OSCR

Oscar Health, Inc.

69
Fundamentals85/ 100
Valuation50/ 100
Upside potential61/ 100
Risk potential35/ 100

OSCR's fundamentals are strong: revenue grew 55% and its operating margin went from โˆ’1.9% to 5.4%. Its PE isn't a useful guide right now because of how its recent earnings were reported.

TXMD

TherapeuticsMD, Inc.

There isn't enough reported data to score TXMD yet.

OSCR Fundamentals

MetricStatus
Strong
Healthy
Strong
Strong

OSCR's revenue, profitability, cash flow and balance sheet are all currently healthy.

TXMD Fundamentals

MetricStatus
Unavailable
Weak
Strong
Strong

TXMD's cash flow and balance sheet are currently strong, but its profitability is weak. There isn't enough data to rate its revenue.

OSCR PE Valuation

CHEAPFAIREXPENSIVE41x83x124x166x
CHEAPFAIREXPENSIVE41x83x124x166x
LevelPEPriceVs current
Forward12x$31.94โ€”
Current13x$31.94โ€”
Cheap21x$52.73+65%
Fair35x$87.23+173%
Expensive130x$322+907%

Historical ranges are pointers, not guarantees.

OSCR's PE is 13x, but its earnings don't support one, so it isn't a reliable read right now.

TXMD PE Valuation

TXMD has no meaningful PE right now: it lost money over the past year.

OSCR Forward outlook

MetricOutlook
Improving
Strong growth
Strong growth
Strongly improving
Limited
Moderate

Analysts expect strong earnings and revenue growth for OSCR, with profitability improving.

TXMD Forward outlook

MetricOutlook
--
Losses steady
Strong growth
--
Limited
High

Analysts expect TXMD's revenue to grow, with its earnings and profitability holding steady.

OSCR Risk to reward

ScenarioChangePrice
Upside+55%$49.45
Downside-35%$20.78

Calculated from the latest close: $31.94 on Nov 12.

There is not enough scenario data to compare OSCR and TXMD's risk to reward.

TXMD Risk to reward

ScenarioChangePrice
UpsideUnknownโ€”
DownsideUnknownโ€”

Calculated from the latest close: $1.82 on Nov 12.

There is not enough scenario data to compare OSCR and TXMD's risk to reward.

OSCR Earnings Per Share

Q4 2023: $-1.22Q1 2024: $-0.42Q2 2024: $-0.15Q3 2024: $-0.08Q4 2024: $0.10Q1 2025: $0.40Q2 2025: $-0.69Q3 2025: $-1.00Q4 2025: $-1.69Q1 2026: $-0.54Q2 2026: $1.45Q3 2026: $2.47Forward: $2.61
Q4 2023: $-1.22Q1 2024: $-0.42Q2 2024: $-0.15Q3 2024: $-0.08Q4 2024: $0.10Q1 2025: $0.40Q2 2025: $-0.69Q3 2025: $-1.00Q4 2025: $-1.69Q1 2026: $-0.54Q2 2026: $1.45Q3 2026: $2.47Forward: $2.61
QuarterTTM EPSYoY
Forward$2.61+5.6%
Q3 2026$2.47+$3.47
Q2 2026$1.45+$2.14
Q1 2026-$0.54-235%
Q4 2025-$1.69-1790%
Q3 2025-$1.00-$0.92
Q2 2025-$0.69-$0.54
Q1 2025$0.40+$0.82
Q4 2024$0.10+$1.32

OSCR has the edge over TXMD on earnings quality, reporting a profit while its opponent remains loss making.

TXMD Earnings Per Share

Q3 2023: $7.46Q4 2023: $-0.98Q1 2024: $-0.67Q2 2024: $-0.52Q3 2024: $-0.25Q4 2024: $-0.19Q1 2025: $-0.19Q2 2025: $-0.05Q3 2025: $0.01Q4 2025: $-0.05Q1 2026: $0.02Q2 2026: $-0.02
Q3 2023: $7.46Q4 2023: $-0.98Q1 2024: $-0.67Q2 2024: $-0.52Q3 2024: $-0.25Q4 2024: $-0.19Q1 2025: $-0.19Q2 2025: $-0.05Q3 2025: $0.01Q4 2025: $-0.05Q1 2026: $0.02Q2 2026: $-0.02
QuarterTTM EPSYoY
Q2 2026-$0.02+$0.03
Q1 2026$0.02+$0.21
Q4 2025-$0.05+$0.14
Q3 2025$0.01+$0.26
Q2 2025-$0.05+$0.47
Q1 2025-$0.19+$0.48
Q4 2024-$0.19+$0.79
Q3 2024-$0.25-103%

TXMD lost $0.02 per share over the past year, a smaller loss than the year before.

