OSCR

Oscar Health, Inc.

69
Fundamentals85/ 100
Valuation50/ 100
Upside potential61/ 100
Risk potential35/ 100

OSCR's fundamentals are strong: revenue grew 55% and its operating margin went from โˆ’1.9% to 5.4%. Its PE isn't a useful guide right now because of how its recent earnings were reported.

XRTX

XORTX Therapeutics Inc.

There isn't enough reported data to score XRTX yet.

OSCR Fundamentals

MetricStatus
Strong
Healthy
Strong
Strong

OSCR's revenue, profitability, cash flow and balance sheet are all currently healthy.

XRTX Fundamentals

MetricStatus
Unavailable
Weak
Unavailable
Unavailable

XRTX's profitability is currently weak. There isn't enough data to rate its revenue, cash flow and balance sheet.

OSCR PE Valuation

CHEAPFAIREXPENSIVE41x83x124x166x
CHEAPFAIREXPENSIVE41x83x124x166x
LevelPEPriceVs current
Forward12x$31.94โ€”
Current13x$31.94โ€”
Cheap21x$52.73+65%
Fair35x$87.23+173%
Expensive130x$322+907%

Historical ranges are pointers, not guarantees.

OSCR's PE is 13x, but its earnings don't support one, so it isn't a reliable read right now.

XRTX PE Valuation

XRTX has no meaningful PE right now: it lost money over the past year.

OSCR Forward outlook

MetricOutlook
Improving
Strong growth
Strong growth
Strongly improving
Limited
Moderate

Analysts expect strong earnings and revenue growth for OSCR, with profitability improving.

XRTX Forward outlook

There aren't enough analyst estimates for XRTX to show an outlook.

OSCR Risk to reward

ScenarioChangePrice
Upside+55%$49.45
Downside-35%$20.78

Calculated from the latest close: $31.94 on Nov 12.

There is not enough scenario data to compare OSCR and XRTX's risk to reward.

XRTX Risk to reward

ScenarioChangePrice
UpsideUnknownโ€”
DownsideUnknownโ€”

Calculated from the latest close: $0.92 on Nov 12.

There is not enough scenario data to compare OSCR and XRTX's risk to reward.

OSCR Earnings Per Share

Q4 2023: $-1.22Q1 2024: $-0.42Q2 2024: $-0.15Q3 2024: $-0.08Q4 2024: $0.10Q1 2025: $0.40Q2 2025: $-0.69Q3 2025: $-1.00Q4 2025: $-1.69Q1 2026: $-0.54Q2 2026: $1.45Q3 2026: $2.47Forward: $2.61
Q4 2023: $-1.22Q1 2024: $-0.42Q2 2024: $-0.15Q3 2024: $-0.08Q4 2024: $0.10Q1 2025: $0.40Q2 2025: $-0.69Q3 2025: $-1.00Q4 2025: $-1.69Q1 2026: $-0.54Q2 2026: $1.45Q3 2026: $2.47Forward: $2.61
QuarterTTM EPSYoY
Forward$2.61+5.6%
Q3 2026$2.47+$3.47
Q2 2026$1.45+$2.14
Q1 2026-$0.54-235%
Q4 2025-$1.69-1790%
Q3 2025-$1.00-$0.92
Q2 2025-$0.69-$0.54
Q1 2025$0.40+$0.82
Q4 2024$0.10+$1.32

OSCR has the edge over XRTX on earnings quality, reporting a profit while its opponent remains loss making.

XRTX Earnings Per Share

Q4 2023: $-15.38Q1 2024: $-8.07Q2 2024: $-0.27Q3 2024: $5.56Q4 2024: $-1.19Q1 2025: $-0.88Q2 2025: $-1.89Q3 2025: $-2.34Q4 2025: $-2.99Q1 2026: $-2.64Q2 2026: $-2.74
Q4 2023: $-15.38Q1 2024: $-8.07Q2 2024: $-0.27Q3 2024: $5.56Q4 2024: $-1.19Q1 2025: $-0.88Q2 2025: $-1.89Q3 2025: $-2.34Q4 2025: $-2.99Q1 2026: $-2.64Q2 2026: $-2.74
QuarterTTM EPSYoY
Q2 2026-$2.74-$0.85
Q1 2026-$2.64-$1.76
Q4 2025-$2.99-$1.80
Q3 2025-$2.34-142%
Q2 2025-$1.89-$1.62
Q1 2025-$0.88+$7.19
Q4 2024-$1.19+$14.19

XRTX is still losing money, but far less than before: $2.74 per share over the past year, against $15.38 at its worst in late 2023.

