AFL
Aflac Incorporated
AFL's fundamentals are weak and it looks expensive: trading at 19x earnings, about twice its usual 10x. Its downside scenario is about five times its upside.
COIN
Coinbase Global, Inc.
There isn't enough reported data to score COIN yet.
AFL Fundamentals
| Metric | Status |
|---|---|
| Under pressure | |
| Healthy | |
| N/A | |
| N/A |
AFL's profitability is currently healthy, but its revenue is under pressure. Free cash flow and net leverage aren't meaningful measures for financial services companies like AFL.
COIN Fundamentals
| Metric | Status |
|---|---|
| Weak | |
| Under pressure | |
| N/A | |
| N/A |
COIN's revenue and profitability are currently under pressure. Free cash flow and net leverage aren't meaningful measures for financial services companies like COIN.
AFL PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 8.5x | $57.77 | -54% |
| Fair | 10x | $68.92 | -46% |
| Expensive | 14x | $98.12 | -22% |
| Forward | 17x | $127 | — |
| Current | 19x | $127 | — |
Historical ranges are pointers, not guarantees.
AFL's PE is in its expensive range at 19x. If earnings grow as analysts expect, today's price would be 17x next year's earnings.
COIN PE Valuation
COIN has no meaningful PE right now: it lost money over the past year.
AFL Forward outlook
| Metric | Outlook |
|---|---|
| Improving | |
| Growth | |
| Stable | |
| Improving | |
| Limited | |
| Moderate |
Analysts expect AFL's earnings to grow and its profitability to improve, with its revenue holding steady.
COIN Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Strong growth | |
| Stable | |
| Strongly improving | |
| Moderate | |
| Low |
Analysts expect COIN's earnings to grow and its profitability to improve, with its revenue holding steady. However, they disagree widely on these estimates.
AFL Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $7.62 | +12% |
| Q3 2026 | $6.80 | -12% |
| Q2 2026 | $9.27 | +109% |
| Q1 2026 | $8.75 | +36% |
| Q4 2025 | $6.82 | -29% |
| Q3 2025 | $7.69 | +16% |
| Q2 2025 | $4.44 | -53% |
| Q1 2025 | $6.43 | -29% |
| Q4 2024 | $9.63 | +24% |
AFL has the edge over COIN on earnings quality, reporting a profit while its opponent remains loss making.
COIN Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $1.36 | — |
| Q3 2026 | -$2.77 | -124% |
| Q2 2026 | -$3.78 | -137% |
| Q1 2026 | $2.72 | -49% |
| Q4 2025 | $4.45 | -53% |
| Q3 2025 | $11.54 | +94% |
| Q2 2025 | $10.32 | +82% |
| Q1 2025 | $5.32 | +4.1% |
| Q4 2024 | $9.48 | +2462% |
COIN has swung to a loss: it lost $2.77 per share over the past year, after a profit the year before.
AFL Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $3.3B | -31% |
| Q2 2026 | $4.1B | -1% |
| Q1 2026 | $4.3B | +28% |
| Q4 2025 | $4.9B | -9.9% |
| Q3 2025 | $4.7B | +61% |
| Q2 2025 | $4.2B | -19% |
| Q1 2025 | $3.4B | -37% |
| Q4 2024 | $5.4B | +43% |
AFL's revenue has slid since its 2020 peak: $3.3B last quarter, down 31% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 15% | -27 points |
| Q2 2026 | 24% | +4.4 points |
| Q1 2026 | 28% | +24 points |
| Q4 2025 | 32% | -7.2 points |
| Q3 2025 | 42% | +39 points |
| Q2 2025 | 20% | -20 points |
| Q1 2025 | 4.3% | -36 points |
| Q4 2024 | 40% | +32 points |
AFL has the edge over COIN on profitability, with a higher operating margin.
COIN Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $1.2B | -35% |
| Q2 2026 | $1.2B | -19% |
| Q1 2026 | $1.4B | -31% |
| Q4 2025 | $1.8B | -22% |
| Q3 2025 | $1.9B | +55% |
| Q2 2025 | $1.5B | +3.3% |
| Q1 2025 | $2B | +24% |
| Q4 2024 | $2.3B | +138% |
COIN's revenue has slid since its 2021 peak: $1.2B last quarter, down 35% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 5.1% | -21 points |
| Q2 2026 | -9.3% | -7.7 points |
| Q1 2026 | -1.5% | -36 points |
| Q4 2025 | 15% | -30 points |
| Q3 2025 | 26% | +12 points |
| Q2 2025 | -1.6% | -25 points |
| Q1 2025 | 35% | -12 points |
| Q4 2024 | 46% | +33 points |
COIN's operating margin was 5.1% last quarter, down 21 points from the same quarter a year ago.
