AXP

American Express Company

62
Fundamentals62/ 100
Valuation56/ 100
Upside potential71/ 100
Risk potential10/ 100

AXP's fundamentals are mixed: revenue grew 10%, while its operating margin held steady at 20%. At 18x earnings, it's trading in line with its usual 19x. Analysts expect earnings growth.

IREN

IREN Limited

There isn't enough reported data to score IREN yet.

AXP Fundamentals

MetricStatus
Stable
Healthy
N/A
N/A

AXP's profitability is currently healthy, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like AXP.

IREN Fundamentals

MetricStatus
Under pressure
Weak
N/A
N/A

IREN's revenue and profitability are currently under pressure. Free cash flow and net leverage aren't meaningful measures for financial services companies like IREN.

AXP PE Valuation

CHEAPFAIREXPENSIVE10x21x31x41x
CHEAPFAIREXPENSIVE10x21x31x41x
LevelPEPriceVs current
Cheap16x$276-13%
Forward16x$318โ€”
Current18x$318โ€”
Fair19x$338+6.4%
Expensive23x$407+28%

Historical ranges are pointers, not guarantees.

AXP's PE is in its fair range at 18x. If earnings grow as analysts expect, today's price would be 16x next year's earnings, in its cheap range.

IREN PE Valuation

IREN has no meaningful PE right now: it lost money over the past year.

AXP Forward outlook

MetricOutlook
Improving
Growth
Growth
Improving
Limited
High

AXP has the edge over IREN on the outlook, with more favorable earnings expectations.

IREN Forward outlook

MetricOutlook
--
Losses growing
Strong growth
Strongly improving
Limited
Low

Analysts expect IREN's losses to grow, with revenue growing. However, they disagree widely on these estimates.

AXP Risk to reward

ScenarioChangePrice
Upside+26%$399.98
Downside-10%$285.40

Calculated from the latest close: $318.06 on Nov 12.

There is not enough scenario data to compare AXP and IREN's risk to reward.

IREN Risk to reward

ScenarioChangePrice
UpsideUnknownโ€”
DownsideUnknownโ€”

Calculated from the latest close: $19.48 on Nov 12.

There is not enough scenario data to compare AXP and IREN's risk to reward.

AXP Earnings Per Share

Q4 2023: $11.21Q1 2024: $12.14Q2 2024: $13.40Q3 2024: $13.59Q4 2024: $14.01Q1 2025: $14.32Q2 2025: $14.25Q3 2025: $14.90Q4 2025: $15.38Q1 2026: $16.02Q2 2026: $16.47Q3 2026: $17.75Forward: $19.38
Q4 2023: $11.21Q1 2024: $12.14Q2 2024: $13.40Q3 2024: $13.59Q4 2024: $14.01Q1 2025: $14.32Q2 2025: $14.25Q3 2025: $14.90Q4 2025: $15.38Q1 2026: $16.02Q2 2026: $16.47Q3 2026: $17.75Forward: $19.38
QuarterTTM EPSYoY
Forward$19.38+9.2%
Q3 2026$17.75+19%
Q2 2026$16.47+16%
Q1 2026$16.02+12%
Q4 2025$15.38+9.8%
Q3 2025$14.90+9.6%
Q2 2025$14.25+6.3%
Q1 2025$14.32+18%
Q4 2024$14.01+25%

AXP has the edge over IREN on earnings quality, reporting a profit while its opponent remains loss making.

