BCSF
Bain Capital Specialty Finance, Inc.
BCSF has lower modeled downside risk, despite its lower overall score.
HOOD
Robinhood Markets, Inc.
HOOD has the edge over BCSF overall, supported by stronger valuation and stronger modeled upside.
BCSF Fundamentals
| Metric | Status |
|---|---|
| Under pressure | |
| Healthy | |
| N/A | |
| N/A |
BCSF's profitability is currently healthy, but its revenue is under pressure. Free cash flow and net leverage aren't meaningful measures for financial services companies like BCSF.
HOOD Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Healthy | |
| N/A | |
| N/A |
HOOD's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like HOOD.
BCSF PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 7.3x | $7.02 | -37% |
| Forward | 8.1x | $11.06 | — |
| Fair | 8.5x | $8.15 | -26% |
| Expensive | 10x | $9.56 | -14% |
| Current | 12x | $11.06 | — |
Historical ranges are pointers, not guarantees.
BCSF's PE is in its expensive range at 12x. On analysts' estimates for next year's earnings, today's price would be 8.1x, in its cheap range.
HOOD PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 30x | $81.35 | — |
| Cheap | 37x | $78.84 | -3.1% |
| Current | 38x | $81.35 | — |
| Fair | 51x | $110 | +35% |
| Expensive | 74x | $160 | +96% |
Historical ranges are pointers, not guarantees.
HOOD has the edge over BCSF in the historical PE scenario, which offers more potential upside but is not a forecast.
BCSF Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Strong decline | |
| Decline | |
| Strongly weakening | |
| Limited | |
| Low |
Analysts expect BCSF's earnings and revenue to decline, with profitability weakening. However, they disagree widely on these estimates.
HOOD Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Strong growth | |
| Strong growth | |
| Strongly improving | |
| Moderate | |
| Low |
HOOD has the edge over BCSF on the outlook, with more favorable earnings and revenue expectations.
BCSF Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $1.37 | +43% |
| Q3 2026 | $0.96 | -33% |
| Q2 2026 | $0.99 | -40% |
| Q1 2026 | $1.14 | -34% |
| Q4 2025 | $1.53 | -17% |
| Q3 2025 | $1.44 | -28% |
| Q2 2025 | $1.66 | -17% |
| Q1 2025 | $1.74 | -13% |
| Q4 2024 | $1.85 | -2.6% |
BCSF's earnings per share have fallen from their peak: $0.96 over the past year, against $2.56 in mid-2021.
HOOD Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $2.72 | +26% |
| Q3 2026 | $2.16 | -10% |
| Q2 2026 | $2.26 | +15% |
| Q1 2026 | $2.06 | +18% |
| Q4 2025 | $2.05 | +31% |
| Q3 2025 | $2.40 | +314% |
| Q2 2025 | $1.96 | +513% |
| Q1 2025 | $1.75 | +1150% |
| Q4 2024 | $1.56 | +$2.17 |
HOOD has the edge over BCSF on earnings, with more consistent year-over-year improvement.
BCSF Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q2 2022 | $30.4M | -40% |
| Q1 2022 | $46.3M | +5.3% |
| Q4 2021 | $40.7M | -22% |
| Q3 2021 | $40.4M | -41% |
| Q2 2021 | $50.3M | +23% |
| Q4 2020 | $52.5M | +27% |
HOOD has the stronger quarterly revenue trend. Revenue is down 40% for BCSF versus up 12% for HOOD.
| Quarter | Margin | YoY |
|---|---|---|
| Q2 2022 | 57% | -28 points |
| Q1 2022 | 73% | +0.5 points |
| Q4 2021 | 55% | -21 points |
| Q3 2021 | 58% | -18 points |
| Q2 2021 | 84% | +31 points |
| Q1 2021 | 72% | N/A |
| Q4 2020 | 76% | +24 points |
| Q3 2020 | 76% | N/A |
BCSF's operating margin was 57% last quarter, down 28 points from the same quarter a year ago.
HOOD Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $1.4B | +12% |
| Q2 2026 | $1.3B | +32% |
| Q1 2026 | $1.1B | +15% |
| Q4 2025 | $1.3B | +27% |
| Q3 2025 | $1.3B | +100% |
| Q2 2025 | $989M | +45% |
| Q1 2025 | $927M | +50% |
| Q4 2024 | $1B | +115% |
HOOD's revenue has grown year over year for 16 quarters in a row: $1.4B last quarter, up 12% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 44% | -5.9 points |
| Q2 2026 | 54% | +9.5 points |
| Q1 2026 | 39% | -1.5 points |
| Q4 2025 | 52% | -3.5 points |
| Q3 2025 | 50% | +26 points |
| Q2 2025 | 45% | +17 points |
| Q1 2025 | 40% | +14 points |
| Q4 2024 | 55% | +49 points |
HOOD's operating margin was 44% last quarter, down 5.9 points from the same quarter a year ago.
BCSF Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $137.9M | +1433% |
| Q2 2026 | $70.8M | +10858% |
| Q1 2026 | $26.6M | +$33.9M |
| Q4 2025 | $27.2M | +$47.1M |
| Q3 2025 | $9M | +$144.8M |
| Q2 2025 | $646K | -100% |
| Q1 2025 | -$7.3M | +$56.4M |
| Q4 2024 | -$20M | -107% |
BCSF has the edge over HOOD on cash flow, with more consistent year-over-year improvement.
