AJG
Arthur J. Gallagher & Co.
AJG has lower modeled downside risk, despite its lower overall score.
HOOD
Robinhood Markets, Inc.
HOOD has the edge over AJG overall, supported by stronger valuation and stronger modeled upside.
AJG Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Healthy | |
| N/A | |
| N/A |
AJG's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like AJG.
HOOD Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Healthy | |
| N/A | |
| N/A |
HOOD's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like HOOD.
AJG PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 19x | $277 | — |
| Cheap | 30x | $195 | -30% |
| Fair | 38x | $250 | -9.7% |
| Current | 42x | $277 | — |
| Expensive | 51x | $332 | +20% |
Historical ranges are pointers, not guarantees.
AJG's PE is in its expensive range at 42x. If earnings grow as analysts expect, today's price would be 19x next year's earnings, in its cheap range.
HOOD PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 30x | $81.35 | — |
| Cheap | 37x | $78.84 | -3.1% |
| Current | 38x | $81.35 | — |
| Fair | 51x | $110 | +35% |
| Expensive | 74x | $160 | +96% |
Historical ranges are pointers, not guarantees.
HOOD has the edge over AJG in the historical PE scenario, which offers more potential upside but is not a forecast.
AJG Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Growth | |
| Growth | |
| Improving | |
| Moderate | |
| High |
Analysts expect earnings and revenue growth for AJG, with profitability improving.
HOOD Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Strong growth | |
| Strong growth | |
| Strongly improving | |
| Moderate | |
| Low |
Analysts expect strong earnings and revenue growth for HOOD, with profitability improving. However, they disagree widely on these estimates.
AJG Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $14.41 | +120% |
| Q3 2026 | $6.54 | +4.5% |
| Q2 2026 | $6.03 | -8.8% |
| Q1 2026 | $6.18 | -4.6% |
| Q4 2025 | $5.74 | -12% |
| Q3 2025 | $6.26 | +20% |
| Q2 2025 | $6.61 | +29% |
| Q1 2025 | $6.48 | +32% |
| Q4 2024 | $6.50 | +47% |
AJG earned $6.54 per share over the past year, up 4.5% from the year before.
HOOD Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $2.72 | +26% |
| Q3 2026 | $2.16 | -10% |
| Q2 2026 | $2.26 | +15% |
| Q1 2026 | $2.06 | +18% |
| Q4 2025 | $2.05 | +31% |
| Q3 2025 | $2.40 | +314% |
| Q2 2025 | $1.96 | +513% |
| Q1 2025 | $1.75 | +1150% |
| Q4 2024 | $1.56 | +$2.17 |
HOOD has the edge over AJG on earnings, with more consistent year-over-year improvement.
AJG Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $4B | +18% |
| Q2 2026 | $4B | +24% |
| Q1 2026 | $4.8B | +28% |
| Q4 2025 | $3.6B | +34% |
| Q3 2025 | $3.4B | +20% |
| Q2 2025 | $3.2B | +16% |
| Q1 2025 | $3.7B | +14% |
| Q4 2024 | $2.7B | +12% |
AJG's revenue has grown year over year for 16 quarters in a row: $4B last quarter, up 18% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 13% | +2.6 points |
| Q2 2026 | 10% | -4.3 points |
| Q1 2026 | 22% | -1.5 points |
| Q4 2025 | 5% | -7.3 points |
| Q3 2025 | 10% | -4.1 points |
| Q2 2025 | 15% | +1.5 points |
| Q1 2025 | 23% | -0.3 points |
| Q4 2024 | 12% | +16 points |
AJG's operating margin was 13% last quarter, up 2.6 points from the same quarter a year ago.
HOOD Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $1.4B | +12% |
| Q2 2026 | $1.3B | +32% |
| Q1 2026 | $1.1B | +15% |
| Q4 2025 | $1.3B | +27% |
| Q3 2025 | $1.3B | +100% |
| Q2 2025 | $989M | +45% |
| Q1 2025 | $927M | +50% |
| Q4 2024 | $1B | +115% |
HOOD has the edge over AJG on sales, with stronger typical year-over-year growth.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 44% | -5.9 points |
| Q2 2026 | 54% | +9.5 points |
| Q1 2026 | 39% | -1.5 points |
| Q4 2025 | 52% | -3.5 points |
| Q3 2025 | 50% | +26 points |
| Q2 2025 | 45% | +17 points |
| Q1 2025 | 40% | +14 points |
| Q4 2024 | 55% | +49 points |
HOOD has the edge over AJG on profitability, with a higher operating margin.
AJG Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $1.3B | +87% |
| Q2 2026 | -$41M | +$424.5M |
| Q1 2026 | $921M | +9.2% |
| Q4 2025 | $713.4M | +2.5% |
| Q3 2025 | $693.5M | -23% |
| Q2 2025 | -$465.5M | -631% |
| Q1 2025 | $843.6M | +11% |
| Q4 2024 | $695.7M | +7.4% |
AJG has the edge over HOOD on cash flow, with more consistent year-over-year improvement.
