OSCR
Oscar Health, Inc.
OSCR's fundamentals are strong: revenue grew 55% and its operating margin went from −1.9% to 5.4%. Its PE isn't a useful guide right now because of how its recent earnings were reported.
XBIT
XBiotech Inc.
There isn't enough reported data to score XBIT yet.
OSCR Fundamentals
| Metric | Status |
|---|---|
| Strong | |
| Healthy | |
| Strong | |
| Strong |
OSCR's revenue, profitability, cash flow and balance sheet are all currently healthy.
XBIT Fundamentals
| Metric | Status |
|---|---|
| Weak | |
| Weak | |
| Unavailable | |
| Unavailable |
XBIT's revenue and profitability are currently weak. There isn't enough data to rate its cash flow and balance sheet.
OSCR PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 12x | $31.94 | — |
| Current | 13x | $31.94 | — |
| Cheap | 21x | $52.73 | +65% |
| Fair | 35x | $87.23 | +173% |
| Expensive | 130x | $322 | +907% |
Historical ranges are pointers, not guarantees.
OSCR's PE is 13x, but its earnings don't support one, so it isn't a reliable read right now.
XBIT PE Valuation
XBIT has no meaningful PE right now: it lost money over the past year.
OSCR Forward outlook
| Metric | Outlook |
|---|---|
| Improving | |
| Strong growth | |
| Strong growth | |
| Strongly improving | |
| Limited | |
| Moderate |
OSCR has the edge over XBIT on the outlook, with more favorable earnings and revenue expectations.
XBIT Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Stable | |
| Stable | |
| Stable | |
| Limited | |
| High |
Analysts expect XBIT's earnings, revenue and profitability to hold roughly steady.
OSCR Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $2.61 | +5.6% |
| Q3 2026 | $2.47 | +$3.47 |
| Q2 2026 | $1.45 | +$2.14 |
| Q1 2026 | -$0.54 | -235% |
| Q4 2025 | -$1.69 | -1790% |
| Q3 2025 | -$1.00 | -$0.92 |
| Q2 2025 | -$0.69 | -$0.54 |
| Q1 2025 | $0.40 | +$0.82 |
| Q4 2024 | $0.10 | +$1.32 |
OSCR has the edge over XBIT on earnings quality, reporting a profit while its opponent remains loss making.
XBIT Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $0.12 | — |
| Q3 2026 | -$1.42 | -$0.46 |
| Q2 2026 | -$1.47 | -$0.55 |
| Q1 2026 | -$1.31 | -$0.02 |
| Q4 2025 | -$1.49 | -$0.23 |
| Q3 2025 | -$0.96 | +$0.11 |
| Q2 2025 | -$0.92 | +$0.23 |
| Q1 2025 | -$1.29 | -$0.28 |
| Q4 2024 | -$1.26 | -$0.45 |
XBIT lost $1.42 per share over the past year, a bigger loss than the year before.
OSCR Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $5.1B | +72% |
| Q2 2026 | $4.9B | +70% |
| Q1 2026 | $4.6B | +53% |
| Q4 2025 | $2.8B | +17% |
| Q3 2025 | $3B | +23% |
| Q2 2025 | $2.9B | +29% |
| Q1 2025 | $3B | +42% |
| Q4 2024 | $2.4B | +67% |
OSCR has the stronger quarterly revenue trend. Revenue is up 72% for OSCR versus down 100% for XBIT.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 3.5% | +7.8 points |
| Q2 2026 | 8% | +16 points |
| Q1 2026 | 15% | +5.4 points |
| Q4 2025 | -12% | -5.7 points |
| Q3 2025 | -4.3% | -2.3 points |
| Q2 2025 | -8.1% | -11 points |
| Q1 2025 | 9.8% | +1.1 points |
| Q4 2024 | -6.2% | +4 points |
OSCR's operating margin was 3.5% last quarter, up 7.8 points from the same quarter a year ago.
XBIT Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q4 2022 | $300K | -93% |
| Q3 2022 | $1.7M | -63% |
| Q2 2022 | $1.5M | -66% |
| Q1 2022 | $500K | -90% |
| Q4 2021 | $4.5M | -15% |
| Q3 2021 | $4.5M | -57% |
| Q2 2021 | $4.5M | -71% |
| Q1 2021 | $4.9M | -62% |
XBIT's revenue has slid since its 2020 peak: $0 last quarter, down 100% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q4 2022 | -2721% | -2561 points |
| Q3 2022 | -380% | -298 points |
| Q2 2022 | -790% | -556 points |
| Q1 2022 | -1569% | -1496 points |
| Q4 2021 | -160% | -66 points |
| Q3 2021 | -83% | -38 points |
| Q2 2021 | -234% | -192 points |
| Q1 2021 | -73% | -56 points |
XBIT's operating margin was −2721% last quarter, down 2561 points from the same quarter a year ago, near the bottom of its range since 2020.
