AAPL
Apple Inc.
AAPL has lower modeled downside risk, despite its lower overall score.
PRCH
Porch Group, Inc.
PRCH has a slight edge over AAPL overall, supported by stronger valuation and stronger modeled upside.
AAPL Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| Strong | |
| Strong |
AAPL's revenue, profitability, cash flow and balance sheet are all currently healthy.
PRCH Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Healthy | |
| Strong | |
| Stable |
PRCH's revenue, profitability and cash flow are currently healthy, and its balance sheet is stable.
AAPL PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 26x | $230 | -35% |
| Fair | 31x | $279 | -21% |
| Expensive | 37x | $328 | -7.5% |
| Forward | 38x | $355 | — |
| Current | 40x | $355 | — |
Historical ranges are pointers, not guarantees.
AAPL's PE is in its expensive range at 40x. If earnings grow as analysts expect, today's price would be 38x next year's earnings.
PRCH PE Valuation
PRCH has no meaningful PE right now: it lost money over the past year. If it returns to profit as analysts expect, today's price would be 64x next year's earnings.
AAPL Forward outlook
| Metric | Outlook |
|---|---|
| Stable | |
| Growth | |
| Growth | |
| Weakening | |
| Moderate | |
| Moderate |
Analysts expect earnings and revenue growth for AAPL, but weaker profitability.
PRCH Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Returning to profit | |
| Strong growth | |
| Strongly improving | |
| Limited | |
| Low |
PRCH has the edge over AAPL on the outlook, with more favorable profitability expectations.
AAPL Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $9.28 | +3.3% |
| Q3 2026 | $8.98 | +20% |
| Q2 2026 | $8.71 | +32% |
| Q1 2026 | $8.26 | +29% |
| Q4 2025 | $7.90 | +25% |
| Q3 2025 | $7.46 | +23% |
| Q2 2025 | $6.59 | +0.2% |
| Q1 2025 | $6.42 | -0.3% |
| Q4 2024 | $6.30 | -2% |
AAPL has the stronger earnings trend. Trailing diluted EPS is up 20% for AAPL versus PRCH down 54%.
PRCH Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $0.33 | +7.9% |
| Q3 2025 | $0.31 | +$0.99 |
| Q2 2025 | $0.53 | +$1.39 |
| Q1 2025 | -$0.12 | +$1.00 |
| Q4 2024 | -$0.33 | +$1.06 |
| Q3 2024 | -$0.68 | +$1.06 |
| Q2 2024 | -$0.86 | +$1.70 |
| Q1 2024 | -$1.12 | +$0.80 |
| Q4 2023 | -$1.39 | +$0.18 |
PRCH has returned to profit: it earned $0.31 per share over the past year, after losing money the year before.
AAPL Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $114.5B | +12% |
| Q2 2026 | $109.4B | +16% |
| Q1 2026 | $111.2B | +17% |
| Q4 2025 | $143.8B | +16% |
| Q3 2025 | $102.5B | +7.9% |
| Q2 2025 | $94B | +9.6% |
| Q1 2025 | $95.4B | +5.1% |
| Q4 2024 | $124.3B | +4% |
AAPL's revenue has grown year over year for 10 quarters in a row: $114B last quarter, up 12% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 31% | -0.5 points |
| Q2 2026 | 33% | +2.6 points |
| Q1 2026 | 32% | +1.3 points |
| Q4 2025 | 35% | +0.9 points |
| Q3 2025 | 32% | +0.5 points |
| Q2 2025 | 30% | +0.4 points |
| Q1 2025 | 31% | +0.3 points |
| Q4 2024 | 34% | +0.7 points |
AAPL has the edge over PRCH on profitability, with a higher operating margin.
PRCH Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $143.9M | +22% |
| Q2 2026 | $140.9M | +18% |
| Q1 2026 | $121.1M | +16% |
| Q4 2025 | $140.3M | +40% |
| Q3 2025 | $118.1M | +6.2% |
| Q2 2025 | $119.3M | +7.6% |
| Q1 2025 | $104.7M | -9.3% |
| Q4 2024 | $100.4M | -12% |
PRCH's revenue has grown year over year for six quarters in a row: $144M last quarter, up 22% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 13% | -1.3 points |
| Q2 2026 | -2.9% | -7.2 points |
| Q1 2026 | 9.8% | +11 points |
| Q4 2025 | 12% | -13 points |
| Q3 2025 | 14% | +16 points |
| Q2 2025 | 4.2% | +52 points |
| Q1 2025 | -1.2% | +29 points |
| Q4 2024 | 25% | +19 points |
PRCH's operating margin was 13% last quarter, down 1.3 points from the same quarter a year ago.
AAPL Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $25.9B | -2.4% |
| Q2 2026 | $31.9B | +31% |
| Q1 2026 | $26.7B | +28% |
| Q4 2025 | $51.6B | +91% |
| Q3 2025 | $26.5B | +11% |
| Q2 2025 | $24.4B | -8.6% |
| Q1 2025 | $20.9B | +0.9% |
| Q4 2024 | $27B | -28% |
AAPL's free cash flow has been positive every quarter for seven years: $136B over the past year, up 38% from the year before.
