OSCR

Oscar Health, Inc.

69
Fundamentals85/ 100
Valuation50/ 100
Upside potential61/ 100
Risk potential35/ 100

OSCR's fundamentals are strong: revenue grew 55% and its operating margin went from โˆ’1.9% to 5.4%. Its PE isn't a useful guide right now because of how its recent earnings were reported.

TNYA

Tenaya Therapeutics, Inc.

There isn't enough reported data to score TNYA yet.

OSCR Fundamentals

MetricStatus
Strong
Healthy
Strong
Strong

OSCR's revenue, profitability, cash flow and balance sheet are all currently healthy.

TNYA Fundamentals

MetricStatus
Unavailable
Under pressure
Unavailable
Unavailable

TNYA's profitability is currently under pressure. There isn't enough data to rate its revenue, cash flow and balance sheet.

OSCR PE Valuation

CHEAPFAIREXPENSIVE41x83x124x166x
CHEAPFAIREXPENSIVE41x83x124x166x
LevelPEPriceVs current
Forward12x$31.94โ€”
Current13x$31.94โ€”
Cheap21x$52.73+65%
Fair35x$87.23+173%
Expensive130x$322+907%

Historical ranges are pointers, not guarantees.

OSCR's PE is 13x, but its earnings don't support one, so it isn't a reliable read right now.

TNYA PE Valuation

TNYA has no meaningful PE right now: it lost money over the past year.

OSCR Forward outlook

MetricOutlook
Improving
Strong growth
Strong growth
Strongly improving
Limited
Moderate

Analysts expect strong earnings and revenue growth for OSCR, with profitability improving.

TNYA Forward outlook

MetricOutlook
--
Losses steady
Strong decline
--
Limited
Low

Analysts expect TNYA's revenue to decline, with its earnings and profitability holding steady. However, they disagree widely on these estimates.

OSCR Risk to reward

ScenarioChangePrice
Upside+55%$49.45
Downside-35%$20.78

Calculated from the latest close: $31.94 on Nov 12.

There is not enough scenario data to compare OSCR and TNYA's risk to reward.

TNYA Risk to reward

ScenarioChangePrice
UpsideUnknownโ€”
DownsideUnknownโ€”

Calculated from the latest close: $0.35 on Nov 12.

There is not enough scenario data to compare OSCR and TNYA's risk to reward.

OSCR Earnings Per Share

Q4 2023: $-1.22Q1 2024: $-0.42Q2 2024: $-0.15Q3 2024: $-0.08Q4 2024: $0.10Q1 2025: $0.40Q2 2025: $-0.69Q3 2025: $-1.00Q4 2025: $-1.69Q1 2026: $-0.54Q2 2026: $1.45Q3 2026: $2.47Forward: $2.61
Q4 2023: $-1.22Q1 2024: $-0.42Q2 2024: $-0.15Q3 2024: $-0.08Q4 2024: $0.10Q1 2025: $0.40Q2 2025: $-0.69Q3 2025: $-1.00Q4 2025: $-1.69Q1 2026: $-0.54Q2 2026: $1.45Q3 2026: $2.47Forward: $2.61
QuarterTTM EPSYoY
Forward$2.61+5.6%
Q3 2026$2.47+$3.47
Q2 2026$1.45+$2.14
Q1 2026-$0.54-235%
Q4 2025-$1.69-1790%
Q3 2025-$1.00-$0.92
Q2 2025-$0.69-$0.54
Q1 2025$0.40+$0.82
Q4 2024$0.10+$1.32

OSCR has the edge over TNYA on earnings quality, reporting a profit while its opponent remains loss making.

TNYA Earnings Per Share

Q4 2023: $-1.68Q1 2024: $-1.65Q2 2024: $-1.54Q3 2024: $-1.45Q4 2024: $-1.31Q1 2025: $-1.15Q2 2025: $-0.95Q3 2025: $-0.77Q4 2025: $-0.59Q1 2026: $-0.44Q2 2026: $-0.50Q3 2026: $-0.46
Q4 2023: $-1.68Q1 2024: $-1.65Q2 2024: $-1.54Q3 2024: $-1.45Q4 2024: $-1.31Q1 2025: $-1.15Q2 2025: $-0.95Q3 2025: $-0.77Q4 2025: $-0.59Q1 2026: $-0.44Q2 2026: $-0.50Q3 2026: $-0.46
QuarterTTM EPSYoY
Q3 2026-$0.46+$0.31
Q2 2026-$0.50+$0.45
Q1 2026-$0.44+$0.71
Q4 2025-$0.59+$0.72
Q3 2025-$0.77+$0.68
Q2 2025-$0.95+$0.59
Q1 2025-$1.15+$0.50
Q4 2024-$1.31+$0.37

TNYA is still losing money, but far less than before: $0.46 per share over the past year, against $2.76 at its worst in late 2022.