HOOD Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $1.2B | +$2.8B |
| Q2 2026 | $720M | -79% |
| Q1 2026 | $2B | +217% |
| Q4 2025 | -$937M | +$463M |
| Q3 2025 | -$1.6B | -187% |
| Q2 2025 | $3.5B | +6398% |
| Q1 2025 | $642M | +$1.3B |
| Q4 2024 | -$1.4B | -246% |
HOOD's free cash flow was $3B over the past year, up 159% from the year before. Free cash flow isn't a meaningful measure for financial services companies like HOOD.
BCSF Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | 0% | -- |
| 1 year | 0% | -- |
| 3 years | +0.5% | +306K shares |
| 5 years | +0.5% | +306K shares |
| Available history | +26% | +13.2M shares |
BCSF has 65M diluted shares, about the same as a year ago.
| Quarter | Spent |
|---|---|
| Q2 2022 | — |
| Q1 2022 | — |
| Q4 2021 | — |
| Q3 2021 | — |
| Q2 2021 | — |
| Q1 2021 | — |
| Q4 2020 | — |
| Q3 2020 | — |
HOOD Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.1% | -1M shares |
| 1 year | -0.8% | -6.9M shares |
| 3 years | +1.8% | +15.9M shares |
| 5 years | +292% | +679M shares |
| Available history | +7.2% | +60.8M shares |
HOOD has the edge over BCSF on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $25M |
| Q2 2026 | $414M |
| Q1 2026 | $250M |
| Q4 2025 | $100M |
| Q3 2025 | $107M |
| Q2 2025 | $124M |
| Q1 2025 | $322M |
| Q4 2024 | $160M |
HOOD spent $789M buying back its own shares over the past year, up 11% from the year before.
BCSF Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q2 2022 | 12.4x | High |
| Q1 2022 | 8.3x | High |
| Q4 2021 | 10.8x | High |
| Q3 2021 | 9.6x | High |
| Q2 2021 | 7.7x | High |
| Q1 2021 | 9.0x | High |
| Q4 2020 | 165.0x | High |
| Q4 2019 | 10.6x | High |
BCSF's net debt is about 12 years of its operating earnings (EBITDA), up from 7.7 years a year ago. Net leverage isn't a meaningful measure for financial services companies like BCSF.
HOOD Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -1.3x | Net Cash |
| Q2 2026 | -2.1x | Net Cash |
| Q1 2026 | -2.2x | Net Cash |
| Q4 2025 | -1.9x | Net Cash |
| Q3 2025 | -2.1x | Net Cash |
| Q2 2025 | -2.6x | Net Cash |
| Q1 2025 | -3.3x | Net Cash |
| Q4 2024 | -3.8x | Net Cash |
HOOD has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like HOOD.
BCSF Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 41.0 | Neutral |
| Stochastic | 31.3 | Neutral |
BCSF's weekly RSI is 41 (neutral) and its Stochastic is 31 (neutral).
HOOD Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 40.8 | Neutral |
| Stochastic | 9.5 | Oversold |
HOOD's weekly RSI is 41 (neutral) and its Stochastic is 10 (oversold).
BCSF PE vs Financial Services Sector
| Metric | BCSF | Sector median | Relative |
|---|---|---|---|
| PE | 12x | 13x | 12% below |
| PE % | 93 | 63 | 30 pts above |
BCSF has the edge over HOOD on valuation relative to its sector.
HOOD PE vs Financial Services Sector
| Metric | HOOD | Sector median | Relative |
|---|---|---|---|
| PE | 38x | 13x | 189% above |
| PE % | 22 | 66 | 44 pts below |
HOOD is trading at 38x earnings, a 189% premium to the Financial Services sector's median of 13x.
BCSF Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $10.8 | 2.8% above |
| 20 week MA | $11.7 | 5.1% below |
| 50 week MA | $12.6 | 12% below |
| 100 week MA | $14.2 | 22% below |
| 200 week MA | $14.7 | 25% below |
BCSF has bounced recently, but its long-term trend is still down: it's above its 8-week average, but 25% below its 200-week average.
HOOD Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $97.8 | 17% below |
| 20 week MA | $102.2 | 20% below |
| 50 week MA | $95.4 | 15% below |
| 100 week MA | $88.5 | 8.1% below |
| 200 week MA | $52.1 | 56% above |
HOOD has fallen below most of its moving averages, though it's still 56% above its 200-week average.
BCSF Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $20.2 | $12.4 | -38% |
| 2021 | $12.4 | $15.6 | +25% |
| 2022 | $15.6 | $12.5 | -19% |
| 2023 | $12.5 | $15.1 | +20% |
| 2024 | $15.1 | $17.7 | +17% |
| 2025 | $17.7 | $13.9 | -21% |
| 2026 YTD | $13.9 | $11.1 | -21% |
BCSF has the edge over HOOD on returns for 2026, with the stronger performance.
HOOD Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2021 | $35.2 | $18.9 | -46% |
| 2022 | $18.9 | $7.95 | -58% |
| 2023 | $7.95 | $12.7 | +60% |
| 2024 | $12.7 | $39.0 | +206% |
| 2025 | $39.0 | $118.1 | +203% |
| 2026 YTD | $118.1 | $81.4 | -31% |
HOOD's yearly returns have swung widely, from +206% in 2024 to −58% in 2022. It's down 31% so far in 2026.