OSCR

Oscar Health, Inc.

69
Fundamentals85/ 100
Valuation50/ 100
Upside potential61/ 100
Risk potential35/ 100

OSCR's fundamentals are strong: revenue grew 55% and its operating margin went from โˆ’1.9% to 5.4%. Its PE isn't a useful guide right now because of how its recent earnings were reported.

UNCY

Unicycive Therapeutics, Inc.

There isn't enough reported data to score UNCY yet.

OSCR Fundamentals

MetricStatus
Strong
Healthy
Strong
Strong

OSCR's revenue, profitability, cash flow and balance sheet are all currently healthy.

UNCY Fundamentals

MetricStatus
Unavailable
Weak
Unavailable
Unavailable

UNCY's profitability is currently weak. There isn't enough data to rate its revenue, cash flow and balance sheet.

OSCR PE Valuation

CHEAPFAIREXPENSIVE41x83x124x166x
CHEAPFAIREXPENSIVE41x83x124x166x
LevelPEPriceVs current
Forward12x$31.94โ€”
Current13x$31.94โ€”
Cheap21x$52.73+65%
Fair35x$87.23+173%
Expensive130x$322+907%

Historical ranges are pointers, not guarantees.

OSCR's PE is 13x, but its earnings don't support one, so it isn't a reliable read right now.

UNCY PE Valuation

UNCY has no meaningful PE right now: it lost money over the past year. If it returns to profit as analysts expect, today's price would be 8.2x next year's earnings.

OSCR Forward outlook

MetricOutlook
Improving
Strong growth
Strong growth
Strongly improving
Limited
Moderate

Analysts expect strong earnings and revenue growth for OSCR, with profitability improving.

UNCY Forward outlook

MetricOutlook
--
Returning to profit
Strong growth
--
Limited
Low

Analysts expect UNCY to return to profit, with revenue growing. However, they disagree widely on these estimates.

OSCR Risk to reward

ScenarioChangePrice
Upside+55%$49.45
Downside-35%$20.78

Calculated from the latest close: $31.94 on Nov 12.

There is not enough scenario data to compare OSCR and UNCY's risk to reward.

UNCY Risk to reward

ScenarioChangePrice
UpsideUnknownโ€”
DownsideUnknownโ€”

Calculated from the latest close: $3.64 on Nov 12.

There is not enough scenario data to compare OSCR and UNCY's risk to reward.

OSCR Earnings Per Share

Q4 2023: $-1.22Q1 2024: $-0.42Q2 2024: $-0.15Q3 2024: $-0.08Q4 2024: $0.10Q1 2025: $0.40Q2 2025: $-0.69Q3 2025: $-1.00Q4 2025: $-1.69Q1 2026: $-0.54Q2 2026: $1.45Q3 2026: $2.47Forward: $2.61
Q4 2023: $-1.22Q1 2024: $-0.42Q2 2024: $-0.15Q3 2024: $-0.08Q4 2024: $0.10Q1 2025: $0.40Q2 2025: $-0.69Q3 2025: $-1.00Q4 2025: $-1.69Q1 2026: $-0.54Q2 2026: $1.45Q3 2026: $2.47Forward: $2.61
QuarterTTM EPSYoY
Forward$2.61+5.6%
Q3 2026$2.47+$3.47
Q2 2026$1.45+$2.14
Q1 2026-$0.54-235%
Q4 2025-$1.69-1790%
Q3 2025-$1.00-$0.92
Q2 2025-$0.69-$0.54
Q1 2025$0.40+$0.82
Q4 2024$0.10+$1.32

OSCR has the stronger earnings trend. Trailing diluted EPS is up 147% for OSCR versus UNCY down 109%.

UNCY Earnings Per Share

Q3 2023: $-17.40Q4 2025: $-2.12Q1 2026: $-2.16Q2 2026: $-1.70Forward: $0.44
Q3 2023: $-17.40Q4 2025: $-2.12Q1 2026: $-2.16Q2 2026: $-1.70Forward: $0.44
QuarterTTM EPSYoY
Forward$0.44โ€”
Q3 2023-$17.40-$6.96
Q2 2023-$19.80-$9.36
Q1 2023-$19.30-$9.96
Q4 2022-$12.00-$4.43
Q3 2022-$10.44-$4.23
Q2 2022-$10.44-$7.47
Q1 2022-$9.34-$7.45
Q4 2021-$7.57-$6.08

UNCY is still losing money, but far less than before: $1.70 per share over the past year, against $19.80 at its worst in mid-2023.