OSCR Quarterly Revenue

Q4 2023: $1.4BQ1 2024: $2.1BQ2 2024: $2.2BQ3 2024: $2.4BQ4 2024: $2.4BQ1 2025: $3BQ2 2025: $2.9BQ3 2025: $3BQ4 2025: $2.8BQ1 2026: $4.6BQ2 2026: $4.9BQ3 2026: $5.1B
Q4 2023: $1.4BQ1 2024: $2.1BQ2 2024: $2.2BQ3 2024: $2.4BQ4 2024: $2.4BQ1 2025: $3BQ2 2025: $2.9BQ3 2025: $3BQ4 2025: $2.8BQ1 2026: $4.6BQ2 2026: $4.9BQ3 2026: $5.1B
QuarterRevenueYoY
Q3 2026$5.1B+72%
Q2 2026$4.9B+70%
Q1 2026$4.6B+53%
Q4 2025$2.8B+17%
Q3 2025$3B+23%
Q2 2025$2.9B+29%
Q1 2025$3B+42%
Q4 2024$2.4B+67%

OSCR's revenue has grown year over year every quarter since early 2021: $5.1B last quarter, up 72% from the same quarter a year ago.

TNYA Quarterly Revenue

Q4 2023: --Q1 2024: --Q2 2024: --Q3 2024: --Q4 2024: --Q1 2025: --Q2 2025: --Q3 2025: --Q4 2025: --Q1 2026: $225,000Q2 2026: $1MQ3 2026: $2M
Q4 2023: --Q1 2024: --Q2 2024: --Q3 2024: --Q4 2024: --Q1 2025: --Q2 2025: --Q3 2025: --Q4 2025: --Q1 2026: $225,000Q2 2026: $1MQ3 2026: $2M

TNYA's revenue is growing: $2M last quarter.

OSCR Free Cash Flow

Q4 2023: $291MQ1 2024: $628MQ2 2024: $490MQ3 2024: โˆ’$508MQ4 2024: $340MQ1 2025: $870MQ2 2025: $500MQ3 2025: โˆ’$974MQ4 2025: $663MQ1 2026: $2.6BQ2 2026: $2.1BQ3 2026: โˆ’$1.2B
Q4 2023: $291MQ1 2024: $628MQ2 2024: $490MQ3 2024: โˆ’$508MQ4 2024: $340MQ1 2025: $870MQ2 2025: $500MQ3 2025: โˆ’$974MQ4 2025: $663MQ1 2026: $2.6BQ2 2026: $2.1BQ3 2026: โˆ’$1.2B
QuarterFree cash flowYoY
Q3 2026-$1.2B-$238.2M
Q2 2026$2.1B+316%
Q1 2026$2.6B+200%
Q4 2025$662.8M+95%
Q3 2025-$973.7M-$466M
Q2 2025$499.8M+2.1%
Q1 2025$869.5M+38%
Q4 2024$340M+17%

OSCR has the edge over TNYA on cash generation, producing positive trailing cash flow while its opponent burns cash.

TNYA Free Cash Flow

Q4 2023: โˆ’$22MQ1 2024: โˆ’$29MQ2 2024: โˆ’$24MQ3 2024: โˆ’$20MQ4 2024: โˆ’$19MQ1 2025: โˆ’$23MQ2 2025: โˆ’$16MQ3 2025: โˆ’$16MQ4 2025: โˆ’$14MQ1 2026: โˆ’$19MQ2 2026: โˆ’$4MQ3 2026: โˆ’$18M
Q4 2023: โˆ’$22MQ1 2024: โˆ’$29MQ2 2024: โˆ’$24MQ3 2024: โˆ’$20MQ4 2024: โˆ’$19MQ1 2025: โˆ’$23MQ2 2025: โˆ’$16MQ3 2025: โˆ’$16MQ4 2025: โˆ’$14MQ1 2026: โˆ’$19MQ2 2026: โˆ’$4MQ3 2026: โˆ’$18M
QuarterFree cash flowYoY
Q3 2026-$17.7M-$2.1M
Q2 2026-$3.7M+$12M
Q1 2026-$19.2M+$4.3M
Q4 2025-$14M+$4.6M
Q3 2025-$15.6M+$4.4M
Q2 2025-$15.8M+$7.9M
Q1 2025-$23.5M+$5.7M
Q4 2024-$18.6M+$3.7M

TNYA has burned cash in almost every quarter: โˆ’$55M over the past year, against โˆ’$73M the year before.

