OSCR

Oscar Health, Inc.

69
Fundamentals85/ 100
Valuation50/ 100
Upside potential61/ 100
Risk potential35/ 100

OSCR's fundamentals are strong: revenue grew 55% and its operating margin went from −1.9% to 5.4%. Its PE isn't a useful guide right now because of how its recent earnings were reported.

VRAX

Virax Biolabs Group Limited

There isn't enough reported data to score VRAX yet.

OSCR Fundamentals

MetricStatus
Strong
Healthy
Strong
Strong

OSCR's revenue, profitability, cash flow and balance sheet are all currently healthy.

VRAX Fundamentals

MetricStatus
Unavailable
Unavailable
Unavailable
Unavailable

There isn't enough reported data to rate VRAX's fundamentals.

OSCR PE Valuation

CHEAPFAIREXPENSIVE41x83x124x166x
CHEAPFAIREXPENSIVE41x83x124x166x
LevelPEPriceVs current
Forward12x$31.94—
Current13x$31.94—
Cheap21x$52.73+65%
Fair35x$87.23+173%
Expensive130x$322+907%

Historical ranges are pointers, not guarantees.

OSCR's PE is 13x, but its earnings don't support one, so it isn't a reliable read right now.

VRAX PE Valuation

VRAX has no meaningful PE right now: it lost money over the past year.

OSCR Forward outlook

MetricOutlook
Improving
Strong growth
Strong growth
Strongly improving
Limited
Moderate

Analysts expect strong earnings and revenue growth for OSCR, with profitability improving.

VRAX Forward outlook

There aren't enough analyst estimates for VRAX to show an outlook.

OSCR Risk to reward

ScenarioChangePrice
Upside+55%$49.45
Downside-35%$20.78

Calculated from the latest close: $31.94 on Nov 12.

There is not enough scenario data to compare OSCR and VRAX's risk to reward.

VRAX Risk to reward

ScenarioChangePrice
UpsideUnknown—
DownsideUnknown—

Calculated from the latest close: $0.67 on Nov 12.

There is not enough scenario data to compare OSCR and VRAX's risk to reward.

OSCR Earnings Per Share

Q4 2023: $-1.22Q1 2024: $-0.42Q2 2024: $-0.15Q3 2024: $-0.08Q4 2024: $0.10Q1 2025: $0.40Q2 2025: $-0.69Q3 2025: $-1.00Q4 2025: $-1.69Q1 2026: $-0.54Q2 2026: $1.45Q3 2026: $2.47Forward: $2.61
Q4 2023: $-1.22Q1 2024: $-0.42Q2 2024: $-0.15Q3 2024: $-0.08Q4 2024: $0.10Q1 2025: $0.40Q2 2025: $-0.69Q3 2025: $-1.00Q4 2025: $-1.69Q1 2026: $-0.54Q2 2026: $1.45Q3 2026: $2.47Forward: $2.61
QuarterTTM EPSYoY
Forward$2.61+5.6%
Q3 2026$2.47+$3.47
Q2 2026$1.45+$2.14
Q1 2026-$0.54-235%
Q4 2025-$1.69-1790%
Q3 2025-$1.00-$0.92
Q2 2025-$0.69-$0.54
Q1 2025$0.40+$0.82
Q4 2024$0.10+$1.32

OSCR has returned to profit: it earned $2.47 per share over the past year, after losing money the year before.

VRAX Earnings Per Share

VRAX and OSCR do not have enough comparable growth data to identify a winner.

OSCR Quarterly Revenue

Q4 2023: $1.4BQ1 2024: $2.1BQ2 2024: $2.2BQ3 2024: $2.4BQ4 2024: $2.4BQ1 2025: $3BQ2 2025: $2.9BQ3 2025: $3BQ4 2025: $2.8BQ1 2026: $4.6BQ2 2026: $4.9BQ3 2026: $5.1B
Q4 2023: $1.4BQ1 2024: $2.1BQ2 2024: $2.2BQ3 2024: $2.4BQ4 2024: $2.4BQ1 2025: $3BQ2 2025: $2.9BQ3 2025: $3BQ4 2025: $2.8BQ1 2026: $4.6BQ2 2026: $4.9BQ3 2026: $5.1B
QuarterRevenueYoY
Q3 2026$5.1B+72%
Q2 2026$4.9B+70%
Q1 2026$4.6B+53%
Q4 2025$2.8B+17%
Q3 2025$3B+23%
Q2 2025$2.9B+29%
Q1 2025$3B+42%
Q4 2024$2.4B+67%

OSCR has the edge over VRAX in the latest year-over-year revenue comparison.