OSCR Quarterly Revenue

Q4 2023: $1.4BQ1 2024: $2.1BQ2 2024: $2.2BQ3 2024: $2.4BQ4 2024: $2.4BQ1 2025: $3BQ2 2025: $2.9BQ3 2025: $3BQ4 2025: $2.8BQ1 2026: $4.6BQ2 2026: $4.9BQ3 2026: $5.1B
Q4 2023: $1.4BQ1 2024: $2.1BQ2 2024: $2.2BQ3 2024: $2.4BQ4 2024: $2.4BQ1 2025: $3BQ2 2025: $2.9BQ3 2025: $3BQ4 2025: $2.8BQ1 2026: $4.6BQ2 2026: $4.9BQ3 2026: $5.1B
QuarterRevenueYoY
Q3 2026$5.1B+72%
Q2 2026$4.9B+70%
Q1 2026$4.6B+53%
Q4 2025$2.8B+17%
Q3 2025$3B+23%
Q2 2025$2.9B+29%
Q1 2025$3B+42%
Q4 2024$2.4B+67%

OSCR has the edge over TXMD on sales, with more consistent year-over-year improvement.

TXMD Quarterly Revenue

Q3 2023: โˆ’$53,000Q4 2023: $502,000Q1 2024: --Q2 2024: --Q3 2024: --Q4 2024: --Q1 2025: $393,000Q2 2025: $952,000Q3 2025: $784,000Q4 2025: $893,000Q1 2026: $724,000Q2 2026: $869,000
Q3 2023: โˆ’$53,000Q4 2023: $502,000Q1 2024: --Q2 2024: --Q3 2024: --Q4 2024: --Q1 2025: $393,000Q2 2025: $952,000Q3 2025: $784,000Q4 2025: $893,000Q1 2026: $724,000Q2 2026: $869,000
QuarterRevenueYoY
Q2 2026$869K-8.7%
Q1 2026$724K+84%
Q4 2023$502K-56%
Q2 2023$437K-98%
Q1 2023$416K-98%
Q4 2022$1.2M-94%
Q3 2022$20.9M-18%
Q2 2022$28.6M+24%

TXMD's revenue is growing: $869,000 last quarter, down 8.7% from the same quarter a year ago.

OSCR Free Cash Flow

Q4 2023: $291MQ1 2024: $628MQ2 2024: $490MQ3 2024: โˆ’$508MQ4 2024: $340MQ1 2025: $870MQ2 2025: $500MQ3 2025: โˆ’$974MQ4 2025: $663MQ1 2026: $2.6BQ2 2026: $2.1BQ3 2026: โˆ’$1.2B
Q4 2023: $291MQ1 2024: $628MQ2 2024: $490MQ3 2024: โˆ’$508MQ4 2024: $340MQ1 2025: $870MQ2 2025: $500MQ3 2025: โˆ’$974MQ4 2025: $663MQ1 2026: $2.6BQ2 2026: $2.1BQ3 2026: โˆ’$1.2B
QuarterFree cash flowYoY
Q3 2026-$1.2B-$238.2M
Q2 2026$2.1B+316%
Q1 2026$2.6B+200%
Q4 2025$662.8M+95%
Q3 2025-$973.7M-$466M
Q2 2025$499.8M+2.1%
Q1 2025$869.5M+38%
Q4 2024$340M+17%

OSCR usually generates cash, though not every quarter: the latest was โˆ’$1.2B, but it generated $4.1B over the past year.

TXMD Free Cash Flow

Q3 2023: โˆ’$2MQ4 2023: โˆ’$5MQ1 2024: โˆ’$229,000Q2 2024: $1MQ3 2024: โˆ’$71,000Q4 2024: $17,000Q1 2025: $699,000Q2 2025: $381,000Q3 2025: $999,000Q4 2025: $375,000Q1 2026: $944,000Q2 2026: $779,000
Q3 2023: โˆ’$2MQ4 2023: โˆ’$5MQ1 2024: โˆ’$229,000Q2 2024: $1MQ3 2024: โˆ’$71,000Q4 2024: $17,000Q1 2025: $699,000Q2 2025: $381,000Q3 2025: $999,000Q4 2025: $375,000Q1 2026: $944,000Q2 2026: $779,000
QuarterFree cash flowYoY
Q2 2026$779K+104%
Q1 2026$944K+35%
Q4 2025$375K+2106%
Q3 2025$999K+$1.1M
Q2 2025$381K-74%
Q1 2025$699K+$928K
Q4 2024$17K+$5M
Q3 2024-$71K+$2.4M

TXMD has the edge over OSCR on cash flow, with more consistent year-over-year improvement.

