PAY
Paymentus Holdings, Inc.
PAY's outlook is improving, though it still trails on the overall score.
PLTR
Palantir Technologies Inc.
PLTR has the edge over PAY overall, supported by stronger fundamentals and stronger valuation.
PAY Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Healthy | |
| Healthy | |
| Strong |
PAY's revenue, profitability, cash flow and balance sheet are all currently healthy.
PLTR Fundamentals
| Metric | Status |
|---|---|
| Strong | |
| Strong | |
| Strong | |
| Strong |
PLTR's revenue, profitability, cash flow and balance sheet are all currently strong.
PAY PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 33x | $33.75 | — |
| Current | 46x | $33.75 | — |
| Cheap | 60x | $44.04 | +30% |
| Fair | 103x | $75.05 | +122% |
| Expensive | 409x | $299 | +785% |
Historical ranges are pointers, not guarantees.
PAY's PE is in its cheap range at 46x. If earnings grow as analysts expect, today's price would be 33x next year's earnings.
PLTR PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 75x | $172 | — |
| Current | 120x | $172 | — |
| Cheap | 165x | $236 | +37% |
| Fair | 251x | $359 | +109% |
| Expensive | 452x | $646 | +277% |
Historical ranges are pointers, not guarantees.
PLTR has the edge over PAY in the historical PE scenario, which offers more potential upside but is not a forecast.
PAY Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Strong growth | |
| Strong growth | |
| Improving | |
| Limited | |
| Low |
Analysts expect strong earnings and revenue growth for PAY, with profitability improving. However, they disagree widely on these estimates.
PLTR Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Strong growth | |
| Strong growth | |
| Strongly improving | |
| Moderate | |
| Moderate |
Analysts expect strong earnings and revenue growth for PLTR, with profitability improving.
PAY Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $1.04 | +42% |
| Q3 2026 | $0.73 | +55% |
| Q2 2026 | $0.66 | +50% |
| Q1 2026 | $0.57 | +42% |
| Q4 2025 | $0.52 | +49% |
| Q3 2025 | $0.47 | +52% |
| Q2 2025 | $0.44 | +76% |
| Q1 2025 | $0.40 | +74% |
| Q4 2024 | $0.35 | +94% |
PAY's earnings per share have climbed steadily: $0.73 over the past year, up 55% from the year before, and higher year over year for 14 quarters in a row.
PLTR Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $2.30 | +61% |
| Q3 2026 | $1.43 | +240% |
| Q2 2026 | $1.17 | +290% |
| Q1 2026 | $0.89 | +287% |
| Q4 2025 | $0.63 | +232% |
| Q3 2025 | $0.42 | +110% |
| Q2 2025 | $0.30 | +76% |
| Q1 2025 | $0.23 | +92% |
| Q4 2024 | $0.19 | +111% |
PLTR has the edge over PAY on earnings, with stronger typical year-over-year growth.
PAY Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $372.2M | +20% |
| Q2 2026 | $360.7M | +29% |
| Q1 2026 | $358.4M | +30% |
| Q4 2025 | $330.5M | +28% |
| Q3 2025 | $310.7M | +34% |
| Q2 2025 | $280.1M | +42% |
| Q1 2025 | $275.2M | +49% |
| Q4 2024 | $257.9M | +56% |
PAY's revenue has grown year over year for 23 quarters in a row: $372M last quarter, up 20% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 9% | +2.6 points |
| Q2 2026 | 9% | +3.4 points |
| Q1 2026 | 7.4% | +1.7 points |
| Q4 2025 | 7.3% | +1.8 points |
| Q3 2025 | 6.4% | +1.2 points |
| Q2 2025 | 5.7% | +0.5 points |
| Q1 2025 | 5.7% | +1.2 points |
| Q4 2024 | 5.5% | 0 points |
PAY's operating margin was 9% last quarter, up 2.6 points from the same quarter a year ago, near the top of its range since 2018.
PLTR Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $2.3B | +96% |
| Q2 2026 | $1.9B | +93% |
| Q1 2026 | $1.6B | +85% |
| Q4 2025 | $1.4B | +70% |
| Q3 2025 | $1.2B | +63% |
| Q2 2025 | $1B | +48% |
| Q1 2025 | $883.9M | +39% |
| Q4 2024 | $827.5M | +36% |
PLTR has the edge over PAY on sales, with stronger typical year-over-year growth.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 47% | +14 points |
| Q2 2026 | 47% | +20 points |
| Q1 2026 | 46% | +26 points |
| Q4 2025 | 41% | +40 points |
| Q3 2025 | 33% | +18 points |
| Q2 2025 | 27% | +11 points |
| Q1 2025 | 20% | +7.2 points |
| Q4 2024 | 1.3% | -9.5 points |
PLTR has the edge over PAY on profitability, with a higher operating margin.
PAY Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $43.4M | +24% |
| Q2 2026 | $48.7M | +55% |
| Q1 2026 | $30.4M | -40% |
| Q4 2025 | $45M | +62% |
| Q3 2025 | $35M | +425% |
| Q2 2025 | $31.4M | +76% |
| Q1 2025 | $50.4M | +365% |
| Q4 2024 | $27.8M | +14% |
PAY generated $168M in free cash flow over the past year, up 16% from the year before.
