OSCR

Oscar Health, Inc.

69
Fundamentals85/ 100
Valuation50/ 100
Upside potential61/ 100
Risk potential35/ 100

OSCR's fundamentals are strong: revenue grew 55% and its operating margin went from −1.9% to 5.4%. Its PE isn't a useful guide right now because of how its recent earnings were reported.

TRIB

Trinity Biotech plc

There isn't enough reported data to score TRIB yet.

OSCR Fundamentals

MetricStatus
Strong
Healthy
Strong
Strong

OSCR's revenue, profitability, cash flow and balance sheet are all currently healthy.

TRIB Fundamentals

MetricStatus
Under pressure
Under pressure
Under pressure
Weak

TRIB's revenue, profitability, cash flow and balance sheet are all currently under pressure.

OSCR PE Valuation

CHEAPFAIREXPENSIVE41x83x124x166x
CHEAPFAIREXPENSIVE41x83x124x166x
LevelPEPriceVs current
Forward12x$31.94—
Current13x$31.94—
Cheap21x$52.73+65%
Fair35x$87.23+173%
Expensive130x$322+907%

Historical ranges are pointers, not guarantees.

OSCR's PE is 13x, but its earnings don't support one, so it isn't a reliable read right now.

TRIB PE Valuation

TRIB has no meaningful PE right now: it lost money over the past year.

OSCR Forward outlook

MetricOutlook
Improving
Strong growth
Strong growth
Strongly improving
Limited
Moderate

Analysts expect strong earnings and revenue growth for OSCR, with profitability improving.

TRIB Forward outlook

There aren't enough analyst estimates for TRIB to show an outlook.

OSCR Risk to reward

ScenarioChangePrice
Upside+55%$49.45
Downside-35%$20.78

Calculated from the latest close: $31.94 on Nov 12.

There is not enough scenario data to compare OSCR and TRIB's risk to reward.

TRIB Risk to reward

ScenarioChangePrice
UpsideUnknown—
DownsideUnknown—

Calculated from the latest close: $5.88 on Nov 12.

There is not enough scenario data to compare OSCR and TRIB's risk to reward.

OSCR Earnings Per Share

Q4 2023: $-1.22Q1 2024: $-0.42Q2 2024: $-0.15Q3 2024: $-0.08Q4 2024: $0.10Q1 2025: $0.40Q2 2025: $-0.69Q3 2025: $-1.00Q4 2025: $-1.69Q1 2026: $-0.54Q2 2026: $1.45Q3 2026: $2.47Forward: $2.61
Q4 2023: $-1.22Q1 2024: $-0.42Q2 2024: $-0.15Q3 2024: $-0.08Q4 2024: $0.10Q1 2025: $0.40Q2 2025: $-0.69Q3 2025: $-1.00Q4 2025: $-1.69Q1 2026: $-0.54Q2 2026: $1.45Q3 2026: $2.47Forward: $2.61
QuarterTTM EPSYoY
Forward$2.61+5.6%
Q3 2026$2.47+$3.47
Q2 2026$1.45+$2.14
Q1 2026-$0.54-235%
Q4 2025-$1.69-1790%
Q3 2025-$1.00-$0.92
Q2 2025-$0.69-$0.54
Q1 2025$0.40+$0.82
Q4 2024$0.10+$1.32

OSCR has the stronger earnings trend. Trailing diluted EPS is up 147% for OSCR versus TRIB down 174%.

TRIB Earnings Per Share

Q1 2023: $-195.60Q2 2023: $-123.00Q3 2023: $-114.30Q4 2023: $-96.30Q1 2024: $-82.56Q2 2024: $-80.46Q3 2024: $-67.86Q4 2024: $-82.14Q1 2025: $-85.44Q2 2025: $-73.86Q3 2025: $-68.28Q4 2025: $-60.60
Q1 2023: $-195.60Q2 2023: $-123.00Q3 2023: $-114.30Q4 2023: $-96.30Q1 2024: $-82.56Q2 2024: $-80.46Q3 2024: $-67.86Q4 2024: $-82.14Q1 2025: $-85.44Q2 2025: $-73.86Q3 2025: $-68.28Q4 2025: $-60.60
QuarterTTM EPSYoY
Q4 2025-$60.60+$21.54
Q3 2025-$68.28-$0.42
Q2 2025-$73.86+$6.60
Q1 2025-$85.44-$2.88
Q4 2024-$82.14+$14.16
Q3 2024-$67.86+$46.44
Q2 2024-$80.46+$42.54
Q1 2024-$82.56+$113.04

TRIB is still losing money, but far less than before: $60.60 per share over the past year, against $195.60 at its worst in early 2023.

