AXP

American Express Company

62
Fundamentals62/ 100
Valuation56/ 100
Upside potential71/ 100
Risk potential10/ 100

AXP's fundamentals are mixed: revenue grew 10%, while its operating margin held steady at 20%. At 18x earnings, it's trading in line with its usual 19x. Analysts expect earnings growth.

CIFR

Cipher Mining Inc.

There isn't enough reported data to score CIFR yet.

AXP Fundamentals

MetricStatus
Stable
Healthy
N/A
N/A

AXP's profitability is currently healthy, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like AXP.

CIFR Fundamentals

MetricStatus
Weak
Weak
N/A
N/A

CIFR's revenue and profitability are currently weak. Free cash flow and net leverage aren't meaningful measures for financial services companies like CIFR.

AXP PE Valuation

CHEAPFAIREXPENSIVE10x21x31x41x
CHEAPFAIREXPENSIVE10x21x31x41x
LevelPEPriceVs current
Cheap16x$276-13%
Forward16x$318โ€”
Current18x$318โ€”
Fair19x$338+6.4%
Expensive23x$407+28%

Historical ranges are pointers, not guarantees.

AXP's PE is in its fair range at 18x. If earnings grow as analysts expect, today's price would be 16x next year's earnings, in its cheap range.

CIFR PE Valuation

CIFR has no meaningful PE right now: it lost money over the past year.

AXP Forward outlook

MetricOutlook
Improving
Growth
Growth
Improving
Limited
High

Analysts expect earnings and revenue growth for AXP, with profitability improving.

CIFR Forward outlook

MetricOutlook
--
Losses shrinking
Strong growth
Strongly improving
Limited
Low

Analysts expect CIFR's losses to shrink, with revenue growing. However, they disagree widely on these estimates.

AXP Risk to reward

ScenarioChangePrice
Upside+26%$399.98
Downside-10%$285.40

Calculated from the latest close: $318.06 on Nov 12.

There is not enough scenario data to compare AXP and CIFR's risk to reward.

CIFR Risk to reward

ScenarioChangePrice
UpsideUnknownโ€”
DownsideUnknownโ€”

Calculated from the latest close: $7.15 on Nov 12.

There is not enough scenario data to compare AXP and CIFR's risk to reward.

AXP Earnings Per Share

Q4 2023: $11.21Q1 2024: $12.14Q2 2024: $13.40Q3 2024: $13.59Q4 2024: $14.01Q1 2025: $14.32Q2 2025: $14.25Q3 2025: $14.90Q4 2025: $15.38Q1 2026: $16.02Q2 2026: $16.47Q3 2026: $17.75Forward: $19.38
Q4 2023: $11.21Q1 2024: $12.14Q2 2024: $13.40Q3 2024: $13.59Q4 2024: $14.01Q1 2025: $14.32Q2 2025: $14.25Q3 2025: $14.90Q4 2025: $15.38Q1 2026: $16.02Q2 2026: $16.47Q3 2026: $17.75Forward: $19.38
QuarterTTM EPSYoY
Forward$19.38+9.2%
Q3 2026$17.75+19%
Q2 2026$16.47+16%
Q1 2026$16.02+12%
Q4 2025$15.38+9.8%
Q3 2025$14.90+9.6%
Q2 2025$14.25+6.3%
Q1 2025$14.32+18%
Q4 2024$14.01+25%

AXP has the edge over CIFR on earnings quality, reporting a profit while its opponent remains loss making.

