M | +7% |
| Q4 2025 | $21.3M | +10% |
| Q3 2025 | $21.2M | +8.6% |
| Q2 2025 | $19.9M | +4.2% |
| Q1 2025 | $19.4M | +3.5% |
| Q4 2024 | $19.3M | -2% |
OVLY's revenue has grown year over year for seven quarters in a row: $22M last quarter, up 2.3% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 38% | -2.5 points |
| Q2 2026 | 31% | -4.9 points |
| Q1 2026 | 33% | -2.2 points |
| Q4 2025 | 38% | -1.8 points |
| Q3 2025 | 40% | -10 points |
| Q2 2025 | 36% | -2.9 points |
| Q1 2025 | 35% | -3.5 points |
| Q4 2024 | 40% | +0.5 points |
OVLY has the edge over BLK on profitability, with a higher operating margin.
BLK Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $2.6B | +95% |
| Q2 2026 | $1.1B | -12% |
| Q1 2026 | -$1.1B | +$120M |
| Q4 2025 | $2.1B | -15% |
| Q2 2025 | $1.3B | -6.1% |
| Q1 2025 | -$1.2B | -$734M |
| Q4 2024 | $2.5B | +35% |
| Q2 2024 | $1.4B | +47% |
BLK's free cash flow was $4.8B over the past year, up 22% from the year before. Free cash flow isn't a meaningful measure for financial services companies like BLK.
OVLY Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $9.1M | +43% |
| Q2 2026 | $3.4M | -15% |
| Q1 2026 | $7.8M | +16% |
| Q4 2025 | $7.4M | +119% |
| Q3 2025 | $6.3M | -27% |
| Q2 2025 | $4M | +12% |
| Q1 2025 | $6.8M | -17% |
| Q4 2024 | $3.4M | +$4.9M |
OVLY's free cash flow was $28M over the past year, up 35% from the year before. Free cash flow isn't a meaningful measure for financial services companies like OVLY.
BLK Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.1% | -148K shares |
| 1 year | -0.4% | -677K shares |
| 3 years | +9.3% | +14M shares |
| 5 years | +6.2% | +9.6M shares |
| Available history | +4.4% | +7M shares |
BLK has the edge over OVLY on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q2 2025 | $396M |
| Q1 2025 | $657M |
| Q4 2024 | $386M |
| Q2 2024 | $519M |
| Q1 2024 | $634M |
| Q4 2023 | $384M |
| Q3 2023 | $396M |
| Q2 2023 | $383M |
OVLY Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +0.2% | +15K shares |
| 1 year | +0.6% | +49K shares |
| 3 years | +1.4% | +116K shares |
| 5 years | +2% | +165K shares |
| Available history | +2.9% | +231K shares |
OVLY has 8M diluted shares, up 0.6% from a year ago.
BLK Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -0.0x | Net Cash |
| Q2 2026 | 0.2x | Very low |
| Q1 2026 | 0.3x | Very low |
| Q4 2025 | 0.2x | Very low |
| Q3 2025 | 0.3x | Very low |
| Q2 2024 | 0.2x | Very low |
| Q1 2024 | 0.3x | Very low |
| Q4 2023 | 0.1x | Very low |
BLK has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like BLK.
OVLY Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -5.8x | Net Cash |
| Q2 2026 | -6.2x | Net Cash |
| Q1 2026 | -6.3x | Net Cash |
| Q4 2025 | -7.3x | Net Cash |
| Q3 2025 | -7.8x | Net Cash |
| Q2 2025 | -6.1x | Net Cash |
| Q1 2025 | -6.3x | Net Cash |
| Q4 2024 | -5.0x | Net Cash |
OVLY has the edge over BLK on leverage, with a lower net debt burden relative to earnings.
BLK Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 64.5 | Neutral |
| Stochastic | 79.0 | Neutral |
BLK's weekly RSI is 64 (neutral) and its Stochastic is 79 (neutral).
OVLY Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 56.3 | Neutral |
| Stochastic | 56.6 | Neutral |
OVLY's weekly RSI is 56 (neutral) and its Stochastic is 57 (neutral).
BLK PE vs Financial Services Sector
| Metric | BLK | Sector median | Relative |
|---|---|---|---|
| PE | 28x | 13x | 113% above |
| PE % | 97 | 63 | 34 pts above |
BLK is trading at 28x earnings, a 113% premium to the Financial Services sector's median of 13x.
OVLY PE vs Financial Services Sector
| Metric | OVLY | Sector median | Relative |
|---|---|---|---|
| PE | 12x | 13x | 4.5% below |
| PE % | 96 | 63 | 33 pts above |
OVLY has the edge over BLK on valuation relative to its sector.
BLK Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $1,128.0 | 7.9% above |
| 20 week MA | $1,108.9 | 9.7% above |
| 50 week MA | $1,071.6 | 14% above |
| 100 week MA | $1,051.1 | 16% above |
| 200 week MA | $914.1 | 33% above |
BLK is in an uptrend: it's above all five of its weekly moving averages, and 33% above its 200-week average.
OVLY Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $34.1 | 1.3% above |
| 20 week MA | $34.0 | 1.6% above |
| 50 week MA | $33.1 | 4.5% above |
| 100 week MA | $30.0 | 15% above |
| 200 week MA | $27.9 | 24% above |
OVLY is in an uptrend: it's above all five of its weekly moving averages, and 24% above its 200-week average.
BLK Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $503.0 | $707.2 | +41% |
| 2021 | $707.2 | $913.9 | +29% |
| 2022 | $913.9 | $703.9 | -23% |
| 2023 | $703.9 | $811.8 | +15% |
| 2024 | $811.8 | $1,044.2 | +29% |
| 2025 | $1,044.2 | $1,088.1 | +4.2% |
| 2026 YTD | $1,088.1 | $1,216.6 | +12% |
BLK has finished higher in five of the last six years. It's up 12% so far in 2026.
OVLY Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $19.6 | $17.4 | -11% |
| 2021 | $17.4 | $17.3 | -0.9% |
| 2022 | $17.3 | $21.7 | +26% |
| 2023 | $21.7 | $30.0 | +38% |
| 2024 | $30.0 | $29.7 | -0.8% |
| 2025 | $29.7 | $30.0 | +1.1% |
| 2026 YTD | $30.0 | $34.6 | +15% |
OVLY has the edge over BLK on returns for 2026, with the stronger performance.