PBH

Prestige Consumer Healthcare Inc.

48
Fundamentals47/ 100
Valuation51/ 100
Upside potential44/ 100
Risk potential25/ 100

PBH trails on the overall score without a compensating advantage in the available component scores.

UNH

UnitedHealth Group Incorporated

62
Fundamentals51/ 100
Valuation56/ 100
Upside potential71/ 100
Risk potential15/ 100

UNH has the edge over PBH overall, supported by stronger modeled upside and lower modeled downside.

PBH Fundamentals

MetricStatus
Healthy
Healthy
Healthy
Weak

PBH's revenue, profitability and cash flow are currently healthy, but its balance sheet is weak.

UNH Fundamentals

MetricStatus
Stable
Stable
Healthy
Healthy

UNH's cash flow and balance sheet are currently healthy, and its revenue and profitability are stable.

PBH PE Valuation

CHEAPFAIREXPENSIVE5.4x11x16x22x
CHEAPFAIREXPENSIVE5.4x11x16x22x
LevelPEPriceVs current
Forward9.5x$45.32—
Cheap13x$41.99-7.4%
Current14x$45.32—
Fair15x$48.52+7.1%
Expensive18x$57.31+26%

Historical ranges are pointers, not guarantees.

PBH has the edge over UNH in the historical PE scenario, which offers more potential upside but is not a forecast.

UNH PE Valuation

CHEAPFAIREXPENSIVE10x21x31x42x
CHEAPFAIREXPENSIVE10x21x31x42x
LevelPEPriceVs current
Forward18x$405—
Cheap19x$325-20%
Fair23x$410+1.2%
Current23x$405—
Expensive30x$526+30%

Historical ranges are pointers, not guarantees.

UNH's PE is in its fair range at 23x. If earnings grow as analysts expect, today's price would be 18x next year's earnings, in its cheap range.

PBH Forward outlook

MetricOutlook
Strongly improving
Growth
Growth
Strongly weakening
Limited
Moderate

Analysts expect earnings and revenue growth for PBH, but weaker profitability.

UNH Forward outlook

MetricOutlook
Strongly improving
Strong growth
Stable
Improving
Moderate
Low

Analysts expect UNH's earnings to grow and its profitability to improve, with its revenue holding steady. However, they disagree widely on these estimates.

PBH Risk to reward

ScenarioChangePrice
Upside+20%$54.28
Downside-25%$33.81

Calculated from the latest close: $45.32 on Nov 12.

PBH trails UNH on modeled risk to reward, with less potential upside and more potential downside.

UNH Risk to reward

ScenarioChangePrice
Upside+36%$550.65
Downside-15%$346.07

Calculated from the latest close: $405.13 on Nov 12.

UNH has a better modeled risk to reward balance than PBH, with more potential upside and less potential downside.

PBH Earnings Per Share

Q4 2023: $-1.61Q1 2024: $4.17Q2 2024: $4.09Q3 2024: $4.11Q4 2024: $4.27Q1 2025: $4.29Q2 2025: $4.26Q3 2025: $4.03Q4 2025: $3.78Q1 2026: $3.91Q2 2026: $3.57Q3 2026: $3.24Forward: $4.78
Q4 2023: $-1.61Q1 2024: $4.17Q2 2024: $4.09Q3 2024: $4.11Q4 2024: $4.27Q1 2025: $4.29Q2 2025: $4.26Q3 2025: $4.03Q4 2025: $3.78Q1 2026: $3.91Q2 2026: $3.57Q3 2026: $3.24Forward: $4.78
QuarterTTM EPSYoY
Forward$4.78+48%
Q3 2026$3.24-20%
Q2 2026$3.57-16%
Q1 2026$3.91-8.9%
Q4 2025$3.78-11%
Q3 2025$4.03-1.9%
Q2 2025$4.26+4.2%
Q1 2025$4.29+2.9%
Q4 2024$4.27+$5.88

PBH earned $3.24 per share over the past year, down 20% from the year before.

