PAYS
PaySign, Inc.
PAYS's outlook is improving, though it still trails on the overall score.
PLTR
Palantir Technologies Inc.
PLTR has the edge over PAYS overall, supported by stronger valuation and lower modeled downside.
PAYS Fundamentals
| Metric | Status |
|---|---|
| Strong | |
| Strong | |
| Strong | |
| Strong |
PAYS's revenue, profitability, cash flow and balance sheet are all currently strong.
PLTR Fundamentals
| Metric | Status |
|---|---|
| Strong | |
| Strong | |
| Strong | |
| Strong |
PLTR's revenue, profitability, cash flow and balance sheet are all currently strong.
PAYS PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 26x | $9.49 | — |
| Current | 29x | $9.49 | — |
| Cheap | 31x | $10.13 | +6.8% |
| Fair | 49x | $16.12 | +70% |
| Expensive | 95x | $31.19 | +229% |
Historical ranges are pointers, not guarantees.
PAYS's PE is in its cheap range at 29x. If earnings grow as analysts expect, today's price would be 26x next year's earnings.
PLTR PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 75x | $172 | — |
| Current | 120x | $172 | — |
| Cheap | 165x | $236 | +37% |
| Fair | 251x | $359 | +109% |
| Expensive | 452x | $646 | +277% |
Historical ranges are pointers, not guarantees.
PLTR has the edge over PAYS in the historical PE scenario, which offers more potential upside but is not a forecast.
PAYS Forward outlook
| Metric | Outlook |
|---|---|
| Improving | |
| Strong growth | |
| Strong growth | |
| Strongly improving | |
| Limited | |
| Low |
Analysts expect strong earnings and revenue growth for PAYS, with profitability improving. However, they disagree widely on these estimates.
PLTR Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Strong growth | |
| Strong growth | |
| Strongly improving | |
| Moderate | |
| Moderate |
Analysts expect strong earnings and revenue growth for PLTR, with profitability improving.
PAYS Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $0.37 | +12% |
| Q3 2026 | $0.33 | +154% |
| Q2 2026 | $0.26 | +117% |
| Q1 2026 | $0.17 | +55% |
| Q4 2025 | $0.13 | +86% |
| Q3 2025 | $0.13 | -13% |
| Q2 2025 | $0.12 | -14% |
| Q1 2025 | $0.11 | -15% |
| Q4 2024 | $0.07 | -42% |
PAYS earned $0.33 per share over the past year, up 154% from the year before.
PLTR Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $2.30 | +61% |
| Q3 2026 | $1.43 | +240% |
| Q2 2026 | $1.17 | +290% |
| Q1 2026 | $0.89 | +287% |
| Q4 2025 | $0.63 | +232% |
| Q3 2025 | $0.42 | +110% |
| Q2 2025 | $0.30 | +76% |
| Q1 2025 | $0.23 | +92% |
| Q4 2024 | $0.19 | +111% |
PLTR has the edge over PAYS on earnings, with more consistent year-over-year improvement.
PAYS Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $30.8M | +43% |
| Q2 2026 | $28.3M | +48% |
| Q1 2026 | $28M | +51% |
| Q4 2025 | $22.8M | +46% |
| Q3 2025 | $21.6M | +42% |
| Q2 2025 | $19.1M | +33% |
| Q1 2025 | $18.6M | +41% |
| Q4 2024 | $15.6M | +14% |
PAYS's revenue has grown year over year for 22 quarters in a row: $31M last quarter, up 43% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 24% | +16 points |
| Q2 2026 | 25% | +17 points |
| Q1 2026 | 24% | +10 points |
| Q4 2025 | 8.2% | +5.2 points |
| Q3 2025 | 7.3% | +2.8 points |
| Q2 2025 | 7.5% | +6.7 points |
| Q1 2025 | 13% | +15 points |
| Q4 2024 | 3% | -1.6 points |
PAYS's operating margin was 24% last quarter, up 16 points from the same quarter a year ago.
PLTR Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $2.3B | +96% |
| Q2 2026 | $1.9B | +93% |
| Q1 2026 | $1.6B | +85% |
| Q4 2025 | $1.4B | +70% |
| Q3 2025 | $1.2B | +63% |
| Q2 2025 | $1B | +48% |
| Q1 2025 | $883.9M | +39% |
| Q4 2024 | $827.5M | +36% |
PLTR has the edge over PAYS on sales, with stronger typical year-over-year growth.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 47% | +14 points |
| Q2 2026 | 47% | +20 points |
| Q1 2026 | 46% | +26 points |
| Q4 2025 | 41% | +40 points |
| Q3 2025 | 33% | +18 points |
| Q2 2025 | 27% | +11 points |
| Q1 2025 | 20% | +7.2 points |
| Q4 2024 | 1.3% | -9.5 points |
PLTR has the edge over PAYS on profitability, with a higher operating margin.
PAYS Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $62.7M | +895% |
| Q2 2026 | $1.2M | -66% |
| Q1 2026 | $18.5M | +$24.6M |
| Q4 2025 | $47.5M | +235% |
| Q3 2025 | $6.3M | +$26.6M |
| Q2 2025 | $3.6M | -83% |
| Q1 2025 | -$6.1M | -175% |
| Q4 2024 | $14.2M | -39% |
PAYS generated $130M in free cash flow over the past year, about seven times what it generated the year before.