OSCR Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | -$1.2B | -$238.2M |
| Q2 2026 | $2.1B | +316% |
| Q1 2026 | $2.6B | +200% |
| Q4 2025 | $662.8M | +95% |
| Q3 2025 | -$973.7M | -$466M |
| Q2 2025 | $499.8M | +2.1% |
| Q1 2025 | $869.5M | +38% |
| Q4 2024 | $340M | +17% |
OSCR has the edge over XBIT on cash generation, producing positive trailing cash flow while its opponent burns cash.
XBIT Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | -$4.5M | -$164K |
| Q2 2026 | -$4.5M | +$1.5M |
| Q1 2026 | -$9M | -$2.2M |
| Q4 2025 | -$23M | -$16.4M |
| Q3 2025 | -$4.4M | +$1.8M |
| Q2 2025 | -$6M | +$6M |
| Q1 2025 | -$6.8M | +$643K |
| Q4 2024 | -$6.6M | -$3.1M |
XBIT has burned cash in almost every quarter: −$41M over the past year, against −$24M the year before.
OSCR Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +3.9% | +13M shares |
| 1 year | +34% | +87.2M shares |
| 3 years | +55% | +123M shares |
| 5 years | +66% | +138M shares |
| Available history | +71% | +143M shares |
OSCR has 346M diluted shares, up 34% from a year ago.
| Quarter | Spent |
|---|---|
| Q4 2020 | — |
| Q3 2020 | — |
| Q2 2020 | — |
| Q1 2020 | — |
XBIT Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | 0% | -- |
| 1 year | 0% | -- |
| 3 years | +0.2% | +51.1K shares |
| 5 years | +0.5% | +146K shares |
| Available history | -16% | -5.7M shares |
XBIT has the edge over OSCR on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q4 2024 | — |
| Q3 2024 | — |
| Q4 2023 | — |
| Q3 2023 | — |
OSCR Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -4.2x | Net Cash |
| Q2 2026 | -5.5x | Net Cash |
| Q1 2026 | -110.0x | Net Cash |
| Q1 2025 | -9.7x | Net Cash |
| Q4 2024 | -13.7x | Net Cash |
| Q3 2024 | -10.1x | Net Cash |
| Q2 2024 | -24.0x | Net Cash |
| Q1 2024 | -217.7x | Net Cash |
OSCR has more cash than debt.
XBIT Net Leverage
XBIT's operating earnings (EBITDA) were negative over the past year, so its debt can't be measured against them.
OSCR Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 58.7 | Neutral |
| Stochastic | 44.9 | Neutral |
OSCR's weekly RSI is 59 (neutral) and its Stochastic is 45 (neutral).
XBIT Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 34.5 | Neutral |
| Stochastic | 16.4 | Oversold |
XBIT's weekly RSI is 34 (neutral) and its Stochastic is 16 (oversold).
OSCR PE vs Healthcare Sector
| Metric | OSCR | Sector median | Relative |
|---|---|---|---|
| PE | 13x | 26x | 50% below |
| PE % | 3 | 35 | 32 pts below |
OSCR is trading at 13x earnings, a 50% discount to the Healthcare sector's median of 26x, though its earnings don't support one.
XBIT PE vs Healthcare Sector
| Metric | XBIT | Sector median | Relative |
|---|---|---|---|
| PE | N/A | 26x | — |
XBIT has no meaningful PE right now: it lost money over the past year.
OSCR Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $31.2 | 2.3% above |
| 20 week MA | $31.1 | 2.8% above |
| 50 week MA | $22.9 | 39% above |
| 100 week MA | $19.3 | 65% above |
| 200 week MA | $15.5 | 106% above |
OSCR has the edge over XBIT on trend strength, trading above more of its moving averages.
XBIT Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $2.05 | 4.4% below |
| 20 week MA | $2.17 | 9.7% below |
| 50 week MA | $2.32 | 16% below |
| 100 week MA | $2.69 | 27% below |
| 200 week MA | $4.12 | 52% below |
XBIT is in a downtrend: it's below all five of its weekly moving averages, and 52% below its 200-week average.
OSCR Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2021 | $31.0 | $8.02 | -74% |
| 2022 | $8.02 | $2.21 | -72% |
| 2023 | $2.21 | $9.15 | +314% |
| 2024 | $9.15 | $13.8 | +51% |
| 2025 | $13.8 | $14.9 | +8% |
| 2026 YTD | $14.9 | $31.9 | +114% |
OSCR has the edge over XBIT on returns for 2026, with the stronger performance.
XBIT Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $19.2 | $16.7 | -13% |
| 2021 | $16.7 | $11.3 | -32% |
| 2022 | $11.3 | $3.08 | -73% |
| 2023 | $3.08 | $4.00 | +30% |
| 2024 | $4.00 | $3.80 | -5% |
| 2025 | $3.80 | $2.47 | -35% |
| 2026 YTD | $2.47 | $1.96 | -21% |
XBIT has finished lower in five of the last six years. It's down 21% so far in 2026.