OSCR

Oscar Health, Inc.

69
Fundamentals85/ 100
Valuation50/ 100
Upside potential61/ 100
Risk potential35/ 100

OSCR's fundamentals are strong: revenue grew 55% and its operating margin went from โˆ’1.9% to 5.4%. Its PE isn't a useful guide right now because of how its recent earnings were reported.

VTVT

vTv Therapeutics Inc.

There isn't enough reported data to score VTVT yet.

OSCR Fundamentals

MetricStatus
Strong
Healthy
Strong
Strong

OSCR's revenue, profitability, cash flow and balance sheet are all currently healthy.

VTVT Fundamentals

MetricStatus
Strong
Under pressure
Weak
Unavailable

VTVT's revenue is currently strong, but its profitability and cash flow are under pressure. There isn't enough data to rate its balance sheet.

OSCR PE Valuation

CHEAPFAIREXPENSIVE41x83x124x166x
CHEAPFAIREXPENSIVE41x83x124x166x
LevelPEPriceVs current
Forward12x$31.94โ€”
Current13x$31.94โ€”
Cheap21x$52.73+65%
Fair35x$87.23+173%
Expensive130x$322+907%

Historical ranges are pointers, not guarantees.

OSCR's PE is 13x, but its earnings don't support one, so it isn't a reliable read right now.

VTVT PE Valuation

VTVT has no meaningful PE right now: it lost money over the past year.

OSCR Forward outlook

MetricOutlook
Improving
Strong growth
Strong growth
Strongly improving
Limited
Moderate

Analysts expect strong earnings and revenue growth for OSCR, with profitability improving.

VTVT Forward outlook

There aren't enough analyst estimates for VTVT to show an outlook.

OSCR Risk to reward

ScenarioChangePrice
Upside+55%$49.45
Downside-35%$20.78

Calculated from the latest close: $31.94 on Nov 12.

There is not enough scenario data to compare OSCR and VTVT's risk to reward.

VTVT Risk to reward

ScenarioChangePrice
UpsideUnknownโ€”
DownsideUnknownโ€”

Calculated from the latest close: $20.69 on Nov 12.

There is not enough scenario data to compare OSCR and VTVT's risk to reward.

OSCR Earnings Per Share

Q4 2023: $-1.22Q1 2024: $-0.42Q2 2024: $-0.15Q3 2024: $-0.08Q4 2024: $0.10Q1 2025: $0.40Q2 2025: $-0.69Q3 2025: $-1.00Q4 2025: $-1.69Q1 2026: $-0.54Q2 2026: $1.45Q3 2026: $2.47Forward: $2.61
Q4 2023: $-1.22Q1 2024: $-0.42Q2 2024: $-0.15Q3 2024: $-0.08Q4 2024: $0.10Q1 2025: $0.40Q2 2025: $-0.69Q3 2025: $-1.00Q4 2025: $-1.69Q1 2026: $-0.54Q2 2026: $1.45Q3 2026: $2.47Forward: $2.61
QuarterTTM EPSYoY
Forward$2.61+5.6%
Q3 2026$2.47+$3.47
Q2 2026$1.45+$2.14
Q1 2026-$0.54-235%
Q4 2025-$1.69-1790%
Q3 2025-$1.00-$0.92
Q2 2025-$0.69-$0.54
Q1 2025$0.40+$0.82
Q4 2024$0.10+$1.32

OSCR has the edge over VTVT on earnings quality, reporting a profit while its opponent remains loss making.

VTVT Earnings Per Share

Q4 2023: $-9.91Q1 2024: $-8.87Q2 2024: $-6.92Q3 2024: $-4.53Q4 2024: $-3.49Q1 2025: $-3.09Q2 2025: $-3.20Q3 2025: $-3.40Q4 2025: $-3.62Q1 2026: $0.02Q2 2026: $-0.11
Q4 2023: $-9.91Q1 2024: $-8.87Q2 2024: $-6.92Q3 2024: $-4.53Q4 2024: $-3.49Q1 2025: $-3.09Q2 2025: $-3.20Q3 2025: $-3.40Q4 2025: $-3.62Q1 2026: $0.02Q2 2026: $-0.11
QuarterTTM EPSYoY
Q2 2026-$0.11+$3.09
Q1 2026$0.02+$3.11
Q4 2025-$3.62-$0.13
Q3 2025-$3.40+$1.13
Q2 2025-$3.20+$3.72
Q1 2025-$3.09+$5.78
Q4 2024-$3.49+$6.42
Q3 2024-$4.53+$6.04

VTVT lost $0.11 per share over the past year, a smaller loss than the year before.