OSCR Quarterly Revenue

Q4 2023: $1.4BQ1 2024: $2.1BQ2 2024: $2.2BQ3 2024: $2.4BQ4 2024: $2.4BQ1 2025: $3BQ2 2025: $2.9BQ3 2025: $3BQ4 2025: $2.8BQ1 2026: $4.6BQ2 2026: $4.9BQ3 2026: $5.1B
Q4 2023: $1.4BQ1 2024: $2.1BQ2 2024: $2.2BQ3 2024: $2.4BQ4 2024: $2.4BQ1 2025: $3BQ2 2025: $2.9BQ3 2025: $3BQ4 2025: $2.8BQ1 2026: $4.6BQ2 2026: $4.9BQ3 2026: $5.1B
QuarterRevenueYoY
Q3 2026$5.1B+72%
Q2 2026$4.9B+70%
Q1 2026$4.6B+53%
Q4 2025$2.8B+17%
Q3 2025$3B+23%
Q2 2025$2.9B+29%
Q1 2025$3B+42%
Q4 2024$2.4B+67%

OSCR's revenue has grown year over year every quarter since early 2021: $5.1B last quarter, up 72% from the same quarter a year ago.

UNCY Quarterly Revenue

Q3 2023: $0Q4 2023: $0Q1 2024: --Q2 2024: --Q3 2024: --Q4 2024: --Q1 2025: --Q2 2025: --Q3 2025: --Q4 2025: --Q1 2026: --Q2 2026: --
Q3 2023: $0Q4 2023: $0Q1 2024: --Q2 2024: --Q3 2024: --Q4 2024: --Q1 2025: --Q2 2025: --Q3 2025: --Q4 2025: --Q1 2026: --Q2 2026: --

UNCY's revenue has slid since its 2022 peak: $0 last quarter.

OSCR Free Cash Flow

Q4 2023: $291MQ1 2024: $628MQ2 2024: $490MQ3 2024: โˆ’$508MQ4 2024: $340MQ1 2025: $870MQ2 2025: $500MQ3 2025: โˆ’$974MQ4 2025: $663MQ1 2026: $2.6BQ2 2026: $2.1BQ3 2026: โˆ’$1.2B
Q4 2023: $291MQ1 2024: $628MQ2 2024: $490MQ3 2024: โˆ’$508MQ4 2024: $340MQ1 2025: $870MQ2 2025: $500MQ3 2025: โˆ’$974MQ4 2025: $663MQ1 2026: $2.6BQ2 2026: $2.1BQ3 2026: โˆ’$1.2B
QuarterFree cash flowYoY
Q3 2026-$1.2B-$238.2M
Q2 2026$2.1B+316%
Q1 2026$2.6B+200%
Q4 2025$662.8M+95%
Q3 2025-$973.7M-$466M
Q2 2025$499.8M+2.1%
Q1 2025$869.5M+38%
Q4 2024$340M+17%

OSCR has the edge over UNCY on cash generation, producing positive trailing cash flow while its opponent burns cash.

UNCY Free Cash Flow

Q3 2023: โˆ’$4MQ4 2023: โˆ’$4MQ1 2024: โˆ’$6MQ2 2024: โˆ’$6MQ3 2024: โˆ’$9MQ4 2024: โˆ’$7MQ1 2025: โˆ’$9MQ2 2025: โˆ’$8MQ3 2025: โˆ’$6MQ4 2025: โˆ’$8MQ1 2026: โˆ’$6MQ2 2026: โˆ’$8M
Q3 2023: โˆ’$4MQ4 2023: โˆ’$4MQ1 2024: โˆ’$6MQ2 2024: โˆ’$6MQ3 2024: โˆ’$9MQ4 2024: โˆ’$7MQ1 2025: โˆ’$9MQ2 2025: โˆ’$8MQ3 2025: โˆ’$6MQ4 2025: โˆ’$8MQ1 2026: โˆ’$6MQ2 2026: โˆ’$8M
QuarterFree cash flowYoY
Q2 2026-$7.6M+$823K
Q1 2026-$6.2M+$2.7M
Q4 2025-$8M-$1.5M
Q3 2025-$6M+$3.3M
Q2 2025-$8.4M-$2.1M
Q1 2025-$8.9M-$2.5M
Q4 2024-$6.6M-$2.1M
Q3 2024-$9.3M-$4.9M

UNCY has burned cash in almost every quarter: โˆ’$28M over the past year, against โˆ’$33M the year before.