CIFR Earnings Per Share

Q4 2023: $-0.10Q1 2024: $0.06Q2 2024: $0.06Q3 2024: $-0.13Q4 2024: $-0.14Q1 2025: $-0.38Q2 2025: $-0.45Q3 2025: $-0.20Q4 2025: $-2.15Q1 2026: $-2.32Q2 2026: $-2.85Q3 2026: $-3.06
Q4 2023: $-0.10Q1 2024: $0.06Q2 2024: $0.06Q3 2024: $-0.13Q4 2024: $-0.14Q1 2025: $-0.38Q2 2025: $-0.45Q3 2025: $-0.20Q4 2025: $-2.15Q1 2026: $-2.32Q2 2026: $-2.85Q3 2026: $-3.06
QuarterTTM EPSYoY
Q3 2026-$3.06-$2.86
Q2 2026-$2.85-$2.40
Q1 2026-$2.32-$1.94
Q4 2025-$2.15-$2.01
Q3 2025-$0.20-$0.07
Q2 2025-$0.45-850%
Q1 2025-$0.38-733%
Q4 2024-$0.14-$0.04

CIFR lost $3.06 per share over the past year, and its loss has widened in each of the last four quarters.

AXP Quarterly Revenue

Q4 2023: $15.8BQ1 2024: $15.8BQ2 2024: $16.3BQ3 2024: $16.6BQ4 2024: $17.2BQ1 2025: $17BQ2 2025: $17.9BQ3 2025: $18.4BQ4 2025: $19BQ1 2026: $18.9BQ2 2026: $19.6BQ3 2026: $20.1B
Q4 2023: $15.8BQ1 2024: $15.8BQ2 2024: $16.3BQ3 2024: $16.6BQ4 2024: $17.2BQ1 2025: $17BQ2 2025: $17.9BQ3 2025: $18.4BQ4 2025: $19BQ1 2026: $18.9BQ2 2026: $19.6BQ3 2026: $20.1B
QuarterRevenueYoY
Q3 2026$20.1B+8.9%
Q2 2026$19.6B+10%
Q1 2026$18.9B+11%
Q4 2025$19B+10%
Q3 2025$18.4B+11%
Q2 2025$17.9B+9.3%
Q1 2025$17B+7.4%
Q4 2024$17.2B+8.7%

AXP has the edge over CIFR on sales, with more consistent year-over-year improvement.

CIFR Quarterly Revenue

Q4 2023: $43MQ1 2024: $48MQ2 2024: $37MQ3 2024: $24MQ4 2024: $42MQ1 2025: $49MQ2 2025: $44MQ3 2025: $72MQ4 2025: $60MQ1 2026: $35MQ2 2026: $25MQ3 2026: $27M
Q4 2023: $43MQ1 2024: $48MQ2 2024: $37MQ3 2024: $24MQ4 2024: $42MQ1 2025: $49MQ2 2025: $44MQ3 2025: $72MQ4 2025: $60MQ1 2026: $35MQ2 2026: $25MQ3 2026: $27M
QuarterRevenueYoY
Q3 2026$26.7M-63%
Q2 2026$24.8M-43%
Q1 2026$34.8M-29%
Q4 2025$59.7M+41%
Q3 2025$71.7M+198%
Q2 2025$43.6M+18%
Q1 2025$49M+1.7%
Q4 2024$42.2M-2.8%

CIFR's revenue has slid since its 2025 peak: $27M last quarter, down 63% from the same quarter a year ago.

AXP Free Cash Flow

Q4 2023: $6.3BQ1 2024: $5.2BQ2 2024: $4BQ3 2024: โˆ’$2.3BQ4 2024: $5.3BQ1 2025: $4.3BQ2 2025: $3.7BQ3 2025: $5.6BQ4 2025: $2.3BQ1 2026: $2.7BQ2 2026: $4.5BQ3 2026: $4.4B
Q4 2023: $6.3BQ1 2024: $5.2BQ2 2024: $4BQ3 2024: โˆ’$2.3BQ4 2024: $5.3BQ1 2025: $4.3BQ2 2025: $3.7BQ3 2025: $5.6BQ4 2025: $2.3BQ1 2026: $2.7BQ2 2026: $4.5BQ3 2026: $4.4B
QuarterFree cash flowYoY
Q3 2026$4.4B-20%
Q2 2026$4.5B+19%
Q1 2026$2.7B-39%
Q4 2025$2.3B-56%
Q3 2025$5.6B+$7.8B
Q2 2025$3.7B-5.6%
Q1 2025$4.3B-16%
Q4 2024$5.3B-17%

AXP has the edge over CIFR on cash generation, producing positive trailing cash flow while its opponent burns cash.