UNH Earnings Per Share

Q4 2023: $23.86Q1 2024: $16.38Q2 2024: $15.10Q3 2024: $15.37Q4 2024: $15.51Q1 2025: $23.89Q2 2025: $23.09Q3 2025: $19.17Q4 2025: $13.23Q1 2026: $13.28Q2 2026: $15.58Q3 2026: $17.55Forward: $22.65
Q4 2023: $23.86Q1 2024: $16.38Q2 2024: $15.10Q3 2024: $15.37Q4 2024: $15.51Q1 2025: $23.89Q2 2025: $23.09Q3 2025: $19.17Q4 2025: $13.23Q1 2026: $13.28Q2 2026: $15.58Q3 2026: $17.55Forward: $22.65
QuarterTTM EPSYoY
Forward$22.65+29%
Q3 2026$17.55-8.5%
Q2 2026$15.58-33%
Q1 2026$13.28-44%
Q4 2025$13.23-15%
Q3 2025$19.17+25%
Q2 2025$23.09+53%
Q1 2025$23.89+46%
Q4 2024$15.51-35%

UNH's earnings per share have fallen from their peak: $17.55 over the past year, against $23.89 in early 2025.

PBH Quarterly Revenue

Q4 2023: $283MQ1 2024: $277MQ2 2024: $267MQ3 2024: $284MQ4 2024: $290MQ1 2025: $297MQ2 2025: $250MQ3 2025: $274MQ4 2025: $283MQ1 2026: $282MQ2 2026: $266MQ3 2026: $336M
Q4 2023: $283MQ1 2024: $277MQ2 2024: $267MQ3 2024: $284MQ4 2024: $290MQ1 2025: $297MQ2 2025: $250MQ3 2025: $274MQ4 2025: $283MQ1 2026: $282MQ2 2026: $266MQ3 2026: $336M
QuarterRevenueYoY
Q3 2026$336.3M+23%
Q2 2026$265.7M+6.5%
Q1 2026$281.6M-5%
Q4 2025$283.4M-2.4%
Q3 2025$274.1M-3.4%
Q2 2025$249.5M-6.6%
Q1 2025$296.5M+7%
Q4 2024$290.3M+2.7%

PBH's revenue has picked up after four years of holding roughly level: $336M last quarter, up 23% from the same quarter a year ago.

UNH Quarterly Revenue

Q4 2023: $94.4BQ1 2024: $99.8BQ2 2024: $98.9BQ3 2024: $101BQ4 2024: $101BQ1 2025: $110BQ2 2025: $112BQ3 2025: $113BQ4 2025: $113BQ1 2026: $112BQ2 2026: $112BQ3 2026: $113B
Q4 2023: $94.4BQ1 2024: $99.8BQ2 2024: $98.9BQ3 2024: $101BQ4 2024: $101BQ1 2025: $110BQ2 2025: $112BQ3 2025: $113BQ4 2025: $113BQ1 2026: $112BQ2 2026: $112BQ3 2026: $113B
QuarterRevenueYoY
Q3 2026$112.7B-0.4%
Q2 2026$112B+0.4%
Q1 2026$111.7B+2%
Q4 2025$113.2B+12%
Q3 2025$113.2B+12%
Q2 2025$111.6B+13%
Q1 2025$109.6B+9.8%
Q4 2024$100.8B+6.8%

UNH has the edge over PBH on sales, with more consistent year-over-year improvement.

PBH Free Cash Flow

Q4 2023: $69MQ1 2024: $64MQ2 2024: $54MQ3 2024: $68MQ4 2024: $64MQ1 2025: $58MQ2 2025: $78MQ3 2025: $55MQ4 2025: $75MQ1 2026: $38MQ2 2026: $67MQ3 2026: $34M
Q4 2023: $69MQ1 2024: $64MQ2 2024: $54MQ3 2024: $68MQ4 2024: $64MQ1 2025: $58MQ2 2025: $78MQ3 2025: $55MQ4 2025: $75MQ1 2026: $38MQ2 2026: $67MQ3 2026: $34M
QuarterFree cash flowYoY
Q3 2026$34.2M-38%
Q2 2026$67.1M-14%
Q1 2026$37.6M-36%
Q4 2025$75.3M+18%
Q3 2025$55.4M-18%
Q2 2025$78.2M+46%
Q1 2025$58.4M-8.5%
Q4 2024$63.5M-8.6%

PBH's free cash flow has been positive every quarter for seven years: $214M over the past year, down 16% from the year before.