IREN Earnings Per Share

Q4 2023: $-0.29Q1 2024: $-0.16Q2 2024: $-0.20Q3 2024: $-0.39Q4 2024: $-0.44Q1 2025: $-0.59Q2 2025: $0.25Q3 2025: $1.60Q4 2025: $1.18Q1 2026: $0.51Q2 2026: $-2.22Q3 2026: $-3.96
Q4 2023: $-0.29Q1 2024: $-0.16Q2 2024: $-0.20Q3 2024: $-0.39Q4 2024: $-0.44Q1 2025: $-0.59Q2 2025: $0.25Q3 2025: $1.60Q4 2025: $1.18Q1 2026: $0.51Q2 2026: $-2.22Q3 2026: $-3.96
QuarterTTM EPSYoY
Q3 2026-$3.96-347%
Q2 2026-$2.22-988%
Q1 2026$0.51+$1.10
Q4 2025$1.18+$1.62
Q3 2025$1.60+$1.99
Q2 2025$0.25+$0.45
Q1 2025-$0.59-$0.43
Q4 2024-$0.44-$0.15

IREN has swung to a loss: it lost $3.96 per share over the past year, after a profit the year before.

AXP Quarterly Revenue

Q4 2023: $15.8BQ1 2024: $15.8BQ2 2024: $16.3BQ3 2024: $16.6BQ4 2024: $17.2BQ1 2025: $17BQ2 2025: $17.9BQ3 2025: $18.4BQ4 2025: $19BQ1 2026: $18.9BQ2 2026: $19.6BQ3 2026: $20.1B
Q4 2023: $15.8BQ1 2024: $15.8BQ2 2024: $16.3BQ3 2024: $16.6BQ4 2024: $17.2BQ1 2025: $17BQ2 2025: $17.9BQ3 2025: $18.4BQ4 2025: $19BQ1 2026: $18.9BQ2 2026: $19.6BQ3 2026: $20.1B
QuarterRevenueYoY
Q3 2026$20.1B+8.9%
Q2 2026$19.6B+10%
Q1 2026$18.9B+11%
Q4 2025$19B+10%
Q3 2025$18.4B+11%
Q2 2025$17.9B+9.3%
Q1 2025$17B+7.4%
Q4 2024$17.2B+8.7%

AXP's revenue has grown year over year for 22 quarters in a row: $20.1B last quarter, up 8.9% from the same quarter a year ago.

IREN Quarterly Revenue

Q4 2023: $42MQ1 2024: $54MQ2 2024: $57MQ3 2024: $53MQ4 2024: $116MQ1 2025: $145MQ2 2025: $187MQ3 2025: $240MQ4 2025: $185MQ1 2026: $145MQ2 2026: $137MQ3 2026: $228M
Q4 2023: $42MQ1 2024: $54MQ2 2024: $57MQ3 2024: $53MQ4 2024: $116MQ1 2025: $145MQ2 2025: $187MQ3 2025: $240MQ4 2025: $185MQ1 2026: $145MQ2 2026: $137MQ3 2026: $228M
QuarterRevenueYoY
Q3 2026$228M-5.1%
Q2 2026$137.2M-27%
Q1 2026$144.8M0%
Q4 2025$184.7M+59%
Q3 2025$240.3M+355%
Q2 2025$187.3M+230%
Q1 2025$144.8M+168%
Q4 2024$116.1M+176%

IREN's revenue has held roughly level: $228M last quarter, down 5.1% from the same quarter a year ago.

AXP Free Cash Flow

Q4 2023: $6.3BQ1 2024: $5.2BQ2 2024: $4BQ3 2024: โˆ’$2.3BQ4 2024: $5.3BQ1 2025: $4.3BQ2 2025: $3.7BQ3 2025: $5.6BQ4 2025: $2.3BQ1 2026: $2.7BQ2 2026: $4.5BQ3 2026: $4.4B
Q4 2023: $6.3BQ1 2024: $5.2BQ2 2024: $4BQ3 2024: โˆ’$2.3BQ4 2024: $5.3BQ1 2025: $4.3BQ2 2025: $3.7BQ3 2025: $5.6BQ4 2025: $2.3BQ1 2026: $2.7BQ2 2026: $4.5BQ3 2026: $4.4B
QuarterFree cash flowYoY
Q3 2026$4.4B-20%
Q2 2026$4.5B+19%
Q1 2026$2.7B-39%
Q4 2025$2.3B-56%
Q3 2025$5.6B+$7.8B
Q2 2025$3.7B-5.6%
Q1 2025$4.3B-16%
Q4 2024$5.3B-17%

AXP has the edge over IREN on cash generation, producing positive trailing cash flow while its opponent burns cash.