OSCR Quarterly Revenue

Q4 2023: $1.4BQ1 2024: $2.1BQ2 2024: $2.2BQ3 2024: $2.4BQ4 2024: $2.4BQ1 2025: $3BQ2 2025: $2.9BQ3 2025: $3BQ4 2025: $2.8BQ1 2026: $4.6BQ2 2026: $4.9BQ3 2026: $5.1B
Q4 2023: $1.4BQ1 2024: $2.1BQ2 2024: $2.2BQ3 2024: $2.4BQ4 2024: $2.4BQ1 2025: $3BQ2 2025: $2.9BQ3 2025: $3BQ4 2025: $2.8BQ1 2026: $4.6BQ2 2026: $4.9BQ3 2026: $5.1B
QuarterRevenueYoY
Q3 2026$5.1B+72%
Q2 2026$4.9B+70%
Q1 2026$4.6B+53%
Q4 2025$2.8B+17%
Q3 2025$3B+23%
Q2 2025$2.9B+29%
Q1 2025$3B+42%
Q4 2024$2.4B+67%

OSCR has the edge over VTVT on sales, with more consistent year-over-year improvement.

VTVT Quarterly Revenue

Q4 2023: $0Q1 2024: $1MQ2 2024: $0Q3 2024: $0Q4 2024: $17,000Q1 2025: $0Q2 2025: $0Q3 2025: $0Q4 2025: $0Q1 2026: $37MQ2 2026: $0Q3 2026: $0
Q4 2023: $0Q1 2024: $1MQ2 2024: $0Q3 2024: $0Q4 2024: $17,000Q1 2025: $0Q2 2025: $0Q3 2025: $0Q4 2025: $0Q1 2026: $37MQ2 2026: $0Q3 2026: $0
QuarterRevenueYoY
Q4 2022$9K0%
Q2 2022$9K0%
Q1 2022$2M+103%
Q4 2021$9K-100%
Q3 2021$3M+42757%
Q1 2021$987K+12238%
Q4 2020$6.4M+91314%

VTVT's revenue is growing: $0 last quarter.

OSCR Free Cash Flow

Q4 2023: $291MQ1 2024: $628MQ2 2024: $490MQ3 2024: โˆ’$508MQ4 2024: $340MQ1 2025: $870MQ2 2025: $500MQ3 2025: โˆ’$974MQ4 2025: $663MQ1 2026: $2.6BQ2 2026: $2.1BQ3 2026: โˆ’$1.2B
Q4 2023: $291MQ1 2024: $628MQ2 2024: $490MQ3 2024: โˆ’$508MQ4 2024: $340MQ1 2025: $870MQ2 2025: $500MQ3 2025: โˆ’$974MQ4 2025: $663MQ1 2026: $2.6BQ2 2026: $2.1BQ3 2026: โˆ’$1.2B
QuarterFree cash flowYoY
Q3 2026-$1.2B-$238.2M
Q2 2026$2.1B+316%
Q1 2026$2.6B+200%
Q4 2025$662.8M+95%
Q3 2025-$973.7M-$466M
Q2 2025$499.8M+2.1%
Q1 2025$869.5M+38%
Q4 2024$340M+17%

OSCR has the edge over VTVT on cash generation, producing positive trailing cash flow while its opponent burns cash.

VTVT Free Cash Flow

Q4 2023: โˆ’$3MQ1 2024: โˆ’$7MQ2 2024: โˆ’$7MQ3 2024: โˆ’$6MQ4 2024: โˆ’$5MQ1 2025: โˆ’$6MQ2 2025: โˆ’$5MQ3 2025: โˆ’$5MQ4 2025: โˆ’$9MQ1 2026: $9MQ2 2026: โˆ’$11MQ3 2026: โˆ’$10M
Q4 2023: โˆ’$3MQ1 2024: โˆ’$7MQ2 2024: โˆ’$7MQ3 2024: โˆ’$6MQ4 2024: โˆ’$5MQ1 2025: โˆ’$6MQ2 2025: โˆ’$5MQ3 2025: โˆ’$5MQ4 2025: โˆ’$9MQ1 2026: $9MQ2 2026: โˆ’$11MQ3 2026: โˆ’$10M
QuarterFree cash flowYoY
Q3 2026-$10.2M-$5M
Q2 2026-$11.4M-$6.3M
Q1 2026$9.2M+$14.8M
Q4 2025-$9.3M-$4.4M
Q3 2025-$5.2M+$1.2M
Q2 2025-$5.1M+$1.6M
Q1 2025-$5.7M+$1.6M
Q4 2024-$4.8M-$1.9M

VTVT has burned cash in almost every quarter: โˆ’$22M over the past year, against โˆ’$21M the year before.

