BAC
Bank of America Corporation
BAC has a slight edge over KB overall, supported by stronger modeled upside and stronger fundamentals.
KB
KB Financial Group Inc.
KB's outlook is improving, though it still trails on the overall score.
BAC Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
BAC's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like BAC.
KB Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Healthy | |
| N/A | |
| N/A |
KB's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like KB.
BAC PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 9.4x | $39.50 | -22% |
| Forward | 10x | $50.51 | — |
| Current | 12x | $50.51 | — |
| Fair | 13x | $53.81 | +6.5% |
| Expensive | 15x | $62.23 | +23% |
Historical ranges are pointers, not guarantees.
BAC's PE is in its fair range at 12x. If earnings grow as analysts expect, today's price would be 10x next year's earnings, in its cheap range.
KB PE Valuation
KB has no meaningful PE right now: it lost money over the past year.
BAC Forward outlook
| Metric | Outlook |
|---|---|
| Improving | |
| Growth | |
| Growth | |
| Strongly improving | |
| Limited | |
| Moderate |
BAC has the edge over KB on the outlook, with more favorable revenue expectations.
KB Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Growth | |
| Stable | |
| Strongly improving | |
| Limited | |
| High |
Analysts expect KB's earnings to grow and its profitability to improve, with its revenue holding steady.
BAC Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $4.92 | +17% |
| Q3 2026 | $4.19 | +14% |
| Q2 2026 | $4.34 | +27% |
| Q1 2026 | $4.02 | +20% |
| Q4 2025 | $3.81 | +19% |
| Q3 2025 | $3.66 | +33% |
| Q2 2025 | $3.41 | +20% |
| Q1 2025 | $3.35 | +16% |
| Q4 2024 | $3.21 | +4.2% |
BAC has the edge over KB on earnings, with stronger typical year-over-year growth.
KB Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q2 2026 | $12.88 | +17% |
| Q1 2026 | $12.01 | +10% |
| Q4 2025 | $11.45 | +20% |
| Q3 2025 | $11.30 | +30% |
| Q2 2025 | $11.02 | +35% |
| Q1 2025 | $10.88 | +42% |
| Q4 2024 | $9.52 | +12% |
| Q3 2024 | $8.69 | +1.5% |
KB's earnings per share have climbed steadily: $12.88 over the past year, up 17% from the year before, and higher year over year for eight quarters in a row.
BAC Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $30B | +6.7% |
| Q2 2026 | $31.6B | +19% |
| Q1 2026 | $30.3B | +11% |
| Q4 2025 | $31.2B | +23% |
| Q3 2025 | $28.1B | +11% |
| Q2 2025 | $26.5B | +4.3% |
| Q1 2025 | $27.4B | +6% |
| Q4 2024 | $25.3B | +15% |
BAC has the edge over KB on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 30% | -3.7 points |
| Q2 2026 | 37% | +7.6 points |
| Q1 2026 | 34% | +4.7 points |
| Q4 2025 | 40% | +12 points |
| Q3 2025 | 34% | +4.8 points |
| Q2 2025 | 29% | -0.7 points |
| Q1 2025 | 30% | +1.5 points |
| Q4 2024 | 28% | +14 points |
BAC has the edge over KB on profitability, with a higher operating margin.
KB Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q2 2026 | $8.7B | +21% |
| Q1 2026 | $7.2B | +0.8% |
| Q4 2025 | $17B | +149% |
| Q3 2025 | $6.7B | -7.2% |
| Q2 2025 | $7.2B | +0.3% |
| Q1 2025 | $7.1B | -1.4% |
| Q4 2024 | $6.8B | -9.1% |
| Q3 2024 | $7.2B | +7.8% |
KB's revenue is growing: $8.7B last quarter, up 21% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q2 2026 | 23% | -1 points |
| Q1 2026 | 27% | +3.2 points |
| Q4 2025 | 7.1% | -3 points |
| Q3 2025 | 25% | +1.6 points |
| Q2 2025 | 24% | -0.4 points |
| Q1 2025 | 24% | +9.8 points |
| Q4 2024 | 10% | +7.5 points |
| Q3 2024 | 24% | +2.4 points |
KB's operating margin was 23% last quarter, down 1 points from the same quarter a year ago.
BAC Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | -$6.5B | -114% |
| Q2 2026 | $29B | +$38.2B |
| Q1 2026 | $41.8B | +$44B |
| Q4 2025 | -$22.9B | -189% |
| Q3 2025 | $46.9B | +$84.2B |
| Q2 2025 | -$9.1B | -150% |
| Q1 2025 | -$2.2B | +$13.4B |
| Q4 2024 | $25.9B | -21% |
BAC has the edge over KB on cash generation, producing positive trailing cash flow while its opponent burns cash.
KB Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q2 2026 | -$8.6B | -1683% |
| Q1 2026 | $1.1B | -48% |
| Q4 2025 | $5.4B | +$6.3B |
| Q3 2025 | -$9B | -$6.5B |
| Q2 2025 | $543.1M | +$1.3B |
| Q1 2025 | $2.1B | -69% |
| Q4 2024 | -$939.3M | +$109.7M |
| Q3 2024 | -$2.5B | -254% |
KB's free cash flow was −$11.1B over the past year, against −$761M the year before. Free cash flow isn't a meaningful measure for financial services companies like KB.
