PRK
Park National Corporation
PRK's fundamentals are mixed: revenue grew 20%, but its operating margin fell 2 points to 38%. At 16x earnings, it's trading right at its usual valuation. Analysts expect earnings growth.
PRK Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
PRK's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like PRK.
PRK PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 13x | $145 | -18% |
| Forward | 13x | $176 | — |
| Fair | 15x | $172 | -2.7% |
| Current | 16x | $176 | — |
| Expensive | 17x | $196 | +11% |
Historical ranges are pointers, not guarantees.
PRK's PE is in its fair range at 16x. If earnings grow as analysts expect, today's price would be 13x next year's earnings, in its cheap range.
PRK Forward outlook
| Metric | Outlook |
|---|---|
| Improving | |
| Growth | |
| Growth | |
| Improving | |
| Limited | |
| High |
Analysts expect earnings and revenue growth for PRK, with profitability improving.
PRK Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $13.16 | +16% |
| Q3 2026 | $11.37 | +4.6% |
| Q2 2026 | $11.16 | +8.3% |
| Q1 2026 | $10.90 | +12% |
| Q4 2025 | $11.11 | +19% |
| Q3 2025 | $10.87 | +29% |
| Q2 2025 | $10.30 | +23% |
| Q1 2025 | $9.75 | +23% |
| Q4 2024 | $9.32 | +19% |
PRK's earnings per share have climbed steadily: $11.37 over the past year, up 4.6% from the year before, and higher year over year for nine quarters in a row.
PRK Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $177.4M | +25% |
| Q2 2026 | $178.4M | +26% |
| Q1 2026 | $159.5M | +23% |
| Q4 2025 | $144.3M | +7.3% |
| Q3 2025 | $141.6M | +2.9% |
| Q2 2025 | $141.2M | +11% |
| Q1 2025 | $130.1M | +6.8% |
| Q4 2024 | $134.5M | +22% |
PRK's revenue has grown year over year for 11 quarters in a row: $177M last quarter, up 25% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 40% | -1.1 points |
| Q2 2026 | 41% | -1.2 points |
| Q1 2026 | 32% | -7 points |
| Q4 2025 | 37% | +1.3 points |
| Q3 2025 | 41% | +7.1 points |
| Q2 2025 | 42% | +3.9 points |
| Q1 2025 | 39% | +4.5 points |
| Q4 2024 | 35% | +8.3 points |
PRK's operating margin was 40% last quarter, down 1.1 points from the same quarter a year ago.
PRK Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $58.4M | +14% |
| Q2 2026 | $50.5M | +4.4% |
| Q1 2026 | $26.6M | -28% |
| Q4 2025 | $55.7M | +18% |
| Q3 2025 | $51.1M | +21% |
| Q2 2025 | $48.4M | -0.8% |
| Q1 2025 | $36.8M | +17% |
| Q4 2024 | $47.1M | -9.2% |
PRK's free cash flow was $191M over the past year, up 4.3% from the year before. Free cash flow isn't a meaningful measure for financial services companies like PRK.
PRK Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | 0% | +1.1K shares |
| 1 year | +12% | +2M shares |
| 3 years | +12% | +2M shares |
| 5 years | +11% | +1.8M shares |
| Available history | +11% | +1.8M shares |
PRK has 18M diluted shares, up 12% from a year ago.
| Quarter | Spent |
|---|---|
| Q4 2025 | — |
| Q3 2025 | — |
| Q4 2024 | — |
| Q3 2024 | — |
| Q2 2024 | — |
| Q1 2024 | — |
| Q4 2023 | — |
| Q3 2023 | $5.2M |
PRK Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -1.5x | Net Cash |
| Q2 2026 | -1.8x | Net Cash |
| Q1 2026 | -3.5x | Net Cash |
| Q4 2025 | -0.3x | Net Cash |
| Q3 2025 | -0.6x | Net Cash |
| Q2 2025 | 0.4x | Very low |
| Q1 2025 | 0.2x | Very low |
| Q4 2024 | 2.1x | Moderate |
PRK has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like PRK.
PRK Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 45.0 | Neutral |
| Stochastic | 13.6 | Oversold |
PRK's weekly RSI is 45 (neutral) and its Stochastic is 14 (oversold).
PRK PE vs Financial Services Sector
| Metric | PRK | Sector median | Relative |
|---|---|---|---|
| PE | 16x | 13x | 19% above |
| PE % | 56 | 63 | 7 pts below |
PRK is trading at 16x earnings, a 19% premium to the Financial Services sector's median of 13x.
PRK Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $179.0 | 1.5% below |
| 20 week MA | $188.3 | 6.3% below |
| 50 week MA | $175.5 | 0.5% above |
| 100 week MA | $169.0 | 4.4% above |
| 200 week MA | $150.4 | 17% above |
PRK has pulled back, but its long-term trend is still up: it's below its 8- and 20-week averages, but 17% above its 200-week average.
PRK Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $102.8 | $103.2 | +0.4% |
| 2021 | $103.2 | $138.2 | +34% |
| 2022 | $138.2 | $142.6 | +3.2% |
| 2023 | $142.6 | $132.9 | -6.8% |
| 2024 | $132.9 | $174.1 | +31% |
| 2025 | $174.1 | $157.5 | -9.5% |
| 2026 YTD | $157.5 | $176.4 | +12% |
PRK has finished higher in four of the last six years. It's up 12% so far in 2026.