CIFR Free Cash Flow

Q4 2023: โˆ’$114MQ1 2024: โˆ’$35MQ2 2024: โˆ’$33MQ3 2024: โˆ’$83MQ4 2024: โˆ’$76MQ1 2025: โˆ’$72MQ2 2025: โˆ’$88MQ3 2025: โˆ’$256MQ4 2025: โˆ’$280MQ1 2026: โˆ’$462MQ2 2026: โˆ’$654MQ3 2026: โˆ’$1.7B
Q4 2023: โˆ’$114MQ1 2024: โˆ’$35MQ2 2024: โˆ’$33MQ3 2024: โˆ’$83MQ4 2024: โˆ’$76MQ1 2025: โˆ’$72MQ2 2025: โˆ’$88MQ3 2025: โˆ’$256MQ4 2025: โˆ’$280MQ1 2026: โˆ’$462MQ2 2026: โˆ’$654MQ3 2026: โˆ’$1.7B
QuarterFree cash flowYoY
Q3 2026-$1.7B-$1.4B
Q2 2026-$653.8M-$566.3M
Q1 2026-$462.5M-$390.7M
Q4 2025-$280.3M-$204.2M
Q3 2025-$256.2M-$173.1M
Q2 2025-$87.5M-$54.3M
Q1 2025-$71.8M-$37.3M
Q4 2024-$76.1M+$38M

CIFR's free cash flow was โˆ’$3.1B over the past year, against โˆ’$492M the year before. Free cash flow isn't a meaningful measure for financial services companies like CIFR.

AXP Total Shares

Q4 2023: 736MQ1 2024: 722MQ2 2024: 717MQ3 2024: 709MQ4 2024: 713MQ1 2025: 702MQ2 2025: 699MQ3 2025: 693MQ4 2025: 696MQ1 2026: 686MQ2 2026: 679MQ3 2026: 674M
Q4 2023: 736MQ1 2024: 722MQ2 2024: 717MQ3 2024: 709MQ4 2024: 713MQ1 2025: 702MQ2 2025: 699MQ3 2025: 693MQ4 2025: 696MQ1 2026: 686MQ2 2026: 679MQ3 2026: 674M
PeriodChange %Net change
Quarterly-0.7%-5M shares
1 year-2.7%-19M shares
3 years-8%-59M shares
5 years-14%-113M shares
Available history-19%-156M shares

AXP has the edge over CIFR on shareholder dilution, with a more favorable share count trend.

CIFR Total Shares

Q4 2023: 252MQ1 2024: 304MQ2 2024: 314MQ3 2024: 333MQ4 2024: 323MQ1 2025: 361MQ2 2025: 375MQ3 2025: 393MQ4 2025: 382MQ1 2026: 405MQ2 2026: 409MQ3 2026: 440M
Q4 2023: 252MQ1 2024: 304MQ2 2024: 314MQ3 2024: 333MQ4 2024: 323MQ1 2025: 361MQ2 2025: 375MQ3 2025: 393MQ4 2025: 382MQ1 2026: 405MQ2 2026: 409MQ3 2026: 440M
PeriodChange %Net change
Quarterly+7.4%+30.3M shares
1 year+12%+46.5M shares
3 years+75%+188M shares
5 years+102%+222M shares

CIFR has 440M diluted shares, up 12% from a year ago, despite $151M in buybacks over the past year.

