PLTR
Palantir Technologies Inc.
PLTR has the edge over RPAY overall, supported by stronger valuation and stronger fundamentals.
RPAY
Repay Holdings Corporation
RPAY trails on the overall score without a compensating advantage in the available component scores.
PLTR Fundamentals
| Metric | Status |
|---|---|
| Strong | |
| Strong | |
| Strong | |
| Strong |
PLTR's revenue, profitability, cash flow and balance sheet are all currently strong.
RPAY Fundamentals
| Metric | Status |
|---|---|
| Strong | |
| Stable | |
| Healthy | |
| Under pressure |
RPAY's revenue and cash flow are currently healthy, and its profitability is stable, but its balance sheet is under pressure.
PLTR PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 75x | $172 | — |
| Current | 120x | $172 | — |
| Cheap | 165x | $236 | +37% |
| Fair | 251x | $359 | +109% |
| Expensive | 452x | $646 | +277% |
Historical ranges are pointers, not guarantees.
PLTR's PE is in its cheap range at 120x. If earnings grow as analysts expect, today's price would be 75x next year's earnings.
RPAY PE Valuation
RPAY has no meaningful PE right now: it lost money over the past year.
PLTR Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Strong growth | |
| Strong growth | |
| Strongly improving | |
| Moderate | |
| Moderate |
PLTR has the edge over RPAY on the outlook, with more favorable profitability expectations.
RPAY Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Growth | |
| Strong growth | |
| Strongly weakening | |
| Limited | |
| High |
Analysts expect earnings and revenue growth for RPAY, but weaker profitability.
PLTR Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $2.30 | +61% |
| Q3 2026 | $1.43 | +240% |
| Q2 2026 | $1.17 | +290% |
| Q1 2026 | $0.89 | +287% |
| Q4 2025 | $0.63 | +232% |
| Q3 2025 | $0.42 | +110% |
| Q2 2025 | $0.30 | +76% |
| Q1 2025 | $0.23 | +92% |
| Q4 2024 | $0.19 | +111% |
PLTR has the stronger earnings trend. Trailing diluted EPS is up 240% for PLTR versus RPAY down 80%.
RPAY Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $0.93 | +673% |
| Q4 2022 | $0.12 | +$0.72 |
| Q3 2022 | $0.00 | +$0.56 |
| Q2 2022 | -$0.12 | +$0.53 |
| Q1 2022 | -$0.27 | +$0.53 |
| Q4 2021 | -$0.60 | +$0.08 |
| Q3 2021 | -$0.56 | +$0.20 |
| Q2 2021 | -$0.65 | +$0.20 |
| Q1 2021 | -$0.80 | -$0.12 |
RPAY has returned to profit: it earned $0.12 per share over the past year, after losing money the year before.
PLTR Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $2.3B | +96% |
| Q2 2026 | $1.9B | +93% |
| Q1 2026 | $1.6B | +85% |
| Q4 2025 | $1.4B | +70% |
| Q3 2025 | $1.2B | +63% |
| Q2 2025 | $1B | +48% |
| Q1 2025 | $883.9M | +39% |
| Q4 2024 | $827.5M | +36% |
PLTR has the edge over RPAY on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 47% | +14 points |
| Q2 2026 | 47% | +20 points |
| Q1 2026 | 46% | +26 points |
| Q4 2025 | 41% | +40 points |
| Q3 2025 | 33% | +18 points |
| Q2 2025 | 27% | +11 points |
| Q1 2025 | 20% | +7.2 points |
| Q4 2024 | 1.3% | -9.5 points |
PLTR has the edge over RPAY on profitability, with a higher operating margin.
RPAY Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $153.4M | +97% |
| Q2 2026 | $100.7M | +33% |
| Q1 2026 | $80.8M | +4.5% |
| Q4 2025 | $78.6M | +0.4% |
| Q3 2025 | $77.7M | -1.8% |
| Q2 2025 | $75.6M | +1% |
| Q1 2025 | $77.3M | -4.2% |
| Q4 2024 | $78.3M | +3% |
RPAY's revenue has grown year over year for four quarters in a row: $153M last quarter, up 97% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 0.1% | +3.9 points |
| Q2 2026 | -3.2% | +136 points |
| Q1 2026 | 0% | +4.7 points |
| Q4 2025 | -182% | -181 points |
| Q3 2025 | -3.9% | -3 points |
| Q2 2025 | -139% | -134 points |
| Q1 2025 | -4.7% | -1.6 points |
| Q4 2024 | -1.5% | +102 points |
RPAY's operating margin was 0.1% last quarter, up 3.9 points from the same quarter a year ago, near the top of its range since 2019.
PLTR Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $1.2B | +139% |
| Q2 2026 | $1.2B | +126% |
| Q1 2026 | $891.8M | +193% |
| Q4 2025 | $764M | +67% |
| Q3 2025 | $500.9M | +20% |
| Q2 2025 | $531.6M | +276% |
| Q1 2025 | $304.1M | +140% |
| Q4 2024 | $457.2M | +54% |
PLTR has the edge over RPAY on cash flow, with more consistent year-over-year improvement.
