PLTR

Palantir Technologies Inc.

90
Fundamentals95/ 100
Valuation88/ 100
Upside potential84/ 100
Risk potential21/ 100

PLTR has the edge over RELY overall, supported by stronger valuation and stronger fundamentals.

RELY

Remitly Global, Inc.

81
Fundamentals90/ 100
Valuation64/ 100
Upside potential80/ 100
Risk potential16/ 100

RELY has lower modeled downside risk, despite its lower overall score.

PLTR Fundamentals

MetricStatus
Strong
Strong
Strong
Strong

PLTR's revenue, profitability, cash flow and balance sheet are all currently strong.

RELY Fundamentals

MetricStatus
Healthy
Strong
Strong
Healthy

RELY's revenue, profitability, cash flow and balance sheet are all currently healthy.

PLTR PE Valuation

CHEAPFAIREXPENSIVE174x349x523x698x
CHEAPFAIREXPENSIVE174x349x523x698x
LevelPEPriceVs current
Forward75x$172—
Current120x$172—
Cheap165x$236+37%
Fair251x$359+109%
Expensive452x$646+277%

Historical ranges are pointers, not guarantees.

PLTR's PE is in its cheap range at 120x. If earnings grow as analysts expect, today's price would be 75x next year's earnings.

RELY PE Valuation

CHEAPFAIREXPENSIVE85x170x255x340x
CHEAPFAIREXPENSIVE85x170x255x340x
LevelPEPriceVs current
Current14x$22.79—
Cheap19x$30.73+35%
Forward23x$22.79—
Fair54x$89.46+293%
Expensive258x$425+1765%

Historical ranges are pointers, not guarantees.

RELY has the edge over PLTR in the historical PE scenario, which offers more potential upside but is not a forecast.

PLTR Forward outlook

MetricOutlook
Strongly improving
Strong growth
Strong growth
Strongly improving
Moderate
Moderate

PLTR has the edge over RELY on the outlook, with more favorable valuation expectations.

RELY Forward outlook

MetricOutlook
Strongly deteriorating
Strong growth
Strong growth
Strongly improving
Limited
High

Analysts expect strong earnings and revenue growth for RELY, with profitability improving.

PLTR Risk to reward

ScenarioChangePrice
Upside+112%$364.26
Downside-21%$136.16

Calculated from the latest close: $171.58 on Nov 12.

PLTR has a better modeled risk to reward balance than RELY, with more potential upside relative to its potential downside.

RELY Risk to reward

ScenarioChangePrice
Upside+68%$38.27
Downside-16%$19.03

Calculated from the latest close: $22.79 on Nov 12.

RELY trails PLTR on modeled risk to reward, with less potential upside relative to its potential downside.

PLTR Earnings Per Share

Q4 2023: $0.09Q1 2024: $0.12Q2 2024: $0.17Q3 2024: $0.20Q4 2024: $0.19Q1 2025: $0.23Q2 2025: $0.30Q3 2025: $0.42Q4 2025: $0.63Q1 2026: $0.89Q2 2026: $1.17Q3 2026: $1.43Forward: $2.30
Q4 2023: $0.09Q1 2024: $0.12Q2 2024: $0.17Q3 2024: $0.20Q4 2024: $0.19Q1 2025: $0.23Q2 2025: $0.30Q3 2025: $0.42Q4 2025: $0.63Q1 2026: $0.89Q2 2026: $1.17Q3 2026: $1.43Forward: $2.30
QuarterTTM EPSYoY
Forward$2.30+61%
Q3 2026$1.43+240%
Q2 2026$1.17+290%
Q1 2026$0.89+287%
Q4 2025$0.63+232%
Q3 2025$0.42+110%
Q2 2025$0.30+76%
Q1 2025$0.23+92%
Q4 2024$0.19+111%

PLTR's earnings per share have climbed steadily: $1.43 over the past year, about three times what it earned the year before, and higher year over year every quarter since late 2021.