AFL Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $1.2B | -4.4% |
| Q2 2026 | $112M | -72% |
| Q1 2026 | $968M | +64% |
| Q4 2025 | $315M | -5.4% |
| Q3 2025 | $1.3B | -1.4% |
| Q2 2025 | $399M | +56% |
| Q1 2025 | $589M | -31% |
| Q4 2024 | $333M | -60% |
AFL's free cash flow was $2.6B over the past year, about the same as the year before. Free cash flow isn't a meaningful measure for financial services companies like AFL.
COIN Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $405.5M | +$1.2B |
| Q2 2026 | $197.3M | -40% |
| Q1 2026 | $182.7M | +$365.5M |
| Q4 2025 | $3.1B | +218% |
| Q3 2025 | -$784.5M | -213% |
| Q2 2025 | $328.5M | -32% |
| Q1 2025 | -$182.7M | -144% |
| Q4 2024 | $964.6M | +$969.8M |
COIN has the edge over AFL on cash flow, with more consistent year-over-year improvement.
AFL Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -1.4% | -6.9M shares |
| 1 year | -6.3% | -33.3M shares |
| 3 years | -16% | -94.9M shares |
| 5 years | -26% | -173M shares |
| Available history | -33% | -248M shares |
AFL has the edge over COIN on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $803M |
| Q2 2026 | $984M |
| Q1 2026 | $1B |
| Q4 2025 | $801M |
| Q3 2025 | $1B |
| Q2 2025 | $829M |
| Q1 2025 | $900M |
| Q4 2024 | $750M |
AFL spent $3.6B buying back its own shares over the past year, up 3.1% from the year before.
COIN Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +9.3% | +24.6M shares |
| 1 year | -1.4% | -4M shares |
| 3 years | +21% | +50.7M shares |
| 5 years | +15% | +37.4M shares |
| Available history | +330% | +221M shares |
COIN has 288M diluted shares, down 1.4% from a year ago.
| Quarter | Spent |
|---|---|
| Q3 2026 | $5.3M |
| Q2 2026 | $181.3M |
| Q1 2026 | $1.1B |
| Q4 2020 | — |
| Q3 2020 | — |
| Q2 2020 | — |
| Q1 2020 | — |
| Q4 2019 | $10.5M |
AFL Net Leverage
COIN Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -4.4x | Net Cash |
| Q2 2026 | -2.5x | Net Cash |
| Q1 2026 | -2.8x | Net Cash |
| Q4 2025 | -2.3x | Net Cash |
| Q3 2025 | -0.6x | Net Cash |
| Q2 2025 | -1.6x | Net Cash |
| Q1 2025 | -1.6x | Net Cash |
| Q4 2024 | -1.8x | Net Cash |
COIN has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like COIN.
AFL Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 63.7 | Neutral |
| Stochastic | 71.0 | Neutral |
AFL's weekly RSI is 64 (neutral) and its Stochastic is 71 (neutral).
COIN Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 35.3 | Neutral |
| Stochastic | 5.0 | Oversold |
COIN's weekly RSI is 35 (neutral) and its Stochastic is 5 (oversold).
AFL PE vs Financial Services Sector
| Metric | AFL | Sector median | Relative |
|---|---|---|---|
| PE | 19x | 13x | 43% above |
| PE % | 96 | 63 | 33 pts above |
AFL is trading at 19x earnings, a 43% premium to the Financial Services sector's median of 13x.
COIN PE vs Financial Services Sector
| Metric | COIN | Sector median | Relative |
|---|---|---|---|
| PE | N/A | 13x | — |
COIN has no meaningful PE right now: it lost money over the past year.
AFL Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $119.3 | 6% above |
| 20 week MA | $120.1 | 5.3% above |
| 50 week MA | $115.5 | 9.5% above |
| 100 week MA | $110.8 | 14% above |
| 200 week MA | $97.3 | 30% above |
AFL has the edge over COIN on trend strength, trading above more of its moving averages.
COIN Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $163.0 | 20% below |
| 20 week MA | $165.6 | 21% below |
| 50 week MA | $184.4 | 29% below |
| 100 week MA | $232.8 | 44% below |
| 200 week MA | $190.3 | 31% below |
COIN is in a downtrend: it's below all five of its weekly moving averages, and 31% below its 200-week average.
AFL Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $52.6 | $43.8 | -17% |
| 2021 | $43.8 | $57.7 | +32% |
| 2022 | $57.7 | $71.8 | +24% |
| 2023 | $71.8 | $82.5 | +15% |
| 2024 | $82.5 | $103.4 | +25% |
| 2025 | $103.4 | $109.9 | +6.3% |
| 2026 YTD | $109.9 | $126.5 | +15% |
AFL has the edge over COIN on returns for 2026, with the stronger performance.
COIN Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2021 | $342.0 | $268.2 | -22% |
| 2022 | $268.2 | $35.5 | -87% |
| 2023 | $35.5 | $173.9 | +390% |
| 2024 | $173.9 | $265.7 | +53% |
| 2025 | $265.7 | $236.9 | -11% |
| 2026 YTD | $236.9 | $130.7 | -45% |
COIN's yearly returns have swung widely, from +390% in 2023 to −87% in 2022. It's down 45% so far in 2026.