OSCR Total Shares

Q4 2023: 222MQ1 2024: 294MQ2 2024: 304MQ3 2024: 243MQ4 2024: 266MQ1 2025: 306MQ2 2025: 256MQ3 2025: 259MQ4 2025: 262MQ1 2026: 330MQ2 2026: 333MQ3 2026: 346M
Q4 2023: 222MQ1 2024: 294MQ2 2024: 304MQ3 2024: 243MQ4 2024: 266MQ1 2025: 306MQ2 2025: 256MQ3 2025: 259MQ4 2025: 262MQ1 2026: 330MQ2 2026: 333MQ3 2026: 346M
PeriodChange %Net change
Quarterly+3.9%+13M shares
1 year+34%+87.2M shares
3 years+55%+123M shares
5 years+66%+138M shares
Available history+71%+143M shares

OSCR has the edge over VTVT on shareholder dilution, with a more favorable share count trend.

VTVT Total Shares

Q4 2023: 2MQ1 2024: 4MQ2 2024: 6MQ3 2024: 5MQ4 2024: 6MQ1 2025: 7MQ2 2025: 7MQ3 2025: 8MQ4 2025: 8MQ1 2026: 8MQ2 2026: 12M
Q4 2023: 2MQ1 2024: 4MQ2 2024: 6MQ3 2024: 5MQ4 2024: 6MQ1 2025: 7MQ2 2025: 7MQ3 2025: 8MQ4 2025: 8MQ1 2026: 8MQ2 2026: 12M
PeriodChange %Net change
Quarterly+47%+4M shares
1 year+88%+5.8M shares
3 years+509%+10.4M shares
5 years+747%+10.9M shares
Available history+1208%+11.5M shares

VTVT has 12M diluted shares, up 88% from a year ago.

OSCR Net Leverage

Q1 2024: -217.7xQ2 2024: -24.0xQ3 2024: -10.1xQ4 2024: -13.7xQ1 2025: -9.7xQ1 2026: -110.0xQ2 2026: -5.5xQ3 2026: -4.2x
Q1 2024: -217.7xQ2 2024: -24.0xQ3 2024: -10.1xQ4 2024: -13.7xQ1 2025: -9.7xQ1 2026: -110.0xQ2 2026: -5.5xQ3 2026: -4.2x
QuarterNet LeverageStatus
Q3 2026-4.2xNet Cash
Q2 2026-5.5xNet Cash
Q1 2026-110.0xNet Cash
Q1 2025-9.7xNet Cash
Q4 2024-13.7xNet Cash
Q3 2024-10.1xNet Cash
Q2 2024-24.0xNet Cash
Q1 2024-217.7xNet Cash

OSCR has more cash than debt.

VTVT Net Leverage

VTVT's operating earnings (EBITDA) were negative over the past year, so its debt can't be measured against them.

OSCR Weekly Momentum

MetricValueStatus
RSI58.7Neutral
Stochastic44.9Neutral

OSCR's weekly RSI is 59 (neutral) and its Stochastic is 45 (neutral).

VTVT Weekly Momentum

MetricValueStatus
RSI30.7Neutral
Stochastic3.6Oversold

VTVT's weekly RSI is 31 (neutral) and its Stochastic is 4 (oversold).

OSCR PE vs Healthcare Sector

MetricOSCRSector medianRelative
PE13x26x50% below
PE %33532 pts below

OSCR has the edge over VTVT on valuation relative to its sector.

VTVT PE vs Healthcare Sector

MetricVTVTSector medianRelative
PE1,559x26x5,931% above
PE %192910 pts below

VTVT has no meaningful PE right now: it lost money over the past year.

OSCR Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$31.22.3% above
20 week MA$31.12.8% above
50 week MA$22.939% above
100 week MA$19.365% above
200 week MA$15.5106% above

OSCR has the edge over VTVT on trend strength, trading above more of its moving averages.

VTVT Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$26.422% below
20 week MA$30.231% below
50 week MA$33.037% below
100 week MA$25.820% below
200 week MA$23.512% below

VTVT is in a downtrend: it's below all five of its weekly moving averages, and 12% below its 200-week average.

OSCR Yearly ROI

YearStart priceEnd priceROI
2021$31.0$8.02-74%
2022$8.02$2.21-72%
2023$2.21$9.15+314%
2024$9.15$13.8+51%
2025$13.8$14.9+8%
2026 YTD$14.9$31.9+114%

OSCR has the edge over VTVT on returns for 2026, with the stronger performance.

VTVT Yearly ROI

YearStart priceEnd priceROI
2020$71.6$82.0+15%
2021$82.0$43.2-47%
2022$43.2$27.2-37%
2023$27.2$11.5-58%
2024$11.5$13.2+15%
2025$13.2$37.9+187%
2026 YTD$37.9$20.7-45%

VTVT's yearly returns have swung widely, from +187% in 2025 to โˆ’58% in 2023. It's down 45% so far in 2026.

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