RELY Earnings Per Share

Q4 2023: $-0.65Q1 2024: $-0.60Q2 2024: $-0.55Q3 2024: $-0.34Q4 2024: $-0.19Q1 2025: $-0.03Q2 2025: $0.06Q3 2025: $0.09Q4 2025: $0.31Q1 2026: $0.49Q2 2026: $1.39Q3 2026: $1.65Forward: $1.00
Q4 2023: $-0.65Q1 2024: $-0.60Q2 2024: $-0.55Q3 2024: $-0.34Q4 2024: $-0.19Q1 2025: $-0.03Q2 2025: $0.06Q3 2025: $0.09Q4 2025: $0.31Q1 2026: $0.49Q2 2026: $1.39Q3 2026: $1.65Forward: $1.00
QuarterTTM EPSYoY
Forward$1.00-39%
Q3 2026$1.65+1733%
Q2 2026$1.39+2217%
Q1 2026$0.49+$0.52
Q4 2025$0.31+$0.50
Q3 2025$0.09+$0.43
Q2 2025$0.06+$0.61
Q1 2025-$0.03+$0.57
Q4 2024-$0.19+$0.46

RELY's earnings per share have climbed steadily: $1.65 over the past year, more than ten times what it earned the year before, and higher year over year for 12 quarters in a row.

PLTR Quarterly Revenue

Q4 2023: $608MQ1 2024: $634MQ2 2024: $678MQ3 2024: $726MQ4 2024: $828MQ1 2025: $884MQ2 2025: $1BQ3 2025: $1.2BQ4 2025: $1.4BQ1 2026: $1.6BQ2 2026: $1.9BQ3 2026: $2.3B
Q4 2023: $608MQ1 2024: $634MQ2 2024: $678MQ3 2024: $726MQ4 2024: $828MQ1 2025: $884MQ2 2025: $1BQ3 2025: $1.2BQ4 2025: $1.4BQ1 2026: $1.6BQ2 2026: $1.9BQ3 2026: $2.3B
QuarterRevenueYoY
Q3 2026$2.3B+96%
Q2 2026$1.9B+93%
Q1 2026$1.6B+85%
Q4 2025$1.4B+70%
Q3 2025$1.2B+63%
Q2 2025$1B+48%
Q1 2025$883.9M+39%
Q4 2024$827.5M+36%

PLTR has the edge over RELY on sales, with stronger typical year-over-year growth.

RELY Quarterly Revenue

Q4 2023: $265MQ1 2024: $269MQ2 2024: $306MQ3 2024: $337MQ4 2024: $352MQ1 2025: $362MQ2 2025: $412MQ3 2025: $419MQ4 2025: $442MQ1 2026: $453MQ2 2026: $495MQ3 2026: $510M
Q4 2023: $265MQ1 2024: $269MQ2 2024: $306MQ3 2024: $337MQ4 2024: $352MQ1 2025: $362MQ2 2025: $412MQ3 2025: $419MQ4 2025: $442MQ1 2026: $453MQ2 2026: $495MQ3 2026: $510M
QuarterRevenueYoY
Q3 2026$509.8M+22%
Q2 2026$495.2M+20%
Q1 2026$452.8M+25%
Q4 2025$442.2M+26%
Q3 2025$419.5M+25%
Q2 2025$411.9M+34%
Q1 2025$361.6M+34%
Q4 2024$351.9M+33%

RELY's revenue has grown year over year for 23 quarters in a row: $510M last quarter, up 22% from the same quarter a year ago.