IREN Free Cash Flow

Q4 2023: โˆ’$29MQ1 2024: โˆ’$222MQ2 2024: โˆ’$163MQ3 2024: โˆ’$387MQ4 2024: โˆ’$134MQ1 2025: โˆ’$351MQ2 2025: $16MQ3 2025: โˆ’$38MQ4 2025: โˆ’$468MQ1 2026: โˆ’$874MQ2 2026: $482MQ3 2026: โˆ’$1.6B
Q4 2023: โˆ’$29MQ1 2024: โˆ’$222MQ2 2024: โˆ’$163MQ3 2024: โˆ’$387MQ4 2024: โˆ’$134MQ1 2025: โˆ’$351MQ2 2025: $16MQ3 2025: โˆ’$38MQ4 2025: โˆ’$468MQ1 2026: โˆ’$874MQ2 2026: $482MQ3 2026: โˆ’$1.6B
QuarterFree cash flowYoY
Q3 2026-$1.6B-$1.6B
Q2 2026$482.2M+2895%
Q1 2026-$873.8M-$523.1M
Q4 2025-$468M-$334M
Q3 2025-$38M+$349.4M
Q2 2025$16.1M+$179M
Q1 2025-$350.7M-$128.7M
Q4 2024-$134M-$105.2M

IREN's free cash flow was โˆ’$2.5B over the past year, against โˆ’$507M the year before. Free cash flow isn't a meaningful measure for financial services companies like IREN.

AXP Total Shares

Q4 2023: 736MQ1 2024: 722MQ2 2024: 717MQ3 2024: 709MQ4 2024: 713MQ1 2025: 702MQ2 2025: 699MQ3 2025: 693MQ4 2025: 696MQ1 2026: 686MQ2 2026: 679MQ3 2026: 674M
Q4 2023: 736MQ1 2024: 722MQ2 2024: 717MQ3 2024: 709MQ4 2024: 713MQ1 2025: 702MQ2 2025: 699MQ3 2025: 693MQ4 2025: 696MQ1 2026: 686MQ2 2026: 679MQ3 2026: 674M
PeriodChange %Net change
Quarterly-0.7%-5M shares
1 year-2.7%-19M shares
3 years-8%-59M shares
5 years-14%-113M shares
Available history-19%-156M shares

AXP has the edge over IREN on shareholder dilution, with a more favorable share count trend.

IREN Total Shares

Q4 2023: 73MQ1 2024: 112MQ2 2024: 186MQ3 2024: 189MQ4 2024: 210MQ1 2025: 219MQ2 2025: 257MQ3 2025: 362MQ4 2025: 298MQ1 2026: 334MQ2 2026: 316MQ3 2026: 399M
Q4 2023: 73MQ1 2024: 112MQ2 2024: 186MQ3 2024: 189MQ4 2024: 210MQ1 2025: 219MQ2 2025: 257MQ3 2025: 362MQ4 2025: 298MQ1 2026: 334MQ2 2026: 316MQ3 2026: 399M
PeriodChange %Net change
Quarterly+26%+82.4M shares
1 year+10%+36.9M shares
3 years+511%+333M shares
5 years+624%+344M shares
Available history+2346%+382M shares

IREN has 399M diluted shares, up 10% from a year ago.