PRCH Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $59.2M | +45% |
| Q2 2026 | $40.9M | +16% |
| Q1 2026 | $12.8M | +$24.1M |
| Q4 2025 | $1.1M | +$27.9M |
| Q3 2025 | $40.7M | +234% |
| Q2 2025 | $35.4M | +$61.4M |
| Q1 2025 | -$11.2M | -233% |
| Q4 2024 | -$26.8M | +$14.3M |
PRCH has the edge over AAPL on cash flow, with more consistent year-over-year improvement.
AAPL Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | 0% | +5.6M shares |
| 1 year | -1.9% | -284M shares |
| 3 years | -6.9% | -1.1B shares |
| 5 years | -13% | -2.1B shares |
| Available history | -17% | -3.1B shares |
AAPL has 14.7B diluted shares, down 1.9% from a year ago, with $86.4B in buybacks over the past year.
| Quarter | Spent |
|---|---|
| Q3 2026 | $24.3B |
| Q2 2026 | $25.1B |
| Q1 2026 | $12.3B |
| Q4 2025 | $24.7B |
| Q3 2025 | $20.1B |
| Q2 2025 | $21.1B |
| Q1 2025 | $25.9B |
| Q4 2024 | $23.6B |
AAPL spent $86.4B buying back its own shares over the past year, down 4.8% from the year before.
PRCH Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +4.6% | +5.6M shares |
| 1 year | -4.1% | -5.4M shares |
| 3 years | +32% | +30.6M shares |
| 5 years | +33% | +31.1M shares |
PRCH has the edge over AAPL on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | — |
| Q2 2026 | — |
| Q1 2026 | $2.5M |
| Q4 2024 | — |
| Q3 2024 | — |
| Q2 2024 | — |
| Q1 2024 | — |
| Q4 2023 | — |
AAPL Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 0.3x | Very low |
| Q2 2026 | 0.3x | Very low |
| Q1 2026 | 0.2x | Very low |
| Q4 2025 | 0.3x | Very low |
| Q3 2025 | 0.4x | Very low |
| Q2 2025 | 0.5x | Very low |
| Q1 2025 | 0.5x | Very low |
| Q4 2024 | 0.5x | Very low |
AAPL has the edge over PRCH on leverage, with a lower net debt burden relative to earnings.
PRCH Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 2.5x | Moderate |
| Q2 2026 | 3.0x | Elevated |
| Q1 2026 | 4.6x | High |
| Q4 2025 | 5.7x | High |
| Q3 2025 | 4.5x | High |
| Q2 2025 | 6.3x | High |
PRCH's net debt is about 2.5 years of its operating earnings (EBITDA), down from 4.5 years a year ago.
AAPL Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 68.1 | Neutral |
| Stochastic | 85.0 | Overbought |
AAPL's weekly RSI is 68 (neutral) and its Stochastic is 85 (overbought).
PRCH Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 71.1 | Overbought |
| Stochastic | 82.5 | Overbought |
PRCH's weekly RSI is 71 (overbought) and its Stochastic is 83 (overbought).
AAPL PE vs Technology Sector
| Metric | AAPL | Sector median | Relative |
|---|---|---|---|
| PE | 40x | 28x | 42% above |
| PE % | 96 | 35 | 61 pts above |
AAPL is trading at 40x earnings, a 42% premium to the Technology sector's median of 28x.
PRCH PE vs Technology Sector
| Metric | PRCH | Sector median | Relative |
|---|---|---|---|
| PE | N/A | 28x | — |
PRCH has no meaningful PE right now: it lost money over the past year.
AAPL Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $343.1 | 3.4% above |
| 20 week MA | $329.0 | 7.9% above |
| 50 week MA | $295.6 | 20% above |
| 100 week MA | $262.4 | 35% above |
| 200 week MA | $226.3 | 57% above |
AAPL is in an uptrend: it's above all five of its weekly moving averages, and 57% above its 200-week average.
PRCH Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $18.5 | 15% above |
| 20 week MA | $16.8 | 27% above |
| 50 week MA | $12.1 | 76% above |
| 100 week MA | $11.2 | 91% above |
| 200 week MA | $6.59 | 223% above |
PRCH is in an uptrend: it's above all five of its weekly moving averages, and 223% above its 200-week average.
AAPL Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $72.5 | $132.0 | +82% |
| 2021 | $132.0 | $176.3 | +34% |
| 2022 | $176.3 | $131.9 | -25% |
| 2023 | $131.9 | $192.5 | +46% |
| 2024 | $192.5 | $255.6 | +33% |
| 2025 | $255.6 | $273.4 | +7% |
| 2026 YTD | $273.4 | $354.9 | +30% |
AAPL has finished higher in five of the last six years. It's up 30% so far in 2026.
PRCH Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $10.0 | $15.0 | +50% |
| 2021 | $15.0 | $17.8 | +19% |
| 2022 | $17.8 | $1.70 | -90% |
| 2023 | $1.70 | $3.08 | +81% |
| 2024 | $3.08 | $5.44 | +77% |
| 2025 | $5.44 | $8.93 | +64% |
| 2026 YTD | $8.93 | $21.3 | +139% |
PRCH has the edge over AAPL on returns for 2026, with the stronger performance.