PLTR Free Cash Flow

Q4 2023: $296MQ1 2024: $127MQ2 2024: $141MQ3 2024: $416MQ4 2024: $457MQ1 2025: $304MQ2 2025: $532MQ3 2025: $501MQ4 2025: $764MQ1 2026: $892MQ2 2026: $1.2BQ3 2026: $1.2B
Q4 2023: $296MQ1 2024: $127MQ2 2024: $141MQ3 2024: $416MQ4 2024: $457MQ1 2025: $304MQ2 2025: $532MQ3 2025: $501MQ4 2025: $764MQ1 2026: $892MQ2 2026: $1.2BQ3 2026: $1.2B
QuarterFree cash flowYoY
Q3 2026$1.2B+139%
Q2 2026$1.2B+126%
Q1 2026$891.8M+193%
Q4 2025$764M+67%
Q3 2025$500.9M+20%
Q2 2025$531.6M+276%
Q1 2025$304.1M+140%
Q4 2024$457.2M+54%

PLTR has the edge over RELY on cash flow, with more consistent year-over-year improvement.

RELY Free Cash Flow

Q4 2023: −$35MQ1 2024: −$58MQ2 2024: $48MQ3 2024: $146MQ4 2024: $53MQ1 2025: $119MQ2 2025: $29MQ3 2025: $5MQ4 2025: $143MQ1 2026: $76MQ2 2026: $133MQ3 2026: $92M
Q4 2023: −$35MQ1 2024: −$58MQ2 2024: $48MQ3 2024: $146MQ4 2024: $53MQ1 2025: $119MQ2 2025: $29MQ3 2025: $5MQ4 2025: $143MQ1 2026: $76MQ2 2026: $133MQ3 2026: $92M
QuarterFree cash flowYoY
Q3 2026$91.6M+1788%
Q2 2026$133.4M+367%
Q1 2026$75.9M-36%
Q4 2025$143.3M+171%
Q3 2025$4.9M-97%
Q2 2025$28.6M-40%
Q1 2025$118.9M+$176.7M
Q4 2024$52.8M+$87.9M

RELY generated $444M in free cash flow over the past year, up 116% from the year before.

PLTR Total Shares

Q4 2023: 2.3BQ1 2024: 2.4BQ2 2024: 2.4BQ3 2024: 2.5BQ4 2024: 2.5BQ1 2025: 2.6BQ2 2025: 2.6BQ3 2025: 2.6BQ4 2025: 2.6BQ1 2026: 2.6BQ2 2026: 2.6BQ3 2026: 2.6B
Q4 2023: 2.3BQ1 2024: 2.4BQ2 2024: 2.4BQ3 2024: 2.5BQ4 2024: 2.5BQ1 2025: 2.6BQ2 2025: 2.6BQ3 2025: 2.6BQ4 2025: 2.6BQ1 2026: 2.6BQ2 2026: 2.6BQ3 2026: 2.6B
PeriodChange %Net change
Quarterly+0.2%+5.2M shares
1 year+0.1%+2.9M shares
3 years+11%+248M shares
5 years+31%+610M shares
Available history+184%+1.7B shares

PLTR has the edge over RELY on shareholder dilution, with a more favorable share count trend.

RELY Total Shares

Q4 2023: 181MQ1 2024: 190MQ2 2024: 193MQ3 2024: 205MQ4 2024: 195MQ1 2025: 218MQ2 2025: 219MQ3 2025: 217MQ4 2025: 218MQ1 2026: 217MQ2 2026: 221MQ3 2026: 224M
Q4 2023: 181MQ1 2024: 190MQ2 2024: 193MQ3 2024: 205MQ4 2024: 195MQ1 2025: 218MQ2 2025: 219MQ3 2025: 217MQ4 2025: 218MQ1 2026: 217MQ2 2026: 221MQ3 2026: 224M
PeriodChange %Net change
Quarterly+1.1%+2.5M shares
1 year+2.9%+6.3M shares
3 years+22%+41M shares
5 years+38%+62.1M shares
Available history+672%+195M shares

RELY has 224M diluted shares, up 2.9% from a year ago, despite $92M in buybacks over the past year.