UNH Free Cash Flow

Q4 2023: −$6.2BQ1 2024: $401MQ2 2024: $5.9BQ3 2024: $13BQ4 2024: $1.5BQ1 2025: $4.6BQ2 2025: $6.3BQ3 2025: $5.1BQ4 2025: $160MQ1 2026: $8.1BQ2 2026: $10.3BQ3 2026: $4.3B
Q4 2023: −$6.2BQ1 2024: $401MQ2 2024: $5.9BQ3 2024: $13BQ4 2024: $1.5BQ1 2025: $4.6BQ2 2025: $6.3BQ3 2025: $5.1BQ4 2025: $160MQ1 2026: $8.1BQ2 2026: $10.3BQ3 2026: $4.3B
QuarterFree cash flowYoY
Q3 2026$4.3B-16%
Q2 2026$10.3B+63%
Q1 2026$8.1B+79%
Q4 2025$160M-89%
Q3 2025$5.1B-61%
Q2 2025$6.3B+6.9%
Q1 2025$4.6B+1037%
Q4 2024$1.5B+$7.6B

UNH has the edge over PBH on cash flow, with more consistent year-over-year improvement.

PBH Total Shares

Q4 2023: 50MQ1 2024: 50MQ2 2024: 50MQ3 2024: 50MQ4 2024: 50MQ1 2025: 50MQ2 2025: 50MQ3 2025: 49MQ4 2025: 48MQ1 2026: 49MQ2 2026: 48MQ3 2026: 48M
Q4 2023: 50MQ1 2024: 50MQ2 2024: 50MQ3 2024: 50MQ4 2024: 50MQ1 2025: 50MQ2 2025: 50MQ3 2025: 49MQ4 2025: 48MQ1 2026: 49MQ2 2026: 48MQ3 2026: 48M
PeriodChange %Net change
Quarterly0%-11K shares
1 year-3.4%-1.7M shares
3 years-5%-2.5M shares
5 years-6.3%-3.2M shares
Available history-6.4%-3.2M shares

PBH has the edge over UNH on shareholder dilution, with a more favorable share count trend.

UNH Total Shares

Q4 2023: 938MQ1 2024: 922MQ2 2024: 928MQ3 2024: 930MQ4 2024: 929MQ1 2025: 918MQ2 2025: 910MQ3 2025: 908MQ4 2025: 911MQ1 2026: 910MQ2 2026: 906MQ3 2026: 902M
Q4 2023: 938MQ1 2024: 922MQ2 2024: 928MQ3 2024: 930MQ4 2024: 929MQ1 2025: 918MQ2 2025: 910MQ3 2025: 908MQ4 2025: 911MQ1 2026: 910MQ2 2026: 906MQ3 2026: 902M
PeriodChange %Net change
Quarterly-0.4%-4M shares
1 year-0.7%-6M shares
3 years-3.6%-34M shares
5 years-5.5%-53M shares
Available history-6.6%-64M shares

UNH has 902M diluted shares, down 0.7% from a year ago, with $5B in buybacks over the past year.