OSCR Total Shares

Q4 2023: 222MQ1 2024: 294MQ2 2024: 304MQ3 2024: 243MQ4 2024: 266MQ1 2025: 306MQ2 2025: 256MQ3 2025: 259MQ4 2025: 262MQ1 2026: 330MQ2 2026: 333MQ3 2026: 346M
Q4 2023: 222MQ1 2024: 294MQ2 2024: 304MQ3 2024: 243MQ4 2024: 266MQ1 2025: 306MQ2 2025: 256MQ3 2025: 259MQ4 2025: 262MQ1 2026: 330MQ2 2026: 333MQ3 2026: 346M
PeriodChange %Net change
Quarterly+3.9%+13M shares
1 year+34%+87.2M shares
3 years+55%+123M shares
5 years+66%+138M shares
Available history+71%+143M shares

OSCR has 346M diluted shares, up 34% from a year ago.

TXMD Total Shares

Q3 2023: 11MQ4 2023: 10MQ1 2024: 12MQ2 2024: 12MQ3 2024: 12MQ1 2025: 12MQ2 2025: 12MQ3 2025: 12MQ4 2025: 12MQ2 2026: 12M
Q3 2023: 11MQ4 2023: 10MQ1 2024: 12MQ2 2024: 12MQ3 2024: 12MQ1 2025: 12MQ2 2025: 12MQ3 2025: 12MQ4 2025: 12MQ2 2026: 12M
PeriodChange %Net change
Quarterly+0.6%+74K shares
1 year+0.8%+91K shares
3 years+24%+2.3M shares
5 years+114%+6.2M shares
Available history+141%+6.8M shares

TXMD has the edge over OSCR on shareholder dilution, with a more favorable share count trend.

OSCR Net Leverage

Q1 2024: -217.7xQ2 2024: -24.0xQ3 2024: -10.1xQ4 2024: -13.7xQ1 2025: -9.7xQ1 2026: -110.0xQ2 2026: -5.5xQ3 2026: -4.2x
Q1 2024: -217.7xQ2 2024: -24.0xQ3 2024: -10.1xQ4 2024: -13.7xQ1 2025: -9.7xQ1 2026: -110.0xQ2 2026: -5.5xQ3 2026: -4.2x
QuarterNet LeverageStatus
Q3 2026-4.2xNet Cash
Q2 2026-5.5xNet Cash
Q1 2026-110.0xNet Cash
Q1 2025-9.7xNet Cash
Q4 2024-13.7xNet Cash
Q3 2024-10.1xNet Cash
Q2 2024-24.0xNet Cash
Q1 2024-217.7xNet Cash

OSCR has more cash than debt.

TXMD Net Leverage

Q3 2023: -0.0x
Q3 2023: -0.0x
QuarterNet LeverageStatus
Q3 2023-0.0xNet Cash
Q2 2023-0.3xNet Cash
Q1 2023-0.7xNet Cash
Q4 2022-16.0xNet Cash

TXMD has more cash than debt.

OSCR Weekly Momentum

MetricValueStatus
RSI58.7Neutral
Stochastic44.9Neutral

OSCR's weekly RSI is 59 (neutral) and its Stochastic is 45 (neutral).

TXMD Weekly Momentum

MetricValueStatus
RSI41.0Neutral
Stochastic18.2Oversold

TXMD's weekly RSI is 41 (neutral) and its Stochastic is 18 (oversold).

OSCR PE vs Healthcare Sector

MetricOSCRSector medianRelative
PE13x26x50% below
PE %33532 pts below

OSCR is trading at 13x earnings, a 50% discount to the Healthcare sector's median of 26x, though its earnings don't support one.

TXMD PE vs Healthcare Sector

MetricTXMDSector medianRelative
PEN/A26xโ€”

TXMD has no meaningful PE right now: it lost money over the past year.

OSCR Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$31.22.3% above
20 week MA$31.12.8% above
50 week MA$22.939% above
100 week MA$19.365% above
200 week MA$15.5106% above

OSCR has the edge over TXMD on trend strength, trading above more of its moving averages.

TXMD Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$1.904.2% below
20 week MA$2.029.9% below
50 week MA$2.0612% below
100 week MA$1.6212% above
200 week MA$2.2017% below

TXMD's trend is mixed: it's above one of its five weekly moving averages, and 17% below its 200-week average.

OSCR Yearly ROI

YearStart priceEnd priceROI
2021$31.0$8.02-74%
2022$8.02$2.21-72%
2023$2.21$9.15+314%
2024$9.15$13.8+51%
2025$13.8$14.9+8%
2026 YTD$14.9$31.9+114%

OSCR has the edge over TXMD on returns for 2026, with the stronger performance.

TXMD Yearly ROI

YearStart priceEnd priceROI
2020$120.5$59.5-51%
2021$59.5$20.5-66%
2022$20.5$5.62-73%
2023$5.62$2.25-60%
2024$2.25$1.09-52%
2025$1.09$1.74+60%
2026 YTD$1.74$1.82+4.6%

TXMD has finished lower in five of the last six years. It's up 4.6% so far in 2026.

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