OSCR Quarterly Revenue

Q4 2023: $1.4BQ1 2024: $2.1BQ2 2024: $2.2BQ3 2024: $2.4BQ4 2024: $2.4BQ1 2025: $3BQ2 2025: $2.9BQ3 2025: $3BQ4 2025: $2.8BQ1 2026: $4.6BQ2 2026: $4.9BQ3 2026: $5.1B
Q4 2023: $1.4BQ1 2024: $2.1BQ2 2024: $2.2BQ3 2024: $2.4BQ4 2024: $2.4BQ1 2025: $3BQ2 2025: $2.9BQ3 2025: $3BQ4 2025: $2.8BQ1 2026: $4.6BQ2 2026: $4.9BQ3 2026: $5.1B
QuarterRevenueYoY
Q3 2026$5.1B+72%
Q2 2026$4.9B+70%
Q1 2026$4.6B+53%
Q4 2025$2.8B+17%
Q3 2025$3B+23%
Q2 2025$2.9B+29%
Q1 2025$3B+42%
Q4 2024$2.4B+67%

OSCR has the edge over XRTX on sales, with more consistent year-over-year improvement.

XRTX Quarterly Revenue

Q3 2023: $0Q4 2023: $0Q1 2024: $0Q2 2024: $0Q3 2024: $0Q4 2024: $0Q1 2025: $0Q2 2025: $0Q3 2025: $0Q4 2025: $0Q1 2026: $0Q2 2026: $0
Q3 2023: $0Q4 2023: $0Q1 2024: $0Q2 2024: $0Q3 2024: $0Q4 2024: $0Q1 2025: $0Q2 2025: $0Q3 2025: $0Q4 2025: $0Q1 2026: $0Q2 2026: $0

XRTX's revenue is shrinking: $0 last quarter.

OSCR Free Cash Flow

Q4 2023: $291MQ1 2024: $628MQ2 2024: $490MQ3 2024: โˆ’$508MQ4 2024: $340MQ1 2025: $870MQ2 2025: $500MQ3 2025: โˆ’$974MQ4 2025: $663MQ1 2026: $2.6BQ2 2026: $2.1BQ3 2026: โˆ’$1.2B
Q4 2023: $291MQ1 2024: $628MQ2 2024: $490MQ3 2024: โˆ’$508MQ4 2024: $340MQ1 2025: $870MQ2 2025: $500MQ3 2025: โˆ’$974MQ4 2025: $663MQ1 2026: $2.6BQ2 2026: $2.1BQ3 2026: โˆ’$1.2B
QuarterFree cash flowYoY
Q3 2026-$1.2B-$238.2M
Q2 2026$2.1B+316%
Q1 2026$2.6B+200%
Q4 2025$662.8M+95%
Q3 2025-$973.7M-$466M
Q2 2025$499.8M+2.1%
Q1 2025$869.5M+38%
Q4 2024$340M+17%

OSCR has the edge over XRTX on cash generation, producing positive trailing cash flow while its opponent burns cash.

XRTX Free Cash Flow

Q3 2023: โˆ’$1MQ4 2023: โˆ’$1MQ1 2024: โˆ’$1MQ2 2024: โˆ’$745,621Q3 2024: โˆ’$775,032Q4 2024: โˆ’$890,444Q1 2025: โˆ’$647,115Q2 2025: โˆ’$815,344Q3 2025: โˆ’$635,103Q4 2025: โˆ’$726,384Q1 2026: โˆ’$505,150Q2 2026: $0
Q3 2023: โˆ’$1MQ4 2023: โˆ’$1MQ1 2024: โˆ’$1MQ2 2024: โˆ’$745,621Q3 2024: โˆ’$775,032Q4 2024: โˆ’$890,444Q1 2025: โˆ’$647,115Q2 2025: โˆ’$815,344Q3 2025: โˆ’$635,103Q4 2025: โˆ’$726,384Q1 2026: โˆ’$505,150Q2 2026: $0
QuarterFree cash flowYoY
Q2 2026$0+$815.3K
Q1 2026-$505.2K+$142K
Q4 2025-$726.4K+$164.1K
Q3 2025-$635.1K+$139.9K
Q2 2025-$815.3K-$69.7K
Q1 2025-$647.1K+$659.4K
Q4 2024-$890.4K+$417.4K
Q3 2024-$775K+$303K

XRTX has burned cash in almost every quarter: โˆ’$2M over the past year, against โˆ’$3M the year before.