OSCR Quarterly Revenue

Q4 2023: $1.4BQ1 2024: $2.1BQ2 2024: $2.2BQ3 2024: $2.4BQ4 2024: $2.4BQ1 2025: $3BQ2 2025: $2.9BQ3 2025: $3BQ4 2025: $2.8BQ1 2026: $4.6BQ2 2026: $4.9BQ3 2026: $5.1B
Q4 2023: $1.4BQ1 2024: $2.1BQ2 2024: $2.2BQ3 2024: $2.4BQ4 2024: $2.4BQ1 2025: $3BQ2 2025: $2.9BQ3 2025: $3BQ4 2025: $2.8BQ1 2026: $4.6BQ2 2026: $4.9BQ3 2026: $5.1B
QuarterRevenueYoY
Q3 2026$5.1B+72%
Q2 2026$4.9B+70%
Q1 2026$4.6B+53%
Q4 2025$2.8B+17%
Q3 2025$3B+23%
Q2 2025$2.9B+29%
Q1 2025$3B+42%
Q4 2024$2.4B+67%

OSCR has the stronger quarterly revenue trend. Revenue is up 72% for OSCR versus down 30% for TRIB.

TRIB Quarterly Revenue

Q1 2023: $15MQ2 2023: $14MQ3 2023: $15MQ4 2023: $13MQ1 2024: $15MQ2 2024: $16MQ3 2024: $15MQ4 2024: $16MQ1 2025: $8MQ2 2025: $11MQ3 2025: $14MQ4 2025: $11M
Q1 2023: $15MQ2 2023: $14MQ3 2023: $15MQ4 2023: $13MQ1 2024: $15MQ2 2024: $16MQ3 2024: $15MQ4 2024: $16MQ1 2025: $8MQ2 2025: $11MQ3 2025: $14MQ4 2025: $11M
QuarterRevenueYoY
Q4 2025$11.1M-30%
Q3 2025$14.2M-6%
Q2 2025$11M-31%
Q1 2025$7.6M-48%
Q4 2024$15.9M+18%
Q3 2024$15.2M+3.2%
Q2 2024$15.8M+14%
Q1 2024$14.7M-0.8%

TRIB's revenue has slid since its 2020 peak: $11M last quarter, down 30% from the same quarter a year ago.

OSCR Free Cash Flow

Q4 2023: $291MQ1 2024: $628MQ2 2024: $490MQ3 2024: −$508MQ4 2024: $340MQ1 2025: $870MQ2 2025: $500MQ3 2025: −$974MQ4 2025: $663MQ1 2026: $2.6BQ2 2026: $2.1BQ3 2026: −$1.2B
Q4 2023: $291MQ1 2024: $628MQ2 2024: $490MQ3 2024: −$508MQ4 2024: $340MQ1 2025: $870MQ2 2025: $500MQ3 2025: −$974MQ4 2025: $663MQ1 2026: $2.6BQ2 2026: $2.1BQ3 2026: −$1.2B
QuarterFree cash flowYoY
Q3 2026-$1.2B-$238.2M
Q2 2026$2.1B+316%
Q1 2026$2.6B+200%
Q4 2025$662.8M+95%
Q3 2025-$973.7M-$466M
Q2 2025$499.8M+2.1%
Q1 2025$869.5M+38%
Q4 2024$340M+17%

OSCR has the stronger cash trend. Its trailing FCF is up 545% versus its history, compared with TRIB at up 4.7%.

TRIB Free Cash Flow

Q1 2023: −$3MQ2 2023: −$5MQ3 2023: −$5MQ4 2023: −$2MQ1 2024: −$6MQ2 2024: −$4MQ3 2024: −$6MQ4 2024: $615,000Q1 2025: −$3MQ2 2025: −$2MQ3 2025: −$77,110Q4 2025: −$2M
Q1 2023: −$3MQ2 2023: −$5MQ3 2023: −$5MQ4 2023: −$2MQ1 2024: −$6MQ2 2024: −$4MQ3 2024: −$6MQ4 2024: $615,000Q1 2025: −$3MQ2 2025: −$2MQ3 2025: −$77,110Q4 2025: −$2M
QuarterFree cash flowYoY
Q4 2025-$1.5M-351%
Q3 2025-$77.1K+$6.2M
Q2 2025-$1.7M+$2.6M
Q1 2025-$3M+$3.3M
Q4 2024$615K+$2.5M
Q3 2024-$6.3M-$1M
Q2 2024-$4.3M+$715K
Q1 2024-$6.3M-$2.9M

TRIB has burned cash in most quarters: −$6M over the past year, against −$16M the year before.

