SHFS

SHF Holdings, Inc.

There isn't enough reported data to score SHFS yet.

SHFS Fundamentals

MetricStatus
Stable
Under pressure
N/A
N/A

SHFS's revenue is currently stable, but its profitability is under pressure. Free cash flow and net leverage aren't meaningful measures for financial services companies like SHFS.

SHFS PE Valuation

SHFS has no meaningful PE right now: it lost money over the past year.

SHFS Forward outlook

There aren't enough analyst estimates for SHFS to show an outlook.

SHFS Risk to reward

ScenarioChangePrice
UpsideUnknown—
DownsideUnknown—

Calculated from the latest close: $0.02 on Nov 12.

There is not enough scenario data to assess SHFS's risk to reward.

SHFS Earnings Per Share

Q4 2023: $-98.40Q1 2024: $-74.40Q2 2024: $26.40Q3 2024: $33.60Q4 2024: $-209.16Q1 2025: $-222.36Q2 2025: $-231.12Q3 2025: $-232.80Q4 2025: $-9.84Q1 2026: $-11.40Q2 2026: $-11.76Q3 2026: $-13.43
Q4 2023: $-98.40Q1 2024: $-74.40Q2 2024: $26.40Q3 2024: $33.60Q4 2024: $-209.16Q1 2025: $-222.36Q2 2025: $-231.12Q3 2025: $-232.80Q4 2025: $-9.84Q1 2026: $-11.40Q2 2026: $-11.76Q3 2026: $-13.43
QuarterTTM EPSYoY
Q3 2026-$13.43+$219.37
Q2 2026-$11.76+$219.36
Q1 2026-$11.40+$210.96
Q4 2025-$9.84+$199.32
Q3 2025-$232.80-793%
Q2 2025-$231.12-975%
Q1 2025-$222.36-$147.96
Q4 2024-$209.16-$110.76

SHFS is still losing money, but far less than before: $13.43 per share over the past year, against $600.13 at its worst in late 2023.

SHFS Quarterly Revenue

Q4 2023: $4MQ1 2024: $4MQ2 2024: $4MQ3 2024: $3MQ4 2024: $4MQ1 2025: $2MQ2 2025: $2MQ3 2025: $2MQ4 2025: $2MQ1 2026: $2MQ2 2026: $2MQ3 2026: $2M
Q4 2023: $4MQ1 2024: $4MQ2 2024: $4MQ3 2024: $3MQ4 2024: $4MQ1 2025: $2MQ2 2025: $2MQ3 2025: $2MQ4 2025: $2MQ1 2026: $2MQ2 2026: $2MQ3 2026: $2M
QuarterRevenueYoY
Q3 2026$2M+6.5%
Q2 2026$1.9M+4.8%
Q1 2026$2M+2.2%
Q4 2025$2.1M-44%
Q3 2025$1.8M-47%
Q2 2025$1.8M-54%
Q1 2025$1.9M-52%
Q4 2024$3.7M-18%

SHFS's revenue is recovering but still below its 2023 peak: $2M last quarter, up 6.5% from the same quarter a year ago.

SHFS Free Cash Flow

Q4 2023: −$607,112Q1 2024: --Q2 2024: --Q3 2024: --Q4 2024: −$3MQ1 2025: −$1MQ2 2025: −$674,608Q3 2025: −$538,037Q4 2025: −$1MQ1 2026: −$1MQ2 2026: −$2MQ3 2026: −$1M
Q4 2023: −$607,112Q1 2024: --Q2 2024: --Q3 2024: --Q4 2024: −$3MQ1 2025: −$1MQ2 2025: −$674,608Q3 2025: −$538,037Q4 2025: −$1MQ1 2026: −$1MQ2 2026: −$2MQ3 2026: −$1M
QuarterFree cash flowYoY
Q3 2026-$1.2M-$674.8K
Q2 2026-$1.8M-$1.1M
Q1 2026-$1.1M+$62.1K
Q4 2025-$1.1M+$1.7M
Q4 2024-$2.8M-$2.2M
Q4 2023-$607.1K-$328.1K
Q2 2023-$378.7K-$309.6K
Q1 2023-$775.1K-$593.5K

SHFS's free cash flow was −$5M over the past year, against −$5M the year before. Free cash flow isn't a meaningful measure for financial services companies like SHFS.

SHFS Total Shares

Q1 2024: 234,450Q2 2024: 235,356Q3 2024: 235,626Q4 2024: 231,072Q1 2025: 232,212Q2 2025: 235,539Q3 2025: 259,242Q1 2026: 362,758Q2 2026: 577,335Q3 2026: 1M
Q1 2024: 234,450Q2 2024: 235,356Q3 2024: 235,626Q4 2024: 231,072Q1 2025: 232,212Q2 2025: 235,539Q3 2025: 259,242Q1 2026: 362,758Q2 2026: 577,335Q3 2026: 1M
PeriodChange %Net change
Quarterly+78%+451K shares
1 year+336%+792K shares
3 years+861%+921K shares

SHFS has 1M diluted shares, up 336% from a year ago.

SHFS Net Leverage

Q2 2024: 118.1x
Q2 2024: 118.1x
QuarterNet LeverageStatus
Q2 2024118.1xHigh

SHFS's net debt is more than 20 years of its operating earnings (EBITDA). Net leverage isn't a meaningful measure for financial services companies like SHFS.

SHFS Weekly Momentum

MetricValueStatus
RSI25.4Oversold
Stochastic0.2Oversold

SHFS's weekly RSI is 25 (oversold) and its Stochastic is 0 (oversold).

SHFS PE vs Financial Services Sector

MetricSHFSSector medianRelative
PEN/A13x—

SHFS has no meaningful PE right now: it lost money over the past year.

SHFS Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$0.4996% below
20 week MA$1.5099% below
50 week MA$6.73100% below
100 week MA$29.3100% below
200 week MA$96.8100% below

SHFS is in a downtrend: it's below all five of its weekly moving averages, and 100% below its 200-week average.

SHFS Yearly ROI

YearStart priceEnd priceROI
2021$2,371.2$2,412.0+1.7%
2022$2,412.0$460.8-81%
2023$460.8$340.8-26%
2024$340.8$101.0-70%
2025$101.0$15.0-85%
2026 YTD$15.0$0.02-100%

SHFS has finished four years in a row lower, and it's down 100% so far in 2026.

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