OSCR Total Shares

Q4 2023: 222MQ1 2024: 294MQ2 2024: 304MQ3 2024: 243MQ4 2024: 266MQ1 2025: 306MQ2 2025: 256MQ3 2025: 259MQ4 2025: 262MQ1 2026: 330MQ2 2026: 333MQ3 2026: 346M
Q4 2023: 222MQ1 2024: 294MQ2 2024: 304MQ3 2024: 243MQ4 2024: 266MQ1 2025: 306MQ2 2025: 256MQ3 2025: 259MQ4 2025: 262MQ1 2026: 330MQ2 2026: 333MQ3 2026: 346M
PeriodChange %Net change
Quarterly+3.9%+13M shares
1 year+34%+87.2M shares
3 years+55%+123M shares
5 years+66%+138M shares
Available history+71%+143M shares

OSCR has the edge over XRTX on shareholder dilution, with a more favorable share count trend.

XRTX Total Shares

Q3 2023: 222,094Q4 2023: 399,769Q1 2024: 2MQ2 2024: 3MQ3 2024: 3MQ4 2024: 612,675Q1 2025: 747,420Q2 2025: 757,649Q3 2025: 971,298Q4 2025: 1MQ1 2026: 1MQ2 2026: 2M
Q3 2023: 222,094Q4 2023: 399,769Q1 2024: 2MQ2 2024: 3MQ3 2024: 3MQ4 2024: 612,675Q1 2025: 747,420Q2 2025: 757,649Q3 2025: 971,298Q4 2025: 1MQ1 2026: 1MQ2 2026: 2M
PeriodChange %Net change
Quarterly+16%+225K shares
1 year+114%+860K shares
3 years+628%+1.4M shares

XRTX has 2M diluted shares, up 114% from a year ago.

OSCR Net Leverage

Q1 2024: -217.7xQ2 2024: -24.0xQ3 2024: -10.1xQ4 2024: -13.7xQ1 2025: -9.7xQ1 2026: -110.0xQ2 2026: -5.5xQ3 2026: -4.2x
Q1 2024: -217.7xQ2 2024: -24.0xQ3 2024: -10.1xQ4 2024: -13.7xQ1 2025: -9.7xQ1 2026: -110.0xQ2 2026: -5.5xQ3 2026: -4.2x
QuarterNet LeverageStatus
Q3 2026-4.2xNet Cash
Q2 2026-5.5xNet Cash
Q1 2026-110.0xNet Cash
Q1 2025-9.7xNet Cash
Q4 2024-13.7xNet Cash
Q3 2024-10.1xNet Cash
Q2 2024-24.0xNet Cash
Q1 2024-217.7xNet Cash

OSCR has more cash than debt.

XRTX Net Leverage

XRTX's operating earnings (EBITDA) were negative over the past year, so its debt can't be measured against them.

OSCR Weekly Momentum

MetricValueStatus
RSI58.7Neutral
Stochastic44.9Neutral

OSCR's weekly RSI is 59 (neutral) and its Stochastic is 45 (neutral).

XRTX Weekly Momentum

MetricValueStatus
RSI27.8Oversold
Stochastic6.2Oversold

XRTX's weekly RSI is 28 (oversold) and its Stochastic is 6 (oversold).

OSCR PE vs Healthcare Sector

MetricOSCRSector medianRelative
PE13x26x50% below
PE %33532 pts below

OSCR is trading at 13x earnings, a 50% discount to the Healthcare sector's median of 26x, though its earnings don't support one.

XRTX PE vs Healthcare Sector

MetricXRTXSector medianRelative
PEN/A26xโ€”

XRTX has no meaningful PE right now: it lost money over the past year.

OSCR Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$31.22.3% above
20 week MA$31.12.8% above
50 week MA$22.939% above
100 week MA$19.365% above
200 week MA$15.5106% above

OSCR has the edge over XRTX on trend strength, trading above more of its moving averages.

XRTX Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$1.2325% below
20 week MA$1.7748% below
50 week MA$2.1858% below
100 week MA$3.3372% below
200 week MA$10.791% below

XRTX is in a downtrend: it's below all five of its weekly moving averages, and 91% below its 200-week average.

OSCR Yearly ROI

YearStart priceEnd priceROI
2021$31.0$8.02-74%
2022$8.02$2.21-72%
2023$2.21$9.15+314%
2024$9.15$13.8+51%
2025$13.8$14.9+8%
2026 YTD$14.9$31.9+114%

OSCR has the edge over XRTX on returns for 2026, with the stronger performance.

XRTX Yearly ROI

YearStart priceEnd priceROI
2020$72.5$42.3-42%
2021$42.3$90.0+113%
2022$90.0$33.3-63%
2023$33.3$11.6-65%
2024$11.6$5.95-48%
2025$5.95$2.77-53%
2026 YTD$2.77$0.92-67%

XRTX has finished four years in a row lower, and it's down 67% so far in 2026.

Give your agent the market.

Get API key