WSFS
WSFS Financial Corporation
WSFS's fundamentals are strong: its operating margin rose 5 points to 39% and earnings per share grew 31%. At 13x earnings, it's trading in line with its usual 12x. Analysts expect earnings growth.
WSFS Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Strong | |
| N/A | |
| N/A |
WSFS's profitability is currently strong, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like WSFS.
WSFS PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 9x | $57.28 | -28% |
| Fair | 12x | $75.10 | -6.1% |
| Forward | 12x | $79.94 | — |
| Current | 13x | $79.94 | — |
| Expensive | 14x | $91.62 | +15% |
Historical ranges are pointers, not guarantees.
WSFS's PE is in its fair range at 13x. If earnings grow as analysts expect, today's price would be 12x next year's earnings.
WSFS Forward outlook
| Metric | Outlook |
|---|---|
| Improving | |
| Growth | |
| Growth | |
| Strongly improving | |
| Limited | |
| Moderate |
Analysts expect earnings and revenue growth for WSFS, with profitability improving.
WSFS Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $6.94 | +9.3% |
| Q3 2026 | $6.35 | +31% |
| Q2 2026 | $5.97 | +31% |
| Q1 2026 | $5.61 | +26% |
| Q4 2025 | $5.09 | +15% |
| Q3 2025 | $4.84 | +11% |
| Q2 2025 | $4.55 | +0.7% |
| Q1 2025 | $4.44 | -0.9% |
| Q4 2024 | $4.41 | +0.2% |
WSFS earned $6.35 per share over the past year, up 31% from the year before.
WSFS Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $287.6M | +6.3% |
| Q2 2026 | $282.5M | +5.6% |
| Q1 2026 | $275.3M | +7.5% |
| Q4 2025 | $271.9M | +4% |
| Q3 2025 | $270.5M | +1.1% |
| Q2 2025 | $267.5M | +0.5% |
| Q1 2025 | $256.1M | +2% |
| Q4 2024 | $261.5M | -1.4% |
WSFS's revenue has grown year over year for seven quarters in a row: $288M last quarter, up 6.3% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 41% | +3.6 points |
| Q2 2026 | 39% | +3.6 points |
| Q1 2026 | 42% | +7.6 points |
| Q4 2025 | 36% | +3.5 points |
| Q3 2025 | 37% | +5.3 points |
| Q2 2025 | 36% | +1.7 points |
| Q1 2025 | 34% | -0.6 points |
| Q4 2024 | 32% | -2.7 points |
WSFS's operating margin was 41% last quarter, up 3.6 points from the same quarter a year ago.
WSFS Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $163.4M | +36% |
| Q2 2026 | -$14.4M | -141% |
| Q1 2026 | $85.5M | +1254% |
| Q4 2025 | $51.8M | -6.5% |
| Q3 2025 | $120.3M | +$120.8M |
| Q2 2025 | $35.2M | -16% |
| Q1 2025 | $6.3M | -94% |
| Q4 2024 | $55.4M | +$109.6M |
WSFS's free cash flow was $286M over the past year, up 32% from the year before. Free cash flow isn't a meaningful measure for financial services companies like WSFS.
WSFS Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -1.6% | -835K shares |
| 1 year | -8.7% | -4.9M shares |
| 3 years | -16% | -9.9M shares |
| 5 years | +7.1% | +3.4M shares |
| Available history | +3.1% | +1.5M shares |
WSFS has 51M diluted shares, down 8.7% from a year ago, with $323M in buybacks over the past year.
| Quarter | Spent |
|---|---|
| Q3 2026 | $60.2M |
| Q2 2026 | $66.8M |
| Q1 2026 | $85.8M |
| Q4 2025 | $110.4M |
| Q3 2025 | $47.2M |
| Q2 2025 | $78.4M |
| Q1 2025 | $54.3M |
| Q4 2024 | $21.2M |
WSFS spent $323M buying back its own shares over the past year, up 61% from the year before.
WSFS Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -3.6x | Net Cash |
| Q2 2026 | -4.3x | Net Cash |
| Q1 2026 | -4.2x | Net Cash |
| Q4 2025 | -4.1x | Net Cash |
| Q3 2025 | -3.0x | Net Cash |
| Q2 2025 | -2.3x | Net Cash |
| Q1 2025 | -1.8x | Net Cash |
| Q4 2024 | -3.0x | Net Cash |
WSFS has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like WSFS.
WSFS Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 62.0 | Neutral |
| Stochastic | 55.5 | Neutral |
WSFS's weekly RSI is 62 (neutral) and its Stochastic is 56 (neutral).
WSFS PE vs Financial Services Sector
| Metric | WSFS | Sector median | Relative |
|---|---|---|---|
| PE | 13x | 13x | 3.3% below |
| PE % | 60 | 63 | 3 pts below |
WSFS is trading at 13x earnings, in line with the Financial Services sector's median of 13x.
WSFS Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $78.0 | 2.5% above |
| 20 week MA | $78.9 | 1.3% above |
| 50 week MA | $71.0 | 13% above |
| 100 week MA | $62.4 | 28% above |
| 200 week MA | $53.3 | 50% above |
WSFS is in an uptrend: it's above all five of its weekly moving averages, and 50% above its 200-week average.
WSFS Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $43.9 | $44.6 | +1.6% |
| 2021 | $44.6 | $50.5 | +13% |
| 2022 | $50.5 | $45.9 | -9.1% |
| 2023 | $45.9 | $45.9 | +0.2% |
| 2024 | $45.9 | $53.4 | +16% |
| 2025 | $53.4 | $56.9 | +6.6% |
| 2026 YTD | $56.9 | $79.9 | +40% |
WSFS has finished higher in five of the last six years. It's up 40% so far in 2026.