OSCR Total Shares

Q4 2023: 222MQ1 2024: 294MQ2 2024: 304MQ3 2024: 243MQ4 2024: 266MQ1 2025: 306MQ2 2025: 256MQ3 2025: 259MQ4 2025: 262MQ1 2026: 330MQ2 2026: 333MQ3 2026: 346M
Q4 2023: 222MQ1 2024: 294MQ2 2024: 304MQ3 2024: 243MQ4 2024: 266MQ1 2025: 306MQ2 2025: 256MQ3 2025: 259MQ4 2025: 262MQ1 2026: 330MQ2 2026: 333MQ3 2026: 346M
PeriodChange %Net change
Quarterly+3.9%+13M shares
1 year+34%+87.2M shares
3 years+55%+123M shares
5 years+66%+138M shares
Available history+71%+143M shares

OSCR has the edge over TNYA on shareholder dilution, with a more favorable share count trend.

TNYA Total Shares

Q4 2023: 74MQ1 2024: 81MQ2 2024: 86MQ3 2024: 86MQ4 2024: 85MQ1 2025: 110MQ2 2025: 163MQ3 2025: 163MQ1 2026: 217MQ2 2026: 218MQ3 2026: 226M
Q4 2023: 74MQ1 2024: 81MQ2 2024: 86MQ3 2024: 86MQ4 2024: 85MQ1 2025: 110MQ2 2025: 163MQ3 2025: 163MQ1 2026: 217MQ2 2026: 218MQ3 2026: 226M
PeriodChange %Net change
Quarterly+3.9%+8.4M shares
1 year+39%+63.2M shares
3 years+208%+153M shares
5 years+731%+199M shares

TNYA has 226M diluted shares, up 39% from a year ago.

OSCR Net Leverage

Q1 2024: -217.7xQ2 2024: -24.0xQ3 2024: -10.1xQ4 2024: -13.7xQ1 2025: -9.7xQ1 2026: -110.0xQ2 2026: -5.5xQ3 2026: -4.2x
Q1 2024: -217.7xQ2 2024: -24.0xQ3 2024: -10.1xQ4 2024: -13.7xQ1 2025: -9.7xQ1 2026: -110.0xQ2 2026: -5.5xQ3 2026: -4.2x
QuarterNet LeverageStatus
Q3 2026-4.2xNet Cash
Q2 2026-5.5xNet Cash
Q1 2026-110.0xNet Cash
Q1 2025-9.7xNet Cash
Q4 2024-13.7xNet Cash
Q3 2024-10.1xNet Cash
Q2 2024-24.0xNet Cash
Q1 2024-217.7xNet Cash

OSCR has more cash than debt.

TNYA Net Leverage

TNYA's operating earnings (EBITDA) were negative over the past year, so its debt can't be measured against them.

OSCR Weekly Momentum

MetricValueStatus
RSI58.7Neutral
Stochastic44.9Neutral

OSCR's weekly RSI is 59 (neutral) and its Stochastic is 45 (neutral).

TNYA Weekly Momentum

MetricValueStatus
RSI30.0Oversold
Stochastic7.6Oversold

TNYA's weekly RSI is 30 (oversold) and its Stochastic is 8 (oversold).

OSCR PE vs Healthcare Sector

MetricOSCRSector medianRelative
PE13x26x50% below
PE %33532 pts below

OSCR is trading at 13x earnings, a 50% discount to the Healthcare sector's median of 26x, though its earnings don't support one.

TNYA PE vs Healthcare Sector

TNYA has no meaningful PE right now: it lost money over the past year.

OSCR Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$31.22.3% above
20 week MA$31.12.8% above
50 week MA$22.939% above
100 week MA$19.365% above
200 week MA$15.5106% above

OSCR has the edge over TNYA on trend strength, trading above more of its moving averages.

TNYA Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$0.4522% below
20 week MA$0.6244% below
50 week MA$0.7151% below
100 week MA$0.8659% below
200 week MA$2.2885% below

TNYA is in a downtrend: it's below all five of its weekly moving averages, and 85% below its 200-week average.

OSCR Yearly ROI

YearStart priceEnd priceROI
2021$31.0$8.02-74%
2022$8.02$2.21-72%
2023$2.21$9.15+314%
2024$9.15$13.8+51%
2025$13.8$14.9+8%
2026 YTD$14.9$31.9+114%

OSCR has the edge over TNYA on returns for 2026, with the stronger performance.

TNYA Yearly ROI

YearStart priceEnd priceROI
2021$15.4$21.4+39%
2022$21.4$1.84-91%
2023$1.84$3.24+76%
2024$3.24$1.50-54%
2025$1.50$0.75-50%
2026 YTD$0.75$0.35-53%

TNYA has finished lower in three of the last five years. It's down 53% so far in 2026.

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