VRAX Quarterly Revenue

Q3 2020: $14,000Q1 2021: $109,820Q3 2021: $0Q1 2022: −$92,865Q3 2022: $5,760Q1 2023: $2,801Q3 2023: $76,500Q1 2024: $79,919Q3 2024: $4,953Q1 2025: $1,378Q3 2025: $1,608Q1 2026: $12,423
Q3 2020: $14,000Q1 2021: $109,820Q3 2021: $0Q1 2022: −$92,865Q3 2022: $5,760Q1 2023: $2,801Q3 2023: $76,500Q1 2024: $79,919Q3 2024: $4,953Q1 2025: $1,378Q3 2025: $1,608Q1 2026: $12,423
QuarterRevenueYoY
Q1 2026$12.4K+802%
Q3 2025$1.6K-68%
Q1 2025$1.4K-98%
Q3 2024$5K-94%
Q1 2024$79.9K+2753%
Q3 2023$76.5K+1228%
Q1 2021$109.8K+340%
Q3 2020$14K-81%

VRAX's revenue has slid since its 2021 peak: $12,423 last quarter, down 84% from the same quarter a year ago.

OSCR Free Cash Flow

Q4 2023: $291MQ1 2024: $628MQ2 2024: $490MQ3 2024: −$508MQ4 2024: $340MQ1 2025: $870MQ2 2025: $500MQ3 2025: −$974MQ4 2025: $663MQ1 2026: $2.6BQ2 2026: $2.1BQ3 2026: −$1.2B
Q4 2023: $291MQ1 2024: $628MQ2 2024: $490MQ3 2024: −$508MQ4 2024: $340MQ1 2025: $870MQ2 2025: $500MQ3 2025: −$974MQ4 2025: $663MQ1 2026: $2.6BQ2 2026: $2.1BQ3 2026: −$1.2B
QuarterFree cash flowYoY
Q3 2026-$1.2B-$238.2M
Q2 2026$2.1B+316%
Q1 2026$2.6B+200%
Q4 2025$662.8M+95%
Q3 2025-$973.7M-$466M
Q2 2025$499.8M+2.1%
Q1 2025$869.5M+38%
Q4 2024$340M+17%

OSCR usually generates cash, though not every quarter: the latest was −$1.2B, but it generated $4.1B over the past year.

VRAX Free Cash Flow

Q3 2020: −$419,457Q1 2021: −$170,729Q3 2021: −$278,684Q1 2022: −$530,384Q3 2022: −$2MQ1 2023: −$2MQ3 2023: −$4MQ1 2024: −$3MQ3 2024: −$2MQ1 2025: −$3MQ3 2025: −$3MQ1 2026: −$5M
Q3 2020: −$419,457Q1 2021: −$170,729Q3 2021: −$278,684Q1 2022: −$530,384Q3 2022: −$2MQ1 2023: −$2MQ3 2023: −$4MQ1 2024: −$3MQ3 2024: −$2MQ1 2025: −$3MQ3 2025: −$3MQ1 2026: −$5M
QuarterFree cash flowYoY
Q1 2026-$4.9M-$1.9M
Q3 2025-$3.1M-$898.3K
Q1 2025-$3M+$248.4K
Q3 2024-$2.2M+$2M
Q1 2024-$3.2M-$1.2M
Q3 2023-$4.2M-$1.9M
Q1 2023-$2.1M-$1.5M
Q3 2022-$2.3M-$2M

VRAX has burned cash in almost every quarter: −$13M over the past year, against −$12M the year before.

OSCR Total Shares

Q4 2023: 222MQ1 2024: 294MQ2 2024: 304MQ3 2024: 243MQ4 2024: 266MQ1 2025: 306MQ2 2025: 256MQ3 2025: 259MQ4 2025: 262MQ1 2026: 330MQ2 2026: 333MQ3 2026: 346M
Q4 2023: 222MQ1 2024: 294MQ2 2024: 304MQ3 2024: 243MQ4 2024: 266MQ1 2025: 306MQ2 2025: 256MQ3 2025: 259MQ4 2025: 262MQ1 2026: 330MQ2 2026: 333MQ3 2026: 346M
PeriodChange %Net change
Quarterly+3.9%+13M shares
1 year+34%+87.2M shares
3 years+55%+123M shares
5 years+66%+138M shares
Available history+71%+143M shares

OSCR has the edge over VRAX on shareholder dilution, with a more favorable share count trend.