PLTR Net Leverage

Q4 2023: -5.4xQ1 2024: -2.3xQ2 2024: -1.6xQ3 2024: -1.9xQ4 2024: -6.1xQ1 2025: -2.3xQ2 2025: -1.6xQ3 2025: -1.9xQ4 2025: -1.0xQ1 2026: -1.1xQ2 2026: -0.8xQ3 2026: -1.1x
Q4 2023: -5.4xQ1 2024: -2.3xQ2 2024: -1.6xQ3 2024: -1.9xQ4 2024: -6.1xQ1 2025: -2.3xQ2 2025: -1.6xQ3 2025: -1.9xQ4 2025: -1.0xQ1 2026: -1.1xQ2 2026: -0.8xQ3 2026: -1.1x
QuarterNet LeverageStatus
Q3 2026-1.1xNet Cash
Q2 2026-0.8xNet Cash
Q1 2026-1.1xNet Cash
Q4 2025-1.0xNet Cash
Q3 2025-1.9xNet Cash
Q2 2025-1.6xNet Cash
Q1 2025-2.3xNet Cash
Q4 2024-6.1xNet Cash

PLTR has more cash than debt.

RELY Net Leverage

Q1 2025: -38.2xQ2 2025: -11.2xQ3 2025: -8.1xQ4 2025: -3.8xQ1 2026: -4.5xQ2 2026: -3.4xQ3 2026: -2.6x
Q1 2025: -38.2xQ2 2025: -11.2xQ3 2025: -8.1xQ4 2025: -3.8xQ1 2026: -4.5xQ2 2026: -3.4xQ3 2026: -2.6x
QuarterNet LeverageStatus
Q3 2026-2.6xNet Cash
Q2 2026-3.4xNet Cash
Q1 2026-4.5xNet Cash
Q4 2025-3.8xNet Cash
Q3 2025-8.1xNet Cash
Q2 2025-11.2xNet Cash
Q1 2025-38.2xNet Cash

RELY has the edge over PLTR on leverage, with a lower net debt burden relative to earnings.

PLTR Weekly Momentum

MetricValueStatus
RSI51.4Neutral
Stochastic47.4Neutral

PLTR's weekly RSI is 51 (neutral) and its Stochastic is 47 (neutral).

RELY Weekly Momentum

MetricValueStatus
RSI51.0Neutral
Stochastic43.3Neutral

RELY's weekly RSI is 51 (neutral) and its Stochastic is 43 (neutral).

PLTR PE vs Technology Sector

MetricPLTRSector medianRelative
PE120x28x331% above
PE %13837 pts below

PLTR is trading at 120x earnings, a 331% premium to the Technology sector's median of 28x.

RELY PE vs Technology Sector

MetricRELYSector medianRelative
PE14x28x50% below
PE %24543 pts below

RELY has the edge over PLTR on valuation relative to its sector.

PLTR Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$185.87.6% below
20 week MA$167.62.4% above
50 week MA$157.19.2% above
100 week MA$143.819% above
200 week MA$83.3106% above

PLTR has the edge over RELY on trend strength, trading above more of its moving averages.

RELY Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$23.21.7% below
20 week MA$23.84.3% below
50 week MA$19.815% above
100 week MA$19.716% above
200 week MA$18.821% above

RELY has pulled back, but its long-term trend is still up: it's below its 8- and 20-week averages, but 21% above its 200-week average.

PLTR Yearly ROI

YearStart priceEnd priceROI
2020$9.20$27.8+202%
2021$27.8$18.9-32%
2022$18.9$6.29-67%
2023$6.29$17.2+173%
2024$17.2$79.1+361%
2025$79.1$188.7+139%
2026 YTD$188.7$171.6-9.1%

PLTR's yearly returns have swung widely, from +361% in 2024 to −67% in 2022. It's down 9.1% so far in 2026.

RELY Yearly ROI

YearStart priceEnd priceROI
2021$44.1$21.6-51%
2022$21.6$9.64-55%
2023$9.64$19.4+101%
2024$19.4$22.8+17%
2025$22.8$14.2-38%
2026 YTD$14.2$22.8+60%

RELY has the edge over PLTR on returns for 2026, with the stronger performance.

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