OSCR Total Shares

Q4 2023: 222MQ1 2024: 294MQ2 2024: 304MQ3 2024: 243MQ4 2024: 266MQ1 2025: 306MQ2 2025: 256MQ3 2025: 259MQ4 2025: 262MQ1 2026: 330MQ2 2026: 333MQ3 2026: 346M
Q4 2023: 222MQ1 2024: 294MQ2 2024: 304MQ3 2024: 243MQ4 2024: 266MQ1 2025: 306MQ2 2025: 256MQ3 2025: 259MQ4 2025: 262MQ1 2026: 330MQ2 2026: 333MQ3 2026: 346M
PeriodChange %Net change
Quarterly+3.9%+13M shares
1 year+34%+87.2M shares
3 years+55%+123M shares
5 years+66%+138M shares
Available history+71%+143M shares

OSCR has 346M diluted shares, up 34% from a year ago.

TRIB Total Shares

Q1 2023: 254,400Q2 2023: 255,200Q3 2023: 255,500Q4 2023: 255,500Q1 2024: 295,750Q2 2024: 315,500Q3 2024: 346,250Q4 2024: 472,450Q1 2025: 609,950Q2 2025: 621,050Q3 2025: 621,850Q4 2025: 620,900
Q1 2023: 254,400Q2 2023: 255,200Q3 2023: 255,500Q4 2023: 255,500Q1 2024: 295,750Q2 2024: 315,500Q3 2024: 346,250Q4 2024: 472,450Q1 2025: 609,950Q2 2025: 621,050Q3 2025: 621,850Q4 2025: 620,900
PeriodChange %Net change
Quarterly-0.2%-950 shares
1 year+31%+148K shares
3 years+144%+367K shares
5 years+249%+443K shares
Available history+266%+451K shares

TRIB has the edge over OSCR on shareholder dilution, with a more favorable share count trend.

OSCR Net Leverage

Q1 2024: -217.7xQ2 2024: -24.0xQ3 2024: -10.1xQ4 2024: -13.7xQ1 2025: -9.7xQ1 2026: -110.0xQ2 2026: -5.5xQ3 2026: -4.2x
Q1 2024: -217.7xQ2 2024: -24.0xQ3 2024: -10.1xQ4 2024: -13.7xQ1 2025: -9.7xQ1 2026: -110.0xQ2 2026: -5.5xQ3 2026: -4.2x
QuarterNet LeverageStatus
Q3 2026-4.2xNet Cash
Q2 2026-5.5xNet Cash
Q1 2026-110.0xNet Cash
Q1 2025-9.7xNet Cash
Q4 2024-13.7xNet Cash
Q3 2024-10.1xNet Cash
Q2 2024-24.0xNet Cash
Q1 2024-217.7xNet Cash

OSCR has more cash than debt.

TRIB Net Leverage

QuarterNet LeverageStatus
Q1 202212.0xHigh
Q4 20217.5xHigh
Q3 202116.9xHigh
Q2 20215.2xHigh
Q1 202111.4xHigh
Q4 202024.1xHigh
Q3 20203.5xElevated
Q2 20206.5xHigh

TRIB's net debt is about 12 years of its operating earnings (EBITDA), up from 11 years a year ago.

OSCR Weekly Momentum

MetricValueStatus
RSI58.7Neutral
Stochastic44.9Neutral

OSCR's weekly RSI is 59 (neutral) and its Stochastic is 45 (neutral).

TRIB Weekly Momentum

MetricValueStatus
RSI30.6Neutral
Stochastic10.5Oversold

TRIB's weekly RSI is 31 (neutral) and its Stochastic is 10 (oversold).

OSCR PE vs Healthcare Sector

MetricOSCRSector medianRelative
PE13x26x50% below
PE %33532 pts below

OSCR is trading at 13x earnings, a 50% discount to the Healthcare sector's median of 26x, though its earnings don't support one.

TRIB PE vs Healthcare Sector

TRIB has no meaningful PE right now: it lost money over the past year.

OSCR Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$31.22.3% above
20 week MA$31.12.8% above
50 week MA$22.939% above
100 week MA$19.365% above
200 week MA$15.5106% above

OSCR has stronger trend alignment. OSCR is above 5 of 5 weekly averages versus TRIB above 0 of 3.

TRIB Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$6.5610% below
20 week MA$8.7132% below
50 week MA$16.564% below

TRIB is in a downtrend: it's below all three of its weekly moving averages, and 64% below its 50-week average.

OSCR Yearly ROI

YearStart priceEnd priceROI
2021$31.0$8.02-74%
2022$8.02$2.21-72%
2023$2.21$9.15+314%
2024$9.15$13.8+51%
2025$13.8$14.9+8%
2026 YTD$14.9$31.9+114%

OSCR has the edge over TRIB on returns for 2026, with the stronger performance.

TRIB Yearly ROI

YearStart priceEnd priceROI
2025$43.8$30.0-32%
2026 YTD$30.0$5.88-80%

TRIB has finished every year since 2025 lower, and it's down 80% so far in 2026.

Give your agent the market.

Get API key