VRAX Total Shares

Q3 2020: 45,496Q1 2021: 45,496Q3 2021: 45,496Q1 2022: 45,496Q3 2022: 46,651Q1 2023: 62,188Q3 2023: 71,011Q1 2024: 89,502Q3 2024: 124,142Q1 2025: 174,286Q3 2025: 190,520
Q3 2020: 45,496Q1 2021: 45,496Q3 2021: 45,496Q1 2022: 45,496Q3 2022: 46,651Q1 2023: 62,188Q3 2023: 71,011Q1 2024: 89,502Q3 2024: 124,142Q1 2025: 174,286Q3 2025: 190,520
PeriodChange %Net change
Quarterly+9.3%+16.2K shares
1 year+168%+120K shares

VRAX has 190,520 diluted shares, up 168% from a year ago.

OSCR Net Leverage

Q1 2024: -217.7xQ2 2024: -24.0xQ3 2024: -10.1xQ4 2024: -13.7xQ1 2025: -9.7xQ1 2026: -110.0xQ2 2026: -5.5xQ3 2026: -4.2x
Q1 2024: -217.7xQ2 2024: -24.0xQ3 2024: -10.1xQ4 2024: -13.7xQ1 2025: -9.7xQ1 2026: -110.0xQ2 2026: -5.5xQ3 2026: -4.2x
QuarterNet LeverageStatus
Q3 2026-4.2xNet Cash
Q2 2026-5.5xNet Cash
Q1 2026-110.0xNet Cash
Q1 2025-9.7xNet Cash
Q4 2024-13.7xNet Cash
Q3 2024-10.1xNet Cash
Q2 2024-24.0xNet Cash
Q1 2024-217.7xNet Cash

OSCR has more cash than debt.

VRAX Net Leverage

VRAX's operating earnings (EBITDA) were negative over the past year, so its debt can't be measured against them.

OSCR Weekly Momentum

MetricValueStatus
RSI58.7Neutral
Stochastic44.9Neutral

OSCR's weekly RSI is 59 (neutral) and its Stochastic is 45 (neutral).

VRAX Weekly Momentum

MetricValueStatus
RSI29.5Oversold
Stochastic3.7Oversold

VRAX's weekly RSI is 29 (oversold) and its Stochastic is 4 (oversold).

OSCR PE vs Healthcare Sector

MetricOSCRSector medianRelative
PE13x26x50% below
PE %33532 pts below

OSCR is trading at 13x earnings, a 50% discount to the Healthcare sector's median of 26x, though its earnings don't support one.

VRAX PE vs Healthcare Sector

VRAX has no meaningful PE right now: it lost money over the past year.

OSCR Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$31.22.3% above
20 week MA$31.12.8% above
50 week MA$22.939% above
100 week MA$19.365% above
200 week MA$15.5106% above

OSCR has the edge over VRAX on trend strength, trading above more of its moving averages.

VRAX Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$1.4855% below
20 week MA$2.4272% below
50 week MA$4.5985% below
100 week MA$15.996% below
200 week MA$44.999% below

VRAX is in a downtrend: it's below all five of its weekly moving averages, and 99% below its 200-week average.

OSCR Yearly ROI

YearStart priceEnd priceROI
2021$31.0$8.02-74%
2022$8.02$2.21-72%
2023$2.21$9.15+314%
2024$9.15$13.8+51%
2025$13.8$14.9+8%
2026 YTD$14.9$31.9+114%

OSCR has the edge over VRAX on returns for 2026, with the stronger performance.

VRAX Yearly ROI

YearStart priceEnd priceROI
2022$2,585.0$142.5-94%
2023$142.5$36.5-74%
2024$36.5$52.5+44%
2025$52.5$8.98-83%
2026 YTD$8.98$0.67-93%

VRAX has finished lower in three of the last four years. It's down 93% so far in 2026.

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