AXP Net Leverage

Q4 2023: 3.5xQ1 2024: 3.4xQ2 2024: 3.3xQ3 2024: 3.6xQ4 2024: 3.3xQ1 2025: 3.4xQ2 2025: 3.9xQ3 2025: 3.7xQ4 2025: 3.5xQ1 2026: 3.6xQ2 2026: 3.3xQ3 2026: 3.2x
Q4 2023: 3.5xQ1 2024: 3.4xQ2 2024: 3.3xQ3 2024: 3.6xQ4 2024: 3.3xQ1 2025: 3.4xQ2 2025: 3.9xQ3 2025: 3.7xQ4 2025: 3.5xQ1 2026: 3.6xQ2 2026: 3.3xQ3 2026: 3.2x
QuarterNet LeverageStatus
Q3 20263.2xElevated
Q2 20263.3xElevated
Q1 20263.6xElevated
Q4 20253.5xElevated
Q3 20253.7xElevated
Q2 20253.9xElevated
Q1 20253.4xElevated
Q4 20243.3xElevated

AXP's net debt is about 3.2 years of its operating earnings (EBITDA), down from 3.7 years a year ago. Net leverage isn't a meaningful measure for financial services companies like AXP.

IREN Net Leverage

Q4 2023: -11.0xQ1 2024: -10.6xQ2 2024: -15.9xQ3 2024: -16.7xQ4 2024: -4.6xQ1 2025: 3.3xQ2 2025: 2.0xQ3 2025: 4.1xQ4 2025: 22.2xQ1 2026: 157.6x
Q4 2023: -11.0xQ1 2024: -10.6xQ2 2024: -15.9xQ3 2024: -16.7xQ4 2024: -4.6xQ1 2025: 3.3xQ2 2025: 2.0xQ3 2025: 4.1xQ4 2025: 22.2xQ1 2026: 157.6x
QuarterNet LeverageStatus
Q1 2026157.6xHigh
Q4 202522.2xHigh
Q3 20254.1xHigh
Q2 20252.0xModerate
Q1 20253.3xElevated
Q4 2024-4.6xNet Cash
Q3 2024-16.7xNet Cash
Q2 2024-15.9xNet Cash

IREN's net debt is more than 20 years of its operating earnings (EBITDA), up from 3.3 years a year ago. Net leverage isn't a meaningful measure for financial services companies like IREN.

AXP Weekly Momentum

MetricValueStatus
RSI46.8Neutral
Stochastic41.5Neutral

AXP's weekly RSI is 47 (neutral) and its Stochastic is 41 (neutral).

IREN Weekly Momentum

MetricValueStatus
RSI33.3Neutral
Stochastic8.2Oversold

IREN's weekly RSI is 33 (neutral) and its Stochastic is 8 (oversold).

AXP PE vs Financial Services Sector

MetricAXPSector medianRelative
PE18x13x38% above
PE %366327 pts below

AXP is trading at 18x earnings, a 38% premium to the Financial Services sector's median of 13x.

IREN PE vs Financial Services Sector

MetricIRENSector medianRelative
PEN/A13xโ€”

IREN has no meaningful PE right now: it lost money over the past year.

AXP Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$313.11.6% above
20 week MA$327.02.7% below
50 week MA$331.44% below
100 week MA$319.70.5% below
200 week MA$261.522% above

AXP has the edge over IREN on trend strength, trading above more of its moving averages.

IREN Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$29.835% below
20 week MA$36.246% below
50 week MA$42.854% below
100 week MA$32.039% below
200 week MA$19.12.1% above

IREN has fallen below most of its moving averages, though it's still 2.1% above its 200-week average.

AXP Yearly ROI

YearStart priceEnd priceROI
2020$125.2$117.4-6.3%
2021$117.4$164.2+40%
2022$164.2$147.0-10%
2023$147.0$187.3+27%
2024$187.3$301.1+61%
2025$301.1$381.1+27%
2026 YTD$381.1$318.1-17%

AXP has the edge over IREN on returns for 2026, with the stronger performance.

IREN Yearly ROI

YearStart priceEnd priceROI
2021$24.8$17.2-31%
2022$17.2$1.19-93%
2023$1.19$7.15+501%
2024$7.15$10.7+50%
2025$10.7$40.3+276%
2026 YTD$40.3$19.5-52%

IREN's yearly returns have swung widely, from +501% in 2023 to โˆ’93% in 2022. It's down 52% so far in 2026.

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