HOOD Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $1.2B | +$2.8B |
| Q2 2026 | $720M | -79% |
| Q1 2026 | $2B | +217% |
| Q4 2025 | -$937M | +$463M |
| Q3 2025 | -$1.6B | -187% |
| Q2 2025 | $3.5B | +6398% |
| Q1 2025 | $642M | +$1.3B |
| Q4 2024 | -$1.4B | -246% |
HOOD's free cash flow was $3B over the past year, up 159% from the year before. Free cash flow isn't a meaningful measure for financial services companies like HOOD.
AJG Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | 0% | -- |
| 1 year | 0% | +100K shares |
| 3 years | +19% | +41M shares |
| 5 years | +24% | +49.7M shares |
| Available history | +38% | +70.7M shares |
AJG has 257M diluted shares, about the same as a year ago.
| Quarter | Spent |
|---|---|
| Q3 2026 | $100M |
| Q2 2026 | $170M |
| Q1 2026 | $310M |
HOOD Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.1% | -1M shares |
| 1 year | -0.8% | -6.9M shares |
| 3 years | +1.8% | +15.9M shares |
| 5 years | +292% | +679M shares |
| Available history | +7.2% | +60.8M shares |
HOOD has the edge over AJG on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $25M |
| Q2 2026 | $414M |
| Q1 2026 | $250M |
| Q4 2025 | $100M |
| Q3 2025 | $107M |
| Q2 2025 | $124M |
| Q1 2025 | $322M |
| Q4 2024 | $160M |
HOOD spent $789M buying back its own shares over the past year, up 11% from the year before.
AJG Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 3.2x | Elevated |
| Q2 2026 | 3.6x | Elevated |
| Q1 2026 | 3.5x | Elevated |
| Q4 2025 | 3.8x | Elevated |
| Q3 2025 | 3.8x | Elevated |
| Q2 2025 | -0.5x | Net Cash |
| Q1 2025 | -1.3x | Net Cash |
| Q4 2024 | -0.8x | Net Cash |
AJG's net debt is about 3.2 years of its operating earnings (EBITDA), down from 3.8 years a year ago. Net leverage isn't a meaningful measure for financial services companies like AJG.
HOOD Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -1.3x | Net Cash |
| Q2 2026 | -2.1x | Net Cash |
| Q1 2026 | -2.2x | Net Cash |
| Q4 2025 | -1.9x | Net Cash |
| Q3 2025 | -2.1x | Net Cash |
| Q2 2025 | -2.6x | Net Cash |
| Q1 2025 | -3.3x | Net Cash |
| Q4 2024 | -3.8x | Net Cash |
HOOD has the edge over AJG on leverage, with a lower net debt burden relative to earnings.
AJG Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 63.3 | Neutral |
| Stochastic | 85.8 | Overbought |
AJG's weekly RSI is 63 (neutral) and its Stochastic is 86 (overbought).
HOOD Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 40.8 | Neutral |
| Stochastic | 9.5 | Oversold |
HOOD's weekly RSI is 41 (neutral) and its Stochastic is 10 (oversold).
AJG PE vs Financial Services Sector
| Metric | AJG | Sector median | Relative |
|---|---|---|---|
| PE | 42x | 13x | 226% above |
| PE % | 66 | 63 | 3 pts above |
AJG is trading at 42x earnings, a 226% premium to the Financial Services sector's median of 13x.
HOOD PE vs Financial Services Sector
| Metric | HOOD | Sector median | Relative |
|---|---|---|---|
| PE | 38x | 13x | 189% above |
| PE % | 22 | 66 | 44 pts below |
HOOD has the edge over AJG on valuation relative to its sector.
AJG Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $256.0 | 8.3% above |
| 20 week MA | $253.9 | 9.2% above |
| 50 week MA | $237.6 | 17% above |
| 100 week MA | $271.8 | 2% above |
| 200 week MA | $256.1 | 8.3% above |
AJG has the edge over HOOD on trend strength, trading above more of its moving averages.
HOOD Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $97.8 | 17% below |
| 20 week MA | $102.2 | 20% below |
| 50 week MA | $95.4 | 15% below |
| 100 week MA | $88.5 | 8.1% below |
| 200 week MA | $52.1 | 56% above |
HOOD has fallen below most of its moving averages, though it's still 56% above its 200-week average.
AJG Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $94.8 | $123.4 | +30% |
| 2021 | $123.4 | $166.5 | +35% |
| 2022 | $166.5 | $188.4 | +13% |
| 2023 | $188.4 | $224.9 | +19% |
| 2024 | $224.9 | $286.5 | +27% |
| 2025 | $286.5 | $261.5 | -8.7% |
| 2026 YTD | $261.5 | $277.3 | +6% |
AJG has the edge over HOOD on returns for 2026, with the stronger performance.
HOOD Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2021 | $35.2 | $18.9 | -46% |
| 2022 | $18.9 | $7.95 | -58% |
| 2023 | $7.95 | $12.7 | +60% |
| 2024 | $12.7 | $39.0 | +206% |
| 2025 | $39.0 | $118.1 | +203% |
| 2026 YTD | $118.1 | $81.4 | -31% |
HOOD's yearly returns have swung widely, from +206% in 2024 to −58% in 2022. It's down 31% so far in 2026.