OSCR Total Shares

Q4 2023: 222MQ1 2024: 294MQ2 2024: 304MQ3 2024: 243MQ4 2024: 266MQ1 2025: 306MQ2 2025: 256MQ3 2025: 259MQ4 2025: 262MQ1 2026: 330MQ2 2026: 333MQ3 2026: 346M
Q4 2023: 222MQ1 2024: 294MQ2 2024: 304MQ3 2024: 243MQ4 2024: 266MQ1 2025: 306MQ2 2025: 256MQ3 2025: 259MQ4 2025: 262MQ1 2026: 330MQ2 2026: 333MQ3 2026: 346M
PeriodChange %Net change
Quarterly+3.9%+13M shares
1 year+34%+87.2M shares
3 years+55%+123M shares
5 years+66%+138M shares
Available history+71%+143M shares

OSCR has the edge over UNCY on shareholder dilution, with a more favorable share count trend.

UNCY Total Shares

Q3 2023: 3MQ1 2024: 3MQ2 2024: 9MQ3 2024: 9MQ1 2025: 12MQ2 2025: 12MQ3 2025: 18MQ1 2026: 24MQ2 2026: 27M
Q3 2023: 3MQ1 2024: 3MQ2 2024: 9MQ3 2024: 9MQ1 2025: 12MQ2 2025: 12MQ3 2025: 18MQ1 2026: 24MQ2 2026: 27M
PeriodChange %Net change
Quarterly+13%+3M shares
1 year+117%+14.5M shares
3 years+1687%+25.4M shares
5 years+1665%+25.4M shares

UNCY has 27M diluted shares, up 117% from a year ago.

OSCR Net Leverage

Q1 2024: -217.7xQ2 2024: -24.0xQ3 2024: -10.1xQ4 2024: -13.7xQ1 2025: -9.7xQ1 2026: -110.0xQ2 2026: -5.5xQ3 2026: -4.2x
Q1 2024: -217.7xQ2 2024: -24.0xQ3 2024: -10.1xQ4 2024: -13.7xQ1 2025: -9.7xQ1 2026: -110.0xQ2 2026: -5.5xQ3 2026: -4.2x
QuarterNet LeverageStatus
Q3 2026-4.2xNet Cash
Q2 2026-5.5xNet Cash
Q1 2026-110.0xNet Cash
Q1 2025-9.7xNet Cash
Q4 2024-13.7xNet Cash
Q3 2024-10.1xNet Cash
Q2 2024-24.0xNet Cash
Q1 2024-217.7xNet Cash

OSCR has more cash than debt.

UNCY Net Leverage

UNCY's operating earnings (EBITDA) were negative over the past year, so its debt can't be measured against them.

OSCR Weekly Momentum

MetricValueStatus
RSI58.7Neutral
Stochastic44.9Neutral

OSCR's weekly RSI is 59 (neutral) and its Stochastic is 45 (neutral).

UNCY Weekly Momentum

MetricValueStatus
RSI33.9Neutral
Stochastic12.2Oversold

UNCY's weekly RSI is 34 (neutral) and its Stochastic is 12 (oversold).

OSCR PE vs Healthcare Sector

MetricOSCRSector medianRelative
PE13x26x50% below
PE %33532 pts below

OSCR is trading at 13x earnings, a 50% discount to the Healthcare sector's median of 26x, though its earnings don't support one.

UNCY PE vs Healthcare Sector

UNCY has no meaningful PE right now: it lost money over the past year.

OSCR Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$31.22.3% above
20 week MA$31.12.8% above
50 week MA$22.939% above
100 week MA$19.365% above
200 week MA$15.5106% above

OSCR has the edge over UNCY on trend strength, trading above more of its moving averages.

UNCY Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$3.906.7% below
20 week MA$4.7323% below
50 week MA$5.9639% below
100 week MA$5.7537% below
200 week MA$7.5051% below

UNCY is in a downtrend: it's below all five of its weekly moving averages, and 51% below its 200-week average.

OSCR Yearly ROI

YearStart priceEnd priceROI
2021$31.0$8.02-74%
2022$8.02$2.21-72%
2023$2.21$9.15+314%
2024$9.15$13.8+51%
2025$13.8$14.9+8%
2026 YTD$14.9$31.9+114%

OSCR has the edge over UNCY on returns for 2026, with the stronger performance.

UNCY Yearly ROI

YearStart priceEnd priceROI
2021$32.0$20.9-35%
2022$20.9$6.89-67%
2023$6.89$8.68+26%
2024$8.68$8.00-7.8%
2025$8.00$6.07-24%
2026 YTD$6.07$3.64-40%

UNCY has finished lower in four of the last five years. It's down 40% so far in 2026.

Give your agent the market.

Get API key