PLTR Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $1.2B | +139% |
| Q2 2026 | $1.2B | +126% |
| Q1 2026 | $891.8M | +193% |
| Q4 2025 | $764M | +67% |
| Q3 2025 | $500.9M | +20% |
| Q2 2025 | $531.6M | +276% |
| Q1 2025 | $304.1M | +140% |
| Q4 2024 | $457.2M | +54% |
PLTR has the edge over PAY on cash flow, with more consistent year-over-year improvement.
PAY Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +1% | +1.3M shares |
| 1 year | +0.8% | +1.1M shares |
| 3 years | +3.7% | +4.7M shares |
| 5 years | +4.7% | +5.9M shares |
| Available history | +18% | +19.8M shares |
PAY has 130M diluted shares, up 0.8% from a year ago.
| Quarter | Spent |
|---|---|
| Q1 2021 | — |
| Q4 2020 | — |
| Q3 2020 | — |
| Q2 2020 | — |
| Q1 2020 | — |
| Q2 2018 | — |
PLTR Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +0.2% | +5.2M shares |
| 1 year | +0.1% | +2.9M shares |
| 3 years | +11% | +248M shares |
| 5 years | +31% | +610M shares |
| Available history | +184% | +1.7B shares |
PLTR has the edge over PAY on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q4 2025 | $19.2M |
| Q3 2025 | $19.2M |
| Q2 2025 | $18.6M |
| Q1 2025 | $18M |
| Q4 2024 | $18.6M |
| Q3 2024 | $18.9M |
| Q2 2024 | $17.7M |
| Q1 2024 | $9M |
PAY Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -3.0x | Net Cash |
| Q2 2026 | -3.1x | Net Cash |
| Q1 2026 | -3.2x | Net Cash |
| Q4 2025 | -3.3x | Net Cash |
| Q3 2025 | -3.3x | Net Cash |
| Q2 2025 | -3.4x | Net Cash |
| Q1 2025 | -3.4x | Net Cash |
| Q4 2024 | -3.3x | Net Cash |
PAY has the edge over PLTR on leverage, with a lower net debt burden relative to earnings.
PLTR Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -1.1x | Net Cash |
| Q2 2026 | -0.8x | Net Cash |
| Q1 2026 | -1.1x | Net Cash |
| Q4 2025 | -1.0x | Net Cash |
| Q3 2025 | -1.9x | Net Cash |
| Q2 2025 | -1.6x | Net Cash |
| Q1 2025 | -2.3x | Net Cash |
| Q4 2024 | -6.1x | Net Cash |
PLTR has more cash than debt.
PAY Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 55.0 | Neutral |
| Stochastic | 27.5 | Neutral |
PAY's weekly RSI is 55 (neutral) and its Stochastic is 28 (neutral).
PLTR Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 51.4 | Neutral |
| Stochastic | 47.4 | Neutral |
PLTR's weekly RSI is 51 (neutral) and its Stochastic is 47 (neutral).
PAY PE vs Technology Sector
| Metric | PAY | Sector median | Relative |
|---|---|---|---|
| PE | 46x | 28x | 66% above |
| PE % | 4 | 43 | 39 pts below |
PAY has the edge over PLTR on valuation relative to its sector.
PLTR PE vs Technology Sector
| Metric | PLTR | Sector median | Relative |
|---|---|---|---|
| PE | 120x | 28x | 331% above |
| PE % | 1 | 38 | 37 pts below |
PLTR is trading at 120x earnings, a 331% premium to the Technology sector's median of 28x.
PAY Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $32.2 | 4.7% above |
| 20 week MA | $33.5 | 0.8% above |
| 50 week MA | $29.2 | 16% above |
| 100 week MA | $30.7 | 10% above |
| 200 week MA | $23.8 | 42% above |
PAY has the edge over PLTR on trend strength, trading above more of its moving averages.
PLTR Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $185.8 | 7.6% below |
| 20 week MA | $167.6 | 2.4% above |
| 50 week MA | $157.1 | 9.2% above |
| 100 week MA | $143.8 | 19% above |
| 200 week MA | $83.3 | 106% above |
PLTR's trend is up, with a small recent dip: it's below only its 8-week average, and 106% above its 200-week average.
PAY Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2021 | $30.5 | $31.6 | +3.4% |
| 2022 | $31.6 | $7.16 | -77% |
| 2023 | $7.16 | $17.9 | +150% |
| 2024 | $17.9 | $33.0 | +85% |
| 2025 | $33.0 | $31.5 | -4.6% |
| 2026 YTD | $31.5 | $33.8 | +7.2% |
PAY has the edge over PLTR on returns for 2026, with the stronger performance.
PLTR Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $9.20 | $27.8 | +202% |
| 2021 | $27.8 | $18.9 | -32% |
| 2022 | $18.9 | $6.29 | -67% |
| 2023 | $6.29 | $17.2 | +173% |
| 2024 | $17.2 | $79.1 | +361% |
| 2025 | $79.1 | $188.7 | +139% |
| 2026 YTD | $188.7 | $171.6 | -9.1% |
PLTR's yearly returns have swung widely, from +361% in 2024 to −67% in 2022. It's down 9.1% so far in 2026.