RPAY Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $9.2M | -71% |
| Q2 2026 | $38.1M | +15% |
| Q1 2026 | $16.7M | +609% |
| Q4 2025 | $23.2M | -32% |
| Q3 2025 | $32.1M | -46% |
| Q2 2025 | $33.1M | +8.7% |
| Q1 2025 | $2.4M | -90% |
| Q4 2024 | $34M | -3.3% |
RPAY still generates free cash flow, though less than at its 2024 peak: $87M over the past year.
PLTR Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +0.2% | +5.2M shares |
| 1 year | +0.1% | +2.9M shares |
| 3 years | +11% | +248M shares |
| 5 years | +31% | +610M shares |
| Available history | +184% | +1.7B shares |
PLTR has the edge over RPAY on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q4 2025 | $19.2M |
| Q3 2025 | $19.2M |
| Q2 2025 | $18.6M |
| Q1 2025 | $18M |
| Q4 2024 | $18.6M |
| Q3 2024 | $18.9M |
| Q2 2024 | $17.7M |
| Q1 2024 | $9M |
RPAY Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -2.8% | -3.1M shares |
| 1 year | +25% | +21.8M shares |
RPAY has 110M diluted shares, up 25% from a year ago.
| Quarter | Spent |
|---|---|
| Q4 2023 | $381,000 |
| Q3 2023 | $134,000 |
| Q2 2023 | $171,000 |
| Q1 2023 | $1.2M |
| Q4 2022 | $675,739 |
| Q3 2022 | $141,414 |
| Q2 2022 | $141,414 |
| Q1 2022 | $1.7M |
PLTR Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -1.1x | Net Cash |
| Q2 2026 | -0.8x | Net Cash |
| Q1 2026 | -1.1x | Net Cash |
| Q4 2025 | -1.0x | Net Cash |
| Q3 2025 | -1.9x | Net Cash |
| Q2 2025 | -1.6x | Net Cash |
| Q1 2025 | -2.3x | Net Cash |
| Q4 2024 | -6.1x | Net Cash |
PLTR has more cash than debt.
RPAY Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q1 2025 | 3.6x | Elevated |
| Q4 2024 | 3.2x | Elevated |
| Q3 2024 | 17.3x | High |
| Q2 2024 | 18.6x | High |
| Q1 2024 | 34.9x | High |
| Q3 2023 | 5.9x | High |
| Q2 2023 | 6.5x | High |
| Q1 2023 | 7.2x | High |
RPAY's net debt is about 3.6 years of its operating earnings (EBITDA), down from more than 20 years a year ago.
PLTR Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 51.4 | Neutral |
| Stochastic | 47.4 | Neutral |
PLTR's weekly RSI is 51 (neutral) and its Stochastic is 47 (neutral).
RPAY Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 52.8 | Neutral |
| Stochastic | 71.5 | Neutral |
RPAY's weekly RSI is 53 (neutral) and its Stochastic is 71 (neutral).
PLTR PE vs Technology Sector
| Metric | PLTR | Sector median | Relative |
|---|---|---|---|
| PE | 120x | 28x | 331% above |
| PE % | 1 | 38 | 37 pts below |
PLTR is trading at 120x earnings, a 331% premium to the Technology sector's median of 28x.
RPAY PE vs Technology Sector
RPAY has no meaningful PE right now: it lost money over the past year.
PLTR Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $185.8 | 7.6% below |
| 20 week MA | $167.6 | 2.4% above |
| 50 week MA | $157.1 | 9.2% above |
| 100 week MA | $143.8 | 19% above |
| 200 week MA | $83.3 | 106% above |
PLTR has the edge over RPAY on trend strength, trading above more of its moving averages.
RPAY Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $4.12 | 0.5% below |
| 20 week MA | $3.99 | 2.8% above |
| 50 week MA | $3.63 | 13% above |
| 100 week MA | $4.52 | 9.3% below |
| 200 week MA | $6.41 | 36% below |
RPAY's trend is mixed: it's above two of its five weekly moving averages, and 36% below its 200-week average.
PLTR Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $9.20 | $27.8 | +202% |
| 2021 | $27.8 | $18.9 | -32% |
| 2022 | $18.9 | $6.29 | -67% |
| 2023 | $6.29 | $17.2 | +173% |
| 2024 | $17.2 | $79.1 | +361% |
| 2025 | $79.1 | $188.7 | +139% |
| 2026 YTD | $188.7 | $171.6 | -9.1% |
PLTR's yearly returns have swung widely, from +361% in 2024 to −67% in 2022. It's down 9.1% so far in 2026.
RPAY Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $14.6 | $27.7 | +90% |
| 2021 | $27.7 | $18.4 | -34% |
| 2022 | $18.4 | $7.62 | -59% |
| 2023 | $7.62 | $8.54 | +12% |
| 2024 | $8.54 | $7.74 | -9.4% |
| 2025 | $7.74 | $3.71 | -52% |
| 2026 YTD | $3.71 | $4.10 | +11% |
RPAY has the edge over PLTR on returns for 2026, with the stronger performance.