PLTR Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $1.2B | +139% |
| Q2 2026 | $1.2B | +126% |
| Q1 2026 | $891.8M | +193% |
| Q4 2025 | $764M | +67% |
| Q3 2025 | $500.9M | +20% |
| Q2 2025 | $531.6M | +276% |
| Q1 2025 | $304.1M | +140% |
| Q4 2024 | $457.2M | +54% |
PLTR has the edge over PAYS on cash flow, with more consistent year-over-year improvement.
PAYS Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +1.2% | +744K shares |
| 1 year | +1.5% | +949K shares |
| 3 years | +17% | +9.2M shares |
| 5 years | +23% | +11.6M shares |
| Available history | +15% | +8.2M shares |
PAYS has 63M diluted shares, up 1.5% from a year ago.
| Quarter | Spent |
|---|---|
| Q3 2026 | — |
| Q2 2026 | $199,677 |
| Q1 2026 | $199,677 |
| Q4 2025 | — |
| Q3 2025 | — |
| Q2 2025 | — |
| Q1 2025 | $375,786 |
| Q4 2024 | $134,550 |
PAYS has spent almost nothing on buybacks in the past year.
PLTR Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +0.2% | +5.2M shares |
| 1 year | +0.1% | +2.9M shares |
| 3 years | +11% | +248M shares |
| 5 years | +31% | +610M shares |
| Available history | +184% | +1.7B shares |
PLTR has the edge over PAYS on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q4 2025 | $19.2M |
| Q3 2025 | $19.2M |
| Q2 2025 | $18.6M |
| Q1 2025 | $18M |
| Q4 2024 | $18.6M |
| Q3 2024 | $18.9M |
| Q2 2024 | $17.7M |
| Q1 2024 | $9M |
PAYS Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -0.9x | Net Cash |
| Q2 2026 | -0.8x | Net Cash |
| Q1 2026 | -0.7x | Net Cash |
| Q4 2025 | -0.8x | Net Cash |
| Q3 2025 | 0.0x | Very low |
| Q2 2025 | -0.3x | Net Cash |
| Q1 2025 | 0.3x | Very low |
| Q4 2024 | -1.5x | Net Cash |
PAYS has more cash than debt.
PLTR Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -1.1x | Net Cash |
| Q2 2026 | -0.8x | Net Cash |
| Q1 2026 | -1.1x | Net Cash |
| Q4 2025 | -1.0x | Net Cash |
| Q3 2025 | -1.9x | Net Cash |
| Q2 2025 | -1.6x | Net Cash |
| Q1 2025 | -2.3x | Net Cash |
| Q4 2024 | -6.1x | Net Cash |
PLTR has the edge over PAYS on leverage, with a lower net debt burden relative to earnings.
PAYS Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 43.6 | Neutral |
| Stochastic | 51.3 | Neutral |
PAYS's weekly RSI is 44 (neutral) and its Stochastic is 51 (neutral).
PLTR Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 51.4 | Neutral |
| Stochastic | 47.4 | Neutral |
PLTR's weekly RSI is 51 (neutral) and its Stochastic is 47 (neutral).
PAYS PE vs Technology Sector
| Metric | PAYS | Sector median | Relative |
|---|---|---|---|
| PE | 29x | 28x | 3.2% above |
| PE % | 13 | 35 | 22 pts below |
PAYS has the edge over PLTR on valuation relative to its sector.
PLTR PE vs Technology Sector
| Metric | PLTR | Sector median | Relative |
|---|---|---|---|
| PE | 120x | 28x | 331% above |
| PE % | 1 | 38 | 37 pts below |
PLTR is trading at 120x earnings, a 331% premium to the Technology sector's median of 28x.
PAYS Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $13.8 | 31% below |
| 20 week MA | $12.3 | 23% below |
| 50 week MA | $8.11 | 17% above |
| 100 week MA | $6.25 | 52% above |
| 200 week MA | $4.77 | 99% above |
PAYS has pulled back, but its long-term trend is still up: it's below its 8- and 20-week averages, but 99% above its 200-week average.
PLTR Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $185.8 | 7.6% below |
| 20 week MA | $167.6 | 2.4% above |
| 50 week MA | $157.1 | 9.2% above |
| 100 week MA | $143.8 | 19% above |
| 200 week MA | $83.3 | 106% above |
PLTR has the edge over PAYS on trend strength, trading above more of its moving averages.
PAYS Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $9.99 | $4.83 | -52% |
| 2021 | $4.83 | $1.56 | -68% |
| 2022 | $1.56 | $2.42 | +55% |
| 2023 | $2.42 | $2.80 | +16% |
| 2024 | $2.80 | $3.27 | +17% |
| 2025 | $3.27 | $5.26 | +61% |
| 2026 YTD | $5.26 | $9.49 | +80% |
PAYS has the edge over PLTR on returns for 2026, with the stronger performance.
PLTR Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $9.20 | $27.8 | +202% |
| 2021 | $27.8 | $18.9 | -32% |
| 2022 | $18.9 | $6.29 | -67% |
| 2023 | $6.29 | $17.2 | +173% |
| 2024 | $17.2 | $79.1 | +361% |
| 2025 | $79.1 | $188.7 | +139% |
| 2026 YTD | $188.7 | $171.6 | -9.1% |
PLTR's yearly returns have swung widely, from +361% in 2024 to −67% in 2022. It's down 9.1% so far in 2026.