AXP Net Leverage

Q4 2023: 3.5xQ1 2024: 3.4xQ2 2024: 3.3xQ3 2024: 3.6xQ4 2024: 3.3xQ1 2025: 3.4xQ2 2025: 3.9xQ3 2025: 3.7xQ4 2025: 3.5xQ1 2026: 3.6xQ2 2026: 3.3xQ3 2026: 3.2x
Q4 2023: 3.5xQ1 2024: 3.4xQ2 2024: 3.3xQ3 2024: 3.6xQ4 2024: 3.3xQ1 2025: 3.4xQ2 2025: 3.9xQ3 2025: 3.7xQ4 2025: 3.5xQ1 2026: 3.6xQ2 2026: 3.3xQ3 2026: 3.2x
QuarterNet LeverageStatus
Q3 20263.2xElevated
Q2 20263.3xElevated
Q1 20263.6xElevated
Q4 20253.5xElevated
Q3 20253.7xElevated
Q2 20253.9xElevated
Q1 20253.4xElevated
Q4 20243.3xElevated

AXP's net debt is about 3.2 years of its operating earnings (EBITDA), down from 3.7 years a year ago. Net leverage isn't a meaningful measure for financial services companies like AXP.

CIFR Net Leverage

Q4 2023: -2.2xQ1 2024: -0.9xQ2 2024: -1.2xQ3 2024: -0.7xQ4 2024: 0.5xQ1 2025: 125.4xQ3 2025: -2.3x
Q4 2023: -2.2xQ1 2024: -0.9xQ2 2024: -1.2xQ3 2024: -0.7xQ4 2024: 0.5xQ1 2025: 125.4xQ3 2025: -2.3x
QuarterNet LeverageStatus
Q3 2025-2.3xNet Cash
Q1 2025125.4xHigh
Q4 20240.5xVery low
Q3 2024-0.7xNet Cash
Q2 2024-1.2xNet Cash
Q1 2024-0.9xNet Cash
Q4 2023-2.2xNet Cash
Q2 2023-0.1xNet Cash

CIFR has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like CIFR.

AXP Weekly Momentum

MetricValueStatus
RSI46.8Neutral
Stochastic41.5Neutral

AXP's weekly RSI is 47 (neutral) and its Stochastic is 41 (neutral).

CIFR Weekly Momentum

MetricValueStatus
RSI34.4Neutral
Stochastic7.8Oversold

CIFR's weekly RSI is 34 (neutral) and its Stochastic is 8 (oversold).

AXP PE vs Financial Services Sector

MetricAXPSector medianRelative
PE18x13x38% above
PE %366327 pts below

AXP is trading at 18x earnings, a 38% premium to the Financial Services sector's median of 13x.

CIFR PE vs Financial Services Sector

MetricCIFRSector medianRelative
PEN/A13xโ€”

CIFR has no meaningful PE right now: it lost money over the past year.

AXP Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$313.11.6% above
20 week MA$327.02.7% below
50 week MA$331.44% below
100 week MA$319.70.5% below
200 week MA$261.522% above

AXP has the edge over CIFR on trend strength, trading above more of its moving averages.

CIFR Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$10.633% below
20 week MA$15.554% below
50 week MA$17.058% below
100 week MA$12.241% below
200 week MA$7.869% below

CIFR is in a downtrend: it's below all five of its weekly moving averages, and 9% below its 200-week average.

AXP Yearly ROI

YearStart priceEnd priceROI
2020$125.2$117.4-6.3%
2021$117.4$164.2+40%
2022$164.2$147.0-10%
2023$147.0$187.3+27%
2024$187.3$301.1+61%
2025$301.1$381.1+27%
2026 YTD$381.1$318.1-17%

AXP has the edge over CIFR on returns for 2026, with the stronger performance.

CIFR Yearly ROI

YearStart priceEnd priceROI
2020$9.92$9.95+0.3%
2021$9.95$5.21-48%
2022$5.21$0.54-90%
2023$0.54$4.13+665%
2024$4.13$4.86+18%
2025$4.86$15.2+213%
2026 YTD$15.2$7.15-53%

CIFR's yearly returns have swung widely, from +665% in 2023 to โˆ’90% in 2022. It's down 53% so far in 2026.

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