BAC Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -1% | -72M shares |
| 1 year | -5.3% | -405M shares |
| 3 years | -11% | -854M shares |
| 5 years | -15% | -1.3B shares |
| Available history | -24% | -2.2B shares |
BAC has the edge over KB on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $6B |
| Q2 2026 | $6B |
| Q1 2026 | $7.2B |
| Q4 2025 | $6.3B |
| Q3 2025 | $5.3B |
| Q2 2025 | $5.3B |
| Q1 2025 | $4.5B |
| Q4 2024 | $3.5B |
BAC spent $25.6B buying back its own shares over the past year, up 37% from the year before.
KB Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -5.2% | -19.6M shares |
| 1 year | -3% | -11.1M shares |
| 3 years | -8.9% | -35M shares |
| 5 years | -10% | -40M shares |
| Available history | -8.7% | -34.3M shares |
KB has 358M diluted shares, down 3% from a year ago, with $1.5B in buybacks over the past year.
| Quarter | Spent |
|---|---|
| Q2 2026 | $354.6M |
| Q1 2026 | $372.5M |
| Q4 2025 | $326.1M |
| Q3 2025 | $445.7M |
| Q2 2025 | $266.7M |
| Q1 2025 | $347.8M |
| Q4 2024 | $246.8M |
| Q3 2024 | $127.9M |
KB spent $1.5B buying back its own shares over the past year, up 52% from the year before.
BAC Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 6.4x | High |
| Q2 2026 | 6.7x | High |
| Q1 2026 | 7.1x | High |
| Q4 2025 | 7.7x | High |
| Q3 2025 | 8.3x | High |
| Q2 2025 | 8.8x | High |
| Q1 2025 | 8.6x | High |
| Q4 2024 | 9.0x | High |
BAC has the edge over KB on leverage, with a lower net debt burden relative to earnings.
KB Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q2 2026 | 16.0x | High |
| Q1 2026 | 13.6x | High |
| Q4 2025 | 0.0x | Very low |
| Q3 2025 | 13.3x | High |
| Q2 2025 | 12.1x | High |
| Q1 2025 | 12.5x | High |
| Q4 2024 | 13.9x | High |
| Q3 2024 | 15.3x | High |
KB's net debt is about 16 years of its operating earnings (EBITDA), up from 12 years a year ago. Net leverage isn't a meaningful measure for financial services companies like KB.
BAC Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 37.1 | Neutral |
| Stochastic | 4.9 | Oversold |
BAC's weekly RSI is 37 (neutral) and its Stochastic is 5 (oversold).
KB Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 47.8 | Neutral |
| Stochastic | 7.8 | Oversold |
KB's weekly RSI is 48 (neutral) and its Stochastic is 8 (oversold).
BAC PE vs Financial Services Sector
| Metric | BAC | Sector median | Relative |
|---|---|---|---|
| PE | 12x | 13x | 7.5% below |
| PE % | 40 | 63 | 23 pts below |
BAC is trading at 12x earnings, in line with the Financial Services sector's median of 13x.
KB PE vs Financial Services Sector
| Metric | KB | Sector median | Relative |
|---|---|---|---|
| PE | N/A | 13x | — |
KB has no meaningful PE right now: it lost money over the past year.
BAC Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $52.1 | 3% below |
| 20 week MA | $57.8 | 13% below |
| 50 week MA | $54.7 | 7.7% below |
| 100 week MA | $50.5 | 0% below |
| 200 week MA | $42.5 | 19% above |
BAC has fallen below most of its moving averages, though it's still 19% above its 200-week average.
KB Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $118.1 | 4% below |
| 20 week MA | $120.3 | 5.7% below |
| 50 week MA | $108.6 | 4.4% above |
| 100 week MA | $89.9 | 26% above |
| 200 week MA | $69.1 | 64% above |
KB has the edge over BAC on trend strength, trading above more of its moving averages.
BAC Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $35.4 | $30.0 | -15% |
| 2021 | $30.0 | $44.4 | +48% |
| 2022 | $44.4 | $32.5 | -27% |
| 2023 | $32.5 | $33.7 | +3.7% |
| 2024 | $33.7 | $44.3 | +32% |
| 2025 | $44.3 | $56.2 | +27% |
| 2026 YTD | $56.2 | $50.5 | -10% |
BAC has finished higher in four of the last six years. It's down 10% so far in 2026.
KB Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $41.9 | $40.9 | -2.5% |
| 2021 | $40.9 | $48.5 | +19% |
| 2022 | $48.5 | $40.4 | -17% |
| 2023 | $40.4 | $41.4 | +2.5% |
| 2024 | $41.4 | $57.7 | +39% |
| 2025 | $57.7 | $87.0 | +51% |
| 2026 YTD | $87.0 | $113.4 | +30% |
KB has the edge over BAC on returns for 2026, with the stronger performance.