WF
Woori Financial Group Inc.
WF's fundamentals are mixed: its operating margin rose 31 points to 46%, but revenue fell 64%. Its PE isn't a useful guide right now because of how its recent earnings were reported.
WF Fundamentals
| Metric | Status |
|---|---|
| Weak | |
| Strong | |
| N/A | |
| N/A |
WF's profitability is currently strong, but its revenue is weak. Free cash flow and net leverage aren't meaningful measures for financial services companies like WF.
WF PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 3.1x | $30.04 | -57% |
| Fair | 4.5x | $44.50 | -36% |
| Expensive | 6.8x | $66.11 | -5.3% |
| Current | 7.1x | $69.84 | — |
Historical ranges are pointers, not guarantees.
WF's PE is 7.1x, but its earnings don't support one, so it isn't a reliable read right now.
WF Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Growth | |
| Growth | |
| Strongly improving | |
| Limited | |
| High |
Analysts expect earnings and revenue growth for WF, with profitability improving.
WF Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q2 2026 | $9.79 | +18% |
| Q1 2026 | $9.37 | +14% |
| Q4 2025 | $9.28 | +4.6% |
| Q3 2025 | $9.40 | +21% |
| Q2 2025 | $8.30 | +6.1% |
| Q1 2025 | $8.25 | +19% |
| Q4 2024 | $8.87 | +22% |
| Q3 2024 | $7.80 | -9.2% |
WF earned $9.79 per share over the past year, up 18% from the year before.
WF Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q2 2026 | $1B | -78% |
| Q1 2026 | $635.4M | -86% |
| Q4 2025 | $401.2M | -92% |
| Q3 2025 | $4.9B | -1.3% |
| Q2 2025 | $4.7B | -4% |
| Q1 2025 | $4.7B | -1.7% |
| Q4 2024 | $4.7B | +0.5% |
| Q3 2024 | $4.9B | +10% |
WF's revenue has slid since its 2024 peak: $1B last quarter, down 78% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q2 2026 | 100% | +81 points |
| Q1 2026 | 100% | +86 points |
| Q4 2025 | 100% | +90 points |
| Q3 2025 | 24% | +5.3 points |
| Q2 2025 | 19% | -0.2 points |
| Q1 2025 | 14% | -4.2 points |
| Q4 2024 | 10% | +8 points |
| Q3 2024 | 18% | -2.6 points |
WF's operating margin was 100% last quarter, up 81 points from the same quarter a year ago.
WF Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q2 2026 | $4.8B | +$6.4B |
| Q1 2026 | $10.1B | +$10.5B |
| Q4 2025 | $8.6B | +581% |
| Q3 2025 | $3.2B | +$5.5B |
| Q2 2025 | -$1.7B | +$2B |
| Q1 2025 | -$365.2M | -$141.6M |
| Q4 2024 | $1.3B | -73% |
| Q3 2024 | -$2.3B | -150% |
WF's free cash flow was $26.8B over the past year, against −$3.1B the year before. Free cash flow isn't a meaningful measure for financial services companies like WF.
WF Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -4.2% | -10.9M shares |
| 1 year | +1.4% | +3.3M shares |
| 3 years | +2.2% | +5.3M shares |
| 5 years | +3% | +7.3M shares |
| Available history | +9.1% | +20.7M shares |
WF has 248M diluted shares, up 1.4% from a year ago.
| Quarter | Spent |
|---|---|
| Q2 2026 | $74.5M |
| Q1 2026 | $79.5M |
| Q4 2025 | — |
| Q3 2025 | $104,905 |
| Q2 2025 | $96.8M |
| Q1 2025 | $15.5M |
| Q4 2024 | $8,992 |
| Q3 2024 | — |
WF spent $154M buying back its own shares over the past year, up 37% from the year before.
WF Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q2 2026 | 13.1x | High |
| Q1 2026 | 11.7x | High |
| Q4 2025 | 10.8x | High |
| Q3 2025 | 10.5x | High |
| Q2 2025 | 10.9x | High |
| Q1 2025 | 11.0x | High |
| Q4 2024 | 10.5x | High |
| Q3 2024 | 10.2x | High |
WF's net debt is about 13 years of its operating earnings (EBITDA), up from 11 years a year ago. Net leverage isn't a meaningful measure for financial services companies like WF.
WF Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 51.1 | Neutral |
| Stochastic | 25.2 | Neutral |
WF's weekly RSI is 51 (neutral) and its Stochastic is 25 (neutral).
WF PE vs Financial Services Sector
| Metric | WF | Sector median | Relative |
|---|---|---|---|
| PE | 7.1x | 13x | 45% below |
| PE % | 89 | 63 | 26 pts above |
WF is trading at 7.1x earnings, a 45% discount to the Financial Services sector's median of 13x, though its earnings don't support one.
WF Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $71.1 | 1.8% below |
| 20 week MA | $70.3 | 0.7% below |
| 50 week MA | $67.1 | 4.1% above |
| 100 week MA | $55.6 | 26% above |
| 200 week MA | $43.1 | 62% above |
WF has pulled back, but its long-term trend is still up: it's below its 8- and 20-week averages, but 62% above its 200-week average.
WF Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $32.1 | $27.6 | -14% |
| 2021 | $27.6 | $33.9 | +23% |
| 2022 | $33.9 | $30.0 | -11% |
| 2023 | $30.0 | $30.2 | +0.7% |
| 2024 | $30.2 | $31.4 | +3.8% |
| 2025 | $31.4 | $59.9 | +91% |
| 2026 YTD | $59.9 | $69.8 | +17% |
WF has finished higher in four of the last six years. It's up 17% so far in 2026.