PBH Net Leverage

Q4 2023: 114.9xQ1 2024: 2.9xQ2 2024: 3.0xQ3 2024: 2.8xQ4 2024: 2.6xQ1 2025: 2.4xQ2 2025: 2.3xQ3 2025: 2.4xQ4 2025: 2.8xQ1 2026: 2.7xQ2 2026: 6.0xQ3 2026: 6.2x
Q4 2023: 114.9xQ1 2024: 2.9xQ2 2024: 3.0xQ3 2024: 2.8xQ4 2024: 2.6xQ1 2025: 2.4xQ2 2025: 2.3xQ3 2025: 2.4xQ4 2025: 2.8xQ1 2026: 2.7xQ2 2026: 6.0xQ3 2026: 6.2x
QuarterNet LeverageStatus
Q3 20266.2xHigh
Q2 20266.0xHigh
Q1 20262.7xModerate
Q4 20252.8xModerate
Q3 20252.4xModerate
Q2 20252.3xModerate
Q1 20252.4xModerate
Q4 20242.6xModerate

PBH's net debt is about 6.2 years of its operating earnings (EBITDA), up from 2.4 years a year ago.

UNH Net Leverage

Q4 2023: 1.0xQ1 2024: 1.3xQ2 2024: 1.4xQ3 2024: 1.3xQ4 2024: 1.4xQ1 2025: 1.3xQ2 2025: 1.5xQ3 2025: 1.7xQ4 2025: 2.3xQ1 2026: 2.2xQ2 2026: 1.7xQ3 2026: 1.7x
Q4 2023: 1.0xQ1 2024: 1.3xQ2 2024: 1.4xQ3 2024: 1.3xQ4 2024: 1.4xQ1 2025: 1.3xQ2 2025: 1.5xQ3 2025: 1.7xQ4 2025: 2.3xQ1 2026: 2.2xQ2 2026: 1.7xQ3 2026: 1.7x
QuarterNet LeverageStatus
Q3 20261.7xHealthy
Q2 20261.7xHealthy
Q1 20262.2xModerate
Q4 20252.3xModerate
Q3 20251.7xHealthy
Q2 20251.5xHealthy
Q1 20251.3xHealthy
Q4 20241.4xHealthy

UNH has the edge over PBH on leverage, with a lower net debt burden relative to earnings.

PBH Weekly Momentum

MetricValueStatus
RSI41.8Neutral
Stochastic25.2Neutral

PBH's weekly RSI is 42 (neutral) and its Stochastic is 25 (neutral).

UNH Weekly Momentum

MetricValueStatus
RSI56.4Neutral
Stochastic60.0Neutral

UNH's weekly RSI is 56 (neutral) and its Stochastic is 60 (neutral).

PBH PE vs Healthcare Sector

MetricPBHSector medianRelative
PE14x26x46% below
PE %2929Same percentile

PBH has the edge over UNH on valuation relative to its sector.

UNH PE vs Healthcare Sector

MetricUNHSector medianRelative
PE23x26x11% below
PE %472918 pts above

UNH is trading at 23x earnings, a 11% discount to the Healthcare sector's median of 26x.

PBH Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$46.93.4% below
20 week MA$48.97.3% below
50 week MA$54.717% below
100 week MA$65.030% below
200 week MA$65.331% below

PBH is in a downtrend: it's below all five of its weekly moving averages, and 31% below its 200-week average.

UNH Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$394.22.8% above
20 week MA$400.51.2% above
50 week MA$361.212% above
100 week MA$376.07.8% above
200 week MA$446.69.3% below

UNH has the edge over PBH on trend strength, trading above more of its moving averages.

PBH Yearly ROI

YearStart priceEnd priceROI
2020$40.7$34.9-14%
2021$34.9$61.9+77%
2022$61.9$62.0+0.2%
2023$62.0$61.2-1.3%
2024$61.2$78.5+28%
2025$78.5$62.8-20%
2026 YTD$62.8$45.3-28%

PBH has finished lower in three of the last six years. It's down 28% so far in 2026.

UNH Yearly ROI

YearStart priceEnd priceROI
2020$296.0$340.8+15%
2021$340.8$495.4+45%
2022$495.4$531.3+7.3%
2023$531.3$526.5-0.9%
2024$526.5$510.0-3.1%
2025$510.0$331.8-35%
2026 YTD$331.8$405.1+22%

UNH has the edge over PBH on returns for 2026, with the stronger performance.

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